stocks logo

FFIN

First Financial Bankshares Inc
$
35.795
+0.755(2.155%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
|
Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
35.840
Open
35.060
VWAP
35.51
Vol
281.85K
Mkt Cap
5.01B
Low
35.060
Amount
10.01M
EV/EBITDA(TTM)
16.08
Total Shares
142.84M
EV
4.82B
EV/OCF(TTM)
3.59
P/S(TTM)
9.25
First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.
Show More

Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
162.22M
+6.92%
0.457
+6.2%
163.60M
+11.22%
0.472
+9.88%
161.54M
+19.5%
0.470
+20.51%
Estimates Revision
The market is revising No Change the revenue expectations for First Financial Bankshares, Inc. (FFIN) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -0.38%.
Revenue Estimates for FY2025
No Change
down Image
0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change
down Image
0.00%
In Past 3 Month
Stock Price
Go Down
down Image
-0.38%
In Past 3 Month
2 Analyst Rating
up Image
7.56% Upside
Wall Street analysts forecast FFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIN is 38.50 USD with a low forecast of 38.00 USD and a high forecast of 39.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
2 Hold
0 Sell
Hold
up Image
7.56% Upside
Current: 35.795
sliders
Low
38.00
Averages
38.50
High
39.00
Keefe Bruyette
Catherine Mealor
Market Perform
maintain
$36 -> $38
2025-07-18
Reason
Keefe Bruyette analyst Catherine Mealor raised the firm's price target on First Financial to $38 from $36 and keeps a Market Perform rating on the shares. Net interest margin was up 7 basis points to 3.81% amid a revenue and provision-driven beat, the analyst tells investors in a research note.
Keefe, Bruyette & Woods
Catherine Mealor
Hold
Maintains
$38 → $36
2025-04-21
Reason
Keefe, Bruyette & Woods
Brady Gailey
Hold
Maintains
$36 → $40
2024-12-04
Reason
Stephens & Co.
Matt Olney
Hold
Maintains
$37 → $40
2024-10-18
Reason
Stephens analyst Matt Olney raised the firm's price target on First Financial to $40 from $37 and keeps an Equal Weight rating on the shares. Q3 EPS was relatively in line with consensus forecast as the net interest margin expanded 2 basis points, notes the analyst, who expects additional improvements in Q4 and into early 2025 with the assumption of an incremental 150 points of gradual Fed Fund cuts over the next eight months.
Truist Securities
Brandon King
Hold
Maintains
$39 → $40
2024-09-20
Reason
Truist raised the firm's price target on First Financial to $40 from $39 and keeps a Hold rating on the shares as part of a broader sector note on Banks adjusting the firm's model following the start of the Fed rate-cutting cycle. The firm's new estimates reflect updated interest rate forward curve assumption of 100bps of rate cuts during 2024 and 100bps in 2025, though its industry outlook balances healthy EPS growth expectations and historically discounted valuations against November election risks and lingering rate path uncertainty, the analyst tells investors in a research note. Truistadds that the liability sensitive trade makes fundamental sense on the surface, though it also cautions that a shallower cutting cycle could be a positive catalyst for discounted asset sensitive or growth names.

Valuation Metrics

The current forward P/E ratio for First Financial Bankshares Inc (FFIN.O) is 18.07, compared to its 5-year average forward P/E of 24.48. For a more detailed relative valuation and DCF analysis to assess First Financial Bankshares Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Undervalued
5Y Average PE
24.48
Current PE
18.07
Overvalued PE
29.39
Undervalued PE
19.58

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Undervalued
5Y Average PS
9.86
Current PS
7.36
Overvalued PS
11.97
Undervalued PS
7.75

Financials

Annual
Quarterly
FY2025Q2
YoY :
+17.76%
143.33M
Total Revenue
FY2025Q2
YoY :
+29.08%
77.44M
Operating Profit
FY2025Q2
YoY :
+27.00%
66.66M
Net Income after Tax
FY2025Q2
YoY :
+24.32%
0.46
EPS - Diluted
FY2025Q2
YoY :
-77.97%
40.35M
Free Cash Flow
FY2025Q2
YoY :
+30.85%
244.97
FCF Margin - %
FY2025Q2
YoY :
+7.86%
46.51
Net Margin - %
FY2025Q2
YoY :
+27.08%
14.08
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
1.0M
USD
1
0-12
Months
0.0
USD
0
Bought
0-3
2
200.3K
USD
Months
3-6
4
258.3K
USD
Months
6-9
1
18.6K
USD
Months
0-12
1
10.2K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

FFIN News & Events

Events Timeline

2025-07-23 (ET)
2025-07-23
12:46:13
First Financial Bank names Kyle McVey CFO
select
2025-07-23
10:49:40
First Financial announces renewalof stock repurchase plan
select
2025-07-17 (ET)
2025-07-17
16:10:28
First Financial reports Q2 EPS 47c, consensus 44c
select
Sign Up For More Events

News

8.0
07-28SeekingAlpha
First Financial Bankshares declares $0.19 dividend
5.0
07-23Newsfilter
First Financial Bankshares Announces Promotion of Kyle McVey to EVP Chief Financial Officer of First Financial Bank
8.0
07-23Newsfilter
FIRST FINANCIAL BANKSHARES ANNOUNCES RENEWAL OF STOCK REPURCHASE PLAN
Sign Up For More News

FAQ

arrow icon

What is First Financial Bankshares Inc (FFIN) stock price today?

The current price of FFIN is 35.795 USD — it has increased 2.15 % in the last trading day.

arrow icon

What is First Financial Bankshares Inc (FFIN)'s business?

arrow icon

What is the price predicton of FFIN Stock?

arrow icon

What is First Financial Bankshares Inc (FFIN)'s revenue for the last quarter?

arrow icon

What is First Financial Bankshares Inc (FFIN)'s earnings per share (EPS) for the last quarter?

arrow icon

What changes have occurred in the market's expectations for First Financial Bankshares Inc (FFIN)'s fundamentals?

arrow icon

How many employees does First Financial Bankshares Inc (FFIN). have?

arrow icon

What is First Financial Bankshares Inc (FFIN) market cap?