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FFIN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
32.845
Open
32.410
VWAP
32.47
Vol
715.85K
Mkt Cap
4.67B
Low
31.920
Amount
23.24M
EV/EBITDA(TTM)
13.89
Total Shares
143.23M
EV
4.48B
EV/OCF(TTM)
--
P/S(TTM)
7.69
First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.
Show More

Events Timeline

(ET)
2026-04-16
16:10:00
Company Q1 Net Interest Margin Rises to 3.86%
select
2026-01-28 (ET)
2026-01-28
16:30:00
First Financial Appoints David Bailey as CEO
select
2026-01-22 (ET)
2026-01-22
16:20:00
Q4 Net Interest Margin Reaches 3.81%, CEO Highlights Strong Performance
select
2025-10-23 (ET)
2025-10-23
16:10:30
First Financial Bancorp Announces Q3 EPS of 36c, Below Consensus Estimate of 47c
select
2025-10-22 (ET)
2025-10-22
16:29:23
Tim Brown Named CIO of First Financial
select
2025-07-23 (ET)
2025-07-23
12:46:13
First Financial Bank names Kyle McVey CFO
select

News

NASDAQ.COM
9.5
04-17NASDAQ.COM
First Financial Bankshares Reports Q1 Profit Growth
  • Profit Growth: First Financial Bankshares reported a Q1 profit of $71.54 million, an 18.5% increase from last year's $61.35 million, indicating a significant enhancement in the company's profitability and boosting investor confidence.
  • Earnings Per Share Increase: EPS rose from $0.43 to $0.50, a 16.3% increase, reflecting the company's success in cost control and operational efficiency, further solidifying its market position.
  • Revenue Growth: The company's revenue for the first quarter increased by 12% to $166.89 million from $149.02 million last year, demonstrating effective strategies in business expansion and customer acquisition.
  • Optimistic Market Outlook: With economic recovery and rising interest rates, First Financial Bankshares' financial performance suggests future growth potential, likely attracting more investor interest in its stock performance.
seekingalpha
9.5
04-16seekingalpha
First Financial Bankshares Q1 Earnings Exceed Expectations
  • Earnings Beat: First Financial Bankshares reported a Q1 GAAP EPS of $0.50, exceeding expectations by $0.03, which reflects the company's robust profitability and boosts investor confidence.
  • Significant Revenue Growth: The bank's revenue reached $167 million, marking a 12.1% year-over-year increase and surpassing estimates by $0.69 million, indicating strong growth momentum in a competitive market.
  • Increase in Credit Loss Allowance: As of March 31, 2026, the allowance for credit losses totaled $107.92 million, or 1.30% of loans held-for-investment, up from 1.29% at the end of 2025, demonstrating a cautious approach to potential credit risks.
  • Stable Historical Performance: The historical earnings data and dividend scorecard for First Financial Bankshares highlight the company's exceptional financial management, showcasing resilience and a commitment to shareholder returns despite market challenges.
PRnewswire
9.5
04-16PRnewswire
First Financial Bankshares Reports Q1 2026 Earnings Results
  • Net Income Growth: First Financial Bankshares reported a net income of $71.54 million for Q1 2026, reflecting a 16.6% year-over-year increase primarily driven by core balance sheet growth and reduced funding costs, thereby enhancing the company's financial stability and competitive position in the market.
  • Interest Income Increase: The net interest income for the first quarter reached $134.79 million, up from $131.37 million in Q4 2025, indicating effective management and asset allocation strategies in a challenging interest rate environment.
  • Credit Loss Provision Changes: The provision for credit losses was $2.29 million in Q1 2026, reversing from a provision reversal of $2.49 million in Q4 2025, demonstrating improvements in credit risk management and bolstering investor confidence.
  • Asset and Liability Status: As of March 31, 2026, total assets stood at $15.39 billion, slightly down from $15.45 billion at the end of 2025, while total loans increased to $8.29 billion, showcasing the company's ongoing expansion in its lending operations.
Marketbeat
5.0
03-18Marketbeat
3 Stocks Where Insiders Are Investing Their Own Capital
  • Insider Stock Purchases: Insiders are buying stocks in 2026, indicating potential upside despite associated risks; the focus is on operational quality and profit capacity.

  • E.W. Scripps Company Activity: Significant insider buying at E.W. Scripps suggests confidence in the company's future, driven by efficiency improvements and AI integration, despite mixed analyst trends.

  • First Financial Bank Trends: First Financial Bank insiders have consistently bought shares over five quarters, indicating strong confidence in the company's dividend yield and growth potential.

  • Market Recommendations: Analysts recommend five specific stocks for investment, highlighting their potential for growth and advising clients to act before broader market trends catch up.

NASDAQ.COM
5.0
02-24NASDAQ.COM
Insider Purchases of FFIN and LEE Stocks
  • FFIN Insider Purchase: Geoff Haney disclosed in an SEC filing that he bought 10,200 shares of FFIN at $33.18 each on Friday, totaling an investment of $338,436, indicating confidence in the company's future prospects.
  • Market Price Fluctuation: Despite Haney's higher purchase price, FFIN traded as low as $31.68 on Tuesday, 4.5% below his purchase price, providing a more attractive entry point for bargain hunters.
  • LEE Stock Acquisition: On Monday, David Henry Hoffmann purchased $314,784 worth of Lee Enterprises, acquiring 36,400 shares at $8.65 each, marking his first purchase in the past year and signaling optimism about LEE's future performance.
  • LEE Market Performance: On Tuesday, LEE shares rose approximately 3.1%, reflecting a positive market reaction to Hoffmann's purchase, which may further stimulate investor interest in the stock.
seekingalpha
9.5
01-22seekingalpha
First Financial Bankshares Reports Q4 EPS of $0.51 on Revenue of $164.7M
  • Earnings Highlights: First Financial Bankshares reported a Q4 GAAP EPS of $0.51 and revenue of $164.7 million, indicating stability in revenue growth despite facing market challenges.
  • Credit Risk Assessment: Analysts suggest that the credit misstep at First Financial Bankshares is likely a one-off event, providing investor confidence and indicating the company's potential in risk management.
  • Upgrade Necessity: Market analysis indicates that First Financial Bankshares needs to lower its valuation to justify an upgrade, reflecting cautious investor sentiment regarding the company's future growth, which may impact its stock performance.
  • Quant Rating Insight: Seeking Alpha's quant rating on First Financial Bankshares highlights market attention to its financial performance, although the current rating has not significantly improved, it still serves as a reference for investors.
Wall Street analysts forecast FFIN stock price to rise
1 Analyst Rating
Wall Street analysts forecast FFIN stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
36.00
Averages
36.00
High
36.00
Current: 0.000
sliders
Low
36.00
Averages
36.00
High
36.00
Keefe Bruyette
Market Perform
downgrade
$36 -> $34
AI Analysis
2026-04-09
Reason
Keefe Bruyette
Price Target
$36 -> $34
AI Analysis
2026-04-09
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on First Financial to $34 from $36 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
downgrade
$38 -> $36
2025-10-24
Reason
Keefe Bruyette
Price Target
$38 -> $36
2025-10-24
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on First Financial to $36 from $38 and keeps a Market Perform rating on the shares. The firm says higher charge-offs and provisions drove a Q3 miss and could weigh on shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FFIN
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Valuation Metrics

The current forward P/E ratio for First Financial Bankshares Inc (FFIN.O) is 24.57, compared to its 5-year average forward P/E of 23.93. For a more detailed relative valuation and DCF analysis to assess First Financial Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
23.93
Current PE
24.57
Overvalued PE
29.08
Undervalued PE
18.77

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.88
Current EV/EBITDA
7.70
Overvalued EV/EBITDA
4.48
Undervalued EV/EBITDA
-2.72

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
9.36
Current PS
5.97
Overvalued PS
11.66
Undervalued PS
7.05

Financials

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Quarterly

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Whales Holding FFIN

N
NFJ Investment Group, LLC
Holding
FFIN
+0.50%
3M Return

Trading Trends

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Frequently Asked Questions

What is First Financial Bankshares Inc (FFIN) stock price today?

The current price of FFIN is 32.64 USD — it has increased 0.52

What is First Financial Bankshares Inc (FFIN)'s business?

First Financial Bankshares, Inc. is a financial holding company. The Company, through its wholly owned subsidiary, First Financial Bank (the Bank), operates multiple banking regions with approximately 79 locations in Texas, including Abilene, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Bryan, Burleson, College Station, Cisco, Cleburne, Clyde, Conroe, Cut and Shoot, Decatur, Eastland and others. The Bank provides general commercial banking services, which include accepting and holding checking, savings and time deposits, making loans, offering automated teller machines (ATMs), drive-in and night deposit services, safe deposit facilities, remote deposit capture, Internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services. The Company also operates First Financial Trust and Asset Management Company, with nine locations and First Technology Services, Inc., a technology operating company.

What is the price predicton of FFIN Stock?

Wall Street analysts forecast FFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFIN is36.00 USD with a low forecast of 36.00 USD and a high forecast of 36.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Financial Bankshares Inc (FFIN)'s revenue for the last quarter?

First Financial Bankshares Inc revenue for the last quarter amounts to 163.80M USD, increased 18.89

What is First Financial Bankshares Inc (FFIN)'s earnings per share (EPS) for the last quarter?

First Financial Bankshares Inc. EPS for the last quarter amounts to 0.50 USD, increased 16.28

How many employees does First Financial Bankshares Inc (FFIN). have?

First Financial Bankshares Inc (FFIN) has 1500 emplpoyees as of April 21 2026.

What is First Financial Bankshares Inc (FFIN) market cap?

Today FFIN has the market capitalization of 4.67B USD.