FFIN Relative Valuation
FFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, FFIN is overvalued; if below, it's undervalued.
Historical Valuation
First Financial Bankshares Inc (FFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 16.44 is considered Undervalued compared with the five-year average of 24.18. The fair price of First Financial Bankshares Inc (FFIN) is between 36.14 to 52.05 according to relative valuation methord. Compared to the current price of 31.61 USD , First Financial Bankshares Inc is Undervalued By 12.55%.
Relative Value
Fair Zone
36.14-52.05
Current Price：31.61
12.55%
Undervalued
16.44
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
First Financial Bankshares Inc. (FFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
First Financial Bankshares Inc. (FFIN) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
6.70
PS
First Financial Bankshares Inc. (FFIN) has a current PS of 6.70. The 5-year average PS is 9.75. The thresholds are as follows: Strongly Undervalued below 5.35, Undervalued between 5.35 and 7.55, Fairly Valued between 11.95 and 7.55, Overvalued between 11.95 and 14.15, and Strongly Overvalued above 14.15. The current Forward PS of 6.70 falls within the Undervalued range.
0.00
P/OCF
First Financial Bankshares Inc. (FFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
First Financial Bankshares Inc. (FFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
First Financial Bankshares Inc (FFIN) has a current Price-to-Book (P/B) ratio of 2.46. Compared to its 3-year average P/B ratio of 3.11 , the current P/B ratio is approximately -21.12% higher. Relative to its 5-year average P/B ratio of 3.50, the current P/B ratio is about -29.84% higher. First Financial Bankshares Inc (FFIN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 5.91%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 5.36% , the current FCF yield is about -100.00% lower.
2.46
P/B
Median3y
3.11
Median5y
3.50
6.59
FCF Yield
Median3y
5.91
Median5y
5.36
Competitors Valuation Multiple
The average P/S ratio for FFIN's competitors is , providing a benchmark for relative valuation. First Financial Bankshares Inc Corp (FFIN) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 16.37%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of FFIN decreased by 12.32% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 125.99M to 146.61M.
The secondary factor is the P/E Change, contributed -9.90%to the performance.
Overall, the performance of FFIN in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
Is First Financial Bankshares Inc (FFIN) currently overvalued or undervalued?
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What is the current P/B ratio for First Financial Bankshares Inc (FFIN) as of Dec 05 2025?
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