Historical Valuation
First Financial Bankshares Inc (FFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 15.61 is considered Undervalued compared with the five-year average of 24.05. The fair price of First Financial Bankshares Inc (FFIN) is between 35.76 to 52.81 according to relative valuation methord. Compared to the current price of 31.57 USD , First Financial Bankshares Inc is Undervalued By 11.71%.
Relative Value
Fair Zone
35.76-52.81
Current Price：31.57
11.71%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
First Financial Bankshares Inc (FFIN) has a current Price-to-Book (P/B) ratio of 2.33. Compared to its 3-year average P/B ratio of 3.06 , the current P/B ratio is approximately -23.78% higher. Relative to its 5-year average P/B ratio of 3.49, the current P/B ratio is about -33.19% higher. First Financial Bankshares Inc (FFIN) has a Forward Free Cash Flow (FCF) yield of approximately 6.95%. Compared to its 3-year average FCF yield of 5.91%, the current FCF yield is approximately 17.57% lower. Relative to its 5-year average FCF yield of 5.42% , the current FCF yield is about 28.22% lower.
P/B
Median3y
3.06
Median5y
3.49
FCF Yield
Median3y
5.91
Median5y
5.42
Competitors Valuation Multiple
AI Analysis for FFIN
The average P/S ratio for FFIN competitors is 3.38, providing a benchmark for relative valuation. First Financial Bankshares Inc Corp (FFIN.O) exhibits a P/S ratio of 6.35, which is 88.1% above the industry average. Given its robust revenue growth of 16.37%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for FFIN
1Y
3Y
5Y
Market capitalization of FFIN increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FFIN in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is FFIN currently overvalued or undervalued?
First Financial Bankshares Inc (FFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 15.61 is considered Undervalued compared with the five-year average of 24.05. The fair price of First Financial Bankshares Inc (FFIN) is between 35.76 to 52.81 according to relative valuation methord. Compared to the current price of 31.57 USD , First Financial Bankshares Inc is Undervalued By 11.71% .
What is First Financial Bankshares Inc (FFIN) fair value?
FFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of First Financial Bankshares Inc (FFIN) is between 35.76 to 52.81 according to relative valuation methord.
How does FFIN's valuation metrics compare to the industry average?
The average P/S ratio for FFIN's competitors is 3.38, providing a benchmark for relative valuation. First Financial Bankshares Inc Corp (FFIN) exhibits a P/S ratio of 6.35, which is 88.10% above the industry average. Given its robust revenue growth of 16.37%, this premium appears unsustainable.
What is the current P/B ratio for First Financial Bankshares Inc (FFIN) as of Jan 10 2026?
As of Jan 10 2026, First Financial Bankshares Inc (FFIN) has a P/B ratio of 2.33. This indicates that the market values FFIN at 2.33 times its book value.
What is the current FCF Yield for First Financial Bankshares Inc (FFIN) as of Jan 10 2026?
As of Jan 10 2026, First Financial Bankshares Inc (FFIN) has a FCF Yield of 6.95%. This means that for every dollar of First Financial Bankshares Inc’s market capitalization, the company generates 6.95 cents in free cash flow.
What is the current Forward P/E ratio for First Financial Bankshares Inc (FFIN) as of Jan 10 2026?
As of Jan 10 2026, First Financial Bankshares Inc (FFIN) has a Forward P/E ratio of 15.61. This means the market is willing to pay $15.61 for every dollar of First Financial Bankshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for First Financial Bankshares Inc (FFIN) as of Jan 10 2026?
As of Jan 10 2026, First Financial Bankshares Inc (FFIN) has a Forward P/S ratio of 6.35. This means the market is valuing FFIN at $6.35 for every dollar of expected revenue over the next 12 months.