FFIN News & Events

Reports Q1 net interest margin 3.86% vs. 3.81% for 4Q25 and 3.74% for 1Q25. Tangible book value was $11.38 from $11.20 at previous quarter end. Common equity Tier 1 capital ratio was 20.23% in Q1 from 19.99% last quarter. "We are pleased to start 2026 with a strong increase in net income of 16.6 percent year over year, primarily due to our core balance sheet growth and decreased funding costs over the past year," said David Bailey, CEO. "While the current macro environment is uncertain with the ongoing Iran conflict, our Company remains financially strong, sound and secure as reflected in our strong capital levels, diversified core deposit base, and sound lending practices. We appreciate our associates who work hard every day to build new customer relationships while providing exceptional service".

The Boards of Directors of First Financial has announced the promotion of David Bailey to CEO. The position was previously held by F. Scott Dueser, who will continue to serve as Executive Chairman of the Boards.

Reports Q4 net interest margin 3.81% vs. 3.67% last year. Tangible book value was $11.20 from $10.59 at previous quarter end. Common equity Tier 1 capital ratio was 19.99% vs. 19.10% in the previous quarter. "We are pleased to report a strong finish to 2025, highlighted by record quarterly net income. We are especially happy with the strong deposit growth during the quarter, which will set us up well to grow both loans and securities in 2026," said F. Scott Dueser, CEO. "We are encouraged by our organic balance sheet growth of almost $1.50B in the past year, increasing earning assets while continuing to grow net interest income. As we enter 2026, we will continue to remain focused on sound lending growth, managing the changing interest rate environment and the regulatory landscape. We appreciate the continued support of our customers, shareholders and associates and assure you that we will continue to put You First!"