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CFR Overview

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0.000
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Intellectia

Loading chart...

High
134.050
Open
133.300
VWAP
133.30
Vol
596.55K
Mkt Cap
8.47B
Low
132.460
Amount
79.52M
EV/EBITDA(TTM)
15.80
Total Shares
63.20M
EV
12.70B
EV/OCF(TTM)
27.08
P/S(TTM)
4.06
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.
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Events Timeline

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News

CNBC
6.5
02-07CNBC
Bank of America Names Five Stocks with Upside Potential
  • Strong Performance by CACI: CACI's earnings report showcased robust margin expansion and free cash flow generation despite a sluggish award environment, prompting analysts to raise their price target from $670 to $750, reflecting confidence in its continued dominance.
  • Growth in Real Estate Investment Trust: Equity LifeStyle Properties reported strong business performance in January, leading analysts to upgrade the stock from neutral to buy, as its age-restricted mobile home portfolio benefits from demographic trends, with steady rent increases contributing to an 8% rise in stock price this year.
  • Turning Point for Teledyne: Teledyne exceeded revenue expectations in January, with analysts noting that short-cycle recovery will drive margin expansion, while strong growth in the drone market is anticipated, resulting in a 27% increase in stock price since the beginning of the year.
  • Boot Barn's Sustained Growth: Boot Barn continues to show consistent sales momentum, with analysts reiterating a buy rating, arguing that its 21x P/E ratio does not fully reflect its best-in-class growth profile, as third-quarter results aligned with prior expectations, indicating strong market performance.
PRnewswire
5.0
01-30PRnewswire
Cullen/Frost Bank Elects Two New Directors
  • New Board Members: Cullen/Frost Bankers, Inc. has elected Marsha M. Shields and Jeff Rummel to its board, with Chairman and CEO Phil Green noting their business and policy experience will add significant value as the company expands.
  • Shields' Background: Marsha M. Shields is the CEO of McCombs Enterprises, overseeing multiple core businesses and holding key positions at institutions like the Texas Biomedical Research Institute, showcasing her strong leadership capabilities and extensive management experience.
  • Rummel's Credentials: Jeff Rummel served as the managing partner of Ernst & Young's San Antonio office, bringing over 37 years of auditing experience, particularly in assessing risks at complex financial institutions, which enhances the board's expertise.
  • Retirement of Current Director: Current director Chris Avery will retire in April, having contributed to major initiatives during his tenure, including the company's organic expansion and pandemic response, with the board expressing gratitude for his service.
Newsfilter
5.0
01-30Newsfilter
Cullen/Frost Bank Elects Two New Directors
  • New Board Members: Cullen/Frost Bankers, Inc. has elected Marsha M. Shields and Jeff Rummel to its board, aiming to leverage their business and policy expertise to drive company expansion and enhance board diversity and professionalism.
  • Shields' Background: Marsha M. Shields is the CEO of McCombs Enterprises, overseeing multiple core businesses, and her extensive management experience and educational background are expected to provide valuable perspectives for the bank's strategic decisions.
  • Rummel's Credentials: Jeff Rummel served as the managing partner of Ernst & Young's San Antonio office, bringing over 37 years of auditing experience, particularly in the financial services sector, which will offer profound insights into the bank's risk management and compliance.
  • Director Retirement: Current director Chris Avery will retire in April, having contributed to significant initiatives during his tenure, including the company's organic expansion and critical pandemic responses, with the board expressing gratitude for his service.
Yahoo Finance
5.0
01-30Yahoo Finance
Cullen/Frost Bankers Adds Two New Directors to Board
  • New Board Members: Cullen/Frost Bankers has elected Marsha M. Shields and Jeff Rummel to the board, enhancing the board's expertise and experience to support the company's expansion strategy.
  • Shields' Background: As CEO of McCombs Enterprises, Shields oversees multiple core businesses and brings extensive business and policy experience, which is expected to provide new perspectives and strategic direction for the company.
  • Rummel's Credentials: Rummel served as managing partner at Ernst & Young's San Antonio office, with over 37 years of auditing experience, particularly in the financial services sector, enabling him to offer professional support in risk assessment and management for the company.
  • Current Director Retirement: Current director Chris Avery will retire in April, having contributed to significant expansions and pandemic responses during his tenure, with the board expressing gratitude for his service.
Yahoo Finance
9.5
01-30Yahoo Finance
CFR Reports 7.4% Increase in Q4 Net Income
  • Net Income Growth: Cullen/Frost Bankers Inc (NYSE:CFR) reported a net income of $164.6 million for Q4, reflecting a 7.4% year-over-year increase, indicating sustained profitability improvements that bolster investor confidence.
  • Full-Year Performance Boost: The company's full-year net income reached $641.9 million, an 11.5% increase from 2024, showcasing strong performance in a competitive market and further solidifying its market position.
  • Deposit and Loan Growth: Average deposits grew to $43.3 billion in Q4, up 3.5% year-over-year, while average loans increased by 6.5% to $21.7 billion, reflecting the company's success in expanding its customer base and enhancing market share.
  • Stock Buyback Program: The company repurchased approximately 654,000 shares at a cost of $80.7 million in Q4, demonstrating management's confidence in the company's future prospects while also creating value for shareholders.
seekingalpha
9.5
01-29seekingalpha
Cullen/Frost Bank Reports Strong Q4 2025 Earnings Growth
  • Net Income Growth: Cullen/Frost Bank reported a net income of $164.6 million for Q4 2025, reflecting a 7.4% year-over-year increase, with earnings per share rising to $2.56, up 8.5%, indicating the effectiveness of its organic expansion strategy.
  • Loan and Deposit Performance: By the end of 2025, expansion loans reached $2.37 billion, with over 78,000 new households added, and average loans and deposits increased to $21.7 billion and $43.3 billion respectively, showcasing the company's strong competitive position in the market.
  • Share Repurchase Plan: The board approved a new $300 million share repurchase program following the completion of the previous $150 million plan, demonstrating the company's confidence in future growth and commitment to shareholders.
  • Future Outlook: The company projects net interest income growth of 3% to 5% for 2026, with loan growth expected between 5% and 7%, and noninterest income anticipated to grow by 4% to 5%, reflecting management's optimistic view on market opportunities.
Wall Street analysts forecast CFR stock price to rise
10 Analyst Rating
Wall Street analysts forecast CFR stock price to rise
4 Buy
4 Hold
2 Sell
Hold
Current: 0.000
sliders
Low
125.00
Averages
148.60
High
163.00
Current: 0.000
sliders
Low
125.00
Averages
148.60
High
163.00
Cantor Fitzgerald
Neutral
maintain
$141 -> $152
AI Analysis
2026-03-03
Reason
Cantor Fitzgerald
Price Target
$141 -> $152
AI Analysis
2026-03-03
maintain
Neutral
Reason
Cantor Fitzgerald raised the firm's price target on Cullen/Frost to $152 from $141 and keeps a Neutral rating on the shares. Bank stocks faced a volatile week driven by a mix of renewed tariff concerns, the collapse of UK-based Market Financial Solutions, lingering AI-driven job loss worries, and an above-consensus January PPI reading, which together fueled near-term uncertainty, but Cantor remains bullish for 2026, the analyst tells investors in a research note.
Morgan Stanley
Underweight
maintain
$136 -> $143
2026-03-02
Reason
Morgan Stanley
Price Target
$136 -> $143
2026-03-02
maintain
Underweight
Reason
Morgan Stanley raised the firm's price target on Cullen/Frost to $143 from $136 and keeps an Underweight rating on the shares. The firm is increasing price targets by a median 8% across the midcap banks group. While noting that recent outperformance means "the bar is higher from here," the firm remains optimistic on the group, citing tailwinds from loan growth, net interest margin and capital return.
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Valuation Metrics

The current forward P/E ratio for Cullen/Frost Bankers Inc (CFR.N) is 13.06, compared to its 5-year average forward P/E of 14.65. For a more detailed relative valuation and DCF analysis to assess Cullen/Frost Bankers Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
14.65
Current PE
13.06
Overvalued PE
17.89
Undervalued PE
11.41

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.05
Current PS
3.50
Overvalued PS
4.87
Undervalued PS
3.23

Financials

AI Analysis
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Quarterly

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Whales Holding CFR

C
Campbell & Company, LP
Holding
CFR
+10.02%
3M Return
P
Polaris Capital Management, LLC
Holding
CFR
+9.28%
3M Return
W
Westwood Management Corp.
Holding
CFR
+9.27%
3M Return
D
DePrince, Race & Zollo, Inc.
Holding
CFR
+4.84%
3M Return
S
Sprucegrove Investment Management Ltd
Holding
CFR
+0.94%
3M Return
P
Palisade Capital Management, LP
Holding
CFR
+0.55%
3M Return

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Frequently Asked Questions

What is Cullen/Frost Bankers Inc (CFR) stock price today?

The current price of CFR is 133.4 USD — it has decreased -0.45

What is Cullen/Frost Bankers Inc (CFR)'s business?

Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.

What is the price predicton of CFR Stock?

Wall Street analysts forecast CFR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFR is148.60 USD with a low forecast of 125.00 USD and a high forecast of 163.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Cullen/Frost Bankers Inc (CFR)'s revenue for the last quarter?

Cullen/Frost Bankers Inc revenue for the last quarter amounts to 547.40M USD, increased 8.17

What is Cullen/Frost Bankers Inc (CFR)'s earnings per share (EPS) for the last quarter?

Cullen/Frost Bankers Inc. EPS for the last quarter amounts to 2.56 USD, increased 8.47

How many employees does Cullen/Frost Bankers Inc (CFR). have?

Cullen/Frost Bankers Inc (CFR) has 6008 emplpoyees as of March 11 2026.

What is Cullen/Frost Bankers Inc (CFR) market cap?

Today CFR has the market capitalization of 8.47B USD.