CFR Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

578.05M

+3.86%

2.450

+3.83%

580.46M

+3.58%

2.391

+3.97%

585.96M

+3.19%

2.448

+2.43%

Estimates Revision

The market is revising Upward the revenue expectations for Cullen/Frost Bankers, Inc. (CFR) for FY2025, with the revenue forecasts being adjusted by 1.19% over the past three months. During the same period, the stock price has changed by 6.19%.

Revenue Estimates for FY2025

Revise Upward

+1.19%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+4.21%

In Past 3 Month

Stock Price

Go Up

+6.19%

In Past 3 Month

8 Analyst Rating

Wall Street analysts forecast CFR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFR is 139.13 USD with a low forecast of 114.00 USD and a high forecast of 154.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

4 Hold

2 Sell

Hold

Current: 0.000

Low

114.00

Averages

139.13

High

154.00

Current: 0.000

Low

114.00

Averages

139.13

High

154.00

Keefe Bruyette

Catherine Mealor

Market Perform -> Outperform

upgrade

$150

2026-01-04

Reason

Keefe Bruyette

Catherine Mealor

Price Target

$150

2026-01-04

upgrade

Market Perform -> Outperform

Reason

Keefe Bruyette analyst Catherine Mealor upgraded Cullen/Frost to Outperform from Market Perform with an unchanged price target of $150. The firm cites the stock's underperformance in 2025 and catalysts for upside to 2027 earnings estimates for the upgrade. Cullen/Frost's organic loan growth will improve and be the highest of its peer group at 8% in 2026, the analyst tells investors in a research note. Keefe also expects the company to be more active in capital deployment and believes the Street is underestimating accretion from its branch expansion strategy.

Barclays

Equal Weight

downgrade

$145 -> $140

2025-12-19

Reason

Barclays

Price Target

$145 -> $140

2025-12-19

downgrade

Equal Weight

Reason

Barclays lowered the firm's price target on Cullen/Frost to $140 from $145 and keeps an Equal Weight rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. More differentiation in loan growth and book value expansion is expected within the group next year, the analyst tells investors in a research note.

Citi

Benjamin Gerlinger

Sell

maintain

$112 -> $114

2025-10-31

Reason

Citi

Benjamin Gerlinger

Price Target

$112 -> $114

2025-10-31

maintain

Sell

Reason

Citi analyst Benjamin Gerlinger raised the firm's price target on Cullen/Frost to $114 from $112 and keeps a Sell rating on the shares. The firm says the company's Q3 results came in modestly ahead of expectations.

Evercore ISI

John Pancari

In Line

maintain

$135 -> $137

2025-09-30

Reason

Evercore ISI

John Pancari

Price Target

$135 -> $137

2025-09-30

maintain

In Line

Reason

Evercore ISI analyst John Pancari raised the firm's price target on Cullen/Frost to $137 from $135 and keeps an In Line rating on the shares. Regional bank and specialty finance trends \"appear solid\" for Q3, but full momentum in earnings might not be seen until early 2026, the analyst tells investors in a preview for the group.

Morgan Stanley

Manan Gosalia

Underweight

maintain

$125 -> $136

2025-09-29

Reason

Morgan Stanley

Manan Gosalia

Price Target

$125 -> $136

2025-09-29

maintain

Underweight

Reason

Morgan Stanley analyst Manan Gosalia raised the firm's price target on Cullen/Frost to $136 from $125 and keeps an Underweight rating on the shares. A steepening yield curve with lower short end rates is \"an ideal backdrop for Midcap Banks,\" says the analyst, who is upgrading the industry view to Attractive. The midcap banks group has underperformed year-to-date, setting up \"a compelling buying opportunity,\" the analyst tells investors.

TD Cowen

Buy

initiated

$154

2025-09-24

Reason

TD Cowen

Price Target

$154

2025-09-24

initiated

Buy

Reason

TD Cowen initiated coverage of Cullen/Frost with a Buy rating and $154 price target. The firm rolled out coverage on the mid and small cap banks with a bullish view. The group is trading at a \"sizable valuation discount\" to historical averages, with catalysts ahead from improving net interest margins, renewed loan growth, and banks \"going on offense with capital.\" TD sees one of the most attractive entry points in decades for the group. The firm's top picks, in order, are Western Alliance (WAL), Customers Bancorp (CUBI), East West Bancorp (EWBC), MVB Financial (MVBF), Live Oak Bancshares (LOB), Valley National (VLY), and Atlantic Union (AUB).

Valuation Metrics

The current forward P/E ratio for Cullen/Frost Bankers Inc (CFR.N) is 13.06, compared to its 5-year average forward P/E of 14.67. For a more detailed relative valuation and DCF analysis to assess Cullen/Frost Bankers Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

14.67

Current PE

13.06

Overvalued PE

17.86

Undervalued PE

11.48

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

4.07

Current PS

3.50

Overvalued PS

4.88

Undervalued PS

3.26

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

CFR News & Events

Events Timeline

No data

News

9.5

01-07PRnewswire

PinnedCFR to Release Q4 2025 Earnings on January 29, 2026

4.5

2025-12-29Barron's

The Rise in Silver Prices Is Causing New Challenges for Jewelers

6.5

2025-12-18MarketWatch

Insights on On-Device AI and the 'Girlfriend Index': Investment Ideas from the Research Firm That Predicted 2025's Trends

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Frequently Asked Questions

What is Cullen/Frost Bankers Inc (CFR) stock price today?

The current price of CFR is 135.78 USD — it has decreased -0.93 % in the last trading day.

What is Cullen/Frost Bankers Inc (CFR)'s business?

Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.

What is the price predicton of CFR Stock?

What is Cullen/Frost Bankers Inc (CFR)'s revenue for the last quarter?

Cullen/Frost Bankers Inc revenue for the last quarter amounts to 538.18M USD, increased 9.55 % YoY.

What is Cullen/Frost Bankers Inc (CFR)'s earnings per share (EPS) for the last quarter?

Cullen/Frost Bankers Inc. EPS for the last quarter amounts to 2.67 USD, increased 19.20 % YoY.

What changes have occurred in the market's expectations for Cullen/Frost Bankers Inc (CFR)'s fundamentals?

How many employees does Cullen/Frost Bankers Inc (CFR). have?

Cullen/Frost Bankers Inc (CFR) has 5854 emplpoyees as of January 10 2026.

What is Cullen/Frost Bankers Inc (CFR) market cap?

Today CFR has the market capitalization of 8.68B USD.