CFR PE Ratio & Valuation, Is CFR Overvalued

Historical Valuation

Cullen/Frost Bankers Inc (CFR) is now in the Undervalued zone, suggesting that its current forward PE ratio of 13.06 is considered Undervalued compared with the five-year average of 14.65. The fair price of Cullen/Frost Bankers Inc (CFR) is between 153.31 to 206.45 according to relative valuation method. Compared to the current price of 134.00 USD , Cullen/Frost Bankers Inc By Undervalued By 12.59%.

Relative Value

Fair Zone

153.31-206.45

Current Price：134.00

12.59%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Cullen/Frost Bankers Inc (CFR) has a current Price-to-Book (P/B) ratio of 1.89. Compared to its 3-year average P/B ratio of 2.03, the current P/B ratio is approximately -6.51% higher. Relative to its 5-year average P/B ratio of 2.14, the current P/B ratio is about -11.41% higher. Cullen/Frost Bankers Inc (CFR) has a Forward Free Cash Flow (FCF) yield of approximately 0.20%. Compared to its 3-year average FCF yield of 6.40%, the current FCF yield is approximately -96.86% lower. Relative to its 5-year average FCF yield of 6.61%, the current FCF yield is about -96.96% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for CFR competitors is 3.10, providing a benchmark for relative valuation. Cullen/Frost Bankers Inc Corp (CFR.N) exhibits a P/S ratio of 3.50, which is 12.66% above the industry average. Given its robust revenue growth of 8.17%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of CFR increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of CFR in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is CFR currently overvalued or undervalued?

Cullen/Frost Bankers Inc (CFR) is now in the Undervalued zone, suggesting that its current forward PE ratio of 13.06 is considered Undervalued compared with the five-year average of 14.65. The fair price of Cullen/Frost Bankers Inc (CFR) is between 153.31 to 206.45 according to relative valuation method. Compared to the current price of 134.00 USD, Cullen/Frost Bankers Inc is Undervalued By 12.59%.

What is Cullen/Frost Bankers Inc (CFR) fair value?

CFR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Cullen/Frost Bankers Inc (CFR) is between 153.31 to 206.45 according to relative valuation method.

How does CFR's valuation metrics compare to the industry average?

The average P/S ratio for CFR's competitors is 3.10, providing a benchmark for relative valuation. Cullen/Frost Bankers Inc Corp (CFR) exhibits a P/S ratio of 3.50, which is 12.66% above the industry average. Given its robust revenue growth of 8.17%, this premium appears unsustainable.

What is the current P/B ratio for Cullen/Frost Bankers Inc (CFR) as of Mar 11 2026?

As of Mar 11 2026, Cullen/Frost Bankers Inc (CFR) has a P/B ratio of 1.89. This indicates that the market values CFR at 1.89 times its book value.

What is the current FCF Yield for Cullen/Frost Bankers Inc (CFR) as of Mar 11 2026?

As of Mar 11 2026, Cullen/Frost Bankers Inc (CFR) has a FCF Yield of 0.20%. This means that for every dollar of Cullen/Frost Bankers Inc's market capitalization, the company generates 0.20 cents in free cash flow.

What is the current Forward P/E ratio for Cullen/Frost Bankers Inc (CFR) as of Mar 11 2026?

As of Mar 11 2026, Cullen/Frost Bankers Inc (CFR) has a Forward P/E ratio of 13.06. This means the market is willing to pay $13.06 for every dollar of Cullen/Frost Bankers Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Cullen/Frost Bankers Inc (CFR) as of Mar 11 2026?

As of Mar 11 2026, Cullen/Frost Bankers Inc (CFR) has a Forward P/S ratio of 3.50. This means the market is valuing CFR at $3.50 for every dollar of expected revenue over the next 12 months.

CFR Valuation