Historical Valuation
Cullen/Frost Bankers Inc (CFR) is now in the Fair zone, suggesting that its current forward PE ratio of 13.06 is considered Fairly compared with the five-year average of 14.67. The fair price of Cullen/Frost Bankers Inc (CFR) is between 122.46 to 176.03 according to relative valuation methord.
Relative Value
Fair Zone
122.46-176.03
Current Price：137.06
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Cullen/Frost Bankers Inc (CFR) has a current Price-to-Book (P/B) ratio of 1.89. Compared to its 3-year average P/B ratio of 2.07 , the current P/B ratio is approximately -8.53% higher. Relative to its 5-year average P/B ratio of 2.12, the current P/B ratio is about -10.58% higher. Cullen/Frost Bankers Inc (CFR) has a Forward Free Cash Flow (FCF) yield of approximately 0.20%. Compared to its 3-year average FCF yield of 6.45%, the current FCF yield is approximately -96.89% lower. Relative to its 5-year average FCF yield of 6.62% , the current FCF yield is about -96.96% lower.
P/B
Median3y
2.07
Median5y
2.12
FCF Yield
Median3y
6.45
Median5y
6.62
Competitors Valuation Multiple
AI Analysis for CFR
The average P/S ratio for CFR competitors is 3.08, providing a benchmark for relative valuation. Cullen/Frost Bankers Inc Corp (CFR.N) exhibits a P/S ratio of 3.50, which is 13.43% above the industry average. Given its robust revenue growth of 9.55%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CFR
1Y
3Y
5Y
Market capitalization of CFR increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CFR in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is CFR currently overvalued or undervalued?
Cullen/Frost Bankers Inc (CFR) is now in the Fair zone, suggesting that its current forward PE ratio of 13.06 is considered Fairly compared with the five-year average of 14.67. The fair price of Cullen/Frost Bankers Inc (CFR) is between 122.46 to 176.03 according to relative valuation methord.
What is Cullen/Frost Bankers Inc (CFR) fair value?
CFR's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Cullen/Frost Bankers Inc (CFR) is between 122.46 to 176.03 according to relative valuation methord.
How does CFR's valuation metrics compare to the industry average?
The average P/S ratio for CFR's competitors is 3.08, providing a benchmark for relative valuation. Cullen/Frost Bankers Inc Corp (CFR) exhibits a P/S ratio of 3.50, which is 13.43% above the industry average. Given its robust revenue growth of 9.55%, this premium appears unsustainable.
What is the current P/B ratio for Cullen/Frost Bankers Inc (CFR) as of Jan 10 2026?
As of Jan 10 2026, Cullen/Frost Bankers Inc (CFR) has a P/B ratio of 1.89. This indicates that the market values CFR at 1.89 times its book value.
What is the current FCF Yield for Cullen/Frost Bankers Inc (CFR) as of Jan 10 2026?
As of Jan 10 2026, Cullen/Frost Bankers Inc (CFR) has a FCF Yield of 0.20%. This means that for every dollar of Cullen/Frost Bankers Inc’s market capitalization, the company generates 0.20 cents in free cash flow.
What is the current Forward P/E ratio for Cullen/Frost Bankers Inc (CFR) as of Jan 10 2026?
As of Jan 10 2026, Cullen/Frost Bankers Inc (CFR) has a Forward P/E ratio of 13.06. This means the market is willing to pay $13.06 for every dollar of Cullen/Frost Bankers Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Cullen/Frost Bankers Inc (CFR) as of Jan 10 2026?
As of Jan 10 2026, Cullen/Frost Bankers Inc (CFR) has a Forward P/S ratio of 3.50. This means the market is valuing CFR at $3.50 for every dollar of expected revenue over the next 12 months.