Cullen/Frost Bank Reports Strong Q4 2025 Earnings Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 9h ago
0mins
Source: seekingalpha
- Net Income Growth: Cullen/Frost Bank reported a net income of $164.6 million for Q4 2025, reflecting a 7.4% year-over-year increase, with earnings per share rising to $2.56, up 8.5%, indicating the effectiveness of its organic expansion strategy.
- Loan and Deposit Performance: By the end of 2025, expansion loans reached $2.37 billion, with over 78,000 new households added, and average loans and deposits increased to $21.7 billion and $43.3 billion respectively, showcasing the company's strong competitive position in the market.
- Share Repurchase Plan: The board approved a new $300 million share repurchase program following the completion of the previous $150 million plan, demonstrating the company's confidence in future growth and commitment to shareholders.
- Future Outlook: The company projects net interest income growth of 3% to 5% for 2026, with loan growth expected between 5% and 7%, and noninterest income anticipated to grow by 4% to 5%, reflecting management's optimistic view on market opportunities.
Get Free Real-Time Notifications for Any Stock
Monitor tickers like CFR with instant alerts to capture every critical market movement.
Sign up for free to build your custom watchlist and receive professional-grade stock notifications.
Analyst Views on CFR
Wall Street analysts forecast CFR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFR is 139.78 USD with a low forecast of 114.00 USD and a high forecast of 154.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Analyst Rating
4 Buy
4 Hold
2 Sell
Hold
Current: 135.190
Low
114.00
Averages
139.78
High
154.00
Current: 135.190
Low
114.00
Averages
139.78
High
154.00
About CFR
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
CULLEN/FROST BANKERS Reports Q4 Earnings Per Share of USD 2.56
- Earnings Report: Cullen/Frost Bankers reported earnings per share (EPS) of $2.56 for the fourth quarter.
- Financial Performance: The bank's financial performance reflects strong growth and stability in its operations.
Continue Reading
CULLEN/FROST BANKERS REPORTS Q4 NET INCOME OF USD 166.252 MILLION
- Financial Performance: Cullen/Frost Bankers reported a net income of USD 166.25 million for the fourth quarter.
- Quarterly Results: The financial results indicate a strong performance for the bank in the last quarter of the fiscal year.
Continue Reading