Stock Price & Analysis

Based on the available search results, I can provide a direct assessment of ABCB stock. The search results don't contain specific information about ABCB's current performance or valuation, making it impossible to provide a data-driven recommendation for this particular stock at this time. A proper buy/sell recommendation would require current market data and company-specific information to make an informed decision.

I apologize that I cannot provide a specific buy/sell recommendation for ABCB stock due to insufficient data. You may want to try asking about other stocks that have more recent coverage, or rephrase your question to focus on specific aspects of ABCB that you're interested in analyzing.

Based on the provided data, I'll analyze ABCB's price prediction for 2025:

Price Analysis and Outlook

According to recent earnings call insights, Ameris Bancorp is targeting mid-single-digit loan and deposit growth for 2025, with net interest margin expected to stabilize around 3.50% to 3.55%, suggesting steady operational performance.

Target Price Projection

Based on the latest analyst consensus, ABCB has a target price of $73.20, representing a 13.51% upside from its recent share price of $64.49, supported by strong Q4 2024 performance and positive operational metrics.

Key Growth Drivers

The bank demonstrated robust Q4 2024 results with:

• Net income of $94.4 million
• Adjusted EPS growth of 26% year-over-year
• Strong loan production of $1.8 billion
• Improved efficiency ratio to 51.82%

The S1 support level for ABCB Stock is $58.87 ,The R1 resistant level for ABCB Stock is $64.85.

As of the end of day on 2025-03-07, the price of ABCB Stock was $57.65.

The target price for ABCB Stock according to analyst rating is 75.50, with the highest price target at 80.00 and the lowest at 71.00. Analysts have a Strong Buy rating on ABCB Stock overall.

The market cap of ABCB is $4.1B.

Based on the provided data and context, I'll analyze whether ABCB is overvalued through multiple aspects:

Valuation Analysis:

• Current trading price is $64.49 with an average analyst target price of $73.20, suggesting a 13.51% upside potential
• The bank delivered strong Q4 2024 results with adjusted EPS of $1.38 and full-year adjusted EPS of $5.02, representing 26% YoY growth
• Tangible common equity ratio improved to 10.59%, indicating strong capital position

Financial Performance:

• Net interest margin expanded to 3.64% in Q4 2024, though about 10 basis points is temporary
• Adjusted efficiency ratio improved to 51.82%, demonstrating strong expense management
• Loan production reached $1.8 billion in Q4, highest in two years

Conclusion in 5 Sentences: ABCB is not overvalued based on its strong fundamentals and growth prospects. The bank's Q4 2024 performance shows robust profitability with 26% YoY EPS growth and improved efficiency ratios. The current price offers 13.51% upside potential to analyst consensus target, supported by strong loan production and expanding margins. The bank maintains healthy capital levels with TCE ratio over 10% while successfully growing deposits by 5% in 2024. Management's guidance for mid-single-digit loan and deposit growth in 2025, combined with stable margins around 3.50-3.55%, suggests sustainable earnings potential.

Ameris Bancorp is a financial holding company, through its subsidiary, Ameris Bank (the Bank) provides a range of banking services to its retail and commercial customers in 164 locations in Georgia, Alabama, Florida, North Carolina and South Carolina. Its segments include the Banking Division, which provides full service financial services, including commercial loans, consumer loans and deposit accounts; the Retail Mortgage Division, which is engaged in origination, sales and servicing of one-to-four family residential mortgage loans; the Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights; the SBA Division is engaged in the origination, sales and servicing of small business administration loans, and the Premium Finance Division engaged in the origination and servicing of commercial insurance premium finance loans.

Based on the web search results, I can provide a price prediction for Ameris Bancorp (ABCB) stock by 2030:

ABCB stock is projected to reach $95-105 by 2030, driven by mid-single-digit balance sheet growth and improved net interest margin performance. The bank's recent dividend hike and above-expected earnings demonstrate solid fundamentals for long-term growth. The expansion of wealth solutions business and strategic acquisitions in the banking sector support this upward trajectory.

ABCB has a total of 2765 employees.