ABCB

Ameris Bancorp

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Advanced Chart

66.870

+0.19(0.285%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

67.460

Open

66.550

VWAP

67.09

Vol

386.00K

Mkt Cap

4.61B

Low

66.380

Amount

25.90M

EV/EBITDA(TTM)

8.96

Total Shares

69.11M

4.80B

EV/OCF(TTM)

4.11

P/S(TTM)

4.37

Ameris Bancorp is a financial holding company, through its banking subsidiary, Ameris Bank (the Bank), which provides a full range of banking services to its retail and commercial customers, who are primarily concentrated in select markets in Georgia, Alabama, Florida, North Carolina and South Carolina. Its Banking Division provides full-service financial services to include commercial loans, consumer loans and deposit accounts. Its Retail Mortgage Division is engaged in the origination, sales and servicing of one-to-four family residential mortgage loans. Its Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights. Its Premium Finance Division is engaged in the origination and servicing of commercial insurance premium finance loans. It operates 164 full-service domestic banking offices.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

302.52M

+3.88%

1.360

-1.45%

301.59M

+7.9%

1.335

-3.26%

291.21M

+2.51%

1.220

+4.27%

Estimates Revision

The market is revising Upward the revenue expectations for Ameris Bancorp (ABCB) for FY2025, with the revenue forecasts being adjusted by 2.06% over the past three months. During the same period, the stock price has changed by 20.46%.

Revenue Estimates for FY2025

Revise Upward

+2.06%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+8.12%

In Past 3 Month

Stock Price

Go Up

+20.46%

In Past 3 Month

4 Analyst Rating

6.67% Upside

Wall Street analysts forecast ABCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ABCB is 71.33 USD with a low forecast of 65.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

0 Hold

0 Sell

Strong Buy

6.67% Upside

Current: 66.870

Low

65.00

Averages

71.33

High

75.00

6.67% Upside

Current: 66.870

Low

65.00

Averages

71.33

High

75.00

DA Davidson

Buy

maintain

$78

2025-05-15

Reason

DA Davidson

Price Target

$78

2025-05-15

maintain

Buy

Reason

Raymond James

David Feaster

Buy

Reiterates

$67 → $71

2025-02-03

Reason

Raymond James

David Feaster

Price Target

$67 → $71

2025-02-03

Reiterates

Buy

Reason

Stephens & Co.

Russell Gunther

Hold

Reiterates

$71

2025-01-31

Reason

Stephens & Co.

Russell Gunther

Price Target

$71

2025-01-31

Reiterates

Hold

Reason

Keefe, Bruyette & Woods

Catherine Mealor

Buy

Maintains

$70 → $80

2024-12-04

Reason

Keefe, Bruyette & Woods

Catherine Mealor

Price Target

$70 → $80

2024-12-04

Maintains

Buy

Reason

Truist Securities

Brandon King

Strong Buy

Maintains

$73 → $68

2024-10-28

Reason

Truist Securities

Brandon King

Price Target

$73 → $68

2024-10-28

Maintains

Strong Buy

Reason

Truist analyst Brandon King lowered the firm's price target on Ameris Bancorp to $68 from $73 and keeps a Buy rating on the shares. The firm forecasts sequential net interest income growth through 2025, but the price target revision reflects lower provisioning and expenses offset partially by lower NII and fee income, the analyst tells investors in a research note. The firm thinks the shares remain attractive.

Stephens & Co.

Tyler Stafford

Hold

Maintains

$64 → $67

2024-10-28

Reason

Stephens & Co.

Tyler Stafford

Price Target

$64 → $67

2024-10-28

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Ameris Bancorp (ABCB.O) is 12.28, compared to its 5-year average forward P/E of 10.20. For a more detailed relative valuation and DCF analysis to assess Ameris Bancorp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Overvalued

5Y Average PE

10.20

Current PE

12.28

Overvalued PE

12.02

Undervalued PE

8.39

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

3.05

Current PS

3.82

Overvalued PS

3.65

Undervalued PS

2.45