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ABCB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
87.005
Open
86.850
VWAP
86.41
Vol
285.62K
Mkt Cap
5.82B
Low
85.710
Amount
24.68M
EV/EBITDA(TTM)
10.74
Total Shares
67.29M
EV
6.69B
EV/OCF(TTM)
5.33
P/S(TTM)
20.51
Ameris Bancorp is a financial holding company, through its banking subsidiary, Ameris Bank (the Bank), which provides a full range of banking services to its retail and commercial customers, who are primarily concentrated in select markets in Georgia, Alabama, Florida, North Carolina and South Carolina. Its Banking Division provides full-service financial services to include commercial loans, consumer loans and deposit accounts. Its Retail Mortgage Division is engaged in the origination, sales and servicing of one-to-four family residential mortgage loans. Its Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights. Its Premium Finance Division is engaged in the origination and servicing of commercial insurance premium finance loans. It operates approximately 163 full-service domestic banking offices.
Show More

Events Timeline

(ET)
2026-04-23
16:20:00
Ameris Reports Strong Q1 Performance with ROA of 1.62%
select
2026-02-24 (ET)
2026-02-24
17:10:00
Ameris Bank Executives Jim LaHaise and Bill McKendry Announce Retirement
select

News

NASDAQ.COM
2.0
04-24NASDAQ.COM
Ameris (ABCB) Q1 2026 Earnings Call Transcript
seekingalpha
9.5
04-24seekingalpha
Ameris Bancorp Reports Strong Q1 2026 Earnings with Robust Growth Metrics
  • Profitability Improvement: Ameris Bancorp reported a net income of $110.5 million for Q1 2026, translating to $1.63 per diluted share, showcasing a significant enhancement in core profitability with an ROA exceeding 1.60% and a PPNR ROA of 2.30%, laying a solid foundation for future capital management and shareholder returns.
  • Loan and Deposit Growth: The company achieved loan production of $2.2 billion in the first quarter, with a robust loan pipeline of $2.8 billion and a deposit increase of $261 million, reflecting a 4.7% annualized growth, indicating Ameris's strong competitive position in the market.
  • Share Buyback Strategy: Ameris repurchased $75 million worth of shares, representing 1.4% of outstanding shares, marking the highest level of buybacks in any single quarter, demonstrating management's confidence in the company's future while providing direct returns to shareholders.
  • Future Outlook: Although slight margin compression is anticipated over the next few quarters, management maintains a mid-single-digit growth expectation for loans and deposits in 2026, with projected net charge-offs in the range of 20 to 25 basis points, reflecting a cautiously optimistic view of the market environment.
seekingalpha
9.5
04-23seekingalpha
Ameris Bancorp Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: Ameris Bancorp reported a Q1 GAAP EPS of $1.63, beating expectations by $0.08, indicating a sustained enhancement in profitability that solidifies its competitive position in the market.
  • Significant Revenue Growth: The company achieved revenues of $314.3 million in Q1, reflecting a 9.9% year-over-year increase and exceeding market expectations by $5 million, showcasing robust business expansion and a solid customer base.
  • Asset and Loan Growth: Ameris Bancorp experienced a growth in earning assets of $607.8 million, or 9.7% annualized, alongside loan growth of $314.5 million, or 5.9% annualized, indicating strong performance in the credit market and rising market demand.
  • Increased Shareholder Returns: The company repurchased shares totaling $74.9 million, or 950,400 shares, during the quarter, demonstrating confidence in its own value and providing additional returns to shareholders.
Newsfilter
9.5
04-02Newsfilter
Ameris Bancorp Announces Q1 2026 Financial Results Release Schedule
  • Financial Results Announcement: Ameris Bancorp plans to release its Q1 2026 financial results after market close on April 23, 2026, demonstrating the company's commitment to transparency and investor communication.
  • Teleconference Details: CEO H. Palmer Proctor, Jr. will host a teleconference on April 24, 2026, at 9:00 a.m. ET to discuss the financial results and answer questions, enhancing engagement with investors.
  • Replay Information: A replay of the conference call will be available one hour after the call ends until May 1, 2026, ensuring that investors who cannot attend live can still access the information.
  • Asset Management Scale: As of December 31, 2025, Ameris Bancorp manages $27.5 billion in assets, indicating its robust position and market influence in the financial services industry.
seekingalpha
8.0
03-20seekingalpha
Ameris Bancorp Declares Quarterly Dividend of $0.20
  • Quarterly Dividend Announcement: Ameris Bancorp has declared a quarterly dividend of $0.20 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Overview: The forward yield of 1.07% reflects the company's appeal in the current market environment, potentially boosting shareholder confidence and stabilizing the stock price.
  • Payment Schedule: The dividend will be payable on April 6, with a record date of March 31 and an ex-dividend date also on March 31, providing shareholders with a clear timeline that aids in financial planning.
  • Future Growth Targets: Ameris Bancorp has outlined mid-single-digit loan and deposit growth targets for 2026, indicating that despite record profitability, the company is actively seeking sustainable growth paths to navigate future market challenges.
CNBC
5.0
03-17CNBC
Tim Cook Dismisses Retirement Rumors, Affirms Commitment to Apple
  • Retirement Rumor Clarification: Apple CEO Tim Cook used his appearance on 'Good Morning America' to firmly dismiss retirement rumors, emphasizing his deep love for Apple and reassuring investors about his continued leadership, which helps maintain confidence in the company's direction.
  • Executive Departures Impact: Apple's recent loss of several key executives, including its AI chief and top lawyer, has raised concerns about whether Cook's leadership style is suitable for the AI era, potentially affecting the company's innovation capabilities and competitive position in the market.
  • New Product Launch Outlook: As Apple approaches its 50th anniversary, the company is expected to launch its first foldable iPhone and AI glasses this year, making Cook's leadership crucial for the success of these products, especially as the company needs to validate its AI strategy.
  • Privacy and AI Strategy: Cook highlighted Apple's privacy-first approach when discussing AI technology, despite the company's agreement with Google to use Gemini for enhancing AI features on the iPhone, which could deepen Apple's reliance on a competitor and impact its market standing.
Wall Street analysts forecast ABCB stock price to rise
5 Analyst Rating
Wall Street analysts forecast ABCB stock price to rise
3 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
84.00
Averages
87.80
High
94.00
Current: 0.000
sliders
Low
84.00
Averages
87.80
High
94.00
Raymond James
David Feaster
Outperform
maintain
$88 -> $92
AI Analysis
2026-04-27
Reason
Raymond James
David Feaster
Price Target
$88 -> $92
AI Analysis
2026-04-27
maintain
Outperform
Reason
Raymond James analyst David Feaster raised the firm's price target on Ameris Bancorp to $92 from $88 and keeps an Outperform rating on the shares. Core trends remain solid, with management's outlook viewed as achievable despite rising funding competition and modest expected net interest margin compression, as focus shifts toward net interest income growth, the analyst tells investors in a research note. Loan and deposit growth remain mid-single digit with strong pipelines and core deposit gains, while NIM has outperformed expectations and could still surprise positively depending on loan growth and rate environment, the firm says.
Stephens
Equal Weight
maintain
$87 -> $90
2026-04-27
Reason
Stephens
Price Target
$87 -> $90
2026-04-27
maintain
Equal Weight
Reason
Stephens raised the firm's price target on Ameris Bancorp to $90 from $87 and keeps an Equal Weight rating on the shares. Excess capital and reserves provide optionality, with an active buyback expected to continue, the analyst tells investors in a post-earnings note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ABCB
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Valuation Metrics

The current forward P/E ratio for Ameris Bancorp (ABCB.O) is 12.66, compared to its 5-year average forward P/E of 10.79. For a more detailed relative valuation and DCF analysis to assess Ameris Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.79
Current PE
12.66
Overvalued PE
12.54
Undervalued PE
9.03

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.76
Current EV/EBITDA
7.96
Overvalued EV/EBITDA
3.59
Undervalued EV/EBITDA
-2.06

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.27
Current PS
4.24
Overvalued PS
3.85
Undervalued PS
2.70

Financials

AI Analysis
Annual
Quarterly

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Whales Holding ABCB

I
Independent Advisor Alliance, LLC
Holding
ABCB
+12.00%
3M Return
S
Segall Bryant & Hamill, LLC
Holding
ABCB
+9.93%
3M Return
S
Shapiro Capital Management LLC
Holding
ABCB
+6.13%
3M Return
C
Campbell & Company, LP
Holding
ABCB
+4.95%
3M Return
N
North Reef Capital Management LP
Holding
ABCB
-3.74%
3M Return
D
Davis Capital Partners, LLC
Holding
ABCB
-3.75%
3M Return

Trading Trends

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Frequently Asked Questions

What is Ameris Bancorp (ABCB) stock price today?

The current price of ABCB is 86.52 USD — it has increased 0.22

What is Ameris Bancorp (ABCB)'s business?

Ameris Bancorp is a financial holding company, through its banking subsidiary, Ameris Bank (the Bank), which provides a full range of banking services to its retail and commercial customers, who are primarily concentrated in select markets in Georgia, Alabama, Florida, North Carolina and South Carolina. Its Banking Division provides full-service financial services to include commercial loans, consumer loans and deposit accounts. Its Retail Mortgage Division is engaged in the origination, sales and servicing of one-to-four family residential mortgage loans. Its Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses that are secured by underlying one-to-four family residential mortgage loans and residential mortgage servicing rights. Its Premium Finance Division is engaged in the origination and servicing of commercial insurance premium finance loans. It operates approximately 163 full-service domestic banking offices.

What is the price predicton of ABCB Stock?

Wall Street analysts forecast ABCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ABCB is87.80 USD with a low forecast of 84.00 USD and a high forecast of 94.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Ameris Bancorp (ABCB)'s revenue for the last quarter?

Ameris Bancorp revenue for the last quarter amounts to 288.44M USD, increased 9.60

What is Ameris Bancorp (ABCB)'s earnings per share (EPS) for the last quarter?

Ameris Bancorp. EPS for the last quarter amounts to 1.63 USD, increased 28.35

How many employees does Ameris Bancorp (ABCB). have?

Ameris Bancorp (ABCB) has 2673 emplpoyees as of May 11 2026.

What is Ameris Bancorp (ABCB) market cap?

Today ABCB has the market capitalization of 5.82B USD.