dLocal Completes Board Independence Transition, Adds Two Independent Directors
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 23 2025
0mins
Should l Buy C?
dLocal (DLO) announced it has completed the transition to a nine-person, majority independent Board of Directors, now comprising five independent members. Following through on the governance update shared in August during its second quarter earnings presentation, dLocal has appointed Paco Ybarra and Nelson Mattos as independent directors. Ybarra joins the Board after a 36-year career at Citigroup (C), where he was CEO of Citi's Institutional Clients Group. Mattos brings product development and engineering leadership experience, including service as Vice President at Google (GOOGL( for Europe and Emerging Markets
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy C?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on C
Wall Street analysts forecast C stock price to rise
18 Analyst Rating
15 Buy
3 Hold
0 Sell
Strong Buy
Current: 113.780
Low
87.00
Averages
131.00
High
150.00
Current: 113.780
Low
87.00
Averages
131.00
High
150.00
About C
Citigroup Inc. is a global diversified financial services holding company. The Company’s segments include Services, Markets, Banking, Wealth and U.S. Personal Banking (USPB). The Services segment includes Treasury and Trade Solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. The Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. The Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. The Wealth segment includes Private Bank, Wealth at Work and Citigold and provides financial services to a range of client segments. USPB segment includes branded cards and retail services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Citigroup Completes Sale of Russian Subsidiary
- Sale Completion: Citigroup announced on Wednesday the completion of the sale of its Russian subsidiary, AO Citibank, to investment bank Renaissance Capital, marking a full exit from the Russian market and reflecting the bank's commitment to its global strategic realignment.
- Financial Impact: The divestiture is expected to result in an after-tax loss of $1.1 billion in Q4 2025, directly affecting the bank's earnings per share for that quarter, indicating a short-term negative impact on financial performance.
- Capital Ratio Improvement: The sale is projected to enhance Citigroup's common equity Tier 1 capital by approximately $4 billion in Q1 2026, primarily driven by the deconsolidation of associated risk-weighted assets and a reduction in disallowed deferred tax assets, thereby strengthening the bank's capital structure.
- Strategic Implications: By divesting this asset, Citigroup not only reduces its risk exposure in Russia but also provides greater flexibility for future capital allocation and business restructuring, further solidifying its competitive position in the global market.
See More
Walmart Quarterly Earnings and Market Trends
- Walmart Earnings Release: Walmart is set to report its quarterly earnings live from Nasdaq in Times Square, which is expected to have a direct impact on its stock price, especially as it has already fallen 6% from its 52-week high.
- Market Performance Analysis: The S&P 500 has risen 1.8% this week, although it remains the worst performer year-to-date, down nearly 4.3%, indicating market volatility and investor caution.
- Global Payments Strong Rebound: Global Payments shares surged 16% on Wednesday, driven by better-than-expected earnings and guidance, reflecting market confidence in its future growth prospects.
- Real Estate Market Dynamics: Cushman & Wakefield is set to report quarterly results, with its stock down 8% over the past three months, highlighting challenges in the commercial real estate market, and investors should pay attention to the upcoming pending home sales data.
See More
Goldman Sachs CEO Advocates for Cryptocurrency Regulation
- Importance of Regulatory Framework: Goldman Sachs CEO David Solomon emphasized the critical need for a rules-based system for cryptocurrency and related financial instruments during his remarks at Davos, asserting that such a framework is essential for ensuring the safety and stability of U.S. markets and promoting long-term market health.
- Legislative Stalemate: Solomon's comments come as a Senate committee advances a cryptocurrency market bill aimed at establishing a national regulatory structure, yet the bill has stalled over disputes regarding whether digital asset companies can offer customer rewards, highlighting the complexities and challenges in the legislative process.
- Goldman's Market Positioning: While Solomon expressed a
See More
Nuveen's £9.9 Billion Acquisition of Schroders Sparks Attention
- Significant Acquisition Value: Nuveen's £9.9 billion acquisition of Schroders is set to create a global fund management giant with nearly $2.5 trillion in assets under management, marking a major consolidation trend in the asset management industry.
- Strong Market Reaction: The acquisition has sparked widespread discussion in the financial community, with many industry insiders expressing regret over Schroders' historical significance, reflecting deep concerns about the traditional asset management model.
- Accelerating Industry Consolidation: As profit margins for asset managers continue to contract due to a shift from active to passive management, the industry is witnessing an acceleration in merger activities aimed at achieving economies of scale and enhancing competitiveness.
- Uncertain Future Outlook: While the acquisition brings scale advantages, there is optimism about the rise of small boutique asset managers, which may offer more flexible services in long-term investments, potentially reshaping the industry landscape.
See More
Fed Minutes Reveal Division Among Officials—Rate Increases Considered Again
Federal Reserve Rate Decision: The Federal Reserve decided to keep the federal-funds rate unchanged during their late January policy meeting.
Previous Rate Cuts: This decision follows three rate cuts that occurred late last year, indicating a pause in monetary policy adjustments.
Committee Division: Minutes from the meeting reveal that there is a division among committee members regarding the next steps for monetary policy.
Future Outlook: The differing opinions within the committee suggest uncertainty about future rate changes and the economic outlook.
See More
Fed Minutes May Indicate Increased Threshold for Rate Cuts Amid Persistent Inflation: Key Points to Monitor.
- Federal Reserve Meeting Minutes: The Federal Reserve will release the minutes from its January meeting on Wednesday at 2 p.m. Eastern.
- Investor Insights: The minutes will provide investors with insights into policymakers' views on the proximity to potential rate cuts.
See More
Citigroup Completes Sale of Russian Subsidiary
- Sale Completion: Citigroup announced on Wednesday the completion of the sale of its Russian subsidiary, AO Citibank, to investment bank Renaissance Capital, marking a full exit from the Russian market and reflecting the bank's commitment to its global strategic realignment.
- Financial Impact: The divestiture is expected to result in an after-tax loss of $1.1 billion in Q4 2025, directly affecting the bank's earnings per share for that quarter, indicating a short-term negative impact on financial performance.
- Capital Ratio Improvement: The sale is projected to enhance Citigroup's common equity Tier 1 capital by approximately $4 billion in Q1 2026, primarily driven by the deconsolidation of associated risk-weighted assets and a reduction in disallowed deferred tax assets, thereby strengthening the bank's capital structure.
- Strategic Implications: By divesting this asset, Citigroup not only reduces its risk exposure in Russia but also provides greater flexibility for future capital allocation and business restructuring, further solidifying its competitive position in the global market.
See More
Walmart Quarterly Earnings and Market Trends
- Walmart Earnings Release: Walmart is set to report its quarterly earnings live from Nasdaq in Times Square, which is expected to have a direct impact on its stock price, especially as it has already fallen 6% from its 52-week high.
- Market Performance Analysis: The S&P 500 has risen 1.8% this week, although it remains the worst performer year-to-date, down nearly 4.3%, indicating market volatility and investor caution.
- Global Payments Strong Rebound: Global Payments shares surged 16% on Wednesday, driven by better-than-expected earnings and guidance, reflecting market confidence in its future growth prospects.
- Real Estate Market Dynamics: Cushman & Wakefield is set to report quarterly results, with its stock down 8% over the past three months, highlighting challenges in the commercial real estate market, and investors should pay attention to the upcoming pending home sales data.
See More
Goldman Sachs CEO Advocates for Cryptocurrency Regulation
- Importance of Regulatory Framework: Goldman Sachs CEO David Solomon emphasized the critical need for a rules-based system for cryptocurrency and related financial instruments during his remarks at Davos, asserting that such a framework is essential for ensuring the safety and stability of U.S. markets and promoting long-term market health.
- Legislative Stalemate: Solomon's comments come as a Senate committee advances a cryptocurrency market bill aimed at establishing a national regulatory structure, yet the bill has stalled over disputes regarding whether digital asset companies can offer customer rewards, highlighting the complexities and challenges in the legislative process.
- Goldman's Market Positioning: While Solomon expressed a
See More
Nuveen's £9.9 Billion Acquisition of Schroders Sparks Attention
- Significant Acquisition Value: Nuveen's £9.9 billion acquisition of Schroders is set to create a global fund management giant with nearly $2.5 trillion in assets under management, marking a major consolidation trend in the asset management industry.
- Strong Market Reaction: The acquisition has sparked widespread discussion in the financial community, with many industry insiders expressing regret over Schroders' historical significance, reflecting deep concerns about the traditional asset management model.
- Accelerating Industry Consolidation: As profit margins for asset managers continue to contract due to a shift from active to passive management, the industry is witnessing an acceleration in merger activities aimed at achieving economies of scale and enhancing competitiveness.
- Uncertain Future Outlook: While the acquisition brings scale advantages, there is optimism about the rise of small boutique asset managers, which may offer more flexible services in long-term investments, potentially reshaping the industry landscape.
See More
Fed Minutes Reveal Division Among Officials—Rate Increases Considered Again
Federal Reserve Rate Decision: The Federal Reserve decided to keep the federal-funds rate unchanged during their late January policy meeting.
Previous Rate Cuts: This decision follows three rate cuts that occurred late last year, indicating a pause in monetary policy adjustments.
Committee Division: Minutes from the meeting reveal that there is a division among committee members regarding the next steps for monetary policy.
Future Outlook: The differing opinions within the committee suggest uncertainty about future rate changes and the economic outlook.
See More
Fed Minutes May Indicate Increased Threshold for Rate Cuts Amid Persistent Inflation: Key Points to Monitor.
- Federal Reserve Meeting Minutes: The Federal Reserve will release the minutes from its January meeting on Wednesday at 2 p.m. Eastern.
- Investor Insights: The minutes will provide investors with insights into policymakers' views on the proximity to potential rate cuts.
See More
