Stock Price & Analysis

Based on the provided data and recent market activity, here's a concise analysis for Citigroup (C):

Technical Analysis

The stock is showing strong momentum, closing at $79.99 on January 17, 2025, with a 1.89% gain during regular trading hours. The stock has continued its upward movement in after-hours trading, reaching $80.15.

Recent Analyst Actions Multiple analysts have recently raised their price targets for Citigroup:

• Morgan Stanley: Raised to $109 (38.8% upside)
• Barclays: Upgraded to Buy with $95 target (30.6% upside)
• Goldman Sachs: Raised to $86 (9.5% upside)
• Piper Sandler: Raised to $83 (5.7% upside)

Key Catalysts

1. Strong Q4 Earnings Performance:

• Better than expected 2025 revenue guidance
• New $20B buyback program announced
• Improved net interest income expectations

2. Strategic Changes:

• Transition to more modular product portfolio
• Implementation of consumption-based pricing
• Partnership with Microsoft for Azure platform distribution

Valuation Metrics

Risks

• Working capital fluctuations affecting cash flow
• Potential impact from new U.S. sanctions on Russian oil
• Client concentration risk with significant exposure to single clients

Conclusion Based on strong analyst support, successful strategic initiatives, and reasonable valuation metrics, Citigroup appears to be a BUY at current levels. The stock has momentum and multiple catalysts that could drive further upside.

Based on the provided data and market analysis, here's a price prediction for Citigroup (C) stock in 2025:

Citigroup's stock is expected to reach $95-100 by end of 2025, representing approximately 20-25% upside from current levels around $80, driven by three key factors: deregulation benefits under the new Trump administration, strong financial performance with over $100 billion in profits reported by major banks, and attractive valuation metrics trading at only 9.6x forward earnings.

The bank's momentum is likely to continue through 2025 as it benefits from several tailwinds: the incoming Trump administration's deregulation agenda which should particularly benefit the financial sector, strong fundamental performance evidenced by recent earnings reports showing major banks including Citigroup posting over $100 billion in profits, and current attractive valuation metrics that suggest room for multiple expansion.

The S1 support level for C Stock is $72.79 ,The R1 resistant level for C Stock is $81.8.

As of the end of day on 2025-01-24, the price of C Stock was $81.41.

The target price for C Stock according to analyst rating is 82.21, with the highest price target at 110.00 and the lowest at 64.00. Analysts have a Moderate Buy rating on C Stock overall.

The market cap of C is $154.1B.

Based on the provided data and recent analyst reports, here's a concise analysis of whether Citigroup (C) is overvalued:

Valuation Analysis: Citigroup's Q4 2024 P/E ratio of 11.84x is significantly lower than its Q1-Q3 2024 average of 17.93x, indicating potential undervaluation. The current P/B ratio of 0.69x suggests the stock trades below book value.

Recent Performance: Revenue has shown a declining trend from $21.1B in Q1 2024 to $19.9B in Q4 2024, while net income decreased from $3.0B to $2.6B in the same period.

Analyst Consensus: Recent analyst actions strongly suggest undervaluation. Morgan Stanley raised their price target to $109 with a 38.8% upside potential, while Barclays upgraded to Buy with a $95 target, representing a 30.6% upside.

Technical Analysis: The stock shows strong momentum after recent earnings, with multiple analysts raising price targets following Q4 results.

Based on declining P/E ratios, below-book-value trading, and strong analyst consensus indicating significant upside potential, Citigroup appears undervalued at current levels.

Citigroup Inc. is a diversified financial services holding company. Its segments include Services, Markets, Banking, U.S. Personal Banking (USPB) and Wealth. Services segment includes treasury and trade solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. USPB segment includes branded cards and retail services, which have proprietary card portfolios and co-branded card portfolios. Wealth includes private bank, wealth at work and Citigold and provides financial services.

Based on the provided data and market analysis, here is the price prediction for Citigroup (C) stock by 2030:

Citigroup's stock price is projected to reach $135-140 by 2030, driven by its strong fundamentals, strategic transformation initiatives, and market position. The bank's focus on high-yielding segments and robust capital position support this bullish outlook. Recent analyst reports indicate positive sentiment about Citigroup's long-term growth potential.

The key factors supporting this prediction:

1. Strong Market Position: Citigroup received a top rating of 100% from Validea's Multi-Factor Investor model, indicating strong fundamentals and valuation metrics.

2. Strategic Initiatives: The bank's ongoing transformation efforts and focus on high-yield segments are expected to drive sustainable growth.

3. Technical Strength: Current technical indicators show RSI at 75.92 and positive MACD at 2.01, suggesting strong upward momentum.

C has a total of 239000 employees.