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TMP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
86.365
Open
85.510
VWAP
85.68
Vol
51.75K
Mkt Cap
1.23B
Low
84.860
Amount
4.43M
EV/EBITDA(TTM)
32.14
Total Shares
14.38M
EV
1.73B
EV/OCF(TTM)
4.43
P/S(TTM)
4.98
Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services.
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Events Timeline

(ET)
2026-04-24
09:10:00
Tompkins Reports Q1 Net Interest Income of $71.86M
select
2026-01-30 (ET)
2026-01-30
09:20:00
Tompkins Reports Q4 Revenue of $69.1M
select
2025-11-03 (ET)
2025-11-03
09:01:33
Arthur J. Gallagher Purchases Tompkins Insurance Agencies
select
2025-07-25 (ET)
2025-07-25
09:04:52
Tompkins Financial reports Q2 EPS $1.50, consensus $1.35
select

News

seekingalpha
9.5
04-24seekingalpha
Tompkins Financial Reports Strong Q1 Earnings
  • Earnings Highlights: Tompkins Financial Corporation reported a Q1 GAAP EPS of $1.82, indicating stable profitability, although market sentiment remains cautious regarding future earnings expectations.
  • Revenue Performance: The company achieved total revenue of $83.69 million in Q1, reflecting growth compared to the same period last year, which underscores its competitive position and solid customer base in the market.
  • Rating Analysis: Despite a quant rating suggesting potential upward movement for Tompkins Financial, analysts believe that an upgrade ahead of the upcoming earnings report is unwarranted, which may affect investor confidence.
  • Historical Data Reference: Historical earnings data and dividend scorecards for Tompkins Financial indicate ongoing efforts in financial management and shareholder returns, potentially laying the groundwork for future growth.
seekingalpha
8.0
04-24seekingalpha
Tompkins Financial Declares Quarterly Dividend of $0.67
  • Quarterly Dividend Announcement: Tompkins Financial Corporation has declared a quarterly dividend of $0.67 per share, consistent with previous distributions, reflecting the company's ongoing ability to maintain stable cash flows and bolstering investor confidence.
  • Yield Information: The forward yield of 3.16% provides investors with a relatively attractive return, potentially drawing interest from those seeking stable income in their investment portfolios.
  • Payment Schedule: The dividend is set to be paid on May 15, with a record date of May 8 and an ex-dividend date also on May 8, ensuring that investors receive their earnings promptly and further solidifying the relationship between the company and its shareholders.
  • Market Reaction Expectations: While the dividend remains unchanged, market expectations for Tompkins Financial's future earnings should be approached with caution, especially ahead of the upcoming earnings report, as analysts may find upgrades to their ratings unwarranted.
NASDAQ.COM
9.5
04-24NASDAQ.COM
Tompkins Financial Corp. Reports Q1 Earnings Growth
  • Significant Earnings Growth: Tompkins Financial Corp. reported a net income of $26.07 million for Q1, translating to $1.82 per share, which represents a 32.2% increase from last year's $19.68 million and $1.37 per share, indicating a substantial improvement in profitability.
  • Strong Revenue Increase: The company's revenue rose by 14.8% year-over-year to $102.66 million, compared to $89.46 million last year, reflecting enhanced business expansion and market demand.
  • Stable Adjusted Earnings: Excluding special items, Tompkins Financial Corp. reported adjusted earnings of $26.07 million, or $1.82 per share, indicating robust core business performance unaffected by external factors.
  • Optimistic Market Outlook: With both revenue and earnings growth, Tompkins Financial Corp. is positioned with a stronger financial foundation for future market competition, likely driving further increases in market share.
Newsfilter
9.5
04-24Newsfilter
Tompkins Financial Reports 32.8% EPS Growth in Q1 2026
  • Profitability Improvement: Tompkins Financial reported diluted earnings per share of $1.82 for Q1 2026, reflecting a 32.8% year-over-year increase, indicating significant profitability enhancement supported by loan and deposit growth.
  • Net Interest Income Growth: The net interest income for the first quarter reached $71.9 million, up 4.1% from Q4 2025, primarily driven by improved net interest margin and increased loan balances, showcasing the company's competitiveness in the current interest rate environment.
  • Stable Asset Quality: As of March 31, 2026, the allowance for credit losses was 0.90% of total loans, slightly up from 0.89% at the end of 2025, indicating the company's robust asset quality management amid economic uncertainties.
  • Strong Capital Ratios: The total capital ratio stood at 14.78% in Q1 2026, exceeding regulatory minimums, demonstrating the company's strong capital management capabilities and laying a solid foundation for future business expansion.
moomoo
9.5
04-24moomoo
TOMPKINS FINANCIAL REPORTS Q1 EPS OF USD 1.82
  • Earnings Report: Tompkins Financial reported a Q1 EPS of $1.82.
  • Financial Performance: The earnings reflect the company's financial health and operational efficiency during the quarter.
moomoo
9.5
04-24moomoo
TOMPKINS FINANCIAL REPORTS 3.6% NET INTEREST MARGIN FOR Q1
  • Financial Overview: The financial report indicates a net interest margin of 3.6% for the first quarter.
  • Performance Metrics: The report highlights key performance metrics that reflect the company's financial health and operational efficiency.
Wall Street analysts forecast TMP stock price to rise
2 Analyst Rating
Wall Street analysts forecast TMP stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
74.00
Averages
77.00
High
80.00
Current: 0.000
sliders
Low
74.00
Averages
77.00
High
80.00
Keefe Bruyette
NULL
to
Outperform
maintain
$87 -> $90
AI Analysis
2026-04-28
Reason
Keefe Bruyette
Price Target
$87 -> $90
AI Analysis
2026-04-28
maintain
NULL
to
Outperform
Reason
Keefe Bruyette raised the firm's price target on Tompkins Financial to $90 from $87 and keeps an Outperform rating on the shares.
Piper Sandler
Neutral
maintain
$82 -> $87
2026-04-28
Reason
Piper Sandler
Price Target
$82 -> $87
2026-04-28
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on Tompkins Financial to $87 from $82 and keeps a Neutral rating on the shares. The firm notes the company reported in line pre-provision net revenue to consensus as stronger net interest income was offset by higher operating expenses and lower Fees. Piper is raising its EPS on the expectation that loan growth rebounds post a seasonally weak Q1 and net interest margin continues on its expanding trajectory.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TMP
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Valuation Metrics

The current forward P/E ratio for Tompkins Financial Corp (TMP.A) is 12.85, compared to its 5-year average forward P/E of 12.60. For a more detailed relative valuation and DCF analysis to assess Tompkins Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.60
Current PE
12.85
Overvalued PE
14.29
Undervalued PE
10.91

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.43
Current EV/EBITDA
10.26
Overvalued EV/EBITDA
7.18
Undervalued EV/EBITDA
-4.32

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.11
Current PS
3.22
Overvalued PS
3.66
Undervalued PS
2.56

Financials

AI Analysis
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Frequently Asked Questions

What is Tompkins Financial Corp (TMP) stock price today?

The current price of TMP is 85.82 USD — it has increased 0.99

What is Tompkins Financial Corp (TMP)'s business?

Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services.

What is the price predicton of TMP Stock?

Wall Street analysts forecast TMP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TMP is77.00 USD with a low forecast of 74.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Tompkins Financial Corp (TMP)'s revenue for the last quarter?

Tompkins Financial Corp revenue for the last quarter amounts to 81.56M USD, increased 4.80

What is Tompkins Financial Corp (TMP)'s earnings per share (EPS) for the last quarter?

Tompkins Financial Corp. EPS for the last quarter amounts to 1.82 USD, increased 32.85

How many employees does Tompkins Financial Corp (TMP). have?

Tompkins Financial Corp (TMP) has 813 emplpoyees as of May 07 2026.

What is Tompkins Financial Corp (TMP) market cap?

Today TMP has the market capitalization of 1.23B USD.