Tompkins Financial Corp. Reports Climb In Q4 Income
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 31 2025
0mins
Should l Buy TMP?
Source: Business Insider
Earnings Growth: Tompkins Financial Corp. reported a fourth-quarter earnings increase to $19.7 million, or $1.37 per share, up from $15 million, or $1.05 per share, in the same period last year.
Revenue Increase: The company's revenue rose by 8.3% to $77.1 million compared to $71.2 million in the previous year.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy TMP?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on TMP
Wall Street analysts forecast TMP stock price to rise
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 75.840
Low
74.00
Averages
77.00
High
80.00
Current: 75.840
Low
74.00
Averages
77.00
High
80.00
About TMP
Tompkins Financial Corporation is a banking and financial services company serving the Central, Western, and Hudson Valley regions of New York and the Southeastern region of Pennsylvania. The Company's segments include banking and wealth management. Its banking segment’s services consist primarily of attracting deposits from the areas served by the Company’s banking subsidiary and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans, and leases in those same areas. Its banking services also include a full suite of products, such as debit cards, credit cards, remote deposit, electronic banking, mobile banking, cash management, and safe deposit services. The wealth management segment is organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a range of financial services to customers, including trust and estate services, investment management, financial and tax planning services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Tompkins Financial Appoints New President-Elect
- New Leadership Appointment: Tompkins Financial Corporation has announced Phillip M. Quintana as the President-Elect of Tompkins Community Bank, succeeding John McKenna who will retire in July 2026, indicating a significant leadership transition within the company.
- Extensive Banking Experience: Quintana brings over 27 years of banking leadership experience across various regions including the Mid Atlantic and Southeast Florida, with notable achievements in commercial and industrial lending as well as commercial real estate lending.
- Growth-Driven Leadership: As Regional President at Burke & Herbert Bank, Quintana led cross-functional teams, strengthened credit practices, and launched a new commercial banking product line, showcasing his capability to drive business growth effectively.
- Commitment to Community Engagement: Quintana expressed his eagerness to strengthen customer relationships and support the communities served, reflecting Tompkins Financial's commitment to community service while laying a foundation for future business development.
See More
Tompkins Financial Reports Record Earnings Growth in Q4 2025
- Significant Profitability Increase: Tompkins Financial reported diluted earnings per share of $6.70 for Q4 2025, a remarkable 389.1% increase year-over-year, with net income reaching $96.2 million, reflecting strong profitability and market competitiveness.
- Surge in Non-Interest Income: The sale of Tompkins Insurance Agencies led to non-interest income of $125.8 million in Q4, up 503.8% year-over-year, generating a pre-tax gain of $188.2 million, significantly enhancing overall financial performance.
- Loan and Deposit Growth: As of December 31, 2025, total loans increased by 7.1% year-over-year to $6.446 billion, while total deposits reached $6.938 billion, up 7.2%, indicating robust growth and customer trust in the company.
- Improved Capital Ratios: On December 31, 2025, the Tier 1 capital ratio was 10.62%, up from 9.27% in 2024, demonstrating the company's strong capital structure and capacity for future investments.
See More
Tompkins Financial Corporation Announces Quarterly Dividend Increase
- Quarterly Dividend Increase: Tompkins Financial Corporation's Board of Directors approved a cash dividend of $0.67 per share, reflecting an increase of $0.05 or 8.1% over the first quarter of 2025, indicating sustained profitability and likely boosting investor confidence.
- Payment Date Set: The dividend will be payable on February 22, 2026, to shareholders of record on February 13, 2026, ensuring eligible shareholders receive timely returns, thereby reinforcing trust between the company and its investors.
- Business Overview: Headquartered in Ithaca, NY, Tompkins Financial serves the Central, Western, and Hudson Valley regions of New York and Southeastern Pennsylvania, providing a broad range of banking and financial services that enhance its market competitiveness.
- Wealth Management Services: The company's Tompkins Community Bank offers comprehensive wealth management services, including investment management, trust and estate services, and financial and tax planning, further enriching its product offerings to meet diverse client financial needs.
See More
Tompkins Financial Increases Quarterly Dividend by 3.1%
- Dividend Increase: Tompkins Financial has declared a quarterly dividend increase from $0.65 to $0.67 per share, representing a 3.1% rise, which reflects the company's commitment to returning value to shareholders while maintaining stable earnings, thereby boosting investor confidence.
- Yield Performance: This adjustment results in a forward yield of 3.49%, providing a relatively attractive return in the current market environment, which may draw the attention of more income-seeking investors looking for stability.
- Payment Schedule: The new dividend will be payable on February 22, with a record date of February 13 and an ex-dividend date also set for February 13, ensuring that shareholders receive their earnings promptly and strengthening the trust between the company and its investors.
- Market Reaction: The dividend increase from Tompkins Financial is likely to have a positive impact on its stock price, especially against the backdrop of interest rate normalization, as investors remain optimistic about the company's future profitability and cash flow performance.
See More
TOMPKINS FINANCIAL CORP REPORTS $96.2 MILLION NET INCOME FOR Q4
- Financial Performance: Tompkins Financial Corp reported a net income of $96.2 million for the fourth quarter.
- Quarterly Results: The financial results indicate a strong performance in the company's operations during the specified period.
See More
TOMPKINS FINANCIAL CORP ANNOUNCES Q4 2025 ADJUSTED EPS OF $1.78
Financial Report Overview: Tompkins Financial Corp has released its financial report for Q4 2025, indicating a strong performance.
Earnings Details: The report highlights adjusted earnings of $1.78 per share, reflecting the company's growth and stability in the financial sector.
See More
Tompkins Financial Appoints New President-Elect
- New Leadership Appointment: Tompkins Financial Corporation has announced Phillip M. Quintana as the President-Elect of Tompkins Community Bank, succeeding John McKenna who will retire in July 2026, indicating a significant leadership transition within the company.
- Extensive Banking Experience: Quintana brings over 27 years of banking leadership experience across various regions including the Mid Atlantic and Southeast Florida, with notable achievements in commercial and industrial lending as well as commercial real estate lending.
- Growth-Driven Leadership: As Regional President at Burke & Herbert Bank, Quintana led cross-functional teams, strengthened credit practices, and launched a new commercial banking product line, showcasing his capability to drive business growth effectively.
- Commitment to Community Engagement: Quintana expressed his eagerness to strengthen customer relationships and support the communities served, reflecting Tompkins Financial's commitment to community service while laying a foundation for future business development.
See More
Tompkins Financial Reports Record Earnings Growth in Q4 2025
- Significant Profitability Increase: Tompkins Financial reported diluted earnings per share of $6.70 for Q4 2025, a remarkable 389.1% increase year-over-year, with net income reaching $96.2 million, reflecting strong profitability and market competitiveness.
- Surge in Non-Interest Income: The sale of Tompkins Insurance Agencies led to non-interest income of $125.8 million in Q4, up 503.8% year-over-year, generating a pre-tax gain of $188.2 million, significantly enhancing overall financial performance.
- Loan and Deposit Growth: As of December 31, 2025, total loans increased by 7.1% year-over-year to $6.446 billion, while total deposits reached $6.938 billion, up 7.2%, indicating robust growth and customer trust in the company.
- Improved Capital Ratios: On December 31, 2025, the Tier 1 capital ratio was 10.62%, up from 9.27% in 2024, demonstrating the company's strong capital structure and capacity for future investments.
See More
Tompkins Financial Corporation Announces Quarterly Dividend Increase
- Quarterly Dividend Increase: Tompkins Financial Corporation's Board of Directors approved a cash dividend of $0.67 per share, reflecting an increase of $0.05 or 8.1% over the first quarter of 2025, indicating sustained profitability and likely boosting investor confidence.
- Payment Date Set: The dividend will be payable on February 22, 2026, to shareholders of record on February 13, 2026, ensuring eligible shareholders receive timely returns, thereby reinforcing trust between the company and its investors.
- Business Overview: Headquartered in Ithaca, NY, Tompkins Financial serves the Central, Western, and Hudson Valley regions of New York and Southeastern Pennsylvania, providing a broad range of banking and financial services that enhance its market competitiveness.
- Wealth Management Services: The company's Tompkins Community Bank offers comprehensive wealth management services, including investment management, trust and estate services, and financial and tax planning, further enriching its product offerings to meet diverse client financial needs.
See More
Tompkins Financial Increases Quarterly Dividend by 3.1%
- Dividend Increase: Tompkins Financial has declared a quarterly dividend increase from $0.65 to $0.67 per share, representing a 3.1% rise, which reflects the company's commitment to returning value to shareholders while maintaining stable earnings, thereby boosting investor confidence.
- Yield Performance: This adjustment results in a forward yield of 3.49%, providing a relatively attractive return in the current market environment, which may draw the attention of more income-seeking investors looking for stability.
- Payment Schedule: The new dividend will be payable on February 22, with a record date of February 13 and an ex-dividend date also set for February 13, ensuring that shareholders receive their earnings promptly and strengthening the trust between the company and its investors.
- Market Reaction: The dividend increase from Tompkins Financial is likely to have a positive impact on its stock price, especially against the backdrop of interest rate normalization, as investors remain optimistic about the company's future profitability and cash flow performance.
See More
TOMPKINS FINANCIAL CORP REPORTS $96.2 MILLION NET INCOME FOR Q4
- Financial Performance: Tompkins Financial Corp reported a net income of $96.2 million for the fourth quarter.
- Quarterly Results: The financial results indicate a strong performance in the company's operations during the specified period.
See More
TOMPKINS FINANCIAL CORP ANNOUNCES Q4 2025 ADJUSTED EPS OF $1.78
Financial Report Overview: Tompkins Financial Corp has released its financial report for Q4 2025, indicating a strong performance.
Earnings Details: The report highlights adjusted earnings of $1.78 per share, reflecting the company's growth and stability in the financial sector.
See More
