Mercado Libre Reports Strong 2025 Financial Results with Record Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 24 2026
0mins
Should l Buy MELI?
Source: Newsfilter
- Financial Performance Surge: Mercado Libre achieved net revenue of $8.8 billion in Q4 2025, a 45% YoY increase, with full-year revenue reaching $28.9 billion, up 39%, reflecting robust growth in Latin America's e-commerce and fintech sectors.
- E-commerce Business Success: The commerce segment reported net revenue of $5.0 billion in Q4, growing 40% YoY, with GMV hitting $19.9 billion, a 37% increase, as unique buyers surpassed 80 million for the first time, indicating successful user acquisition and retention strategies.
- Fintech User Growth: Mercado Pago's monthly active users reached nearly 78 million, a 27% YoY increase, while the credit portfolio surged 90% to $12.5 billion, demonstrating strong demand for financial services in Latin America, with a historic low NPL rate of 4.4%.
- Strategic Investment Impact: Investments in user experience, free shipping, and fulfillment networks have driven performance, particularly in Brazil and Mexico, where FX-neutral GMV grew 35%, further solidifying Mercado Libre's market leadership.
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Analyst Views on MELI
Wall Street analysts forecast MELI stock price to rise
11 Analyst Rating
10 Buy
1 Hold
0 Sell
Strong Buy
Current: 1742.300
Low
2500
Averages
2783
High
2950
Current: 1742.300
Low
2500
Averages
2783
High
2950
About MELI
MercadoLibre Inc is a Uruguay-based e-commerce business facilitator of Argentinian origins. The e-commerce products enable retail and wholesale via Internet platforms designed to provide users with a portfolio of services to facilitate commercial transactions. The Company's geographic coverage includes 18 countries of Latin America. The primary offer is an ecosystem of six integrated e-commerce services: the Mercado Libre Marketplace, the Mercado Libre Classifieds service, the Mercado Pago payments solution, the Mercado Credito financial solutions, the Mercado Envios logistic solutions including shipping, the Mercado Ads advertising platform and the Mercado Shops digital storefront solution.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Identity and Habits: David Gardner emphasizes that habits are crucial in shaping identity, where every action serves as a vote for one's future self, enabling investors to gradually form their investment identity through consistent small habits, thereby enhancing long-term investment success.
- Investing and Observation: Gardner cites Kleiner Perkins' perspective that investing is not just about predicting the future but becoming a more astute observer through investment, paying attention to market changes and company dynamics to gain a competitive edge.
- Market Volatility Response: In the face of market fluctuations, Gardner advocates for a 'quiet and sweet style' through regular investing (like dollar-cost averaging), a strategy that helps investors remain calm amidst uncertainty and avoid emotional decision-making.
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- MercadoLibre Revenue Growth: Despite facing competitive pressures, MercadoLibre reported a 39% revenue increase in 2025, indicating its strong e-commerce and fintech leadership in Latin America, which is likely to continue attracting investor interest.
- Market Competition and Innovation: By launching services like Mercado Pago and Mercado Envios, MercadoLibre effectively addressed the needs of cash-based customers and the lack of shipping options, thereby enhancing customer experience and market share.
- Dutch Bros Expansion Strategy: Dutch Bros aims to increase its existing 1,136 store count to around 7,000, a strategy that drove a 28% revenue growth in 2025, showcasing its potential in the highly competitive coffee market.
- Investor Attention and Valuation: Although Dutch Bros has a high P/E ratio of 81, its rapid expansion and the popular
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- Innovation and Expansion: By launching Mercado Pago and Mercado Envios, MercadoLibre effectively addressed the region's cash payment and shipping limitations, further solidifying its market share and showcasing its ability to turn adversity into opportunity.
- Dutch Bros' Expansion Strategy: Dutch Bros (BROS) aims to expand its current 1,136 locations to approximately 7,000, which is expected to drive a 28% revenue growth in 2025, alongside a 5.6% increase in same-store sales, highlighting its significant market potential.
- Investor Interest and Valuation: Although Dutch Bros has a high P/E ratio of 81, its rapid expansion and unique
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- Investor Lessons: By analyzing the experiences of legendary investors, the video provides profound insights into selling decisions, reminding viewers to be flexible in response to market changes during their investment journey.
- Market Dynamics Observation: The stock price data mentioned in the video is from the trading day of April 2, 2026, reflecting the volatility of the market at that time and highlighting the necessity of timely selling.
- Subscription and Offers: The video encourages viewers to subscribe to the channel and click on the special offer link, aiming to increase audience engagement and access to investment knowledge.
See More
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