XYF Stock: Price, Forecast, Financials & AI Analysis

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High

4.749

Open

4.530

VWAP

4.58

Vol

173.65K

Mkt Cap

178.62M

Low

4.410

Amount

794.72K

EV/EBITDA(TTM)

1.21

Total Shares

39.09M

EV

639.04M

EV/OCF(TTM)

--

P/S(TTM)

0.18

X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

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Events Timeline

(ET)

2025-05-20

10:00:05

X Financial rises 21.7%

2025-05-20

09:48:03

X Financial rises 13.1%

2025-04-11 (ET)

2025-04-11

12:01:38

X Financial falls -11.3%

2025-03-31 (ET)

2025-03-31

12:00:42

X Financial falls -9.0%

2025-03-27 (ET)

2025-03-27

12:02:33

X Financial rises 9.1%

2025-03-20 (ET)

2025-03-20

09:47:30

X Financial rises 7.8%

2025-02-18 (ET)

2025-02-18

21:00:02

X Financial rises 22.4%

2024-12-19 (ET)

2024-12-19

04:57:18

X Financial shareholder repurchases $48.7M shares from the company

2024-10-02 (ET)

2024-10-02

10:00:05

X Financial rises 12.3%

2024-09-30 (ET)

2024-09-30

12:00:03

X Financial rises 14.3%

News

Globenewswire

03-27Globenewswire

X Financial Under Investigation for Potential Investor Loss Recovery

Yahoo Finance

03-26Yahoo Finance

X Financial Reports 2025 Earnings and Future Outlook

seekingalpha

03-26seekingalpha

X Financial Reports Q4 2025 Earnings with Declining Revenue

PRnewswire

03-25PRnewswire

X Financial Reports Decline in 2025 Fiscal Year Performance

moomoo

X FINANCIAL PROJECTS Q1 2026 LOAN FACILITATION AND ORIGINATION BETWEEN RMB 14.5 AND 15.5 BILLION

PRnewswire

03-19PRnewswire

X Financial to Release Q4 and FY 2025 Results

Valuation Metrics

The current forward P/E ratio for X Financial (XYF.N) is 0.00, compared to its 5-year average forward P/E of 1.86. For a more detailed relative valuation and DCF analysis to assess X Financial's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

dotted line Image

N/A

5Y Average PE

1.86

Current PE

0.00

Overvalued PE

3.15

Undervalued PE

0.56

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

dotted line Image

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

dotted line Image

N/A

5Y Average PS

0.58

Current PS

0.00

Overvalued PS

0.95

Undervalued PS

0.21

Financials

AI Analysis

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Whales Holding XYF

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Frequently Asked Questions

What is X Financial (XYF) stock price today?

The current price of XYF is 4.57 USD — it has increased 0.44

What is X Financial (XYF)'s business?

X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

What is the price predicton of XYF Stock?

Wall Street analysts forecast XYF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for XYF is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is X Financial (XYF)'s revenue for the last quarter?

X Financial revenue for the last quarter amounts to 1.45B USD, decreased -13.17

What is X Financial (XYF)'s earnings per share (EPS) for the last quarter?

X Financial. EPS for the last quarter amounts to 0.24 USD, decreased -82.61

How many employees does X Financial (XYF). have?

X Financial (XYF) has 563 emplpoyees as of April 15 2026.

What is X Financial (XYF) market cap?

Today XYF has the market capitalization of 178.62M USD.