XYF Stock: Price, Forecast, Financials & AI Analysis

Loading...

Loading chart...

High

4.990

Open

4.950

VWAP

4.88

Vol

36.97K

Mkt Cap

190.66M

Low

4.820

Amount

180.31K

EV/EBITDA(TTM)

1.32

Total Shares

38.52M

EV

534.33M

EV/OCF(TTM)

--

P/S(TTM)

0.21

X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

Show More

Events Timeline

(ET)

2026-06-17

06:00:00

X Financial Chief Risk Officer Yufan Jiang Resigns, Kan Li Appointed

2025-05-20 (ET)

2025-05-20

10:00:05

X Financial rises 21.7%

2025-05-20

09:48:03

X Financial rises 13.1%

2025-04-11 (ET)

2025-04-11

12:01:38

X Financial falls -11.3%

2025-03-31 (ET)

2025-03-31

12:00:42

X Financial falls -9.0%

2025-03-27 (ET)

2025-03-27

12:02:33

X Financial rises 9.1%

2025-03-20 (ET)

2025-03-20

09:47:30

X Financial rises 7.8%

2025-02-18 (ET)

2025-02-18

21:00:02

X Financial rises 22.4%

2024-12-19 (ET)

2024-12-19

04:57:18

X Financial shareholder repurchases $48.7M shares from the company

2024-10-02 (ET)

2024-10-02

10:00:05

X Financial rises 12.3%

News

Newsfilter

10:42 AMNewsfilter

X Financial Announces Resignation of Chief Risk Officer and New Appointment

PRnewswire

09:57 AMPRnewswire

X Financial Announces Resignation of Chief Risk Officer and New Appointment

Yahoo Finance

05-28Yahoo Finance

X Financial Q1 2026 Earnings Call Insights

seekingalpha

05-28seekingalpha

X Financial Reports Q1 2026 Earnings Results

PRnewswire

05-27PRnewswire

X Financial Reports Q1 2026 Financial Results

PRnewswire

05-21PRnewswire

X Financial to Release Q1 Earnings on May 28, 2026

Valuation Metrics

The current forward P/E ratio for X Financial (XYF.N) is 0.00, compared to its 5-year average forward P/E of 1.87. For a more detailed relative valuation and DCF analysis to assess X Financial's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

dotted line Image

N/A

5Y Average PE

1.87

Current PE

0.00

Overvalued PE

3.18

Undervalued PE

0.56

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

dotted line Image

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

dotted line Image

N/A

5Y Average PS

0.58

Current PS

0.00

Overvalued PS

0.95

Undervalued PS

0.21

Financials

AI Analysis

Annual

Quarterly

Related Community Screener

one anticipated to do well in the market

Intellectia · 8 candidates

Dividend Yield Ttm: >= 2Revenue 5yr Cagr: >= 15Pe Ttm: <= 18Return On Equity: >= 20.0%

Ticker

Name

Market Cap$

Novo Nordisk A/S

263.42B

Cal-Maine Foods Inc

3.79B

Jiayin Group Inc

366.65M

Global Ship Lease Inc

1.30B

X Financial

226.22M

XP Inc

9.92B

Intellectia · 36 candidates

Dividend Yield Ttm: >= 2Pe Ttm: <= 20Return On Equity: >= 15.0%Annual Revenue Yoy Growth: >= 10.0%

Ticker

Name

Market Cap$

Booz Allen Hamilton Holding Corp

11.59B

Novo Nordisk A/S

263.42B

Artisan Partners Asset Management Inc

3.55B

Hess Midstream LP

7.16B

Cal-Maine Foods Inc

3.79B

Western Midstream Partners LP

16.53B

best unvalued stock to buy

Intellectia · 43 candidates

Dividend Yield Ttm: >= 3Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 12P/B Ratio: <= 1.20P Fcf Ratio: <= 8.00

Ticker

Name

Market Cap$

Perrigo Company PLC

2.05B

NGL Energy Partners LP

1.27B

ATN International Inc

350.00M

Dow Inc

20.19B

CTO Realty Growth Inc

587.23M

Genesis Energy LP

2.08B

i have 19 what stock can help me right now

Intellectia · 13 candidates

Dividend Yield Ttm: >= 2Price: <= $19.00Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 20Annual Revenue Yoy Growth: >= 10.0%

Ticker

Name

Market Cap$

Ambev SA

41.38B

Banco Bradesco SA

39.45B

Healthpeak Properties Inc

12.45B

Golub Capital BDC Inc

3.64B

Kimbell Royalty Partners LP

1.36B

Trinity Capital Inc

1.25B

Market cap below 10 billion

Intellectia · 22 candidates

Market Cap: <= 10.00BNet Margin: >= 10.00Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 15Annual Revenue Yoy Growth: >= 20.0%

Ticker

Name

Market Cap$

Halozyme Therapeutics Inc

8.43B

Cal-Maine Foods Inc

3.79B

Golub Capital BDC Inc

3.64B

Hamilton Insurance Group Ltd

2.67B

Hci Group Inc

2.20B

Skyward Specialty Insurance Group Inc

2.00B

Whales Holding XYF

Trading Trends

People Also Watch

Frequently Asked Questions

What is X Financial (XYF) stock price today?

The current price of XYF is 4.82 USD — it has decreased -2.63

What is X Financial (XYF)'s business?

X Financial is a holding company principally engaged in online personal finance business. The Company is engaged in the connection of borrowers with institutional funding partners and the provision of online personal credit loan products. The Company's main product is Xiaoying Credit Loan, which mainly consists of Xiaoying Card Loan and other unsecured loan products. The Company is also engaged in the provision of secured loan products sunch as Xiaoying Housing Loan and others. The Company primarily conducts its businesses in domestic market.

What is the price predicton of XYF Stock?

Wall Street analysts forecast XYF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for XYF is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is X Financial (XYF)'s revenue for the last quarter?

X Financial revenue for the last quarter amounts to 1.17B USD, decreased -39.47

What is X Financial (XYF)'s earnings per share (EPS) for the last quarter?

X Financial. EPS for the last quarter amounts to 0.16 USD, decreased -90.91

How many employees does X Financial (XYF). have?

X Financial (XYF) has 643 emplpoyees as of June 17 2026.

What is X Financial (XYF) market cap?

Today XYF has the market capitalization of 190.66M USD.