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SFNC Overview

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$
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0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
21.470
Open
21.300
VWAP
21.19
Vol
1.07M
Mkt Cap
3.07B
Low
20.925
Amount
22.68M
EV/EBITDA(TTM)
--
Total Shares
145.06M
EV
3.51B
EV/OCF(TTM)
--
P/S(TTM)
33.08
Simmons First National Corporation is a financial holding company. The Company, through its subsidiary, Simmons Bank (the Bank), provides banking and other financial products and services to individuals and businesses using a network of over 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers comprehensive financial solutions delivered with a client-centric approach. The Bank offers commercial banking products and services to business and other corporate customers. Simmons Bank extends loans for a broad range of corporate purposes, including (among others) financing commercial real estate, construction of particular properties, commercial and industrial uses, acquisition and equipment financing, and other general corporate needs. It also engages in small business administration (SBA) and agricultural finance lending, and it offers corporate credit card products, as well as corporate deposit products and treasury management services.
Show More

Events Timeline

(ET)
2026-04-16
19:50:00
U.S. Stocks Hit New Highs, Energy Sector Leads
select
2026-04-16
16:40:00
Simmons Reports Q1 Revenue of $241.4M
select
2026-02-17 (ET)
2026-02-17
16:40:00
Simmons First National Authorizes $175M Stock Repurchase
select

News

seekingalpha
9.5
04-17seekingalpha
Simmons First National Corporation Q1 2026 Earnings Call Insights
  • Loan Growth Momentum: CEO Jay Brogdon highlighted a 10% annualized loan growth in Q1 despite macro uncertainty and pricing competition, reflecting the company's multi-year changes in client targeting and incentive plans, showcasing its competitive strength in the market.
  • Wealth Management Team Performance: The newly hired wealth management team has already brought in over $350 million in AUM within just a few weeks, indicating that the company's strategic investments in deepening client relationships and enhancing service capabilities are yielding positive results, which is expected to further drive revenue growth.
  • NII Outlook: CFO Daniel Hobbs reiterated the 2026 NII growth target of 9% to 11% and noted that the current rate outlook has been adjusted to zero rate cuts, indicating confidence in future earnings while emphasizing that deposit growth will be the primary limiting factor for loan growth.
  • Funding Cost Optimization: Hobbs mentioned a 48 basis point reduction in deposit costs and a 7 basis point decline in loan yields due to balance sheet remixing, demonstrating effective measures in controlling funding costs, which will help enhance overall profitability.
NASDAQ.COM
2.0
04-17NASDAQ.COM
Simmons First (SFNC) Q1 2026 Earnings Transcript
seekingalpha
9.5
04-16seekingalpha
Simmons First National Reports Strong Q1 Earnings
  • Stable Earnings Performance: Simmons First National reported a Q1 non-GAAP EPS of $0.47, aligning with market expectations, which reflects the company's stable profitability and helps bolster investor confidence.
  • Significant Revenue Growth: The bank's Q1 revenue reached $241.4 million, marking a 15.2% year-over-year increase, although it fell short of expectations, it still indicates ongoing business growth potential and a rebound in market demand.
  • Stock Buyback Program: Simmons First National has authorized a $175 million stock repurchase program aimed at enhancing shareholder value by reducing the number of outstanding shares, demonstrating management's confidence in the company's future prospects.
  • Loan Growth Target: The bank targets low to mid-single-digit loan growth for 2026 while focusing on core deposits, a strategy that will help maintain a stable net interest margin and ensure financial health.
PRnewswire
9.5
04-16PRnewswire
Simmons First National Corporation Q1 2026 Financial Highlights
  • Net Income Growth: In Q1 2026, Simmons reported net income of $68.5 million, a decrease from $78.1 million in Q4 2025 but a significant increase from $32.4 million in Q1 2025, indicating sustained profitability improvement.
  • Significant Loan Growth: Total loans reached $17.933 billion, reflecting a 10% increase from Q4 2025, demonstrating strong loan demand across various sectors and regions, further solidifying the company's market position.
  • Net Interest Margin Improvement: The net interest margin rose to 3.84%, up 3 basis points from the previous quarter, primarily driven by effective relationship pricing and improved funding costs, which is expected to enhance future revenue growth.
  • Stable Capital Ratios: As of Q1 2026, the common equity ratio stood at 13.92%, indicating a robust capital structure that ensures the company's resilience against future economic fluctuations.
Newsfilter
9.5
04-16Newsfilter
Simmons First National Corporation Q1 2026 Financial Highlights
  • Net Income Performance: In Q1 2026, Simmons reported net income of $68.5 million, down from $78.1 million in Q4 2025, indicating profitability pressures despite strong loan growth and margin expansion, highlighting risks from intensified market competition.
  • Significant Loan Growth: Total loans increased by 10% year-over-year to $17.93 billion, primarily driven by robust demand in commercial real estate and industrial loans, demonstrating the company's success in diversifying its loan portfolio and enhancing market share.
  • Improved Net Interest Margin: The net interest margin rose by 3 basis points to 3.84%, benefiting from fixed-rate asset repricing and reduced funding costs, showcasing the company's adaptability to changing interest rate environments, which supports future profitability.
  • Stable Asset Quality: The non-performing loan ratio stood at 0.21%, significantly improved from 1.12% in the previous quarter, indicating effective credit risk management and bolstering investor confidence in the company's long-term stability.
PRnewswire
8.5
04-06PRnewswire
Simmons Bank Launches Automatic Savings Program
  • Customer Savings Impact: Simmons Bank's Round-Up automatic savings program enabled over 25,000 customers to save more than $5.9 million in 2025, demonstrating the long-term value of small savings and increased customer engagement.
  • Streamlined Savings Process: The program eliminates friction in saving by rounding up debit card purchases to the nearest dollar and transferring the difference to a second account of the customer's choice, allowing customers to effortlessly build an emergency fund.
  • Financial Education Advocacy: During America Saves Week, Simmons Bank encourages customers to take small steps, such as enrolling in Round-Up, to enhance financial security, reflecting the company's commitment to improving customer financial health.
  • Industry Recognition: Simmons Bank was recognized by Newsweek as one of America's Best Regional Banks in 2026 and by Forbes as one of America's Best-In-State Companies in 2026, further solidifying its reputation in the financial services industry.
Wall Street analysts forecast SFNC stock price to rise
5 Analyst Rating
Wall Street analysts forecast SFNC stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
21.00
Averages
21.75
High
22.00
Current: 0.000
sliders
Low
21.00
Averages
21.75
High
22.00
Stephens
NULL
to
Overweight
maintain
$24 -> $25
AI Analysis
2026-04-20
New
Reason
Stephens
Price Target
$24 -> $25
AI Analysis
2026-04-20
New
maintain
NULL
to
Overweight
Reason
Stephens raised the firm's price target on Simmons First National to $25 from $24 and keeps an Overweight rating on the shares following the bank's Q1 EPS beat.
Morgan Stanley
Brian Wilczynski
Equal Weight
downgrade
$23 -> $21
2026-03-31
Reason
Morgan Stanley
Brian Wilczynski
Price Target
$23 -> $21
2026-03-31
downgrade
Equal Weight
Reason
Morgan Stanley analyst Brian Wilczynski lowered the firm's price target on Simmons First National to $21 from $23 and keeps an Equal Weight rating on the shares. The median bank stock in the firm's coverage is down by 5% over the past 30 days amid concerns about the potential impact of the ongoing Middle East conflict on economic growth and inflation, as well as market concerns on private credit headlines, notes the analyst, who is reducing price targets across the group by 9% on average as the firm applies lower target valuation multiples to reflect higher risk in the environment.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SFNC
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Valuation Metrics

The current forward P/E ratio for Simmons First National Corp (SFNC.O) is 9.52, compared to its 5-year average forward P/E of 12.35. For a more detailed relative valuation and DCF analysis to assess Simmons First National Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
12.35
Current PE
9.52
Overvalued PE
14.58
Undervalued PE
10.13

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.11
Current EV/EBITDA
7.49
Overvalued EV/EBITDA
0.99
Undervalued EV/EBITDA
-1.20

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.08
Current PS
2.91
Overvalued PS
3.56
Undervalued PS
2.60

Financials

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Whales Holding SFNC

B
Basswood Capital Management, L.L.C.
Holding
SFNC
-0.68%
3M Return

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Frequently Asked Questions

What is Simmons First National Corp (SFNC) stock price today?

The current price of SFNC is 21.17 USD — it has decreased -0.24

What is Simmons First National Corp (SFNC)'s business?

Simmons First National Corporation is a financial holding company. The Company, through its subsidiary, Simmons Bank (the Bank), provides banking and other financial products and services to individuals and businesses using a network of over 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee and Texas. The Bank offers comprehensive financial solutions delivered with a client-centric approach. The Bank offers commercial banking products and services to business and other corporate customers. Simmons Bank extends loans for a broad range of corporate purposes, including (among others) financing commercial real estate, construction of particular properties, commercial and industrial uses, acquisition and equipment financing, and other general corporate needs. It also engages in small business administration (SBA) and agricultural finance lending, and it offers corporate credit card products, as well as corporate deposit products and treasury management services.

What is the price predicton of SFNC Stock?

Wall Street analysts forecast SFNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SFNC is21.75 USD with a low forecast of 21.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Simmons First National Corp (SFNC)'s revenue for the last quarter?

Simmons First National Corp revenue for the last quarter amounts to 234.68M USD, increased 19.42

What is Simmons First National Corp (SFNC)'s earnings per share (EPS) for the last quarter?

Simmons First National Corp. EPS for the last quarter amounts to 0.47 USD, increased 80.77

How many employees does Simmons First National Corp (SFNC). have?

Simmons First National Corp (SFNC) has 2917 emplpoyees as of April 23 2026.

What is Simmons First National Corp (SFNC) market cap?

Today SFNC has the market capitalization of 3.07B USD.