NRDS

NerdWallet Inc

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Advanced Chart

11.760

-0.090(-0.760%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

11.830

Open

11.800

VWAP

11.73

Vol

140.00K

Mkt Cap

882.97M

Low

11.645

Amount

1.64M

EV/EBITDA(TTM)

10.75

Total Shares

77.74M

735.24M

EV/OCF(TTM)

9.70

P/S(TTM)

1.19

NerdWallet, Inc. is a personal finance company. The Company offers NerdWallet, a consumer-first platform that empowers consumers and medium-sized businesses (SMBs). It provides consumer-driven advice about personal finance through its platform by connecting individuals and SMBs with providers of financial products. The Company's platform delivers a range of financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing and student loans. Its platform uses guidance and machine learning capabilities to help consumers with personalized insights. The Company enables its consumers to access its content and comparison-shopping marketplaces, plus a data-driven application, which helps them stay on top of their finances and save time and money. The Company's NerdWallet platform is available to consumers in the United States, United Kingdom, Canada, and Australia.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

193.41M

+5.23%

198.97M

+4.01%

195.32M

+29.69%

Estimates Revision

The market is revising Downward the revenue expectations for NerdWallet, Inc. (NRDS) for FY2025, with the revenue forecasts being adjusted by -0.42% over the past three months. During the same period, the stock price has changed by -14.60%.

Revenue Estimates for FY2025

Revise Downward

-0.42%

In Past 3 Month

Stock Price

Go Down

-14.60%

In Past 3 Month

6 Analyst Rating

30.36% Upside

Wall Street analysts forecast NRDS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NRDS is 15.33 USD with a low forecast of 11.00 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

2 Hold

0 Sell

Moderate Buy

30.36% Upside

Current: 11.760

Low

11.00

Averages

15.33

High

19.00

30.36% Upside

Current: 11.760

Low

11.00

Averages

15.33

High

19.00

Keybanc

Justin Patterson

Buy

Maintains

$18 → $14

2025-05-05

Reason

Keybanc

Justin Patterson

Price Target

$18 → $14

2025-05-05

Maintains

Buy

Reason

KeyBanc analyst Justin Patterson lowered the firm's price target on NerdWallet to $14 from $18 and keeps an Overweight rating on the shares. While the firm believes NerdWallet's Q1 results are likely to meet or exceed its/Street's estimates, KeyBanc is cautious that macro could weigh on revenue and profitability throughout 2025. The firm lowered its 2025/2026 revenue forecast by 4%/6%. Despite the challenging macro, KeyBanc believes NerdWallet is presently under-earning and should experience outsized growth and margin expansion in a recovery.

Citigroup

Peter Christiansen

Hold

Maintains

$14 → $11

2025-04-29

Reason

Citigroup

Peter Christiansen

Price Target

$14 → $11

2025-04-29

Maintains

Hold

Reason

Barclays

Ross Sandler

Buy

Maintains

$17 → $19

2025-02-20

Reason

Barclays

Ross Sandler

Price Target

$17 → $19

2025-02-20

Maintains

Buy

Reason

Barclays raised the firm's price target on NerdWallet to $19 from $17 and keeps an Overweight rating on the shares. Despite headwinds from search optimization traffic declines and category weakness in core businesses, Nerdwallet's execution is allowing the company to exceed expectations again in Q4, the analyst tells investors in a research note. The firm says the company's "resilience amidst the environment should be rewarded."

Barclays

Ross Sandler

Buy

Maintains

$16 → $17

2024-10-30

Reason

Barclays

Ross Sandler

Price Target

$16 → $17

2024-10-30

Maintains

Buy

Reason

Barclays raised the firm's price target on NerdWallet to $17 from $16 and keeps an Overweight rating on the shares. The company reported strong insurance advertising growth, which drove fairly significant upside in Q3 and into Q4, the analyst tells investors in a research note. The firm says the diversity of NerdWallet's advertising revenue "is shining through."

Keybanc

Justin Patterson

Buy

Maintains

$18 → $20

2024-10-30

Reason

Keybanc

Justin Patterson

Price Target

$18 → $20

2024-10-30

Maintains

Buy

Reason

KeyBanc raised the firm's price target on NerdWallet to $20 from $18 and keeps an Overweight rating on the shares. The firm notes NerdWallet delivered a solid quarter, with revenue returning to 25% year-over-year growth and Q3 non-GAAP OM percentage reaching a new high of 12%. KeyBanc remains confident in normalized growth returning to the mid-teens, and expects to see ongoing margin improvement as macro conditions improve.

Morgan Stanley

James Faucette

Hold

Maintains

$14 → $15

2024-10-30

Reason

Morgan Stanley

James Faucette

Price Target

$14 → $15

2024-10-30

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for NerdWallet Inc (NRDS.O) is 22.29, compared to its 5-year average forward P/E of 195.46. For a more detailed relative valuation and DCF analysis to assess NerdWallet Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

195.46

Current PE

22.29

Overvalued PE

797.40

Undervalued PE

-406.48

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

Fair

5Y Average EV/EBITDA

11.36

Current EV/EBITDA

5.37

Overvalued EV/EBITDA

20.95

Undervalued EV/EBITDA

1.78

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Undervalued

5Y Average PS

1.51

Current PS

1.02

Overvalued PS

1.96

Undervalued PS

1.07

Financials

Annual

Quarterly

FY2025Q1

YoY :

+29.22%

209.20M

Total Revenue

FY2025Q1

YoY :

-85.71%

700.00K

Operating Profit

FY2025Q1

YoY :

-81.82%

200.00K

Net Income after Tax

FY2025Q1

YoY :

-100.00%

0.00

EPS - Diluted

FY2025Q1

YoY :

+27.75%

22.10M

Free Cash Flow

FY2025Q1

YoY :

+0.08%

91.30

Gross Profit Margin - %

FY2025Q1

YoY :

-12.96%

7.52

FCF Margin - %

FY2025Q1

YoY :

-85.29%

0.10

Net Margin - %

FY2025Q1

8.96

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

16.4M

USD

6-9

Months

0.0

USD

0-12

Months

246.2K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

10.6M

USD

Months

0-12

0.0

USD

Months

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

0-3

Months

0.0

Volume

3-6

Months

0.0

Volume

6-9

Months

0.0

Volume

0-12

Months

23.4K

Volume

Bought

0-3

0.0

Volume

Months

3-6

0.0

Volume

Months

6-9

0.0

Volume

Months

0-12

1.1M

Volume

Months

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

0.0

USD

6-9

Months

0.0

USD

0-12

Months

0.0

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

0.0

USD

Months

0-12

0.0

USD

Months

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

0-3

Months

0.0

USD

3-6

Months

16.4M

USD

6-9

Months

0.0

USD

0-12

Months

246.2K

USD

Bought

0-3

0.0

USD

Months

3-6

0.0

USD

Months

6-9

10.6M

USD

Months

0-12

0.0

USD

Months

NRDS News & Events

Events Timeline

2025-05-06 (ET)

2025-05-06

16:10:37

NerdWallet raises 2025 non-GAAP operating income outlook to $55M-$56M

2025-05-06

16:09:50

NerdWallet sees Q2 revenue $192M-$200M, consensus $174.46M

2025-05-06

16:09:00

NerdWallet reports Q1 EPS 0c vs. 1c last year

News

8.0

05-07NASDAQ.COM

Notable Wednesday Option Activity: NVDA, NRDS, AXON

4.0

05-07Benzinga

Keybanc Maintains Overweight on Nerdwallet, Raises Price Target to $15

9.5

05-07Benzinga

Rockwell Automation Posts Better-Than-Expected Earnings, Joins Oscar Health, Charles River Laboratories, Walt Disney, Voya Financial And Other Big Stocks Moving Higher On Wednesday