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NRDS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
9.089
Open
9.000
VWAP
8.63
Vol
3.17M
Mkt Cap
554.03M
Low
8.370
Amount
27.36M
EV/EBITDA(TTM)
4.06
Total Shares
65.80M
EV
559.67M
EV/OCF(TTM)
3.98
P/S(TTM)
0.80
NerdWallet, Inc. is a personal finance company. The Company provides consumers and small and mid-sized businesses (SMBs) across a broad range of finance topics through a digital platform that integrates independent editorial content, comparison tools, data-driven product marketplaces, and access to regulated financial services offered through its subsidiaries. Its platform includes three primary components including editorial and content publishing, marketplace and referral services and financial services. The editorial and content publishing include consumer and SMB financial education, tools, calculators, and guides. Its marketplace and referral services are provided through Fundera, NerdWallet Insurance Services, NerdWallet Advisory, and NerdWallet. Its financial services are brokerage and advisory services. Its other offerings are content publishing, technology-enabled tools, financial product marketplaces, mortgage brokering services, and regulated investment advisory services.
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Events Timeline

(ET)
2026-05-06
17:20:00
NerdWallet Reports Q1 Revenue of $222.2M
select
2026-03-13 (ET)
2026-03-13
16:40:00
S&P 500 Declines as Brent Oil Prices Rise Above $100
select
2026-03-13
12:10:00
Major Averages Lower as Investors Shift to Cash and Short-Term Bonds
select

News

seekingalpha
9.5
05-07seekingalpha
NerdWallet Reports Q1 2026 Earnings with Mixed Results
  • Revenue Growth: NerdWallet reported Q1 revenue of $222 million, a 6% year-over-year increase, with consumer revenue at $198 million, up 10%, while SMB revenue fell 15%, indicating challenges despite strong consumer demand.
  • Record Operating Income: Non-GAAP operating income reached $34 million and adjusted EBITDA hit $45 million, setting new records driven by strong operating leverage on fixed costs and lower marketing spend, showcasing significant improvements in cost management.
  • Cautious Outlook: Management expects Q2 revenue between $186 million and $202 million, with non-GAAP operating income projected at $6 million to $14 million, reflecting uncertainties in monetization with insurance partners that could impact full-year performance.
  • Investment Strategy Shift: The company plans to increase investments in technology integration and insurance channel expansion, maintaining an optimistic view on future investment opportunities despite pressures from declining profitability with key partners, aiming to build a more diversified and resilient business base.
NASDAQ.COM
2.0
05-06NASDAQ.COM
NerdWallet (NRDS) Q1 2026 Earnings Transcript
seekingalpha
9.5
05-06seekingalpha
NerdWallet Q1 Earnings Beat Expectations Despite Revenue Miss
  • Earnings Highlights: NerdWallet reported Q1 GAAP EPS of $0.29, beating expectations by $0.03, indicating stable profitability, although revenue of $222.2 million, up 6.2% year-over-year, fell short of expectations by $5.4 million.
  • Future Outlook: The company projects Q2 2026 revenue between $186 million and $202 million, with a midpoint growth of 4% year-over-year, suggesting growth potential despite ongoing challenges in organic search optimization.
  • Income Adjustments: NerdWallet has adjusted its 2026 GAAP operating income expectations to a range of $65 million to $90 million and non-GAAP operating income to $85 million to $110 million, reflecting a cautious approach to future profitability.
  • Market Reaction: Following the earnings report, NerdWallet's shares fell 7.8% in after-hours trading, indicating investor disappointment over the revenue miss, which could impact the company's future financing and investment strategies.
Newsfilter
8.5
05-04Newsfilter
NerdWallet Announces 2026 Best Mortgage Lenders
  • Evaluation Criteria: NerdWallet assessed 48 lenders using a combination of the newly released 2025 Home Mortgage Disclosure Act data, detailed surveys on loan products and customer service, and firsthand research by its editorial team, ensuring the integrity and authority of the awards.
  • New Categories: This year introduced two new categories: Best Mortgage Lender for Manufactured Home Loans and Best Mortgage Lender for Second Home Loans, aimed at better addressing the diverse needs of borrowers and reflecting market changes.
  • Award Winners: Truist was recognized as the Best Overall Mortgage Lender, also winning in the categories for First-Time Home Buyers and Cash-Out Refinancing, showcasing its strong competitive position and customer satisfaction in the market.
  • Consumer Trust: NerdWallet's mission is to provide clarity for financial decisions, leveraging expert content and a data-driven app to assist users in making informed choices in a complex financial landscape, thereby enhancing its brand's market influence.
Yahoo Finance
2.0
05-03Yahoo Finance
Three Stocks to Watch Under $50
  • UCB's Growth Concerns: United Community Banks (UCB) has shown only 7.6% annual revenue growth over the past two years, which is below banking sector standards, indicating potential risks to profitability that could affect investor confidence.
  • SLM's Market Challenges: Sallie Mae (SLM) has experienced flat sales over the past two years, with an annual EPS growth of only 3.1%, significantly trailing the peer group average, reflecting a lack of competitiveness in its products and services during the current market cycle.
  • NRDS's Strong Performance: NerdWallet (NRDS) achieved an impressive 27.8% annual revenue growth over the past five years, and its stock buybacks propelled EPS growth to 252%, showcasing its robust competitive position and profitability in the market.
  • Investment Opportunity Analysis: In the current market environment, UCB and SLM present concerning performance metrics, while NRDS demonstrates strong growth potential, prompting investors to carefully assess the investment value of these stocks.
CNBC
7.0
04-21CNBC
Rising Student Loan Burdens for Graduates
  • Current Student Loan Landscape: According to a report by NerdWallet, approximately 46% of 2026 high school graduates will enroll in four-year colleges, with average borrowing expected to reach $43,000 per student, an increase of $3,000 from last year, indicating a growing burden of student debt.
  • Tuition Increase Trend: Data from J.P. Morgan shows that college tuition has risen by an average of 5.6% annually over the past decades, significantly outpacing inflation, leading many institutions to approach the $100,000 threshold for total annual costs, thereby increasing financial pressure on families.
  • New Federal Loan Regulations: With new regulations in place, federal student loans taken after July 1 will face stricter repayment options and debt forgiveness rules, with a total borrowing cap of $257,500 for new borrowers, forcing more families to rely on private student loans, which are generally more expensive.
  • Student Loan Market Size: Currently, around 42.8 million Americans hold $1.696 trillion in federal student loans, and more than 1 million high school graduates are expected to take on new education debt in the coming months, exacerbating the student debt crisis.
Wall Street analysts forecast NRDS stock price to rise
6 Analyst Rating
Wall Street analysts forecast NRDS stock price to rise
5 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
14.00
Averages
17.00
High
19.00
Current: 0.000
sliders
Low
14.00
Averages
17.00
High
19.00
Truist
Buy
to
Buy
downgrade
$18 -> $15
AI Analysis
2026-05-11
New
Reason
Truist
Price Target
$18 -> $15
AI Analysis
2026-05-11
New
downgrade
Buy
to
Buy
Reason
Truist lowered the firm's price target on NerdWallet to $15 from $18 and keeps a Buy rating on the shares. The company's Q1 results and Q2 guide were both soft due to a direct insurer pulling back on its spend, though these were offset by better performance from Banking and Loans, leading to a comfortable beat on the bottom line on higher marketing efficiency, the analyst tells investors in a research note.
Oppenheimer
Oppenheimer
Outperform
downgrade
$15 -> $12
2026-05-11
New
Reason
Oppenheimer
Oppenheimer
Price Target
$15 -> $12
2026-05-11
New
downgrade
Outperform
Reason
Oppenheimer lowered the firm's price target on NerdWallet to $12 from $15 on lower peer multiples, while keeping an Outperform rating on the shares following quarterly results. The firm is encouraged by continuing LLM traffic share improvement, benefiting channel diversification and conversion. Oppenheimer believes AI disintermediation in financial service products is unlikely considering the legal/regulatory partner structure, likely requiring aggregator partnerships.
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Valuation Metrics

The current forward P/E ratio for NerdWallet Inc (NRDS.O) is 10.38, compared to its 5-year average forward P/E of 156.42. For a more detailed relative valuation and DCF analysis to assess NerdWallet Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
156.42
Current PE
10.38
Overvalued PE
693.96
Undervalued PE
-381.12

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
10.03
Current EV/EBITDA
3.33
Overvalued EV/EBITDA
18.88
Undervalued EV/EBITDA
1.18

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.39
Current PS
0.64
Overvalued PS
1.86
Undervalued PS
0.93

Financials

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NRDS logo
NRDS
NerdWallet Inc
827.48M

Whales Holding NRDS

Q
Quinn Opportunity Partners LLC
Holding
NRDS
+2.99%
3M Return

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Frequently Asked Questions

What is NerdWallet Inc (NRDS) stock price today?

The current price of NRDS is 8.42 USD — it has decreased -7.83

What is NerdWallet Inc (NRDS)'s business?

NerdWallet, Inc. is a personal finance company. The Company provides consumers and small and mid-sized businesses (SMBs) across a broad range of finance topics through a digital platform that integrates independent editorial content, comparison tools, data-driven product marketplaces, and access to regulated financial services offered through its subsidiaries. Its platform includes three primary components including editorial and content publishing, marketplace and referral services and financial services. The editorial and content publishing include consumer and SMB financial education, tools, calculators, and guides. Its marketplace and referral services are provided through Fundera, NerdWallet Insurance Services, NerdWallet Advisory, and NerdWallet. Its financial services are brokerage and advisory services. Its other offerings are content publishing, technology-enabled tools, financial product marketplaces, mortgage brokering services, and regulated investment advisory services.

What is the price predicton of NRDS Stock?

Wall Street analysts forecast NRDS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NRDS is17.00 USD with a low forecast of 14.00 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is NerdWallet Inc (NRDS)'s revenue for the last quarter?

NerdWallet Inc revenue for the last quarter amounts to 222.20M USD, increased 6.21

What is NerdWallet Inc (NRDS)'s earnings per share (EPS) for the last quarter?

NerdWallet Inc. EPS for the last quarter amounts to 0.29 USD, decreased

How many employees does NerdWallet Inc (NRDS). have?

NerdWallet Inc (NRDS) has 650 emplpoyees as of May 12 2026.

What is NerdWallet Inc (NRDS) market cap?

Today NRDS has the market capitalization of 554.03M USD.