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NRDS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
10.750
Open
10.630
VWAP
10.48
Vol
956.83K
Mkt Cap
711.94M
Low
10.320
Amount
10.02M
EV/EBITDA(TTM)
5.35
Total Shares
66.79M
EV
618.24M
EV/OCF(TTM)
4.70
P/S(TTM)
0.97
NerdWallet, Inc. is a personal finance company. The Company provide consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company offers NerdWallet, a consumer-first platform that empowers consumers and SMBs. The Company's platform delivers a range of financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing and student loans. Its platform uses guidance and machine learning capabilities to help consumers with personalized insights. The Company enables its consumers to access its content and comparison-shopping marketplaces, plus a data-driven app, which helps them stay on top of their finances and save time and money. The Company's NerdWallet platform is available to consumers in the United States, United Kingdom, Canada, and Australia. The Company also offers mortgage brokerage services.
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Events Timeline

(ET)
2026-02-25
17:00:00
NerdWallet Q4 Revenue Reaches $225.4M, Exceeds Expectations
select
2025-12-16 (ET)
2025-12-16
17:40:00
NerdWallet Expands Share Repurchase Program to $125 Million
select
2025-11-06 (ET)
2025-11-06
16:48:53
NerdWallet projects Q4 revenue between $207M and $215M, surpassing consensus estimate of $194.91M.
select

News

moomoo
4.0
03-04moomoo
Oppenheimer Lowers Target Price for NerdWallet, Inc. to $15 from $18
  • Company Overview: NERDWALLET, INC. is a financial technology company that provides tools and resources for consumers to make informed financial decisions.

  • Target Price Adjustment: Analyst Oppenheimer has reduced the target price for NERDWALLET's stock from $18 to $15, indicating a shift in market expectations.

seekingalpha
9.5
02-26seekingalpha
NerdWallet Reports Strong Q4 2025 Earnings with 23% Revenue Growth
  • Significant Revenue Growth: NerdWallet achieved $225 million in revenue for Q4 2025, marking a 23% year-over-year increase, primarily driven by strong performance in personal loans and insurance, despite declines in credit card and SMB products, showcasing the company's success in diversifying its revenue streams.
  • Operating Income Improvement: The non-GAAP operating income for Q4 reached $25 million, up 47% year-over-year, with full-year non-GAAP operating income at $96 million and an 11% margin, significantly higher than the previous year's 7%, reflecting effective cost control and market strategy execution.
  • Optimistic Future Outlook: NerdWallet expects Q1 2026 revenue to range between $224 million and $232 million, projecting approximately 9% year-over-year growth, while non-GAAP operating income is anticipated to be between $28 million and $32 million, indicating management's confidence in future performance.
  • Strategic Adjustments and Investments: The company will simplify its revenue reporting structure starting Q1 2026 from five categories to two, aiming to better reflect consumer and SMB engagement, while continuing to invest in performance marketing to address challenges from organic search declines.
seekingalpha
9.5
02-25seekingalpha
NerdWallet Q4 Earnings Beat Expectations with Strong Revenue Growth
  • Strong Earnings Performance: NerdWallet reported a Q4 GAAP EPS of $0.19, beating expectations by $0.02, which highlights the company's ongoing profitability and reinforces market confidence in its financial health.
  • Significant Revenue Growth: The reported revenue of $225.4 million represents a 22.6% year-over-year increase, exceeding market expectations by $14.03 million, indicating strong performance and heightened demand in the consumer finance sector.
  • Optimistic Future Outlook: The company expects next quarter's revenue to range between $224 million and $232 million, reflecting a 9% year-over-year growth at the midpoint, showcasing confidence in future market conditions and a robust business model.
  • Stable Operating Income Projections: GAAP operating income is anticipated to be between $22 million and $27 million, while non-GAAP operating income is expected to range from $28 million to $32 million, demonstrating effective strategies in cost control and profitability enhancement.
seekingalpha
9.5
02-24seekingalpha
NerdWallet Q4 Earnings Announcement Scheduled
  • Earnings Release Date: NerdWallet (NRDS) is set to announce its Q4 earnings on February 25th after market close, with market participants keenly awaiting the results.
  • Earnings Expectations: The consensus EPS estimate stands at $0.29, reflecting a significant year-over-year decline of 43.1%, indicating potential challenges in profitability.
  • Revenue Forecast: The revenue estimate is projected at $211.37 million, representing a 15.0% year-over-year increase, showcasing the company's ongoing growth potential in the consumer finance sector.
  • Performance Review: Over the past year, NerdWallet has beaten EPS estimates only 25% of the time, yet it has consistently exceeded revenue estimates 100% of the time, highlighting its strong performance in revenue management.
NASDAQ.COM
9.5
02-23NASDAQ.COM
NerdWallet Q4 2025 Earnings Preview
  • Earnings Release Date: NerdWallet is set to release its Q4 2025 earnings on February 25, after the market closes, with expectations for strong performance in revenue and earnings, particularly after a robust earnings beat in Q3.
  • Revenue Growth Expectations: The revenue for Q4 is projected at $211.9 million, reflecting a 15.3% year-over-year increase, while earnings per share are expected to rise significantly to 17 cents from 1 cent a year ago, showcasing the company's ongoing efforts in product diversification and traffic monetization.
  • Operating Income Outlook: The company anticipates adjusted EBITDA for 2025 to be between $141 million and $145 million, up from the previous guidance of $106 million to $116 million, indicating management's confidence in structural margin expansion and improving cash flow generation.
  • Market Performance Comparison: In Q4 2025, NerdWallet's stock outperformed peer FUTU Holdings but underperformed Lending Club, highlighting the need for NerdWallet to strengthen its market position in a competitive landscape.
CNBC
4.0
02-18CNBC
The 'Boomcession' Phenomenon in the U.S. Economy
  • Disconnect Between Data and Sentiment: Despite rising economic output and stock market gains, ordinary Americans are feeling increased financial pressure, as evidenced by credit card debt reaching a record $1.28 trillion in Q4 last year, indicating that economic prosperity is not benefiting the majority.
  • Uneven Inflation Impact: According to Morgan Stanley, lower-income consumers faced significantly higher inflation rates for food and housing in 2024 compared to wealthier counterparts, exacerbating the gap between economic growth and consumer confidence and highlighting social inequality.
  • 'Hiring Recession' in Job Market: While economic output per hour hit new highs, ordinary workers are anxious as the job market tightens, with December job openings falling to their lowest level since 2020, reflecting the disparity in economic benefits between high-income stockholders and the general workforce.
  • Crisis of Trust in Economic Data: Surveys reveal that nearly 60% of Americans believe the economy is in recession, particularly among low-income households facing unstable financial situations, leading to a decline in trust in government economic data and highlighting the significant gap between economic prosperity and public sentiment.
Wall Street analysts forecast NRDS stock price to rise
6 Analyst Rating
Wall Street analysts forecast NRDS stock price to rise
5 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
14.00
Averages
17.00
High
19.00
Current: 0.000
sliders
Low
14.00
Averages
17.00
High
19.00
Oppenheimer
Oppenheimer
Outperform
maintain
$18 -> $15
AI Analysis
2026-03-04
Reason
Oppenheimer
Oppenheimer
Price Target
$18 -> $15
AI Analysis
2026-03-04
maintain
Outperform
Reason
Oppenheimer lowered the firm's price target on NerdWallet to $15 from $18 on lower multiples, while keeping an Outperform rating on the shares. The firm notes the company beat the Street's Q4 revenue/EBITDA estimates by 7%/$1M as management leaned into performance marketing spend to capture demand led by Loans/Insurance revenue strength. Oppenheimer believes AI disintermediation in financial service products difficult to execute on legal/regulatory partner structure, likely requiring aggregator partnerships.
Truist
Buy
downgrade
$19 -> $18
2026-02-26
Reason
Truist
Price Target
$19 -> $18
2026-02-26
downgrade
Buy
Reason
Truist lowered the firm's price target on NerdWallet to $18 from $19 and keeps a Buy rating on the shares. The company's stronger than expected results and Q1 guide reflect better performance from Banking, Loans and Insurance offset by sustained weakness in SMB and Credit Cards, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NRDS
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Valuation Metrics

The current forward P/E ratio for NerdWallet Inc (NRDS.O) is 14.48, compared to its 5-year average forward P/E of 168.28. For a more detailed relative valuation and DCF analysis to assess NerdWallet Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
168.28
Current PE
14.48
Overvalued PE
726.35
Undervalued PE
-389.79

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
10.41
Current EV/EBITDA
5.16
Overvalued EV/EBITDA
19.52
Undervalued EV/EBITDA
1.31

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.44
Current PS
1.09
Overvalued PS
1.89
Undervalued PS
1.00

Financials

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NRDS logo
NRDS
NerdWallet Inc
827.48M

Whales Holding NRDS

Q
Quinn Opportunity Partners LLC
Holding
NRDS
+0.60%
3M Return

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Frequently Asked Questions

What is NerdWallet Inc (NRDS) stock price today?

The current price of NRDS is 10.36 USD — it has decreased -2.81

What is NerdWallet Inc (NRDS)'s business?

NerdWallet, Inc. is a personal finance company. The Company provide consumer-driven advice about personal finance through its platform by connecting individuals and small and mid-sized businesses (SMBs) with providers of financial products. The Company offers NerdWallet, a consumer-first platform that empowers consumers and SMBs. The Company's platform delivers a range of financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing and student loans. Its platform uses guidance and machine learning capabilities to help consumers with personalized insights. The Company enables its consumers to access its content and comparison-shopping marketplaces, plus a data-driven app, which helps them stay on top of their finances and save time and money. The Company's NerdWallet platform is available to consumers in the United States, United Kingdom, Canada, and Australia. The Company also offers mortgage brokerage services.

What is the price predicton of NRDS Stock?

Wall Street analysts forecast NRDS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NRDS is17.00 USD with a low forecast of 14.00 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is NerdWallet Inc (NRDS)'s revenue for the last quarter?

NerdWallet Inc revenue for the last quarter amounts to 225.40M USD, increased 22.63

What is NerdWallet Inc (NRDS)'s earnings per share (EPS) for the last quarter?

NerdWallet Inc. EPS for the last quarter amounts to 0.19 USD, decreased -58.70

How many employees does NerdWallet Inc (NRDS). have?

NerdWallet Inc (NRDS) has 650 emplpoyees as of March 12 2026.

What is NerdWallet Inc (NRDS) market cap?

Today NRDS has the market capitalization of 711.94M USD.