Should I Buy NRDS? NRDS 2026 Analysis

Should You Buy NerdWallet Inc (NRDS) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

12.400

1 Day change

1.39%

52 Week Range

16.240

Analysis Updated At

2026/01/26

NerdWallet Inc (NRDS) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance in Q3 2025, positive analyst sentiment, and potential for long-term growth make it a compelling investment opportunity despite recent price declines.

Technical Analysis

The technical indicators suggest a neutral to slightly bearish trend. The MACD is below zero and negatively contracting, while the RSI is at 36.573, indicating the stock is nearing oversold territory but not yet there. The price is trading near the S1 support level of 12.622, which could act as a potential bounce point.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q3 2025 financial performance with revenue up 12.44% YoY and net income up 26,200% YoY.
Analysts have raised price targets recently, with Oppenheimer, Morgan Stanley, KeyBanc, and Barclays all showing optimism.
Positive sentiment around the company's ability to leverage its content and user base for vertical integration and recurring consumer relationships.

Neutral/Negative Catalysts

Recent price decline of -2.81% in regular market trading and -0.55% post-market.
Neutral sentiment from hedge funds and insiders, with no significant trading trends.
Limited revenue visibility noted by Morgan Stanley.

Financial Performance

NerdWallet Inc reported strong Q3 2025 financials: Revenue increased to $215.1M (+12.44% YoY), Net Income surged to $26.3M (+26,200% YoY), EPS remained stable at 0.34, and Gross Margin improved to 92.89%. These metrics indicate robust growth and operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are optimistic about NRDS. Oppenheimer raised the price target to $18, citing improved marketing competencies and vertical integration. KeyBanc and Barclays also raised targets to $16 and $17, respectively, highlighting better-than-expected Q3 results and a potential end to SEO-related headwinds. Morgan Stanley raised its target to $14 but maintained an Equal Weight rating, citing limited revenue visibility.

6 Analyst Rating

Wall Street analysts forecast NRDS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NRDS is 17 USD with a low forecast of 14 USD and a high forecast of 19 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

1 Hold

0 Sell

Strong Buy

Current: 12.230

Low

Averages

High

Current: 12.230

Low

Averages

High

Oppenheimer

Jed Kelly

Outperform

maintain

$16 -> $18

AI Analysis

2025-11-11

Reason

Oppenheimer

Jed Kelly

Price Target

$16 -> $18

AI Analysis

2025-11-11

maintain

Outperform

Reason

Oppenheimer analyst Jed Kelly raised the firm's price target on NerdWallet to $18 from $16 and keeps an Outperform rating on the shares. The firm is increasing NerdWallet 2025/2026 EBITDA by 16%/8% on accelerated variable marketing profit dollars from higher paid marketing competencies that are benefiting from a larger product suite, particularly towards sub-prime consumers. NerdWallet remains heads down in leveraging its content/user-base advantages to become more vertically integrated, and Oppenheimer sees successful execution of this strategy creating more reoccurring consumer relationships that increase earnings visibility and reduce traffic headwinds, ultimately benefiting the multiple.

Morgan Stanley

Equal Weight

maintain

$12 -> $14

2025-11-10

Reason

Morgan Stanley

Price Target

$12 -> $14

2025-11-10

maintain

Equal Weight

Reason

Morgan Stanley raised the firm's price target on NerdWallet to $14 from $12 and keeps an Equal Weight rating on the shares. The firm is "encouraged" by NerdWallet's ability to drive EBITDA in a range of top-line scenarios and calls commentary on LLM sourcing frequency "positive," but continues to cite limited revenue visibility for its Equal Weight rating.

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for NRDS

Unlock Now

NRDS Should I Buy

NRDS Should I Buy

Should You Buy NerdWallet Inc (NRDS) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

People Also Watch