NRDS Valuation

NerdWallet Inc

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13.640

+1.66(13.856%)1D

NRDS Relative Valuation

NRDS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, NRDS is overvalued; if below, it's undervalued.

Historical Valuation

NerdWallet Inc (NRDS) is now in the Overvalued zone, suggesting that its current forward PS ratio of 11.98 is considered Overvalued compared with the five-year average of 174.67. The fair price of NerdWallet Inc (NRDS) is between 3.06 to 4.87 according to relative valuation methord. Compared to the current price of 13.08 USD , NerdWallet Inc is Overvalued By 168.77%.

Relative Value

Fair Zone

3.06-4.87

Current Price：13.08

168.77%

Overvalued

18.85

Trailing

Forward

5.33

EV/EBITDA

NerdWallet Inc. (NRDS) has a current EV/EBITDA of 5.33. The 5-year average EV/EBITDA is 10.72. The thresholds are as follows: Strongly Undervalued below -7.87, Undervalued between -7.87 and 1.43, Fairly Valued between 20.01 and 1.43, Overvalued between 20.01 and 29.30, and Strongly Overvalued above 29.30. The current Forward EV/EBITDA of 5.33 falls within the Historic Trend Line -Fairly Valued range.

12.95

EV/EBIT

NerdWallet Inc. (NRDS) has a current EV/EBIT of 12.95. The 5-year average EV/EBIT is 77.81. The thresholds are as follows: Strongly Undervalued below -217.10, Undervalued between -217.10 and -69.64, Fairly Valued between 225.27 and -69.64, Overvalued between 225.27 and 372.73, and Strongly Overvalued above 372.73. The current Forward EV/EBIT of 12.95 falls within the Historic Trend Line -Fairly Valued range.

13.48

NerdWallet Inc. (NRDS) has a current PS of 13.48. The 5-year average PS is 1.56. The thresholds are as follows: Strongly Undervalued below -0.65, Undervalued between -0.65 and 0.46, Fairly Valued between 2.66 and 0.46, Overvalued between 2.66 and 3.77, and Strongly Overvalued above 3.77. The current Forward PS of 13.48 falls within the Strongly Overvalued range.

8.20

P/OCF

NerdWallet Inc. (NRDS) has a current P/OCF of 8.20. The 5-year average P/OCF is 14.84. The thresholds are as follows: Strongly Undervalued below -3.88, Undervalued between -3.88 and 5.48, Fairly Valued between 24.20 and 5.48, Overvalued between 24.20 and 33.56, and Strongly Overvalued above 33.56. The current Forward P/OCF of 8.20 falls within the Historic Trend Line -Fairly Valued range.

9.60

P/FCF

NerdWallet Inc. (NRDS) has a current P/FCF of 9.60. The 5-year average P/FCF is 79.47. The thresholds are as follows: Strongly Undervalued below -541.33, Undervalued between -541.33 and -230.93, Fairly Valued between 389.87 and -230.93, Overvalued between 389.87 and 700.27, and Strongly Overvalued above 700.27. The current Forward P/FCF of 9.60 falls within the Historic Trend Line -Fairly Valued range.

NerdWallet Inc (NRDS) has a current Price-to-Book (P/B) ratio of 2.31. Compared to its 3-year average P/B ratio of 2.58 , the current P/B ratio is approximately -10.36% higher. Relative to its 5-year average P/B ratio of 3.26, the current P/B ratio is about -29.05% higher. NerdWallet Inc (NRDS) has a Forward Free Cash Flow (FCF) yield of approximately 0.12%. Compared to its 3-year average FCF yield of 7.24%, the current FCF yield is approximately -98.39% lower. Relative to its 5-year average FCF yield of 5.57% , the current FCF yield is about -97.91% lower.

2.60

P/B

Median3y

2.58

Median5y

3.26

0.10

FCF Yield

Median3y

7.24

Median5y

5.57

Competitors Valuation Multiple

The average P/S ratio for NRDS's competitors is 10.47, providing a benchmark for relative valuation. NerdWallet Inc Corp (NRDS) exhibits a P/S ratio of 13.48, which is 28.77% above the industry average. Given its robust revenue growth of 12.44%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of NRDS decreased by 2.57% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 0.05 to 12.23.

The secondary factor is the Revenue Growth, contributed 12.44%to the performance.

Overall, the performance of NRDS in the past 1 year is driven by Margin Expansion. Which is more sustainable.

12.44%

191.30M → 215.10M

Revenue Growth

24360.00%

0.05 → 12.23

Margin Expansion

-24375.01%

-0.09 → 22.77

P/E Change

-2.57%