U.S. Stocks Rise, NVIDIA Target Price Set at $250
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 05 2026
0mins
Should l Buy COF?
Source: Benzinga
- Market Performance: U.S. stocks mostly closed higher on Friday, with the Dow Jones gaining over 300 points during the session, indicating a strong market rebound, particularly driven by technology stocks.
- NVIDIA's Positive Outlook: Analyst Ruben Roy maintained a Buy rating on NVIDIA with a price target of $250, suggesting an upside of approximately 32%, reflecting strong market confidence in its future growth prospects.
- Tesla Delivery Data: Tesla produced 434,358 vehicles and delivered 418,227 in Q4, falling short of the Visible Alpha estimate, leading analyst William Stein to downgrade its rating from Buy to Hold, with a target price cut from $444 to $439, indicating cautious sentiment regarding its short-term performance.
- Capital One Financial Outlook: Analyst Keith Horowitz maintained a Buy rating on Capital One and raised the price target from $290 to $310, expecting a 25% increase in the stock, reflecting optimism ahead of its upcoming Q4 earnings report.
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Analyst Views on COF
Wall Street analysts forecast COF stock price to rise
19 Analyst Rating
16 Buy
3 Hold
0 Sell
Strong Buy
Current: 209.880
Low
256.00
Averages
280.42
High
310.00
Current: 209.880
Low
256.00
Averages
280.42
High
310.00
About COF
Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Mixed Charge-Off Rates: The average net charge-off rate increased to 3.53% from 3.27% in the previous month but decreased from 4.11% in January 2025, suggesting significant variability among banks, with Bread Holdings skewing the average due to its higher charge-off rate.
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See More
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- Mileage Reward Changes: United Airlines is significantly revamping its MileagePlus program, where credit card holders will earn 6 miles per dollar spent compared to 3 miles for non-cardholders, fundamentally altering the mileage accumulation strategy to incentivize credit card applications.
- Redemption Rate Discounts: Cardholders will enjoy at least a 10% discount on award flights, for instance, an economy ticket that costs 15,000 miles will now only require 13,500 miles, enhancing perceived value for cardholders and driving credit card sign-ups.
- Elite Member Benefits: Cardholders with elite status will receive deeper discounts, such as a long-haul business class seat priced at 200,000 miles being reduced to 170,000 miles, which strengthens loyalty among high-end customers while increasing accessibility to premium seats.
- Basic Economy Policy: Travelers without a credit card will not earn miles on basic economy fares, although elite members retain this benefit, potentially pushing some customers to apply for credit cards to maintain their mileage accumulation capabilities.
See More
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- Mileage Reward Changes: Customers holding United credit cards will earn 6 miles per dollar spent on tickets, while those without the card will see their earnings drop to 3 miles, significantly enhancing the value proposition for credit card users and encouraging card adoption.
- Redemption Rate Discounts: Cardholders will now redeem miles at a discount of at least 10%, for instance, an economy-class ticket that costs 15,000 miles will now be available for 13,500 miles, incentivizing more customers to apply for the credit card to maximize their travel value.
- Elite Customer Benefits: Cardholders with elite MileagePlus Premier status will receive deeper discounts, with long-haul business class seats dropping from 200,000 miles to 170,000 miles, further enhancing loyalty and satisfaction among high-value customers.
See More
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- Tech Stock Sell-off: A wave of selling in technology shares is occurring as investors express uncertainty about their future value, particularly as price-to-earnings ratios shrink dramatically, which negatively impacts overall investment sentiment.
- Danaher-Masimo Acquisition Risks: Danaher is acquiring Masimo at nearly 25 times next year's earnings, despite the latter's inability to justify its multiple over the years, raising concerns that could adversely affect Danaher's stock performance.
- CrowdStrike-Microsoft Partnership: CrowdStrike's Falcon platform is now available on the Microsoft Marketplace, which could significantly boost revenue; however, its current P/E ratio of 85 has led to a tepid market reaction, reflecting investor anxiety over high valuations.
- ServiceNow Management Confidence Issues: Despite ServiceNow's announcement of a $5 billion stock buyback and intentions from executives to buy shares, the stock price still fell, indicating market skepticism about its growth prospects amid intensifying AI competition.
See More
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- Capital One Increase: Acquiring 30 shares of Capital One Financial at approximately $208 each raises the weighting in Jim Cramer's Trust to 3.05% from 2.9%, increasing total shares to 580, indicating confidence in the company's growth potential despite risks from proposed interest rate caps.
- Danaher Reduction: Selling 200 shares of Danaher at around $207 each decreases the weighting from 2.1% to 1.05%, realizing a disappointing 9% loss, reflecting concerns over its acquisition of pulse oximetry leader Masimo and a preference for biotech-focused acquisitions.
- Texas Roadhouse Sale: Offloading 200 shares of Texas Roadhouse at about $189 each reduces the weighting to 0.95% from 1.9%, achieving an 8% gain, yet concerns over persistent beef inflation suggest potential earnings misses in upcoming reports.
- Strategic Portfolio Adjustment: By reducing positions in underperforming stocks, Jim Cramer's Trust aims to sidestep potential earnings shortfalls, demonstrating a cautious approach to earnings expectations in the current market climate.
See More
The 'Boomcession' Phenomenon in the U.S. Economy
- Disconnect Between Data and Sentiment: Despite rising economic output and stock market gains, ordinary Americans are feeling increased financial pressure, as evidenced by credit card debt reaching a record $1.28 trillion in Q4 last year, indicating that economic prosperity is not benefiting the majority.
- Uneven Inflation Impact: According to Morgan Stanley, lower-income consumers faced significantly higher inflation rates for food and housing in 2024 compared to wealthier counterparts, exacerbating the gap between economic growth and consumer confidence and highlighting social inequality.
- 'Hiring Recession' in Job Market: While economic output per hour hit new highs, ordinary workers are anxious as the job market tightens, with December job openings falling to their lowest level since 2020, reflecting the disparity in economic benefits between high-income stockholders and the general workforce.
- Crisis of Trust in Economic Data: Surveys reveal that nearly 60% of Americans believe the economy is in recession, particularly among low-income households facing unstable financial situations, leading to a decline in trust in government economic data and highlighting the significant gap between economic prosperity and public sentiment.
See More
