CPSS

Consumer Portfolio Services, Inc. is a specialty finance company. Its business is to provide purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, it provides indirect financing to the customers of dealers. It serves as an alternative source of financing for dealers, facilitating sales to customers from traditional sources, such as commercial banks, credit unions, and the finance companies affiliated with automobile manufacturers. It also originates vehicle purchase money loans by lending directly to consumers. It offers over eight different financing programs and prices each program according to relative credit risk. Its financing programs include First Time Buyer, Mercury / Delta, Standard, Alpha, Alpha Plus, Super Alpha, Preferred, and Meta.

Wall Street analysts forecast CPSS stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CPSS is  USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Consumer Portfolio Services Inc revenue for the last quarter amounts to 108.42M USD, increased 7.80 % YoY.

Consumer Portfolio Services Inc. EPS for the last quarter amounts to 0.20 USD, decreased 0.00 % YoY.

Consumer Portfolio Services Inc (CPSS) has 933 emplpoyees as of January 09 2026.

Today CPSS has the market capitalization of 203.72M USD.