CPSS Relative Valuation
CPSS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, CPSS is overvalued; if below, it's undervalued.
Historical Valuation
Consumer Portfolio Services Inc (CPSS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 6.62 is considered Undervalued compared with the five-year average of 8.45. The fair price of Consumer Portfolio Services Inc (CPSS) is between 13.05 to 20.00 according to relative valuation methord. Compared to the current price of 8.66 USD , Consumer Portfolio Services Inc is Undervalued By 33.66%.
Relative Value
Fair Zone
13.05-20.00
Current Price：8.66
33.66%
Undervalued
6.72
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Consumer Portfolio Services Inc. (CPSS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Consumer Portfolio Services Inc. (CPSS) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
0.40
PS
Consumer Portfolio Services Inc. (CPSS) has a current PS of 0.40. The 5-year average PS is 0.57. The thresholds are as follows: Strongly Undervalued below 0.20, Undervalued between 0.20 and 0.39, Fairly Valued between 0.75 and 0.39, Overvalued between 0.75 and 0.93, and Strongly Overvalued above 0.93. The current Forward PS of 0.40 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Consumer Portfolio Services Inc. (CPSS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Consumer Portfolio Services Inc. (CPSS) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Consumer Portfolio Services Inc (CPSS) has a current Price-to-Book (P/B) ratio of 0.62. Compared to its 3-year average P/B ratio of 0.74 , the current P/B ratio is approximately -16.75% higher. Relative to its 5-year average P/B ratio of 0.85, the current P/B ratio is about -27.29% higher. Consumer Portfolio Services Inc (CPSS) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 114.86%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 130.12% , the current FCF yield is about -100.00% lower.
0.63
P/B
Median3y
0.74
Median5y
0.85
148.48
FCF Yield
Median3y
114.86
Median5y
130.12
Competitors Valuation Multiple
The average P/S ratio for CPSS's competitors is 0.00, providing a benchmark for relative valuation. Consumer Portfolio Services Inc Corp (CPSS) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 7.80%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of CPSS decreased by 19.98% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 100.58M to 108.42M.
The secondary factor is the Margin Expansion, contributed -6.08%to the performance.
Overall, the performance of CPSS in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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