Stock Price & Analysis

Based on the provided data and recent market activity, here's a comprehensive analysis for Capital One (COF):

Technical Analysis

The stock closed at $200.20 on Friday, February 21, 2025, down 2.52% for the day. Key technical levels show:

• Support: $194.96 (Fibonacci S1)
• Resistance: $208.49 (Fibonacci R1)
• RSI(14): 52.00 indicating neutral momentum
• MACD shows slight bullish divergence with 3.19 signal line

Recent Catalysts & Fundamental Developments

1. Discover Financial Acquisition

• Capital One announced a $35.3 billion all-stock acquisition of Discover Financial
• Deal terms: 1.0192 COF shares per DFS share, representing 26.6% premium
• Expected synergies: $2.7 billion pre-tax by 2027
• Projected to be >15% accretive to adjusted non-GAAP EPS in 2027

2. Analyst Sentiment

• BofA upgraded COF to Buy with $235 price target (from $207)
• Citi maintained Buy rating with $245 price target
• Analysts cite strong positioning to benefit from DFS acquisition and potential strategic/operational upside

Valuation Metrics

The stock currently trades at:

• P/E ratio: 12.5x (slightly above 10-year average)
• Price/Tangible Book: 1.18x
• Forward dividend yield: ~1.2% ($2.40 annual)

Investment Conclusion

SELL recommendation based on:

1. Technical indicators showing overbought conditions near resistance levels
2. Recent 2.52% decline suggesting profit-taking after DFS merger announcement
3. Integration risks with large-scale Discover acquisition
4. Trading above historical valuation metrics

Consider re-entering at support levels around $195 or after merger integration progress becomes clearer.

Based on the provided data and recent analyst reports, here is the price prediction for Capital One (COF) stock in 2025:

The stock is expected to reach $245 by end of 2025, representing a ~22% upside from current levels, driven by three key factors:

1. Strategic Growth Through Discover Acquisition

• The $35.3 billion merger with Discover Financial is on track to close in early 2025
• Will create the second largest credit card issuer in the US
• Expected to drive significant revenue and cost synergies

2. Strong Financial Performance

• Q4 2024 showed robust results with:
• Net income up 56% YoY to $1.1 billion
• Credit card loans grew 4% to $162.5 billion
• Auto loans increased 2% to $76.8 billion
• Solid capital position with CET1 ratio of 13.5%

3. Attractive Valuation

• Currently trading at a notable discount vs peers
• Multiple analysts including Citi and KBW maintain Buy ratings
• Recent price targets:
  • Citi: $245
  • KBW: $232
  • Argus: $222

The stock is expected to follow an upward trajectory through 2025, supported by successful integration of Discover, continued strength in core businesses, and potential multiple expansion as synergies materialize. The primary risk factors include integration execution and broader economic conditions.

The S1 support level for COF Stock is $193.21 ,The R1 resistant level for COF Stock is $208.32.

As of the end of day on 2025-02-26, the price of COF Stock was $193.28.

The target price for COF Stock according to analyst rating is 214.44, with the highest price target at 257.00 and the lowest at 165.00. Analysts have a Moderate Buy rating on COF Stock overall.

The market cap of COF is $73.9B.

Based on the provided data and recent market developments, here's a comprehensive analysis of whether COF is overvalued:

Technical Analysis

Valuation Assessment Capital One's current P/E ratio of 10.97x represents a significant increase from 5.19x in 2022, suggesting higher market expectations. However, this remains reasonable compared to the financial sector average.

Recent Performance The stock closed at $200.20 on Friday, showing a -2.52% decline in regular trading [Relevant Data]. Despite this recent pullback, COF has demonstrated strong momentum, gaining 38% over the past 52 weeks, outperforming both the S&P 500's 26.3% and Financial Select Sector SPDR Fund's 29.8% gains.

Strategic Growth The pending Discover acquisition positions COF to become the second-largest credit card issuer in the US, creating significant strategic value and potential synergies.

Financial Health Q3 2024 showed robust performance with revenue reaching $10 billion, up 5% year-over-year, and net income improving significantly to $1.8 billion from $597 million in Q2.

Capital One Financial Corporation is a diversified financial service holding company. The Company offers a range of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafes, and other distribution channels. The Company operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its subsidiary includes Capital One, National Association, and Capital One Bank (USA), National Association.

Based on the provided data and recent market developments, here's a comprehensive analysis for Capital One Financial (COF) stock price prediction for 2030:

Technical Analysis & Current Position

COF is currently trading at $200.20 (as of Feb 21, 2025), showing strong momentum with a 39.01% increase over the past six months. The stock has maintained an upward trajectory supported by solid fundamentals and strategic growth initiatives.

Growth Catalysts for 2030 Target

1. Strategic Acquisition Impact:

• The Discover Financial Services merger (expected to close in early 2025) will make COF the second-largest credit card player in the US
• This strategic position should drive significant revenue synergies and market share growth through 2030

2. Digital Transformation:

• Continued investment in digital banking capabilities
• Strong focus on operational efficiency and customer experience enhancement

Price Target 2030: $245-250

This projection is supported by:

• Current analyst price targets, with Citi setting a near-term target of $245
• Strong credit quality metrics and stable delinquency rates
• Robust capital position with Common Equity Tier 1 ratio of 13.5%
• Consistent revenue growth and strategic acquisitions

The stock is expected to reach this range by 2030 driven by:

• Successful integration of Discover Financial Services
• Continued digital transformation benefits
• Strong market position in credit card business
• Favorable regulatory environment under current administration

COF has a total of 51987 employees.