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COF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
193.150
Open
192.940
VWAP
190.59
Vol
4.73M
Mkt Cap
117.91B
Low
189.150
Amount
901.01M
EV/EBITDA(TTM)
16.55
Total Shares
622.29M
EV
170.65B
EV/OCF(TTM)
3.91
P/S(TTM)
2.00
Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.
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Events Timeline

(ET)
2026-04-28
16:20:00
NY Attorney General Urges Credit Card Companies to Block Illegal Vaping Sales
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link
2026-04-22 (ET)
2026-04-22
09:00:00
U.S. Extends Ceasefire with Iran, Markets Rise
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2026-04-21 (ET)
2026-04-21
19:30:00
U.S. Indices Retreat as Energy Sector Gains
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2026-04-21
16:10:00
Discover Financial Q1 Revenue at $15.2B, Below Consensus
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2026-04-21
14:30:00
Notable Companies Reporting After Market Close
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News

Fool
9.5
20:06 PMFool
Capital One's Earnings Report Highlights Increasing Consumer Strain
  • Earnings Miss: Capital One reported Q1 revenue of $15.2 billion and an adjusted EPS of $4.42, down 2% year-over-year and missing analyst expectations of $15.4 billion and $4.55, indicating increasing financial strain on consumers.
  • Rising Loan Loss Provisions: The company's loan-loss provision surged to $4.07 billion, exceeding estimates of $3.77 billion and significantly up from $2.37 billion a year ago, highlighting escalating bad debt risks that could impact future profitability.
  • Increasing Delinquency Rates: TransUnion reported that the percentage of credit card holders 90 days late on payments rose to 2.53%, nearing a two-year high, reflecting consumer vulnerability amid record-high credit card balances and ongoing spending pressures.
  • Widespread Industry Challenges: The struggles are not limited to Capital One, as both Papa John's and McDonald's reported revenue and earnings misses, underscoring the broader economic challenges affecting various sectors, which could lead to weakened overall market performance.
NASDAQ.COM
9.5
20:04 PMNASDAQ.COM
Rising Consumer Loan Defaults Signal Economic Concerns
  • Rising Loan Defaults: Capital One Financial's Q1 report reveals a loan-loss provision of $4.07 billion, exceeding the $3.77 billion estimate, indicating increasing financial strain on consumers that could impact the company's future profitability.
  • Consumer Spending Risks: While consumer spending is up, the rise in bad debt is concerning, with Capital One's charge-offs increasing from $2.74 billion to $3.85 billion, reflecting negative economic impacts that may lead to a contraction in the overall consumer market.
  • Restaurant Sector Challenges: Reports from Papa John's and McDonald's indicate that the former experienced a 6.4% decline in same-store sales, while the latter relied heavily on value meals to navigate economic pressures, suggesting even strong brands are not immune to economic slowdowns, potentially affecting their market share.
  • Increasing Credit Card Delinquencies: TransUnion reports that the percentage of credit card holders 90 days late on payments has risen to a near two-year high of 2.53%, amidst record credit card balances of $1.12 trillion, raising concerns about consumer financial health that could trigger broader economic repercussions.
Yahoo Finance
9.5
20:04 PMYahoo Finance
Capital One's Q1 Earnings Miss Raises Consumer Concerns
  • Earnings Miss: Capital One reported Q1 revenue of $15.2 billion and an adjusted EPS of $4.42, down 2% year-over-year and missing analyst expectations of $15.4 billion and $4.55, indicating increasing financial strain on consumers.
  • Rising Loan Loss Provisions: The company's loan-loss provision surged to $4.07 billion, exceeding estimates of $3.77 billion and significantly up from $2.37 billion a year ago, highlighting escalating credit card debt risks.
  • Spending vs. Bad Debt: While cardholder spending has increased, charge-offs rose sharply from $2.74 billion in Q1 2025 to $3.85 billion this year, reflecting a deteriorating financial situation for consumers.
  • Widespread Industry Challenges: The struggles are not limited to Capital One, as companies like Papa John's and McDonald's also reported revenue and earnings misses, underscoring the broader economic impact on consumer spending capacity across various sectors.
CNBC
7.5
13:03 PMCNBC
Analysis of Current Auto Loan Market Trends
  • Stable Consumer Burden: Despite rising car prices and interest rates, the percentage of income consumers spend on automotive expenses has remained around 10% since 2019, indicating a stable burden on consumers and reflecting market resilience.
  • Trend of Extended Loan Terms: An increasing number of consumers are opting for longer loan terms to lower monthly payments, with data showing that 90.2% of new vehicle loans involving trade-ins with negative equity have terms of at least 72 months, and 43% extend to 84 months, potentially leading to higher debt risks for consumers when trading in vehicles.
  • Escalating Negative Equity Issues: As of April 2023, approximately 26% of used vehicle purchases involved negative equity, with an average negative equity of $5,105, a 35% increase from 2019, indicating greater financial pressure on consumers when trading in vehicles.
  • Market Price Comparison: According to Cox data, the average listed price of a used vehicle was $25,390 in March, compared to an average new vehicle price of $48,667, highlighting the relative stability of the used car market and reflecting consumers' economic considerations when choosing loans.
CNBC
4.5
04-29CNBC
Federal Reserve Holds Rates Steady, Some Banks Cut Yields
  • Stable Rate Policy: The Federal Reserve's decision to maintain the federal funds rate between 3.5%-3.75% is generally positive for savers; however, some banks have still lowered their high-yield savings account rates, indicating competitive pressures in the market.
  • Yield Cuts by Banks: According to a BTIG report, three major banks—Capital One, Synchrony, and Marcus by Goldman Sachs—have recently reduced their annual percentage yields, following a cut by Ally Financial, reflecting adjustments in banking strategies under yield pressure.
  • Shifting Market Expectations: While analysts believe the Fed will not cut rates, bank earnings reports indicate robust consumer spending and lending in the U.S., suggesting that growth expectations remain intact, which could influence future rate decisions.
  • Deposit Product Yield Comparison: Despite some banks lowering rates, Bread Financial and LendingClub maintain a 4% yield, but they are expected to follow suit with cuts, highlighting the ongoing competition for high-yield deposit products in the market.
Newsfilter
6.0
04-29Newsfilter
JP Morgan Maintains Overweight Rating on Mastercard Post Visa's Q2 Earnings Beat
  • Rating Maintenance: JP Morgan has decided to maintain its Overweight rating on Mastercard, indicating confidence in the company's future performance, particularly against the backdrop of ongoing growth in the payments industry.
  • Price Target Set: The firm has set a price target of $507.62 for Mastercard, reflecting optimistic expectations regarding its future profitability, which aligns with Visa's recent earnings performance.
  • Market Reaction: Visa's Q2 earnings beat expectations may provide support for Mastercard's stock price, further bolstering investor confidence in the company.
  • Industry Outlook: As digital payments continue to gain traction, Mastercard's position in the global payments market is expected to strengthen, and JP Morgan's rating and price target reflect a positive outlook on this trend.
Wall Street analysts forecast COF stock price to rise
19 Analyst Rating
Wall Street analysts forecast COF stock price to rise
16 Buy
3 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
256.00
Averages
280.42
High
310.00
Current: 0.000
sliders
Low
256.00
Averages
280.42
High
310.00
Truist
Brian Foran
Buy
downgrade
$275 -> $255
AI Analysis
2026-04-23
Reason
Truist
Brian Foran
Price Target
$275 -> $255
AI Analysis
2026-04-23
downgrade
Buy
Reason
Truist analyst Brian Foran lowered the firm's price target on Capital One to $255 from $275 and keeps a Buy rating on the shares after it's Q1 earnings miss. The firm is also reducing its earnings estimates by about 2% to account for higher expenses, adding that its forward earnings multiple is now 9.5, down from 10-times, the analyst tells investors in a research note.
Deutsche Bank
Hold
downgrade
$256 -> $250
2026-04-22
Reason
Deutsche Bank
Price Target
$256 -> $250
2026-04-22
downgrade
Hold
Reason
Deutsche Bank lowered the firm's price target on Capital One to $250 from $256 and keeps a Hold rating on the shares. The firm says the company's expense growth outlook remains "cloudy" post the Q1 report.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for COF
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Valuation Metrics

The current forward P/E ratio for Capital One Financial Corp (COF.N) is 9.66, compared to its 5-year average forward P/E of 9.12. For a more detailed relative valuation and DCF analysis to assess Capital One Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.12
Current PE
9.66
Overvalued PE
11.19
Undervalued PE
7.05

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.99
Current EV/EBITDA
6.61
Overvalued EV/EBITDA
4.79
Undervalued EV/EBITDA
-2.81

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.58
Current PS
1.81
Overvalued PS
2.05
Undervalued PS
1.11

Financials

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Whales Holding COF

C
Castleknight Management LP
Holding
COF
+40.66%
3M Return
O
Ossiam
Holding
COF
+25.27%
3M Return
M
Moore Capital Management, LP
Holding
COF
+21.55%
3M Return
A
Abrams Bison Investments, L.L.C.
Holding
COF
+21.34%
3M Return
B
Blue Sparrow, Llc
Holding
COF
+19.50%
3M Return
H
Hudson Bay Capital Management LP
Holding
COF
+18.13%
3M Return

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Frequently Asked Questions

What is Capital One Financial Corp (COF) stock price today?

The current price of COF is 189.48 USD — it has decreased -1.61

What is Capital One Financial Corp (COF)'s business?

Capital One Financial Corporation is a diversified financial services holding company with banking and non-banking subsidiaries. The Company offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients through a variety of channels. It operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its principal operating subsidiary is Capital One, National Association, which offers banking products and financial services.

What is the price predicton of COF Stock?

Wall Street analysts forecast COF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for COF is280.42 USD with a low forecast of 256.00 USD and a high forecast of 310.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Capital One Financial Corp (COF)'s revenue for the last quarter?

Capital One Financial Corp revenue for the last quarter amounts to 14.73B USD, increased 53.47

What is Capital One Financial Corp (COF)'s earnings per share (EPS) for the last quarter?

Capital One Financial Corp. EPS for the last quarter amounts to 3.34 USD, decreased -3.19

How many employees does Capital One Financial Corp (COF). have?

Capital One Financial Corp (COF) has 76300 emplpoyees as of May 09 2026.

What is Capital One Financial Corp (COF) market cap?

Today COF has the market capitalization of 117.91B USD.