Stock Price & Analysis

Based on the provided data, I'll analyze Capital One Financial (COF) to determine if it's a buy or sell recommendation in two concise sentences:

Capital One (COF) appears to be facing near-term headwinds due to recent CFPB enforcement action dismissals, though this could potentially reduce regulatory burden under the Trump administration, while the company's strategic acquisition of Discover Financial Services and strong Q4 2024 performance with total revenue of $10.2 billion suggest positive long-term prospects. However, given the current market uncertainty and potential regulatory environment shifts, maintaining current positions or waiting for more clarity on the regulatory landscape would be prudent before initiating new positions.

Based on the provided references and analysis of Capital One Financial (COF), here is the price prediction for 2025:

Capital One's stock price is expected to reach $245 by the end of 2025, representing a ~20% upside from current levels, driven by the successful integration of the Discover acquisition and continued strong credit quality. The strategic merger with Discover Financial, set to close in early 2025, will make COF the second-largest credit card issuer in the US, providing significant scale advantages and growth opportunities. Additionally, Wall Street analysts maintain a consensus Buy rating, with multiple firms raising their price targets above $220 in recent months due to COF's stable consumer credit metrics and attractive valuation compared to peers.

The S1 support level for COF Stock is $179.92 ,The R1 resistant level for COF Stock is $203.46.

As of the end of day on 2025-03-06, the price of COF Stock was $176.99.

The target price for COF Stock according to analyst rating is 213.07, with the highest price target at 257.00 and the lowest at 165.00. Analysts have a Moderate Buy rating on COF Stock overall.

The market cap of COF is $67.2B.

Based on the provided data and current market analysis, here's an evaluation of whether COF is overvalued:

Capital One (COF) is currently trading at reasonable valuations considering its strong fundamentals and growth prospects. The stock has shown robust performance with a 39% increase over the past six months, from $146.41 to $203.53, reflecting positive market sentiment.

The pending acquisition of Discover Financial Services is expected to close in early 2025, which could be a significant growth catalyst. Analysts at Citi maintain a Buy rating with a price target of $245, suggesting potential upside from current levels.

Credit quality remains solid with stable delinquency rates, and the company has demonstrated strong fee income despite some softness in net interest income. The stock is trading at a notable discount compared to peers, indicating it may be undervalued rather than overvalued.

Recent regulatory changes, including the CFPB dropping enforcement actions against Capital One, have reduced some regulatory overhang, potentially supporting the company's valuation multiples.

Capital One Financial Corporation is a diversified financial service holding company. The Company offers a range of financial products and services to consumers, small businesses and commercial clients through digital channels, branch locations, cafes, and other distribution channels. The Company operates through three segments: Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment consists of its domestic consumer and small business card lending, and international card businesses in the United Kingdom and Canada. The Consumer Banking segment consists of its deposit gathering and lending activities for consumers and small businesses, and national auto lending. The Commercial Banking segment consists of its lending, deposit gathering, capital markets and treasury management services to commercial real estate and commercial and industrial customers. Its subsidiary includes Capital One, National Association, and Capital One Bank (USA), National Association.

Based on the provided data and analysis, here is the price prediction for Capital One (COF) stock by 2030:

Capital One's stock price is projected to reach $285-295 by 2030, driven by three key factors:

1. The successful integration of Discover acquisition which will make COF the second largest credit card issuer in the US, significantly expanding its market share and revenue potential.

2. Strong financial performance with stable credit quality and growing fee income, plus significant reserve releases reflecting healthy US consumer outlook.

3. The stock remains undervalued compared to peers, trading at a notable discount despite improved fundamentals and strategic growth initiatives.

COF has a total of 51987 employees.