Regulatory Freeze At CFPB: These ETFs Could Gain As Oversight Weakens
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 11 2025
0mins
Should l Buy WFC?
Source: Benzinga
CFPB Work Halted: The Consumer Financial Protection Bureau (CFPB) has suspended all operations, raising concerns about consumer rights while potentially benefiting investors in financial sector ETFs due to reduced regulatory burdens on banks and lenders.
Investment Opportunities: With the CFPB's enforcement on hold, ETFs focused on banks and fintech companies may see increased profitability, making them attractive options for investors looking to capitalize on this regulatory shift.
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Analyst Views on WFC
Wall Street analysts forecast WFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WFC is 98.66 USD with a low forecast of 74.00 USD and a high forecast of 113.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
17 Analyst Rating
10 Buy
6 Hold
1 Sell
Moderate Buy
Current: 88.950
Low
74.00
Averages
98.66
High
113.00
Current: 88.950
Low
74.00
Averages
98.66
High
113.00
About WFC
Wells Fargo & Company is a financial services company. The Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, to individuals, businesses and institutions. The Company operates through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. The Company provides consumer financial products and services, including checking and savings accounts, credit and debit cards, and auto, residential mortgage, and small business lending. In addition, the Company offers financial planning, private banking, investment management, and fiduciary services. It also provides financial solutions to businesses through products and services including traditional commercial loans and lines of credit, letters of credit, asset-based lending and leasing, trade financing, treasury management, and investment banking services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Weak Retail Sales: U.S. retail sales for December were flat month-on-month, missing the expected 0.4% increase, which suggests a lack of consumer confidence that could hinder economic recovery and affect holiday spending expectations.
- Major Index Performance: Amid disappointing retail data, the S&P 500 fell 0.33% and the Nasdaq Composite dropped 0.59%, while the Dow Jones Industrial Average managed a slight gain of 0.1%, reflecting a divergence in market performance and investor focus.
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- Stable Credit Quality: Santomassimo emphasized that credit performance remains strong, with no signs of systemic deterioration across consumer or commercial portfolios, as delinquency rates stay low, reflecting effective credit management by banks.
- New Account Growth: The uptick in new account origination in Wells Fargo's credit card business during the second half of last year indicates a recovery in market demand, which is expected to continue into 2026, further enhancing the banks' profitability.
- Strong Consumer Spending: Bank of America CEO Brian Moynihan highlighted a 5% increase in consumer spending in January compared to the same period last year, suggesting high credit usage and strong credit quality, which will help banks achieve higher profits in the future.
See More
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- Banking Outlook: Goldman Sachs CEO David Solomon stated at a UBS conference that 2026 is expected to be a 'constructive year' for M&A activity, with improved macroeconomic conditions and regulatory leniency likely to provide more deal opportunities, reinforcing Goldman's position as a top global M&A advisor.
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