ETF Outflow Warning: VBK, PTC, SOFI, TOST

Written by Emily J. Thompson, Senior Investment Analyst

TOST-0.07%

SOFI-0.73%

PTC-0.63%

Source: NASDAQ.COM

Updated: Sep 09 2025

0mins

Source: NASDAQ.COM

VBK Share Price Analysis: VBK's share price is currently at $296.01, with a 52-week low of $214.77 and a high of $304.59, indicating a relatively stable position within its trading range.
ETFs Trading Dynamics: Exchange traded funds (ETFs) function like stocks, allowing investors to buy and sell units that can be created or destroyed based on demand, impacting the underlying assets held within the ETFs.

TOST

$34.185+Infinity%1D

Analyst Views on TOST

Wall Street analysts forecast TOST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TOST is 47.00 USD with a low forecast of 36.00 USD and a high forecast of 60.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

21 Analyst Rating

13 Buy

8 Hold

0 Sell

Moderate Buy

Current: 34.210

Low

36.00

Averages

47.00

High

60.00

Current: 34.210

Low

36.00

Averages

47.00

High

60.00

Truist

Buy

downgrade

$43 -> $42

2026-01-20

New

Reason

Truist

Price Target

$43 -> $42

AI Analysis

2026-01-20

New

downgrade

Buy

Reason

Truist lowered the firm's price target on Toast to $42 from $43 and keeps a Buy rating on the shares as part of a broader research note previewing Q4 earnings in FinTech. The quarter's results should be solid, although a tougher y/y comparison may limit volume-related beats, and while Truist is optimistic on the group throughout 2026, some management teams may look to reset Street expectations a bit lower with their original 2026 guidance, the analyst tells investors in a research note.

Morgan Stanley

Equal Weight -> Overweight

upgrade

$125 -> $131

2026-01-20

New

Reason

Morgan Stanley

Price Target

$125 -> $131

2026-01-20

New

upgrade

Equal Weight -> Overweight

Reason

Morgan Stanley upgraded ServiceTitan (TTAN) to Overweight from Equal Weight with a price target of $131, up from $125. The firm says its areas of prior caution, namely ServiceTitan's valuation, commercial ramp, and go-to-market efficiency "have turned to a positive inflection point." The analyst cites increased conviction in the company's fundamentals and execution for the upgrade. Morgan Stanley named ServiceTitan its new sector top pick in place of Toast (TOST).

Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for TOST

Unlock Now

Evercore ISI

In Line -> Outperform

upgrade

$40

2026-01-20

New

Reason

Evercore ISI

Price Target

$40

2026-01-20

New

upgrade

In Line -> Outperform

Reason

Evercore ISI upgraded Toast to Outperform from In Line with a $40 price target. With EV/EBITDA down 44% off August highs and now discounting slower near-term U.S. adds, the firm notes its thesis remains unchanged. It thinks 2026 will be "a bit of a transition year with still solid results," adding that its recent field checks show continued strong competitive position and operating leverage inherent in the model. The upgrade is "not a call on the quarter" as the firm actually thinks it will be more mixed than in the past, but "we could be early if" Q4 results disappoint, the analyst added.

Stephens

Charles Nabhan

Equal Weight

downgrade

$45 -> $42

2026-01-16

Reason

Stephens

Charles Nabhan

Price Target

$45 -> $42

2026-01-16

downgrade

Equal Weight

Reason

Stephens analyst Charles Nabhan lowered the firm's price target on Toast to $42 from $45 and keeps an Equal Weight rating on the shares as part of the firm's 2026 outlook note for the Financial Technology group. After a challenging 2025, the firm expects sentiment towards the Payment and IT Services space to improve in the coming year, the analyst tells investors.

About TOST

Toast, Inc. is a cloud-based, all-in-one digital technology platform purpose-built for the entire restaurant community. It provides a platform of software-as-a-service (SaaS) products and financial technology solutions, including integrated payment processing, restaurant-grade hardware, and a broad ecosystem of third-party partners. It serves as the restaurant operating system, connecting front of house and back of house operations across service models including dine-in, takeout, delivery, catering, and retail. Its products include point-of-sale (POS) & restaurant operations, marketing, online ordering & delivery, team management, vendor management, retail, and financial technology solutions. Its in-store POS and restaurant operations offerings are built to help reduce time to take an order, optimize operations, and handle payments. Its marketing products provide integrated solutions to deliver targeted email and SMS campaigns, build loyalty programs, offer gift cards, and others.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.