AMERISAFE's Q3 Earnings Align with Expectations, Boosted by New Business Growth
AMERISAFE's Q3 2025 Performance: AMERISAFE reported adjusted earnings per share of 55 cents, matching estimates but down 5.2% year over year. Operating revenues increased by 4% to $78 million, though this fell short of expectations by 0.5%.
Key Financial Metrics: Net premiums earned rose 6.2% to $71.2 million, while net investment income decreased by 12.3% to $6.6 million. The net combined ratio improved to 90.6%, and total expenses increased by 5.9% to $64.5 million.
Shareholder Actions: The company announced a quarterly cash dividend of 39 cents per share and a special cash dividend of $1.00 per share, both payable on December 12, 2025. AMERISAFE also repurchased $1.3 million in common shares during the quarter.
Industry Comparisons: Other insurance companies like Cincinnati Financial, RenaissanceRe, and RLI reported strong earnings, with Cincinnati Financial's operating income increasing by over 100% year over year, highlighting a competitive landscape in the insurance sector.
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AMERISAFE Announces 2025 Q4 and Full Year Earnings Release Schedule
- Earnings Release Schedule: AMERISAFE will release its Q4 and full-year financial results for 2025 on February 25, 2026, after market close, highlighting its performance in the high-hazard insurance sector.
- Conference Call Details: The company will host a conference call on February 26, 2026, at 10:30 AM Eastern Time, providing a live webcast for investors to gain insights into its financial status and future outlook.
- Webcast Archive: An archive of the webcast will be available for 60 days in the 'Investors' section of the company's website after the call, ensuring that investors who cannot attend live can still access the information.
- Market Coverage: AMERISAFE specializes in providing workers' compensation insurance to small and mid-sized employers in 27 states across high-risk industries such as construction, trucking, logging, agriculture, and manufacturing, demonstrating its focused market positioning.
Upcoming Ex-Dividend Dates for Amerisafe, Kimco Realty, and Navient
Upcoming Ex-Dividend Dates: On December 5, 2025, Amerisafe Inc (AMSF), Kimco Realty Corp (KIM), and Navient Corp (NAVI) will trade ex-dividend, with respective dividends of $0.39, $0.26, and $0.16 scheduled for payment on December 12 and 19, 2025.
Expected Stock Price Adjustments: Following the ex-dividend date, Amerisafe Inc shares are expected to drop by approximately 0.97%, Kimco Realty Corp by 1.28%, and Navient Corp by 1.27%, based on their recent stock prices.
Dividend Yield Estimates: The estimated annualized dividend yields for the companies are 3.89% for Amerisafe Inc, 5.12% for Kimco Realty Corp, and 5.08% for Navient Corp, indicating potential stability in their dividend payments.
Current Trading Performance: As of the latest trading session, Amerisafe Inc shares are down about 0.7%, Kimco Realty Corp shares are down about 0.9%, while Navient Corp shares have increased by approximately 2%.
