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AMSF logo

AMSF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
34.090
Open
33.860
VWAP
33.53
Vol
77.49K
Mkt Cap
634.52M
Low
33.230
Amount
2.60M
EV/EBITDA(TTM)
10.25
Total Shares
18.79M
EV
572.59M
EV/OCF(TTM)
51.72
P/S(TTM)
2.06
AMERISAFE, Inc. is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, and manufacturing. The Company provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. The employer, who is the policyholder, pays the premiums for coverage.
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Events Timeline

(ET)
2026-02-25
16:10:00
AMERISAFE Reports Q4 Revenue of $81.6M
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2026-02-25
16:10:00
Amerisafe Increases Quarterly Dividend by 5.1% to $0.41
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2025-11-03 (ET)
2025-11-03
16:38:00
Amerisafe's CFO Omiridis Steps Down
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2025-10-29 (ET)
2025-10-29
16:13:50
Amerisafe Announces Q3 EPS of 55 Cents, Below Consensus Estimate of 56 Cents
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2025-10-29
16:12:59
Amerisafe announces special dividend of $1.00 per share
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News

seekingalpha
9.5
02-26seekingalpha
AMERISAFE, Inc. Q4 2025 Earnings Call Highlights
  • Strong Investment Returns: AMERISAFE achieved an 18.5% return on equity (ROE) and a combined ratio of 91.3% in Q4 2025, demonstrating the company's ability to maintain profitability despite a competitive environment marked by 12 consecutive years of declining rates in the workers' compensation market.
  • Sustained Premium Growth: Gross premiums written grew by 11.7% in Q4 compared to 3.9% growth in Q4 2024, marking the seventh consecutive quarter of revenue growth, indicating strong demand and competitive positioning in the market.
  • High Policy Retention Rate: The retention rate for renewal policies reached 93.7%, reflecting strong customer trust and satisfaction with AMERISAFE's services, which is crucial for maintaining stable revenue streams in the future.
  • Rising Loss Ratio: The accident year loss ratio increased to 72% for the full year 2025, up from 71% in the first three quarters, with management indicating that this level will be maintained into 2026, highlighting ongoing pressures from rising claim frequency and severity.
seekingalpha
9.5
02-26seekingalpha
AMERISAFE Q4 Earnings Report Analysis
  • Earnings Performance: AMERISAFE reported a Q4 non-GAAP EPS of $0.51, missing expectations by $0.08, indicating pressure on profitability that could affect investor confidence.
  • Revenue Growth: The company achieved revenue of $81.5 million in Q4, reflecting a 10.1% year-over-year increase and surpassing market expectations by $1.19 million, suggesting a strong business growth momentum that may attract more investor interest.
  • Market Reaction Analysis: Despite the revenue beat, the EPS miss could lead to short-term stock price volatility, prompting investors to monitor future financial performance to assess long-term investment value.
  • Future Outlook: AMERISAFE's financial data indicates potential for revenue growth, but insufficient profitability may limit future shareholder returns, necessitating measures to improve earnings levels.
seekingalpha
8.0
02-26seekingalpha
AMERISAFE Announces 5.1% Increase in Quarterly Dividend
  • Dividend Increase: AMERISAFE has declared a quarterly dividend of $0.41 per share, representing a 5.1% increase from the previous dividend of $0.39, indicating the company's stable profitability and commitment to shareholder returns.
  • Yield Performance: The forward yield of 4.44% makes this dividend relatively attractive in the current market environment, potentially drawing more income-focused investors to the stock.
  • Payment Schedule: The dividend is payable on March 20, with a record date of March 13 and an ex-dividend date also on March 13, ensuring shareholders receive their earnings in a timely manner.
  • Investor Confidence: This dividend increase reflects AMERISAFE's confidence in its future financial performance, which may further enhance market demand for its shares and bolster investor trust.
Newsfilter
9.5
01-12Newsfilter
AMERISAFE Announces 2025 Q4 and Full Year Earnings Release Schedule
  • Earnings Release Schedule: AMERISAFE will release its Q4 and full-year financial results for 2025 on February 25, 2026, after market close, highlighting its performance in the high-hazard insurance sector.
  • Conference Call Details: The company will host a conference call on February 26, 2026, at 10:30 AM Eastern Time, providing a live webcast for investors to gain insights into its financial status and future outlook.
  • Webcast Archive: An archive of the webcast will be available for 60 days in the 'Investors' section of the company's website after the call, ensuring that investors who cannot attend live can still access the information.
  • Market Coverage: AMERISAFE specializes in providing workers' compensation insurance to small and mid-sized employers in 27 states across high-risk industries such as construction, trucking, logging, agriculture, and manufacturing, demonstrating its focused market positioning.
NASDAQ.COM
8.0
2025-12-03NASDAQ.COM
Upcoming Ex-Dividend Dates for Amerisafe, Kimco Realty, and Navient
  • Upcoming Ex-Dividend Dates: On December 5, 2025, Amerisafe Inc (AMSF), Kimco Realty Corp (KIM), and Navient Corp (NAVI) will trade ex-dividend, with respective dividends of $0.39, $0.26, and $0.16 scheduled for payment on December 12 and 19, 2025.

  • Expected Stock Price Adjustments: Following the ex-dividend date, Amerisafe Inc shares are expected to drop by approximately 0.97%, Kimco Realty Corp by 1.28%, and Navient Corp by 1.27%, based on their recent stock prices.

  • Dividend Yield Estimates: The estimated annualized dividend yields for the companies are 3.89% for Amerisafe Inc, 5.12% for Kimco Realty Corp, and 5.08% for Navient Corp, indicating potential stability in their dividend payments.

  • Current Trading Performance: As of the latest trading session, Amerisafe Inc shares are down about 0.7%, Kimco Realty Corp shares are down about 0.9%, while Navient Corp shares have increased by approximately 2%.

Newsfilter
5.0
2025-11-03Newsfilter
AMERISAFE Reports CFO Resignation
  • Executive Resignation: Anastasios Omiridis, Executive Vice President and Chief Financial Officer of AMERISAFE, Inc., has announced his resignation effective November 30, 2025, to pursue another opportunity.

  • Transition Period: Mr. Omiridis will continue in his role until his resignation date, allowing for a smooth transition.

  • Search for Successor: The company plans to initiate an executive search for a new Executive Vice President and Chief Financial Officer following Mr. Omiridis's departure.

  • Company Overview: AMERISAFE, Inc. specializes in providing workers' compensation insurance for small to mid-sized employers in high hazard industries across 27 states.

Wall Street analysts forecast AMSF stock price to rise
1 Analyst Rating
Wall Street analysts forecast AMSF stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
55.00
Averages
55.00
High
55.00
Current: 0.000
sliders
Low
55.00
Averages
55.00
High
55.00
Truist
Hold
downgrade
$45 -> $36
AI Analysis
2026-02-27
Reason
Truist
Price Target
$45 -> $36
AI Analysis
2026-02-27
downgrade
Hold
Reason
Truist lowered the firm's price target on Amerisafe to $36 from $45 and keeps a Hold rating on the shares after its Q4 earnings miss. The company's higher accident year losses were partially offset by higher premium growth, the analyst tells investors in a research note. Truist adds that its Hold rating reflects its view that the stock is fairly valued.
Citizens
Outperform
maintain
$60 -> $55
2026-01-16
Reason
Citizens
Price Target
$60 -> $55
2026-01-16
maintain
Outperform
Reason
Citizens lowered the firm's price target on Amerisafe to $55 from $60 and keeps an Outperform rating on the shares. Fourth quarter results are expected to reflect lighter catastrophe losses and limited mark-to-market impacts, with attention focused on pricing trends amid weakness in property lines, the analyst tells investors in a research note. While property pricing is declining, returns remain strong and casualty lines continue to see solid rate increases, pointing to a market in transition rather than broadly soft, the firm says.
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Valuation Metrics

The current forward P/E ratio for Amerisafe Inc (AMSF.O) is 22.22, compared to its 5-year average forward P/E of 20.32. For a more detailed relative valuation and DCF analysis to assess Amerisafe Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
20.32
Current PE
22.22
Overvalued PE
22.27
Undervalued PE
18.36

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.44
Current EV/EBITDA
8.55
Overvalued EV/EBITDA
2.43
Undervalued EV/EBITDA
-1.54

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.17
Current PS
1.78
Overvalued PS
3.64
Undervalued PS
2.70

Financials

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Holding
AMSF
+5.95%
3M Return

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Frequently Asked Questions

What is Amerisafe Inc (AMSF) stock price today?

The current price of AMSF is 33.28 USD — it has decreased -1.42

What is Amerisafe Inc (AMSF)'s business?

AMERISAFE, Inc. is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, and manufacturing. The Company provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. The employer, who is the policyholder, pays the premiums for coverage.

What is the price predicton of AMSF Stock?

Wall Street analysts forecast AMSF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AMSF is55.00 USD with a low forecast of 55.00 USD and a high forecast of 55.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Amerisafe Inc (AMSF)'s revenue for the last quarter?

Amerisafe Inc revenue for the last quarter amounts to 80.67M USD, increased 10.33

What is Amerisafe Inc (AMSF)'s earnings per share (EPS) for the last quarter?

Amerisafe Inc. EPS for the last quarter amounts to 0.55 USD, decreased -20.29

How many employees does Amerisafe Inc (AMSF). have?

Amerisafe Inc (AMSF) has 362 emplpoyees as of March 31 2026.

What is Amerisafe Inc (AMSF) market cap?

Today AMSF has the market capitalization of 634.52M USD.