AMSF Overview

Upcoming Ex-Dividend Dates: On December 5, 2025, Amerisafe Inc (AMSF), Kimco Realty Corp (KIM), and Navient Corp (NAVI) will trade ex-dividend, with respective dividends of $0.39, $0.26, and $0.16 scheduled for payment on December 12 and 19, 2025.

Expected Stock Price Adjustments: Following the ex-dividend date, Amerisafe Inc shares are expected to drop by approximately 0.97%, Kimco Realty Corp by 1.28%, and Navient Corp by 1.27%, based on their recent stock prices.

Dividend Yield Estimates: The estimated annualized dividend yields for the companies are 3.89% for Amerisafe Inc, 5.12% for Kimco Realty Corp, and 5.08% for Navient Corp, indicating potential stability in their dividend payments.

Current Trading Performance: As of the latest trading session, Amerisafe Inc shares are down about 0.7%, Kimco Realty Corp shares are down about 0.9%, while Navient Corp shares have increased by approximately 2%.

Executive Resignation: Anastasios Omiridis, Executive Vice President and Chief Financial Officer of AMERISAFE, Inc., has announced his resignation effective November 30, 2025, to pursue another opportunity.

Transition Period: Mr. Omiridis will continue in his role until his resignation date, allowing for a smooth transition.

Search for Successor: The company plans to initiate an executive search for a new Executive Vice President and Chief Financial Officer following Mr. Omiridis's departure.

Company Overview: AMERISAFE, Inc. specializes in providing workers' compensation insurance for small to mid-sized employers in high hazard industries across 27 states.

AMERISAFE's Q3 2025 Performance: AMERISAFE reported adjusted earnings per share of 55 cents, matching estimates but down 5.2% year over year. Operating revenues increased by 4% to $78 million, though this fell short of expectations by 0.5%.

Key Financial Metrics: Net premiums earned rose 6.2% to $71.2 million, while net investment income decreased by 12.3% to $6.6 million. The net combined ratio improved to 90.6%, and total expenses increased by 5.9% to $64.5 million.

Shareholder Actions: The company announced a quarterly cash dividend of 39 cents per share and a special cash dividend of $1.00 per share, both payable on December 12, 2025. AMERISAFE also repurchased $1.3 million in common shares during the quarter.

Industry Comparisons: Other insurance companies like Cincinnati Financial, RenaissanceRe, and RLI reported strong earnings, with Cincinnati Financial's operating income increasing by over 100% year over year, highlighting a competitive landscape in the insurance sector.

Current Performance: The Schwab U.S. Dividend Equity ETF (SCHD) is down 0.30% in pre-market trading and has decreased 1.39% over the past five days, although it is up 0.45% year-to-date.

Investor Sentiment: Recent data shows a net outflow of approximately $97 million from SCHD, as investors are shifting away from dividend-heavy funds towards growth and tech stocks.

Analyst Consensus: SCHD is rated as a Moderate Buy by analysts, with an average price target of $30.46, suggesting a potential upside of 14.17%.

Holdings Analysis: The ETF's top holdings with the highest upside potential include Coterra Energy and FMC Corp., while those with the greatest downside risk include Murphy Oil Corp. and Best Buy Co.

SCHD Stock Performance: The Schwab U.S. Dividend Equity ETF (SCHD) rose 0.33% to $27.12 as investors favored high-dividend and value stocks ahead of the Federal Reserve's policy decision, with a slight increase in pre-market trading as well.

Market Trends and Flows: Increased market uncertainty has made defensive sectors like Consumer Staples, Financials, and Energy more appealing, although SCHD experienced a net outflow of approximately $73 million over the past five days.

Analyst Consensus and Price Target: SCHD is rated as a Moderate Buy by analysts, with an average price target of $30.45, suggesting a potential upside of 12.28%.

Holdings Analysis: The ETF's top holdings with the highest upside include Coterra Energy and FMC Corp., while those with the greatest downside potential include Skyworks Solutions and Ford Motor, with a Smart Score of seven indicating expected market performance.