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AMSF logo

AMSF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
30.500
Open
30.360
VWAP
30.23
Vol
197.49K
Mkt Cap
565.98M
Low
29.920
Amount
5.97M
EV/EBITDA(TTM)
10.02
Total Shares
18.70M
EV
533.62M
EV/OCF(TTM)
52.50
P/S(TTM)
1.81
AMERISAFE, Inc. is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, and manufacturing. The Company provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. The employer, who is the policyholder, pays the premiums for coverage.
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Events Timeline

(ET)
2026-04-22
08:40:00
AMERISAFE Reports Q1 Revenue of $80M
select
2026-04-16 (ET)
2026-04-16
16:10:00
AMERISAFE Appoints Guillermo A. Ramos as CFO
select
2026-02-25 (ET)
2026-02-25
16:10:00
AMERISAFE Reports Q4 Revenue of $81.6M
select
2026-02-25
16:10:00
Amerisafe Increases Quarterly Dividend by 5.1% to $0.41
select
2025-11-03 (ET)
2025-11-03
16:38:00
Amerisafe's CFO Omiridis Steps Down
select

News

NASDAQ.COM
2.0
04-23NASDAQ.COM
Amerisafe AMSF Q1 2026 Earnings Transcript
seekingalpha
9.5
04-22seekingalpha
AMERISAFE, Inc. Q1 2026 Earnings Call Highlights
  • Net Premium Growth: AMERISAFE reported a 9% increase in net premiums earned for Q1 2026, totaling $75.1 million, demonstrating the company's strong execution and attractive underwriting performance in a competitive workers' compensation market.
  • Combined Ratio Performance: The company achieved a combined ratio of 93.2%, indicating a relatively healthy financial position despite ongoing challenges such as claims severity and economic uncertainty, reflecting management's confidence in future operations.
  • Investment Income Decline: Net investment income decreased by 0.8% to $6.6 million, primarily due to a reduction in average investable assets, highlighting the pressure on investment returns in the current market environment.
  • Share Repurchase Program: AMERISAFE repurchased nearly 120,000 shares of common stock for a total of $4 million in the quarter, with remaining authorization of $12.9 million, demonstrating the company's confidence in its value and commitment to shareholders.
seekingalpha
8.0
04-22seekingalpha
AMERISAFE Declares Quarterly Dividend
  • Quarterly Dividend Announcement: AMERISAFE has declared a quarterly dividend of $0.41 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability.
  • Dividend Yield: The forward yield of 5.41% provides investors with a relatively attractive return, enhancing the company's appeal among income-focused investors.
  • Payment Schedule: The dividend will be payable on June 19, with a record date of June 12 and an ex-dividend date also set for June 12, ensuring shareholders receive their earnings promptly.
  • Dividend Growth Potential: AMERISAFE's dividend distribution strategy reflects confidence in future earnings growth, potentially attracting more investors seeking stable income opportunities.
seekingalpha
9.5
04-22seekingalpha
AMERISAFE Q1 Earnings Miss Expectations
  • Earnings Underperformance: AMERISAFE reported a Q1 non-GAAP EPS of $0.50, missing expectations by $0.04, indicating pressure on profitability that could affect investor confidence.
  • Revenue Growth Weakness: The company's revenue of $75.07 million, up 3.4% year-over-year, still fell short of the expected $75.51 million, reflecting constraints on revenue growth due to intensified market competition.
  • Sustained Premium Growth: Despite competitive pressures, AMERISAFE maintains a 72% loss ratio target, demonstrating resilience in premium growth that may support future profitability.
  • Intensified Market Competition: In the current market environment, AMERISAFE's performance appears relatively weak compared to peers, particularly against the backdrop of underperforming companies like Crown Castle and Goosehead Insurance, suggesting a need to reassess its market strategy.
NASDAQ.COM
9.5
04-22NASDAQ.COM
Amerisafe Reports Decline in Q1 Profit
  • Profit Decline: Amerisafe, Inc. reported a first-quarter profit of $8.15 million, or $0.43 per share, down from $8.95 million and $0.47 per share last year, indicating pressure on the company's profitability.
  • Revenue Growth: Despite the profit decline, the company experienced a 10.3% year-over-year revenue increase to $80.09 million from $72.60 million last year, suggesting ongoing business expansion.
  • Market Reaction: The profit drop may affect investor confidence, leading to stock price volatility, especially if earnings fall short of market expectations, potentially triggering negative analyst commentary.
  • Future Outlook: Amerisafe needs to implement strategies to improve profitability in response to market competition and cost pressures, ensuring continued revenue growth and enhancement of shareholder value.
seekingalpha
5.0
04-16seekingalpha
AMERISAFE Appoints New EVP and CFO
  • Executive Appointment: AMERISAFE announced the appointment of Guillermo A. Ramos as EVP and CFO, effective May 7, 2026, with Ramos currently leading finance strategy at Hiscox US, showcasing his extensive industry experience.
  • Rich Background: Prior to joining AMERISAFE, Ramos held senior roles at Hiscox and Equifax, including VP of Global Consumer Solutions and an international FP&A leadership position, demonstrating his deep expertise in financial management.
  • Sustained Growth Signal: AMERISAFE's latest earnings report indicates sustained premium growth while maintaining a 72% loss ratio target amid ongoing market competition, reflecting the company's stability and profitability in the industry.
  • Market Competitive Landscape: Despite facing market competition, AMERISAFE has managed to maintain its financial health, and Ramos's appointment is expected to further drive the company's financial strategy and market performance.
Wall Street analysts forecast AMSF stock price to rise
1 Analyst Rating
Wall Street analysts forecast AMSF stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
55.00
Averages
55.00
High
55.00
Current: 0.000
sliders
Low
55.00
Averages
55.00
High
55.00
Truist
Hold
downgrade
$36 -> $34
AI Analysis
2026-04-23
Reason
Truist
Price Target
$36 -> $34
AI Analysis
2026-04-23
downgrade
Hold
Reason
Truist lowered the firm's price target on Amerisafe to $34 from $36 and keeps a Hold rating on the shares after its Q1 earnings miss. The company experienced no large claims in the first quarter and the CEO expressed confidence that they should be able to sustain top-line growth, but the firm is lowering its price targets reflect pressure and valuations across the P&C industry, the analyst tells investors in a research note.
Citizens
Citizens
Outperform
downgrade
$50 -> $45
2026-04-13
Reason
Citizens
Citizens
Price Target
$50 -> $45
2026-04-13
downgrade
Outperform
Reason
Citizens lowered the firm's price target on Amerisafe to $45 from $50 and keeps an Outperform rating on the shares. The firm expects Q1 results to be highlighted by lighter-than-typical catastrophe losses, modest MTM negative impact on book values and ongoing potential for continued issues around casualty loss reserves. With that said, Citizens believes investor focus will be zeroed in on the pricing environment as weakness in certain areas, notably property, has spooked the market broadly and is now spreading to an increasing number of lines across the industry.
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Valuation Metrics

The current forward P/E ratio for Amerisafe Inc (AMSF.O) is 22.37, compared to its 5-year average forward P/E of 20.36. For a more detailed relative valuation and DCF analysis to assess Amerisafe Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
20.36
Current PE
22.37
Overvalued PE
22.37
Undervalued PE
18.35

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.70
Current EV/EBITDA
11.77
Overvalued EV/EBITDA
3.24
Undervalued EV/EBITDA
-1.84

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.12
Current PS
1.61
Overvalued PS
3.62
Undervalued PS
2.61

Financials

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Holding
AMSF
+11.48%
3M Return

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Frequently Asked Questions

What is Amerisafe Inc (AMSF) stock price today?

The current price of AMSF is 30.26 USD — it has decreased -0.33

What is Amerisafe Inc (AMSF)'s business?

AMERISAFE, Inc. is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, and manufacturing. The Company provides coverage to employers under state and federal workers' compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of their employment. Its workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses. The benefits payable and the duration of those benefits are set by state or federal law. The benefits vary by jurisdiction, the nature and severity of the injury and the wages of the employee. The employer, who is the policyholder, pays the premiums for coverage.

What is the price predicton of AMSF Stock?

Wall Street analysts forecast AMSF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AMSF is55.00 USD with a low forecast of 55.00 USD and a high forecast of 55.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Amerisafe Inc (AMSF)'s revenue for the last quarter?

Amerisafe Inc revenue for the last quarter amounts to 81.74M USD, increased 7.91

What is Amerisafe Inc (AMSF)'s earnings per share (EPS) for the last quarter?

Amerisafe Inc. EPS for the last quarter amounts to 0.43 USD, decreased -8.51

How many employees does Amerisafe Inc (AMSF). have?

Amerisafe Inc (AMSF) has 362 emplpoyees as of May 12 2026.

What is Amerisafe Inc (AMSF) market cap?

Today AMSF has the market capitalization of 565.98M USD.