AMSF Valuation

Amerisafe Inc

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46.180

+0.24(0.522%)1D

Overview
Forecast
Valuation
Earnings

AMSF Relative Valuation

AMSF's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AMSF is overvalued; if below, it's undervalued.

Historical Valuation

Amerisafe Inc (AMSF) is now in the Overvalued zone, suggesting that its current forward PE ratio of 20.86 is considered Overvalued compared with the five-year average of 20.02. The fair price of Amerisafe Inc (AMSF) is between 38.58 to 45.43 according to relative valuation methord. Compared to the current price of 46.18 USD , Amerisafe Inc is Overvalued By 1.65%.

Relative Value

Fair Zone

38.58-45.43

Current Price：46.18

1.65%

Overvalued

20.86

Trailing

Forward

0.00

EV/EBITDA

Amerisafe Inc. (AMSF) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

15.53

EV/EBIT

Amerisafe Inc. (AMSF) has a current EV/EBIT of 15.53. The 5-year average EV/EBIT is 16.02. The thresholds are as follows: Strongly Undervalued below 12.55, Undervalued between 12.55 and 14.28, Fairly Valued between 17.76 and 14.28, Overvalued between 17.76 and 19.50, and Strongly Overvalued above 19.50. The current Forward EV/EBIT of 15.53 falls within the Historic Trend Line -Fairly Valued range.

2.74

Amerisafe Inc. (AMSF) has a current PS of 2.74. The 5-year average PS is 3.35. The thresholds are as follows: Strongly Undervalued below 2.65, Undervalued between 2.65 and 3.00, Fairly Valued between 3.69 and 3.00, Overvalued between 3.69 and 4.04, and Strongly Overvalued above 4.04. The current Forward PS of 2.74 falls within the Undervalued range.

0.00

P/OCF

Amerisafe Inc. (AMSF) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Amerisafe Inc. (AMSF) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Amerisafe Inc (AMSF) has a current Price-to-Book (P/B) ratio of 3.31. Compared to its 3-year average P/B ratio of 3.08 , the current P/B ratio is approximately 7.26% higher. Relative to its 5-year average P/B ratio of 2.83, the current P/B ratio is about 16.80% higher. Amerisafe Inc (AMSF) has a Forward Free Cash Flow (FCF) yield of approximately 0.91%. Compared to its 3-year average FCF yield of 2.36%, the current FCF yield is approximately -61.58% lower. Relative to its 5-year average FCF yield of 3.22% , the current FCF yield is about -71.79% lower.

3.31

P/B

Median3y

3.08

Median5y

2.83

0.91

FCF Yield

Median3y

2.36

Median5y

3.22

Competitors Valuation Multiple

The average P/S ratio for AMSF's competitors is 1.21, providing a benchmark for relative valuation. Amerisafe Inc Corp (AMSF) exhibits a P/S ratio of 2.74, which is 126.16% above the industry average. Given its robust revenue growth of 4.44%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

United Fire Group Inc

Employers Holdings Inc

Heritage Insurance Holdings Inc

Universal Insurance Holdings Inc

0.46

7.22%

690.69M

Performance Decomposition

Market capitalization of AMSF decreased by 7.86% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 14.49 to 17.61.

The secondary factor is the Revenue Growth, contributed 4.44%to the performance.

Overall, the performance of AMSF in the past 1 year is driven by Margin Expansion. Which is more sustainable.

4.44%

75.89M → 79.26M

Revenue Growth

21.53%

14.49 → 17.61

Margin Expansion

-33.83%

26.53 → 17.56

P/E Change

-7.86%