
AMSF Earnings
Amerisafe Inc
- Overview
- Forecast
- Valuation
- Earnings
Earning Analysis
Welcome to our in-depth analysis of Amerisafe Inc(AMSF) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Amerisafe Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
FY2025Q2 | 2025-07-24 | After Hours | 0.55 | 0.53 | -3.64 | 77.30M | 81.09M | +4.90 | +6.08 | +3.56 |
FY2025Q1 | 2025-04-29 | After Hours | 0.59 | 0.60 | +1.69 | 76.78M | 72.60M | -5.45 | -6.72 | -6.64 |
FY2024Q4 | 2025-02-26 | After Hours | 0.60 | 0.67 | +11.67 | 77.37M | 74.03M | -4.31 | -0.06 | -0.04 |
FY2024Q3 | 2024-10-23 | After Hours | 0.56 | 0.58 | +3.57 | 75.32M | 78.70M | +4.48 | +10.59 | +7.76 |
FY2024Q2 | 2024-07-29 | - | 0.61 | 0.58 | -4.92 | 70.42M | 75.83M | +7.69 | -1.86 | -7.01 |
FY2024Q1 | 2024-04-24 | - | 0.66 | 0.69 | +4.55 | 75.17M | 80.49M | +7.07 | +0.04 | -10.41 |
FY2023Q4 | 2024-02-21 | - | 0.66 | 0.74 | +12.12 | 75.15M | 80.12M | +6.61 | -1.52 | +6.06 |
FY2023Q3 | 2023-10-25 | - | 0.64 | 0.61 | -4.69 | 74.44M | 72.64M | -2.41 | +0.98 | -1.85 |
FY2023Q2 | 2023-07-27 | - | 0.69 | 0.73 | +5.80 | 76.20M | 75.66M | -0.71 | -0.52 | -4.30 |
- | 2023-04-26 | - | 0.66 | 0.83 | +25.76 | - | - | - | +0.68 | +4.98 |

Get winning stock picks in minutes
AMSF Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Amerisafe Inc reported performance for FY2025Q2, announced on 2025-07-24. The company achieved an EPS of 0.53, compared to analyst estimates of 0.55 by -3.64% . Revenue for the quarter reached 81.09M compared to expectations of 77.30M by 4.90% .
The stock price reacted with a 6.08% one-day change and a 3.56% five-day change following the earnings release. These movements reflect market reaction in Amerisafe Inc growth trajectory and strategic initiatives.
AMSF Earnings Forecast
Looking ahead, Amerisafe Inc(AMSF) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q3 project quarter revenue of 78.27M and an EPS of 0.56.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 1.53%, while EPS estimates have been Revise Upward by 0.74%. For the upcoming Q3 2025, revenue estimates have been adjusted Revise Upward by 0.22% . These revisions correlate with a -2.70% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Amerisafe Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between AMSF's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward

+1.53%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward

+0.74%
In Past 3 Month
Revenue Estimates for Q3 2025
Revise Upward

+0.22%
In Past 3 Month
Stock Price
Go Down

-2.70%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:312.08M
--
EPS Estimate-Annual FY 2025:2.27
—
Stock Price45.48

Get winning stock picks in minutes
AMSF Revenue and EPS Performance: A Historical Perspective
Amerisafe Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q2 (2025-07-24,After Hours):
EPS: 0.53 (Actual) vs.0.55 (Estimate) (-3.64%)
Revenue: 81.09M (Actual) vs. 77.30M (Estimate) (4.90%)
Price Reaction: 6.08%(1-Day), 3.56%(5-Day)
FY2025Q1 (2025-04-29,After Hours):
EPS: 0.60 (Actual) vs.0.59 (Estimate) (1.69%)
Revenue: 72.60M (Actual) vs. 76.78M (Estimate) (-5.45%)
Price Reaction: -6.72%(1-Day), -6.64%(5-Day)
FY2024Q4 (2025-02-26,After Hours):
EPS: 0.67 (Actual) vs.0.60 (Estimate) (11.67%)
Revenue: 74.03M (Actual) vs. 77.37M (Estimate) (-4.31%)
Price Reaction: -0.06%(1-Day), -0.04%(5-Day)
Earnings Reaction
The chart below shows how AMSF performed 10 days before and after its earnings report, based on data from the past quarters. Typically, AMSF sees a -3.23% change in stock price 10 days leading up to the earnings, and a +0.14% change 10 days following the report. On the earnings day itself, the stock moves by -0.28%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in JUN/2025, the stock changed 6.08% on the day following the earnings release and then changed by 2.34% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
Transcript Summary
Amerisafe Inc (AMSF) Q2 2025 Earnings Call Summary
Neutral
2025-07-25
The earnings call presents a mixed picture: strong gross written premiums and book value per share growth are positive, but declining net income and increased expense ratio are concerning. The Q&A highlights management's focus on growth and risk management but also reveals some uncertainties, such as upward pressure on loss ratios and vague responses on key metrics. The lack of clear guidance and the absence of market cap data make it challenging to predict a strong movement. Thus, a neutral sentiment is appropriate, indicating minor stock price fluctuations.
Amerisafe Inc (AMSF) Q1 2025 Earnings Call Summary
Neutral
2025-04-30
The earnings call presented a mixed picture. Financial performance showed growth in premiums and a stable combined ratio, but net income and investment income declined. The dividend increase is positive, but the lack of a share buyback plan and higher expenses are concerning. The Q&A revealed some uncertainties, particularly regarding economic factors and competitive pressures. Overall, the positive and negative aspects balance each other, leading to a neutral sentiment.
Amerisafe Inc (AMSF) Q4 2024 Earnings Call Summary
Neutral
2025-02-28
The earnings call reveals mixed signals. While there's a dividend increase, which is positive, the overall financial performance shows declines in net income and investment income, causing concern. The Q&A highlights stable policy growth but also competitive pressures and unclear responses from management. Despite some optimism in policy retention, the financial metrics and management's evasiveness lead to a neutral outlook.
AMERISAFE, Inc. (AMSF) Q3 2024 Earnings Call Summary
Positive
2024-10-24
The earnings call summary indicates strong financial performance with a 43% increase in net income, improved expense ratios, and a strong capital position. The Q&A section highlights positive momentum in agency engagement and strategic positioning in the marketplace. The announcement of a special dividend and share repurchases further supports a positive outlook. Despite some concerns about regulatory and economic factors, the overall sentiment is optimistic, suggesting a likely positive stock price movement over the next two weeks.
AMERISAFE, Inc. (AMSF) Q2 2024 Earnings Call Summary
Neutral
2024-07-30
The earnings call reveals mixed signals: strong policy retention and increased gross premiums are positive, but decreased net income and investment income present challenges. The competitive market and medical inflation risks temper optimism. The Q&A section highlights management's confidence in growth but reveals some concerns about competition and expense ratios. Despite a declared dividend, the lack of a share repurchase program and lower reserve development add caution. Overall, these factors balance out, leading to a neutral sentiment, predicting a stock price movement of -2% to 2% over the next two weeks.
People Also Watch

ZYME
Zymeworks Inc
13.020
USD
+4.66%

BLMN
Bloomin' Brands Inc
6.680
USD
+3.25%

MATW
Matthews International Corp
24.050
USD
+2.82%

ESTA
Establishment Labs Holdings Inc
33.620
USD
-0.03%

NTLA
Intellia Therapeutics Inc
10.860
USD
+1.12%

SBR
Sabine Royalty Trust
70.650
USD
+0.80%

SBSI
Southside Bancshares Inc
29.900
USD
+3.46%

HSTM
HealthStream Inc
26.520
USD
+2.16%

CTBI
Community Trust Bancorp Inc
55.990
USD
+4.15%

TMP
Tompkins Financial Corp
66.190
USD
+5.72%
FAQ

What were the key highlights of AMSF’s latest earnings report for FY2025Q2?
AMSF reported its FY2025Q2 earnings on 2025-07-24, showcasing a revenue of 81.09M against an estimate of 77.30M, resulting in a 4.9% surprise. The EPS was 0.53, surpassing the expected 0.55 by -3.64% . The stock experienced a 6.08% price change on the earnings day and a 3.56% change over the next five days, reflecting market reactions to the results.

How did AMSF’s stock price react after the FY2025Q2 earnings release?

What are the revenue and EPS estimates for AMSF for 2025/Q3?

How does AMSF’s stock price correlate with earnings forecast revisions?

What should investors expect from AMSF’s next earnings report?
