RLI

RLI Corp

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Advanced Chart

66.690

+0.04(0.060%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

67.490

Open

67.120

VWAP

Vol

760.21K

Mkt Cap

6.12B

Low

66.250

Amount

EV/EBITDA(TTM)

15.12

Total Shares

45.71M

6.22B

EV/OCF(TTM)

9.93

P/S(TTM)

6.79

RLI Corp. is a specialty insurer serving niche property, casualty, and surety markets. The Company provides underwriting expertise and service to commercial and personal line customers nationwide. The Company's segment includes Casualty, Property, and Surety. The casualty portion of its business consists largely of commercial excess, personal umbrella, general liability, transportation, and management liability coverages, as well as package business and other specialty coverages, such as professional liability and worker’s compensation for office-based professionals. Its Property segment is comprised primarily of commercial fire, hurricane, earthquake, difference in conditions, and marine coverages. Its Surety segment specializes in writing small to medium-sized contract surety coverages, including payment and performance bonds. Its products are offered through its insurance subsidiaries, RLI Insurance Company, Mt. Hawley Insurance Company and Contractors Bonding and Insurance Company.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

451.32M

+10.71%

0.890

-3.26%

449.26M

+2.31%

0.823

+100.7%

444.74M

-5.37%

0.553

-15.59%

Estimates Revision

The market is revising Downward the revenue expectations for RLI Corp. (RLI) for FY2025, with the revenue forecasts being adjusted by -0.11% over the past three months. During the same period, the stock price has changed by -9.89%.

Revenue Estimates for FY2025

Revise Downward

-0.11%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+0.96%

In Past 3 Month

Stock Price

Go Down

-9.89%

In Past 3 Month

4 Analyst Rating

22.21% Upside

Wall Street analysts forecast RLI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RLI is 81.50 USD with a low forecast of 76.00 USD and a high forecast of 87.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

3 Hold

0 Sell

Hold

22.21% Upside

Current: 66.690

Low

76.00

Averages

81.50

High

87.00

22.21% Upside

Current: 66.690

Low

76.00

Averages

81.50

High

87.00

Compass Point

Buy -> Neutral

downgrade

$82 -> $76

2025-04-24

Reason

Compass Point

Price Target

$82 -> $76

2025-04-24

downgrade

Buy -> Neutral

Reason

Compass Point downgraded RLI Corp. to Neutral from Buy with a price target of $76, down from $82.

Keefe, Bruyette & Woods

Meyer Shields

Buy

Maintains

$95 → $85

2025-04-09

Reason

Keefe, Bruyette & Woods

Meyer Shields

Price Target

$95 → $85

2025-04-09

Maintains

Buy

Reason

Keefe Bruyette lowered the firm's price target on RLI Corp. to $85 from $95 and keeps an Outperform rating on the shares.

RBC Capital

Scott Heleniak

Hold

Maintains

$88 → $80

2025-01-24

Reason

RBC Capital

Scott Heleniak

Price Target

$88 → $80

2025-01-24

Maintains

Hold

Reason

RBC Capital analyst Mark Dwelle lowered the firm's price target on RLI Corp. to $80 from $88 and keeps a Sector Perform rating on the shares after its Q4 earnings miss. The company's results trailed estimates mostly due to an underwriting loss in the Casualty segment, though its Surety and Property combined ratios remain good and reserve releases were solid, the analyst tells investors in a research note. RBC maintains that RLI is a "high-quality company" that will take prudent actions including large rate increases and repositioning in Casualty during 2025.

JMP Securities

Karol Chmiel

Hold

Reiterates

n/a

2025-01-23

Reason

JMP Securities

Karol Chmiel

Price Target

n/a

2025-01-23

Reiterates

Hold

Reason

Keefe, Bruyette & Woods

Meyer Shields

Buy

Maintains

$201 → $200

2025-01-10

Reason

Keefe, Bruyette & Woods

Meyer Shields

Price Target

$201 → $200

2025-01-10

Maintains

Buy

Reason

Keefe Bruyette analyst Meyer Shields lowered the firm's price target on RLI Corp. to $200 from $201 and keeps an Outperform rating on the shares as part of a Q4 earnings preview for the property and casualty sector. The results will include slowing written commercial and specialty premium growth, as well as "significant but manageable" reinsured catastrophe losses from hurricanes, the analyst tells investors in a research note. Keefe mostly raised Q4 catastrophe loads for property and casualty insurers citing "persistent Helene loss creep."

Compass Point

Casey Alexander

Strong Buy

Maintains

$170 → $185

2024-10-25

Reason

Compass Point

Casey Alexander

Price Target

$170 → $185

2024-10-25

Maintains

Strong Buy

Reason

Compass Point raised the firm's price target on RLI Corp. to $185 from $170 and keeps a Buy rating on the shares after RLI produced a "solid" combined ratio of 89.6% despite the impact of multiple hurricanes during Q3 and reported operating EPS of $1.31 that were enhanced by reserve releases and "excellent expense control."

See All Ratings

Valuation Metrics

The current forward P/E ratio for RLI Corp (RLI.N) is 21.64, compared to its 5-year average forward P/E of 28.66. For a more detailed relative valuation and DCF analysis to assess RLI Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

28.66

Current PE

21.64

Overvalued PE

33.55

Undervalued PE

23.77

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Undervalued

5Y Average PS

4.00

Current PS

3.45

Overvalued PS

4.41

Undervalued PS

3.59