What Are Wall Street Analysts' Target Price for Charles Schwab Stock?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 07 2025
0mins
Source: NASDAQ.COM
Company Overview: The Charles Schwab Corporation, based in Westlake, Texas, is a financial services firm with a market cap of $151.2 billion, offering wealth management, brokerage, banking, and asset management services. The company has shown strong performance in 2025, with an 11.9% year-to-date stock increase, despite slightly lagging behind the broader market over the past year.
Financial Performance and Analyst Ratings: Following impressive Q1 results, where net revenues surged 18.1% year-over-year, SCHW received a "Moderate Buy" consensus rating from analysts, with Goldman Sachs upgrading its rating to "Buy" and setting a price target of $100. The stock's mean price target suggests potential upside, indicating positive sentiment among analysts.
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Analyst Views on GS
Wall Street analysts forecast GS stock price to fall
12 Analyst Rating
5 Buy
7 Hold
0 Sell
Moderate Buy
Current: 988.170
Low
604.00
Averages
951.45
High
1100
Current: 988.170
Low
604.00
Averages
951.45
High
1100
About GS
The Goldman Sachs Group, Inc. is a global financial institution that delivers a range of financial services to a large and diversified client base that includes corporations, financial institutions, governments and individuals. Its segments include Global Banking & Markets, Asset & Wealth Management and Platform Solutions. The Global Banking & Markets segment offers a range of services, including financing, advisory services, risk distribution, and hedging for its institutional and corporate clients. It facilitates client transactions and makes markets in fixed income, equity, currency and commodity products. The Asset & Wealth Management segment manages assets and offers investment products across all asset classes to a diverse set of clients. It also provides investing and wealth advisory solutions. The Platform Solutions segment includes consumer platforms, such as partnerships offering credit cards and point-of-sale financing, and transaction banking and other platform businesses.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Analysis of Today's High CD Rates
- Current Highest Rate: The highest CD rate today is 4% APY, offered by Marcus by Goldman Sachs on a 14-month CD, attracting numerous savers and reflecting market demand for long-term deposits.
- Interest Earnings Example: If you invest $1,000 in a one-year CD at 1.52% APY, your balance at year-end would be $1,015.20, while a 4% APY CD would grow to $1,040.74, demonstrating the significant impact of higher rates on savings growth.
- Deposit Amount Impact: For a 4% APY CD, depositing $10,000 would yield a total balance of $10,407.42 at maturity, resulting in $407.42 in interest, emphasizing the positive correlation between deposit amounts and earnings.
- Diversity of CD Types: Beyond traditional CDs, the market offers various types such as Bump-up CDs, No-penalty CDs, and Jumbo CDs, which may require sacrificing some interest rates but provide greater flexibility to meet different savers' needs.
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- Rising Debt Burden: The ongoing increase in U.S. public debt is expected to swell further, raising concerns about long-term borrowing costs and impacting government financing capabilities and economic growth.
- Interest Rate Hike Expectations: Anticipation of potential interest rate hikes by the Federal Reserve has weakened demand for long-term bonds, resulting in rising yields that reflect investor caution regarding future economic conditions.
- AI Investment Impact: While the AI investment boom may enhance productivity in the long run, it exacerbates inflationary pressures in the short term, leading bond markets to demand higher returns on long-term debt, thereby affecting capital allocation.
- Global Economic Shifts: The balance between global saving and investment is reversing, resulting in rising interest rates and a more pessimistic outlook on future borrowing costs, which could influence fiscal policies and economic recovery across nations.
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- Salesforce Earnings Outlook: Salesforce is set to report earnings on Wednesday, with market concerns about its AI business still prevalent; analysts expect revenue of $11.05 billion and EPS of $3.12, and strong revenue growth could alleviate worries about slowing growth in its legacy business.
- Costco Membership Renewal Challenges: Costco will report earnings on Thursday, with expected revenue of $69.73 billion and EPS of $4.93; while high oil prices may pressure profit margins, its membership model and bulk selling strategy are likely to attract consumers, especially during periods of rising gas prices.
- Economic Data Focus: The personal consumption expenditures (PCE) price index will be released on Thursday, with a year-over-year increase expected at 3.8% and a core increase of 3.3%, which will influence the Federal Reserve's rate hike decisions, leaving the market uncertain about future rate changes.
- Investor Conference Season: This week marks the start of investor conference season, with Boeing, Johnson & Johnson, and others attending the Bernstein Strategic Decisions Conference, where analyst questions may reveal insights into market perceptions of company futures, making it a key event to watch.
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- Popular Stock Additions: Hedge funds have increased their positions in semiconductor stocks such as Lam Research Corp, Applied Materials Inc, and ASML Holding, while mutual funds have added Intel Corp and SiTime Corp, reflecting a shift in capital towards technology hardware.
- Strong Shared Holdings Performance: Goldman noted that stocks like Boeing Co., Mastercard Inc., Marvell Technology Inc., and Visa Inc. have emerged as popular holdings in both hedge fund and mutual fund portfolios, outperforming the S&P 500 by 3 percentage points with a year-to-date return of 10%.
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- Capital Market Activity Rebound: Over the past year, capital market activities have significantly increased, with IPOs and M&A transactions accelerating due to faster regulatory approvals and a robust stock market, driving growth for Goldman Sachs.
- Strong Earnings Growth: Goldman Sachs reported a 45% year-over-year increase in equity underwriting revenue to $535 million and an 89% surge in advisory revenue to $1.5 billion in Q1, showcasing the company's strong competitive position in capital markets.
- Optimistic Future Outlook: Goldman Sachs expects capital market activity to remain robust, with analysts forecasting a 21% growth in earnings per share, as the CEO highlights the current environment as a favorable setup for accelerating investment banking activities.
See More
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- IPO Market Recovery: SpaceX has confirmed plans to go public next month, expected to be the largest IPO ever, with Goldman Sachs as the lead underwriter, indicating a resurgence in capital market activities that could yield substantial returns for investors.
- Strong Performance Boost: Goldman Sachs reported first-quarter results showing a 45% year-over-year increase in equity underwriting revenue to $535 million and an 89% surge in advisory revenue to $1.5 billion, indicating a robust recovery in investment banking that enhances market confidence.
- Improved Regulatory Environment: Over the past year, expedited regulatory approval processes have made it easier for companies to execute deals, with Goldman Sachs closing the year with its largest backlog in over four years, signaling a forthcoming wave of mega-IPOs and mergers.
- Optimistic Future Outlook: Analysts forecast a 21% growth in Goldman Sachs' earnings per share this year, with CEO David Solomon describing the current environment as a 'highly constructive setup' and expecting investment banking activity to accelerate, further driving the company's stock price upward.
See More
Analysis of Today's High CD Rates
- Current Highest Rate: The highest CD rate today is 4% APY, offered by Marcus by Goldman Sachs on a 14-month CD, attracting numerous savers and reflecting market demand for long-term deposits.
- Interest Earnings Example: If you invest $1,000 in a one-year CD at 1.52% APY, your balance at year-end would be $1,015.20, while a 4% APY CD would grow to $1,040.74, demonstrating the significant impact of higher rates on savings growth.
- Deposit Amount Impact: For a 4% APY CD, depositing $10,000 would yield a total balance of $10,407.42 at maturity, resulting in $407.42 in interest, emphasizing the positive correlation between deposit amounts and earnings.
- Diversity of CD Types: Beyond traditional CDs, the market offers various types such as Bump-up CDs, No-penalty CDs, and Jumbo CDs, which may require sacrificing some interest rates but provide greater flexibility to meet different savers' needs.
See More
Multiple Factors Impact Long-Term Borrowing Costs
- Rising Debt Burden: The ongoing increase in U.S. public debt is expected to swell further, raising concerns about long-term borrowing costs and impacting government financing capabilities and economic growth.
- Interest Rate Hike Expectations: Anticipation of potential interest rate hikes by the Federal Reserve has weakened demand for long-term bonds, resulting in rising yields that reflect investor caution regarding future economic conditions.
- AI Investment Impact: While the AI investment boom may enhance productivity in the long run, it exacerbates inflationary pressures in the short term, leading bond markets to demand higher returns on long-term debt, thereby affecting capital allocation.
- Global Economic Shifts: The balance between global saving and investment is reversing, resulting in rising interest rates and a more pessimistic outlook on future borrowing costs, which could influence fiscal policies and economic recovery across nations.
See More
Wall Street Trading Week Outlook and Focus
- Salesforce Earnings Outlook: Salesforce is set to report earnings on Wednesday, with market concerns about its AI business still prevalent; analysts expect revenue of $11.05 billion and EPS of $3.12, and strong revenue growth could alleviate worries about slowing growth in its legacy business.
- Costco Membership Renewal Challenges: Costco will report earnings on Thursday, with expected revenue of $69.73 billion and EPS of $4.93; while high oil prices may pressure profit margins, its membership model and bulk selling strategy are likely to attract consumers, especially during periods of rising gas prices.
- Economic Data Focus: The personal consumption expenditures (PCE) price index will be released on Thursday, with a year-over-year increase expected at 3.8% and a core increase of 3.3%, which will influence the Federal Reserve's rate hike decisions, leaving the market uncertain about future rate changes.
- Investor Conference Season: This week marks the start of investor conference season, with Boeing, Johnson & Johnson, and others attending the Bernstein Strategic Decisions Conference, where analyst questions may reveal insights into market perceptions of company futures, making it a key event to watch.
See More
Hedge Funds Shift Focus to Semiconductor Stocks
- Investment Trend Shift: According to Goldman Sachs, the weight of semiconductor stocks in hedge fund long portfolios has reached an all-time high, while the weight of software stocks has dropped to its lowest since 2019, indicating strong market confidence in the semiconductor sector.
- Popular Stock Additions: Hedge funds have increased their positions in semiconductor stocks such as Lam Research Corp, Applied Materials Inc, and ASML Holding, while mutual funds have added Intel Corp and SiTime Corp, reflecting a shift in capital towards technology hardware.
- Strong Shared Holdings Performance: Goldman noted that stocks like Boeing Co., Mastercard Inc., Marvell Technology Inc., and Visa Inc. have emerged as popular holdings in both hedge fund and mutual fund portfolios, outperforming the S&P 500 by 3 percentage points with a year-to-date return of 10%.
- Cash Allocation Adjustments: Despite mutual funds raising cash allocations amid rising geopolitical tensions from a record low of 1.1% at the start of 2026 to 1.4% at the beginning of April, cash balances as a share of assets remain extremely low relative to historical levels, reflecting market uncertainty.
See More
Goldman Sachs Anticipates Record Year for IPOs
- IPO Market Outlook: SpaceX has confirmed plans to go public next month, expected to be the largest IPO in history, with Goldman Sachs as the lead underwriter, indicating a strong recovery in capital markets and increased investor confidence.
- Capital Market Activity Rebound: Over the past year, capital market activities have significantly increased, with IPOs and M&A transactions accelerating due to faster regulatory approvals and a robust stock market, driving growth for Goldman Sachs.
- Strong Earnings Growth: Goldman Sachs reported a 45% year-over-year increase in equity underwriting revenue to $535 million and an 89% surge in advisory revenue to $1.5 billion in Q1, showcasing the company's strong competitive position in capital markets.
- Optimistic Future Outlook: Goldman Sachs expects capital market activity to remain robust, with analysts forecasting a 21% growth in earnings per share, as the CEO highlights the current environment as a favorable setup for accelerating investment banking activities.
See More
SpaceX Plans IPO with Goldman Sachs as Lead Underwriter
- IPO Market Recovery: SpaceX has confirmed plans to go public next month, expected to be the largest IPO ever, with Goldman Sachs as the lead underwriter, indicating a resurgence in capital market activities that could yield substantial returns for investors.
- Strong Performance Boost: Goldman Sachs reported first-quarter results showing a 45% year-over-year increase in equity underwriting revenue to $535 million and an 89% surge in advisory revenue to $1.5 billion, indicating a robust recovery in investment banking that enhances market confidence.
- Improved Regulatory Environment: Over the past year, expedited regulatory approval processes have made it easier for companies to execute deals, with Goldman Sachs closing the year with its largest backlog in over four years, signaling a forthcoming wave of mega-IPOs and mergers.
- Optimistic Future Outlook: Analysts forecast a 21% growth in Goldman Sachs' earnings per share this year, with CEO David Solomon describing the current environment as a 'highly constructive setup' and expecting investment banking activity to accelerate, further driving the company's stock price upward.
See More
