STNE

StoneCo Ltd

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Advanced Chart

12.780

-0.17(-1.313%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

12.9592

Open

12.930

VWAP

12.84

Vol

4.02M

Mkt Cap

3.47B

Low

12.715

Amount

51.65M

EV/EBITDA(TTM)

3.33

Total Shares

309.00M

4.49B

EV/OCF(TTM)

P/S(TTM)

1.59

StoneCo Ltd. is a provider of financial technology and software solutions. The Company designed its cloud-based technology platform, namely the Stone Business Model, for its clients to connect, get paid, and grow their businesses. Its segments include financial services and software. In financial services, it offers payments, digital banking, and credit solutions, focused mainly on Micro, Small, and Medium Businesses (MSMBs). In software, it offers Point of Sale (POS) and Enterprise Resource Planning (ERP) solutions for different retail and service verticals, Customer Relationship Management (CRM), engagement tools, electronic commerce, and order management system solutions. It also provides digital product enhancements to help its merchants improve their consumers' experience, such as its split-payment processing, multi-payment processing, recurring payments for subscriptions, and one-click buy functionality. It provides its clients with store, life, and health insurance solutions.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

4.08B

+13.07%

2.480

+9.75%

3.87B

+15.21%

2.162

+11.7%

3.78B

+17.8%

2.054

+30.09%

Estimates Revision

The market is revising Downward the revenue expectations for StoneCo Ltd. (STNE) for FY2025, with the revenue forecasts being adjusted by -1.12% over the past three months. During the same period, the stock price has changed by -7.99%.

Revenue Estimates for FY2025

Revise Downward

-1.12%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.13%

In Past 3 Month

Stock Price

Go Down

-7.99%

In Past 3 Month

6 Analyst Rating

27.15% Upside

Wall Street analysts forecast STNE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for STNE is 16.25 USD with a low forecast of 15.00 USD and a high forecast of 18.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

1 Hold

0 Sell

Strong Buy

27.15% Upside

Current: 12.780

Low

15.00

Averages

16.25

High

18.50

27.15% Upside

Current: 12.780

Low

15.00

Averages

16.25

High

18.50

Grupo Santander

Neutral -> Outperform

upgrade

$16

2025-05-21

Reason

Grupo Santander

Price Target

$16

2025-05-21

upgrade

Neutral -> Outperform

Reason

Grupo Santander upgraded StoneCo to Outperform from Neutral with a $16 price target.

Barclays

Equal Weight

maintain

$13 -> $15

2025-05-12

Reason

Barclays

Price Target

$13 -> $15

2025-05-12

maintain

Equal Weight

Reason

Barclays raised the firm's price target on StoneCo to $15 from $13 and keeps an Equal Weight rating on the shares. The firm updated the company's model.

Barclays

John Coffey

Hold

Maintains

$12 → $13

2025-04-23

Reason

Barclays

John Coffey

Price Target

$12 → $13

2025-04-23

Maintains

Hold

Reason

Barclays analyst John Coffey raised the firm's price target on StoneCo to $13 from $12 and keeps an Equal Weight rating on the shares.

Citigroup

Gustavo Schroden

Hold

Strong Buy

Upgrades

$9 → $15

2025-04-22

Reason

Citigroup

Gustavo Schroden

Price Target

$9 → $15

2025-04-22

Upgrades

Hold

Strong Buy

Reason

Citi analyst Gustavo Schroden upgraded StoneCo to Buy from Neutral with a price target of $15, up from $9. Everyday, the company is one step closer to be a "small-sized bank" with potential higher return on equity, the analyst tells investors in a research note. The firm says that even considering the higher interest rates for 2025, StoneCo's guidance contemplates earnings expansion of 11%, driven by re-pricing. As Citi anticipates a lower rate for 2026, it believes that this could be a tailwind for results.

Morgan Stanley

Jorge Kuri

Sell

Maintains

$5.7 → $6

2025-03-21

Reason

Morgan Stanley

Jorge Kuri

Price Target

$5.7 → $6

2025-03-21

Maintains

Sell

Reason

After StoneCo reported a net loss of R$2.92B due to the recognition of a R$3.56B impairment loss for the software business unit, Morgan Stanley said that most of the company's key performance indicators are "moving in the wrong direction" and argues that underperformance is "likely to continue." The firm maintains an Underweight rating and $5.70 price target on the shares.

Barclays

John Coffey

Hold

Maintains

$10 → $12

2025-03-21

Reason

Barclays

John Coffey

Price Target

$10 → $12

2025-03-21

Maintains

Hold

Reason

Barclays raised the firm's price target on StoneCo to $12 from $10 and keeps an Equal Weight rating on the shares. After having spoken with the company post-earnings, the firm updated its model and raised its price target.

See All Ratings

Valuation Metrics

The current forward P/E ratio for StoneCo Ltd (STNE.O) is 7.66, compared to its 5-year average forward P/E of 57.71. For a more detailed relative valuation and DCF analysis to assess StoneCo Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

57.71

Current PE

7.66

Overvalued PE

170.98

Undervalued PE

-55.56

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

14.42

Current EV/EBITDA

3.10

Overvalued EV/EBITDA

37.34

Undervalued EV/EBITDA

-8.49

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

6.27

Current PS

1.25

Overvalued PS

14.83

Undervalued PS

-2.29