STNE PE Ratio & Valuation,Is STNE Overvalued

STNE Relative Valuation

STNE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, STNE is overvalued; if below, it's undervalued.

Historical Valuation

StoneCo Ltd (STNE) is now in the Undervalued zone, suggesting that its current forward PS ratio of 1.42 is considered Undervalued compared with the five-year average of 52.13. The fair price of StoneCo Ltd (STNE) is between 16.24 to 20.36 according to relative valuation methord. Compared to the current price of 15.53 USD , StoneCo Ltd is Undervalued By 4.4%.

Relative Value

Fair Zone

16.24-20.36

Current Price：15.53

4.4%

Undervalued

7.52

3.80

EV/EBITDA

StoneCo Ltd. (STNE) has a current EV/EBITDA of 3.80. The 5-year average EV/EBITDA is 11.80. The thresholds are as follows: Strongly Undervalued below -32.17, Undervalued between -32.17 and -10.19, Fairly Valued between 33.78 and -10.19, Overvalued between 33.78 and 55.76, and Strongly Overvalued above 55.76. The current Forward EV/EBITDA of 3.80 falls within the Historic Trend Line -Fairly Valued range.

4.09

EV/EBIT

StoneCo Ltd. (STNE) has a current EV/EBIT of 4.09. The 5-year average EV/EBIT is 16.43. The thresholds are as follows: Strongly Undervalued below -57.77, Undervalued between -57.77 and -20.67, Fairly Valued between 53.52 and -20.67, Overvalued between 53.52 and 90.62, and Strongly Overvalued above 90.62. The current Forward EV/EBIT of 4.09 falls within the Historic Trend Line -Fairly Valued range.

1.44

StoneCo Ltd. (STNE) has a current PS of 1.44. The 5-year average PS is 4.68. The thresholds are as follows: Strongly Undervalued below -9.78, Undervalued between -9.78 and -2.55, Fairly Valued between 11.91 and -2.55, Overvalued between 11.91 and 19.14, and Strongly Overvalued above 19.14. The current Forward PS of 1.44 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

StoneCo Ltd. (STNE) has a current P/OCF of 0.00. The 5-year average P/OCF is 22.78. The thresholds are as follows: Strongly Undervalued below -86.39, Undervalued between -86.39 and -31.81, Fairly Valued between 77.36 and -31.81, Overvalued between 77.36 and 131.95, and Strongly Overvalued above 131.95. The current Forward P/OCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/FCF

StoneCo Ltd. (STNE) has a current P/FCF of 0.00. The 5-year average P/FCF is 56.55. The thresholds are as follows: Strongly Undervalued below -1598.08, Undervalued between -1598.08 and -770.77, Fairly Valued between 883.86 and -770.77, Overvalued between 883.86 and 1711.18, and Strongly Overvalued above 1711.18. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

StoneCo Ltd (STNE) has a current Price-to-Book (P/B) ratio of 1.88. Compared to its 3-year average P/B ratio of 1.52 , the current P/B ratio is approximately 23.19% higher. Relative to its 5-year average P/B ratio of 2.47, the current P/B ratio is about -23.93% higher. StoneCo Ltd (STNE) has a Forward Free Cash Flow (FCF) yield of approximately -5.93%. Compared to its 3-year average FCF yield of -5.29%, the current FCF yield is approximately 12.19% lower. Relative to its 5-year average FCF yield of 0.22% , the current FCF yield is about -2817.09% lower.

1.85

P/B

Median3y

1.52

Median5y

2.47

-5.93

FCF Yield

Median3y

-5.29

Median5y

0.22

Competitors Valuation Multiple

The average P/S ratio for STNE's competitors is , providing a benchmark for relative valuation. StoneCo Ltd Corp (STNE) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 20.23%, this premium appears sustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of STNE increased by 91.84% over the past 1 year. The primary factor behind the change was an decrease in P/E Change from -11.33 to -19.69.

The secondary factor is the Revenue Growth, contributed 20.23%to the performance.

Overall, the performance of STNE in the past 1 year is driven by P/E Change. Which is more unsustainable.

20.23%

2.91B → 3.50B

Revenue Growth

-2.22%

17.15 → 16.77

Margin Expansion

73.83%

-11.33 → -19.69

P/E Change

91.84%

7.97 → 15.29

Mkt Cap Growth

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Frequently Asked Questions

Is StoneCo Ltd (STNE) currently overvalued or undervalued?

What is StoneCo Ltd (STNE) fair value?

STNE's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of StoneCo Ltd (STNE) is between 16.24 to 20.36 according to relative valuation methord.

How does STNE's valuation metrics compare to the industry average?

What is the current P/B ratio for StoneCo Ltd (STNE) as of Dec 16 2025?

As of Dec 16 2025, StoneCo Ltd (STNE) has a P/B ratio of 1.88. This indicates that the market values STNE at 1.88 times its book value.

What is the current FCF Yield for StoneCo Ltd (STNE) as of Dec 16 2025?

As of Dec 16 2025, StoneCo Ltd (STNE) has a FCF Yield of -5.93%. This means that for every dollar of StoneCo Ltd’s market capitalization, the company generates -5.93 cents in free cash flow.

What is the current Forward P/E ratio for StoneCo Ltd (STNE) as of Dec 16 2025?

As of Dec 16 2025, StoneCo Ltd (STNE) has a Forward P/E ratio of 7.46. This means the market is willing to pay $7.46 for every dollar of StoneCo Ltd’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for StoneCo Ltd (STNE) as of Dec 16 2025?

As of Dec 16 2025, StoneCo Ltd (STNE) has a Forward P/S ratio of 1.42. This means the market is valuing STNE at $1.42 for every dollar of expected revenue over the next 12 months.

STNE Valuation