RC
Ready Capital Corp
$
3.920
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
3.9453
Open
3.870
VWAP
3.90
Vol
2.84M
Mkt Cap
644.16M
Low
3.8347
Amount
11.09M
EV/EBITDA(TTM)
--
Total Shares
169.20M
EV
7.82B
EV/OCF(TTM)
29.16
P/S(TTM)
0.93
Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner-occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program. Its segments include LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates lower-to-middle-market commercial real estate (LMM) loans across the full life cycle of an LMM property, including construction, bridge, stabilized and agency loan origination channels through its subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates and services owner-occupied loans guaranteed by the SBA under the SBA Section 7(a) Program through its subsidiary, ReadyCap Lending, LLC.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
156.45M
+0.96%
0.045
-150%
157.20M
-22.93%
0.107
-458.33%
149.70M
-33.92%
0.077
-127.68%
Estimates Revision
The market is revising Upward the revenue expectations for Ready Capital Corporation (RC) for FY2025, with the revenue forecasts being adjusted by 3.37% over the past three months. During the same period, the stock price has changed by -7.76%.
Revenue Estimates for FY2025
Revise Upward
+3.37%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+15.89%
In Past 3 Month
Stock Price
Go Down
-7.76%
In Past 3 Month
4 Analyst Rating
26.02% Upside
Wall Street analysts forecast RC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RC is 4.94 USD with a low forecast of 4.25 USD and a high forecast of 6.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
3 Hold
1 Sell
Hold
26.02% Upside
Current: 3.920
Low
4.25
Averages
4.94
High
6.00
26.02% Upside
Current: 3.920
Low
4.25
Averages
4.94
High
6.00
Keefe Bruyette
NULL -> Underperform
downgrade
2025-08-12
New
Reason
Keefe Bruyette
Price Target
2025-08-12
New
downgrade
NULL -> Underperform
Reason
Keefe Bruyette lowered the firm's price target on Ready Capital to $3.75 from $4.25 and keeps an Underperform rating on the shares. Keefe remains cautious due to credit uncertainty and limited long-run earnings visibility, the analyst tells investors in a research note.
B. Riley
B. Riley
Neutral
downgrade
$6 -> $4
2025-08-11
New
Reason
B. Riley
B. Riley
Price Target
$6 -> $4
2025-08-11
New
downgrade
Neutral
Reason
B. Riley lowered the firm's price target on Ready Capital to $4 from $6 and keeps a Neutral rating on the shares as part of a review of the Q2 earnings from the mortgage finance group. Ready "continues to address balance sheet issues," the analyst tells investors.
Keefe Bruyette
Jade Rahmani
maintain
2025-07-10
Reason
Keefe Bruyette
Jade Rahmani
Price Target
2025-07-10
maintain
Reason
Keefe Bruyette analyst Jade Rahmani raised the firm's price target on Ready Capital to $4.25 from $3.75 and keeps an Underperform rating on the shares.
UBS
Neutral
downgrade
2025-05-21
Reason
UBS
Price Target
2025-05-21
downgrade
Neutral
Reason
UBS lowered the firm's price target on Ready Capital to $4.50 from $4.75 and keeps a Neutral rating on the shares.
Keefe Bruyette
Jade Rahmani
Underperform
downgrade
$4
2025-05-13
Reason
Keefe Bruyette
Jade Rahmani
Price Target
$4
2025-05-13
downgrade
Underperform
Reason
Keefe Bruyette analyst Jade Rahmani lowered the firm's price target on Ready Capital to $3.75 from $4 and keeps an Underperform rating on the shares. The firm remains cautious due to credit, ongoing uncertainty, and limited long-run earnings visibility, the analyst tells investors in a research note.
UBS
Douglas Harter
Hold
Maintains
$5 → $4.75
2025-04-16
Reason
UBS
Douglas Harter
Price Target
$5 → $4.75
2025-04-16
Maintains
Hold
Reason
UBS lowered the firm's price target on Ready Capital to $4.75 from $5 and keeps a Neutral rating on the shares. The commercial real estate market has been "showing signs of healing" after three challenging years, but the increased macro uncertainty of the past couple of weeks has lessened the confidence in the pace of the recovery, the analyst tells investors in a research note. The firm sees downside risk to book values and earnings power from incremental problem assets in Q1.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Ready Capital Corp (RC.N) is 20.48, compared to its 5-year average forward P/E of 7.88. For a more detailed relative valuation and DCF analysis to assess Ready Capital Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Strongly Overvalued
5Y Average PE
7.88
Current PE
20.48
Overvalued PE
9.36
Undervalued PE
6.39
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Undervalued
5Y Average PS
1.80
Current PS
0.97
Overvalued PS
2.25
Undervalued PS
1.34
Financials
Annual
Quarterly
FY2025Q2
YoY :
-16.76%
140.59M
Total Revenue
FY2025Q2
YoY :
-100.00%
N/A
Operating Profit
FY2025Q2
YoY :
+55.12%
-48.75M
Net Income after Tax
FY2025Q2
YoY :
+41.67%
-0.34
EPS - Diluted
FY2025Q2
YoY :
-170.29%
-23.71M
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
Gross Profit Margin - %
FY2025Q2
YoY :
+309.47%
42.79
FCF Margin - %
FY2025Q2
YoY :
+86.35%
-34.68
Net Margin - %
FY2025Q2
N/A
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
5
629.2K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
5
629.2K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
RC News & Events
Events Timeline
2025-08-07 (ET)
2025-08-07
18:26:58
Ready Capital reports Q2 EPS (34c) vs. (23c) last year
2025-07-22 (ET)
2025-07-22
07:05:47
Ready Capital secures ownership of Ritz-Carlton Portland Project
2025-05-08 (ET)
2025-05-08
17:58:15
Ready Capital reports Q1 EPS 46c, consensus 12c
Sign Up For More Events
Sign Up For More Events
News
4.0
08-12BenzingaKeefe, Bruyette & Woods Maintains Underperform on Ready Capital, Lowers Price Target to $3.75
9.5
08-08NASDAQ.COMReady Capital (RC) Reports Q2 Earnings: What Key Metrics Have to Say
9.5
08-07SeekingAlphaReady Capital Distributable loss per common share of -$0.14
Sign Up For More News
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FAQ
What is Ready Capital Corp (RC) stock price today?
The current price of RC is 3.92 USD — it has increased 2.08 % in the last trading day.
What is Ready Capital Corp (RC)'s business?
What is the price predicton of RC Stock?
What is Ready Capital Corp (RC)'s revenue for the last quarter?
What is Ready Capital Corp (RC)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Ready Capital Corp (RC)'s fundamentals?
How many employees does Ready Capital Corp (RC). have?