RC Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

142.86M

-29.96%

-0.107

+256.17%

123.75M

-20.14%

-0.050

-44.37%

120.15M

-21.33%

-0.029

-79.54%

Estimates Revision

The market is revising Downward the revenue expectations for Ready Capital Corporation (RC) for FY2025, with the revenue forecasts being adjusted by -8.82% over the past three months. During the same period, the stock price has changed by -46.31%.

Revenue Estimates for FY2025

Revise Downward

-8.82%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+131.6%

In Past 3 Month

Stock Price

Go Down

-46.31%

In Past 3 Month

3 Analyst Rating

Wall Street analysts forecast RC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RC is 2.92 USD with a low forecast of 2.50 USD and a high forecast of 3.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

1 Sell

Moderate Sell

Current: 2.330

Low

2.50

Averages

2.92

High

3.50

Current: 2.330

Low

2.50

Averages

2.92

High

3.50

UBS

Neutral

downgrade

2025-11-14

Reason

UBS

Price Target

2025-11-14

downgrade

Neutral

Reason

UBS lowered the firm's price target on Ready Capital to $2.75 from $3.50 and keeps a Neutral rating on the shares.

Keefe Bruyette

NULL -> Underperform

downgrade

2025-11-12

Reason

Keefe Bruyette

Price Target

2025-11-12

downgrade

NULL -> Underperform

Reason

Keefe Bruyette lowered the firm's price target on Ready Capital to $2.50 from $3.50 and keeps an Underperform rating on the shares. Keefe remains cautious due to credit uncertainty and limited long-run earnings visibility, the analyst tells investors in a research note.

Piper Sandler

Neutral

downgrade

2025-11-10

Reason

Piper Sandler

Price Target

2025-11-10

downgrade

Neutral

Reason

Piper Sandler lowered the firm's price target on Ready Capital to $3.50 from $4.50 and keeps a Neutral rating on the shares. The firm notes shares were down slightly following a core miss and management telegraphing a dividend cut for later this year. Much of the pain has already been priced into the stock this year with Ready Cap down 50%+ year-to-date, Piper adds. The firm says that the lower multiple is due to less near-term confidence in restoring earnings and its book value estimates as the company works through asset sales and its non-core portfolio.

UBS

Neutral

downgrade

2025-10-14

Reason

UBS

Price Target

2025-10-14

downgrade

Neutral

Reason

UBS lowered the firm's price target on Ready Capital to $3.50 from $4 and keeps a Neutral rating on the shares.

UBS

Neutral

downgrade

2025-08-20

Reason

UBS

Price Target

2025-08-20

downgrade

Neutral

Reason

UBS lowered the firm's price target on Ready Capital to $4 from $4.50 and keeps a Neutral rating on the shares.

Keefe Bruyette

NULL -> Underperform

downgrade

2025-08-12

Reason

Keefe Bruyette

Price Target

2025-08-12

downgrade

NULL -> Underperform

Reason

Keefe Bruyette lowered the firm's price target on Ready Capital to $3.75 from $4.25 and keeps an Underperform rating on the shares. Keefe remains cautious due to credit uncertainty and limited long-run earnings visibility, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for Ready Capital Corp (RC.N) is -13.35, compared to its 5-year average forward P/E of 4.79. For a more detailed relative valuation and DCF analysis to assess Ready Capital Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

4.79

Current PE

-13.35

Overvalued PE

19.84

Undervalued PE

-10.25

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

1.70

Current PS

0.00

Overvalued PS

2.16

Undervalued PS

1.24

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

Gross Profit Margin - %

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

RC News & Events

Events Timeline

No data

News

8.0

12-15Globenewswire

Ready Capital Declares $0.01 Quarterly Cash Dividend per Share

8.0

12-15SeekingAlpha

Ready Capital Cuts Dividend by 92% to $0.01

8.5

12-13Newsfilter

KBW Announces Q4 2025 Index Rebalancing with Changes Across Six Indices

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Frequently Asked Questions

What is Ready Capital Corp (RC) stock price today?

The current price of RC is 2.33 USD — it has decreased -2.51 % in the last trading day.

What is Ready Capital Corp (RC)'s business?

Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner-occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program. Its segments include LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates lower-to-middle-market commercial real estate (LMM) loans across the full life cycle of an LMM property, including construction, bridge, stabilized and agency loan origination channels through its subsidiary, ReadyCap Commercial, LLC. The Small Business Lending segment acquires, originates and services owner-occupied loans guaranteed by the SBA under the SBA Section 7(a) Program through its subsidiary, ReadyCap Lending, LLC.

What is the price predicton of RC Stock?

What is Ready Capital Corp (RC)'s revenue for the last quarter?

Ready Capital Corp revenue for the last quarter amounts to 180.52M USD, decreased -27.04 % YoY.

What is Ready Capital Corp (RC)'s earnings per share (EPS) for the last quarter?

Ready Capital Corp. EPS for the last quarter amounts to -0.14 USD, increased 75.00 % YoY.

What changes have occurred in the market's expectations for Ready Capital Corp (RC)'s fundamentals?

How many employees does Ready Capital Corp (RC). have?

Ready Capital Corp (RC) has 475 emplpoyees as of December 16 2025.

What is Ready Capital Corp (RC) market cap?

Today RC has the market capitalization of 377.75M USD.