Should You Buy Ready Capital Corp (RC) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/30
RC is not a good buy right now for an impatient investor looking for immediate upside. The stock is weak (down ~4.75% today to $2.11), sitting just above key support (~$2.056) with no Intellectia buy signals, bearish near-term options flow, and continued negative analyst revisions (including a $2.05 target with Underperform). This sets up as a high-risk “dead-cat bounce” candidate rather than a clean buy.
Technical Analysis
Price/Trend: The tape is bearish today (-4.75%) and price ($2.11) is below the pivot (2.279), implying downside pressure unless it reclaims ~2.28.
Momentum: MACD histogram is slightly positive (0.00655) but contracting, suggesting upside momentum is fading rather than strengthening.
RSI: RSI(6) ~31.6, near oversold territory—this can support a short-term bounce, but it is not a standalone buy signal without confirmation.
Levels: Immediate support is S2 ~2.056 (critical). If that breaks, downside risk accelerates. Near resistance: 2.279 (pivot) then 2.416 (R1).
Interpretation: Technically this looks like a weak downtrend/pressure zone with potential for a brief oversold bounce, but not a high-confidence entry for a quick win—especially with price below pivot and MACD contracting.
Intellectia Proprietary Trading Signals:
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
- [SwingMax](module://swingmax): No signal on given stock today.
Analyst Ratings and Price Target Trends
Recent trend: predominantly negative revisions—multiple price target cuts since Nov 2025.
Key points:
- 2026-01-08 Keefe Bruyette: PT cut to $2.05 (from $2.50), Underperform.
- 2025-12-22 Piper Sandler: PT cut to $2.50 (from $3.50), Neutral; acknowledges improving sector backdrop but not full normalization.
- 2025-11-14 UBS: PT cut to $2.75 (from $3.50), Neutral.
- 2025-11-12 Keefe Bruyette: PT cut to $2.50 (from $3.50), Underperform; credit uncertainty.
- 2025-11-10 Piper Sandler: PT cut to $3.50 (from $4.50), Neutral; notes core miss and dividend cut telegraphing.
Wall Street pros vs cons: Pros focus on potentially improving mortgage/agency backdrop and the possibility much bad news is already in the price. Cons focus on credit uncertainty, reduced earnings visibility, and dividend risk—overall skew remains cautious/negative.
Wall Street analysts forecast RC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RC is 2.43 USD with a low forecast of 2.05 USD and a high forecast of 2.75 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast RC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RC is 2.43 USD with a low forecast of 2.05 USD and a high forecast of 2.75 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 2.210
Current: 2.210
