OBT

Orange County Bancorp Inc

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Advanced Chart

26.720

+0.705(2.710%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

26.830

Open

26.140

VWAP

26.56

Vol

38.47K

Mkt Cap

357.06M

Low

26.140

Amount

1.02M

EV/EBITDA(TTM)

5.77

Total Shares

5.66M

222.66M

EV/OCF(TTM)

2.22

P/S(TTM)

5.22

Orange County Bancorp, Inc. is a bank holding company. Through its wholly owned subsidiaries, Orange Bank & Trust Company, a New York state-chartered trust company (the Bank) and Hudson Valley Investment Advisors, Inc., an investment advisor (HVIA), the Company offers full-service commercial and consumer banking products and services and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments and individuals in the Lower Hudson Valley region, the New York metropolitan area and nearby markets in Connecticut and New Jersey. Its segments include Banking and Wealth Management. The Banking segment involves the delivery of loan and deposit products to its customers through the Bank. The Wealth Management segment, which includes asset management and trust services to individuals and institutions through HVIA and the Bank that provides trust and investment management fee income in its wealth management business segment.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

30.05M

+7.38%

0.703

-8.66%

29.95M

+9.37%

0.687

+9%

28.60M

+5.37%

0.687

+140.94%

Estimates Revision

The market is revising Upward the revenue expectations for Orange County Bancorp, Inc. (OBT) for FY2025, with the revenue forecasts being adjusted by 4.36% over the past three months. During the same period, the stock price has changed by 13.22%.

Revenue Estimates for FY2025

Revise Upward

+4.36%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-3.41%

In Past 3 Month

Stock Price

Go Up

+13.22%

In Past 3 Month

1 Analyst Rating

Wall Street analysts forecast OBT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OBT is 29.00 USD with a low forecast of 29.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

0 Sell

Moderate Buy

Current: 26.720

Low

29.00

Averages

29.00

High

29.00

Current: 26.720

Low

29.00

Averages

29.00

High

29.00

Hovde Group

NULL

Outperform

initiated

$30.50

2025-05-12

Reason

Hovde Group

Price Target

$30.50

2025-05-12

initiated

NULL

Outperform

Reason

Hovde Group initiated coverage of Orange County Bancorp with an Outperform rating and $30.50 price target.

Piper Sandler

Mark Fitzgibbon

Buy

Maintains

$66 → $71

2024-12-13

Reason

Piper Sandler

Mark Fitzgibbon

Price Target

$66 → $71

2024-12-13

Maintains

Buy

Reason

Piper Sandler analyst Mark Fitzgibbon raised the firm's price target on Orange County Bancorp to $71 from $66 and keeps an Overweight rating on the shares. The stock is trading at a discounted price-to-earnings multiple which is "too large and should begin to narrow," the analyst tells investors in a research note. Piper says Orange County has generated superior growth over time. It calls Metropolitan and Orange County Bancorp "small-cap stocking stuffers."

Piper Sandler

Mark Fitzgibbon

Buy

Maintains

$69 → $66

2024-10-31

Reason

Piper Sandler

Mark Fitzgibbon

Price Target

$69 → $66

2024-10-31

Maintains

Buy

Reason

Piper Sandler lowered the firm's price target on Orange County Bancorp to $66 from $69 and keeps an Overweight rating on the shares following quarterly results. The firm notes the company took an oversized loan loss provision against one large office loan participation in the quarter. Piper would characterize it as a solid quarter with one credit hiccup, and would expect the stock to be a touch weaker tomorrow.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Orange County Bancorp Inc (OBT.O) is 9.19, compared to its 5-year average forward P/E of 9.02. For a more detailed relative valuation and DCF analysis to assess Orange County Bancorp Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.02

Current PE

9.19

Overvalued PE

10.10

Undervalued PE

7.94

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.54

Current PS

2.90

Overvalued PS

2.95

Undervalued PS

2.13