Historical Valuation
Orange County Bancorp Inc (OBT) is now in the Fair zone, suggesting that its current forward PE ratio of 9.31 is considered Fairly compared with the five-year average of 9.08. The fair price of Orange County Bancorp Inc (OBT) is between 27.66 to 32.65 according to relative valuation methord.
Relative Value
Fair Zone
27.66-32.65
Current Price：28.94
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Orange County Bancorp Inc (OBT) has a current Price-to-Book (P/B) ratio of 1.40. Compared to its 3-year average P/B ratio of 1.60 , the current P/B ratio is approximately -12.31% higher. Relative to its 5-year average P/B ratio of 1.50, the current P/B ratio is about -6.44% higher. Orange County Bancorp Inc (OBT) has a Forward Free Cash Flow (FCF) yield of approximately 10.55%. Compared to its 3-year average FCF yield of 11.54%, the current FCF yield is approximately -8.59% lower. Relative to its 5-year average FCF yield of 10.61% , the current FCF yield is about -0.56% lower.
P/B
Median3y
1.60
Median5y
1.50
FCF Yield
Median3y
11.54
Median5y
10.61
Competitors Valuation Multiple
AI Analysis for OBT
The average P/S ratio for OBT competitors is 3.02, providing a benchmark for relative valuation. Orange County Bancorp Inc Corp (OBT.O) exhibits a P/S ratio of 2.97, which is -1.7% above the industry average. Given its robust revenue growth of 24.29%, this premium appears sustainable.
Performance Decomposition
AI Analysis for OBT
1Y
3Y
5Y
Market capitalization of OBT increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of OBT in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is OBT currently overvalued or undervalued?
Orange County Bancorp Inc (OBT) is now in the Fair zone, suggesting that its current forward PE ratio of 9.31 is considered Fairly compared with the five-year average of 9.08. The fair price of Orange County Bancorp Inc (OBT) is between 27.66 to 32.65 according to relative valuation methord.
What is Orange County Bancorp Inc (OBT) fair value?
OBT's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Orange County Bancorp Inc (OBT) is between 27.66 to 32.65 according to relative valuation methord.
How does OBT's valuation metrics compare to the industry average?
The average P/S ratio for OBT's competitors is 3.02, providing a benchmark for relative valuation. Orange County Bancorp Inc Corp (OBT) exhibits a P/S ratio of 2.97, which is -1.70% above the industry average. Given its robust revenue growth of 24.29%, this premium appears sustainable.
What is the current P/B ratio for Orange County Bancorp Inc (OBT) as of Jan 10 2026?
As of Jan 10 2026, Orange County Bancorp Inc (OBT) has a P/B ratio of 1.40. This indicates that the market values OBT at 1.40 times its book value.
What is the current FCF Yield for Orange County Bancorp Inc (OBT) as of Jan 10 2026?
As of Jan 10 2026, Orange County Bancorp Inc (OBT) has a FCF Yield of 10.55%. This means that for every dollar of Orange County Bancorp Inc’s market capitalization, the company generates 10.55 cents in free cash flow.
What is the current Forward P/E ratio for Orange County Bancorp Inc (OBT) as of Jan 10 2026?
As of Jan 10 2026, Orange County Bancorp Inc (OBT) has a Forward P/E ratio of 9.31. This means the market is willing to pay $9.31 for every dollar of Orange County Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Orange County Bancorp Inc (OBT) as of Jan 10 2026?
As of Jan 10 2026, Orange County Bancorp Inc (OBT) has a Forward P/S ratio of 2.97. This means the market is valuing OBT at $2.97 for every dollar of expected revenue over the next 12 months.