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CBSH Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
51.790
Open
51.320
VWAP
50.80
Vol
2.02M
Mkt Cap
7.55B
Low
50.012
Amount
102.72M
EV/EBITDA(TTM)
12.58
Total Shares
146.88M
EV
9.77B
EV/OCF(TTM)
10.67
P/S(TTM)
4.60
Commerce Bancshares, Inc. is a regional bank holding company offering banking, payment solutions, wealth management and securities brokerage through its subsidiaries. The Company’s subsidiary, Commerce Bank (the Bank), operates full-service banking facilities across the Midwest, including the St. Louis and Kansas City metropolitan areas, Springfield, Central Missouri, Central Illinois, Wichita, Tulsa, Oklahoma City, and Denver. It also maintains commercial offices in Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, and Grand Rapids and wealth offices in Dallas, Houston, Naples, Arizona and South Carolina. Its segments include Commercial, Consumer, and Wealth. The Commercial segment provides corporate lending, leasing, and international services, along with business and governmental deposit products and commercial cash management services. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch networks.
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Events Timeline

(ET)
2026-04-21
06:10:00
Company Reports Q1 Revenue of $475.7M, Beating Expectations
select
2026-02-06 (ET)
2026-02-06
13:50:00
Commerce Bancshares Announces Quarterly Dividend Increase to 27.5 Cents
select
2026-01-22 (ET)
2026-01-22
06:10:00
Company Reports Q4 Revenue of $449.36M, Beating Expectations
select

News

seekingalpha
9.5
04-21seekingalpha
Commerce Bancshares Q1 Financial Highlights
  • Earnings Beat: Commerce Bancshares reported a Q1 GAAP EPS of $0.96, surpassing expectations by $0.14, indicating a robust earnings capacity that may bolster investor confidence.
  • Stable Revenue Growth: The company achieved revenue of $475.69 million in Q1, reflecting an 11.1% year-over-year increase, aligning with market expectations and demonstrating resilience in its business operations.
  • Significant Asset Management Increase: Assets under administration grew by $14.9 billion, or 19.5% year-over-year, highlighting increased client trust and market share expansion, which enhances the company's competitive position.
  • Loan and Deposit Growth: Average deposits rose by $2.1 billion, or 8.2%, to $27.7 billion, while average loan balances increased by $2.7 billion, or 15.2%, showcasing the company's active engagement in the credit market.
NASDAQ.COM
9.5
04-21NASDAQ.COM
Commerce Bancshares Reports Q1 Profit Growth
  • Profit Performance: Commerce Bancshares reported a Q1 net profit of $141.62 million, slightly up from $140.66 million last year, indicating stability in the company's profitability.
  • Earnings Per Share: The earnings per share stood at $0.96, down from $1.01 a year ago, yet still reflecting the company's competitive position in the market.
  • Revenue Growth: The company achieved revenues of $396.51 million in Q1, a 6.1% increase from $373.62 million last year, showcasing strong revenue generation capabilities.
  • Market Outlook: Despite the decline in EPS, the revenue growth supports the company's future profitability, demonstrating resilience in the current economic environment.
Newsfilter
9.5
04-21Newsfilter
Commerce Bancshares Reports Q1 Earnings Growth
  • Strong Earnings Performance: Commerce Bancshares reported earnings of $0.96 per share for Q1 2026, a 3.2% increase from $0.93 in the same quarter last year, indicating sustained profitability despite a decline from $1.01 in the previous quarter, reflecting intensified market competition.
  • Optimized Revenue Structure: Net interest income for the first quarter was $299.8 million, up $16.7 million from the prior quarter, primarily driven by increased loan balances from the FineMark acquisition, demonstrating effective asset-liability management.
  • Growth in Non-Interest Income: Non-interest income reached $175.9 million, a 10.6% year-over-year increase, with trust fees rising by 25.5%, showcasing strong performance in wealth management and enhancing the company's competitive position in the market.
  • Capital Repurchase Strategy: The company repurchased over $84 million of common stock this quarter, reflecting its commitment to shareholder returns while maintaining a conservative capital posture that provides flexibility for future growth.
Yahoo Finance
9.5
04-20Yahoo Finance
Commerce Bancshares Earnings Preview
  • Revenue Growth Expectation: Commerce Bancshares is projected to achieve a year-on-year revenue growth of 10.9% this quarter, improving from last year's 7.5% growth, indicating the company's robust performance and growth potential in the market.
  • Last Quarter Performance Review: Last quarter, Commerce Bancshares reported revenues of $452 million, up 6.5% year-on-year, although the earnings per share (EPS) narrowly beat analyst expectations, suggesting strong revenue performance but challenges in profitability.
  • Positive Market Sentiment: Over the past month, regional bank stocks have risen by an average of 9.9%, with Commerce Bancshares increasing by 6.1%, reflecting investor confidence and optimism in the market regarding the company.
  • Analyst Price Target: Analysts currently set an average price target of $58.63 for Commerce Bancshares, compared to its current share price of $51.12, indicating potential upside and further enhancing investor buy-in sentiment.
Fool
6.5
02-26Fool
Waterford Advisors Establishes New Position in Commerce Bancshares
  • New Investment Disclosure: On February 19, 2026, Waterford Advisors, LLC disclosed a new position in Commerce Bancshares by acquiring 44,863 shares in the fourth quarter, with an estimated trade value of $2.58 million, reflecting confidence in the bank's prospects.
  • Position Proportion Analysis: This investment represents 1.0% of Waterford Advisors' 13F reportable assets under management as of December 31, 2025, indicating a strategic allocation within its diversified portfolio.
  • Stock Performance: As of February 25, 2026, shares of Commerce Bancshares were priced at $53.32, down 15% over the past year and underperforming the S&P 500 by 27 percentage points, which may affect investor sentiment.
  • Capital Adequacy Advantage: Commerce Bancshares reported a Tier 1 common risk-based capital ratio of 17.46%, ranking second among the top 50 U.S. banks, demonstrating its ability to withstand economic volatility and attracting investors seeking stable returns.
Newsfilter
8.0
02-06Newsfilter
Commerce Bancshares Declares Quarterly Dividend Increase
  • Dividend Increase: Commerce Bancshares announced a quarterly dividend of $0.275 per share, reflecting a 5% increase from the previous $0.262, marking the 58th consecutive year of dividend growth, which underscores the company's strong profitability and commitment to shareholders.
  • Dividend Payment Date: The dividend is set to be paid on March 24, 2026, to shareholders of record as of March 6, 2026, ensuring timely returns for investors and bolstering investor confidence.
  • Asset Scale: As of December 31, 2025, Commerce Bancshares reported total assets of $32.9 billion, and as a regional bank holding company, its robust asset base supports ongoing dividend payments.
  • Acquisition Expansion: The company completed its acquisition of FineMark Holdings, Inc. on January 1, 2026, enhancing its private banking and wealth management presence in Florida while adding wealth offices in Arizona and South Carolina, demonstrating its strategic intent to expand market reach.
Wall Street analysts forecast CBSH stock price to rise
6 Analyst Rating
Wall Street analysts forecast CBSH stock price to rise
0 Buy
6 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
55.00
Averages
61.83
High
71.00
Current: 0.000
sliders
Low
55.00
Averages
61.83
High
71.00
Keefe Bruyette
Market Perform
to
Hold
downgrade
$56 -> $54
AI Analysis
2026-04-09
Reason
Keefe Bruyette
Price Target
$56 -> $54
AI Analysis
2026-04-09
downgrade
Market Perform
to
Hold
Reason
Keefe Bruyette lowered the firm's price target on Commerce Bancshares to $54 from $56 and keeps a Market Perform rating on the shares.
BofA
Neutral
downgrade
$71 -> $69
2026-04-07
Reason
BofA
Price Target
$71 -> $69
2026-04-07
downgrade
Neutral
Reason
BofA lowered the firm's price target on Commerce Bancshares to $69 from $71 and keeps a Neutral rating on the shares. The firm reduced price targets among its regional banks by 3% on average to reflect lower multiples on increased EPS uncertainty and a rising cost of equity.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CBSH
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Valuation Metrics

The current forward P/E ratio for Commerce Bancshares Inc (CBSH.O) is 12.84, compared to its 5-year average forward P/E of 16.03. For a more detailed relative valuation and DCF analysis to assess Commerce Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.03
Current PE
12.84
Overvalued PE
18.28
Undervalued PE
13.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.75
Current EV/EBITDA
10.47
Overvalued EV/EBITDA
3.71
Undervalued EV/EBITDA
-2.22

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.86
Current PS
3.71
Overvalued PS
5.67
Undervalued PS
4.05

Financials

AI Analysis
Annual
Quarterly

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Whales Holding CBSH

M
Moneta Group Investment Advisors, LLC
Holding
CBSH
+5.29%
3M Return
C
Commerce Investment Advisors, Inc.
Holding
CBSH
+4.72%
3M Return
M
Mutual Advisors, LLC
Holding
CBSH
+3.30%
3M Return
B
Boston Trust Walden Company
Holding
CBSH
+1.60%
3M Return
N
NFJ Investment Group, LLC
Holding
CBSH
+0.50%
3M Return

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Frequently Asked Questions

What is Commerce Bancshares Inc (CBSH) stock price today?

The current price of CBSH is 50.59 USD — it has decreased -1.58

What is Commerce Bancshares Inc (CBSH)'s business?

Commerce Bancshares, Inc. is a regional bank holding company offering banking, payment solutions, wealth management and securities brokerage through its subsidiaries. The Company’s subsidiary, Commerce Bank (the Bank), operates full-service banking facilities across the Midwest, including the St. Louis and Kansas City metropolitan areas, Springfield, Central Missouri, Central Illinois, Wichita, Tulsa, Oklahoma City, and Denver. It also maintains commercial offices in Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, and Grand Rapids and wealth offices in Dallas, Houston, Naples, Arizona and South Carolina. Its segments include Commercial, Consumer, and Wealth. The Commercial segment provides corporate lending, leasing, and international services, along with business and governmental deposit products and commercial cash management services. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch networks.

What is the price predicton of CBSH Stock?

Wall Street analysts forecast CBSH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CBSH is61.83 USD with a low forecast of 55.00 USD and a high forecast of 71.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Commerce Bancshares Inc (CBSH)'s revenue for the last quarter?

Commerce Bancshares Inc revenue for the last quarter amounts to 392.76M USD, increased 5.17

What is Commerce Bancshares Inc (CBSH)'s earnings per share (EPS) for the last quarter?

Commerce Bancshares Inc. EPS for the last quarter amounts to 1.01 USD, increased 5.21

How many employees does Commerce Bancshares Inc (CBSH). have?

Commerce Bancshares Inc (CBSH) has 4577 emplpoyees as of April 22 2026.

What is Commerce Bancshares Inc (CBSH) market cap?

Today CBSH has the market capitalization of 7.55B USD.