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CBSH Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
48.070
Open
47.435
VWAP
47.65
Vol
1.15M
Mkt Cap
7.09B
Low
47.375
Amount
54.73M
EV/EBITDA(TTM)
12.00
Total Shares
146.88M
EV
9.32B
EV/OCF(TTM)
10.17
P/S(TTM)
4.33
Commerce Bancshares, Inc. is a regional bank holding company offering banking, payment solutions, wealth management and securities brokerage through its subsidiaries. The Company’s subsidiary, Commerce Bank (the Bank), operates full-service banking facilities across the Midwest, including the St. Louis and Kansas City metropolitan areas, Springfield, Central Missouri, Central Illinois, Wichita, Tulsa, Oklahoma City, and Denver. It also maintains commercial offices in Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, and Grand Rapids and wealth offices in Dallas, Houston, Naples, Arizona and South Carolina. Its segments include Commercial, Consumer, and Wealth. The Commercial segment provides corporate lending, leasing, and international services, along with business and governmental deposit products and commercial cash management services. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch networks.
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Events Timeline

(ET)
2026-02-06
13:50:00
Commerce Bancshares Announces Quarterly Dividend Increase to 27.5 Cents
select
2026-01-22 (ET)
2026-01-22
06:10:00
Company Reports Q4 Revenue of $449.36M, Beating Expectations
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2025-11-03 (ET)
2025-11-03
16:41:11
Commerce Bancshares Board Authorizes Repurchase of Up to 5 Million Shares
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News

Fool
6.5
02-26Fool
Waterford Advisors Establishes New Position in Commerce Bancshares
  • New Investment Disclosure: On February 19, 2026, Waterford Advisors, LLC disclosed a new position in Commerce Bancshares by acquiring 44,863 shares in the fourth quarter, with an estimated trade value of $2.58 million, reflecting confidence in the bank's prospects.
  • Position Proportion Analysis: This investment represents 1.0% of Waterford Advisors' 13F reportable assets under management as of December 31, 2025, indicating a strategic allocation within its diversified portfolio.
  • Stock Performance: As of February 25, 2026, shares of Commerce Bancshares were priced at $53.32, down 15% over the past year and underperforming the S&P 500 by 27 percentage points, which may affect investor sentiment.
  • Capital Adequacy Advantage: Commerce Bancshares reported a Tier 1 common risk-based capital ratio of 17.46%, ranking second among the top 50 U.S. banks, demonstrating its ability to withstand economic volatility and attracting investors seeking stable returns.
Newsfilter
8.0
02-06Newsfilter
Commerce Bancshares Declares Quarterly Dividend Increase
  • Dividend Increase: Commerce Bancshares announced a quarterly dividend of $0.275 per share, reflecting a 5% increase from the previous $0.262, marking the 58th consecutive year of dividend growth, which underscores the company's strong profitability and commitment to shareholders.
  • Dividend Payment Date: The dividend is set to be paid on March 24, 2026, to shareholders of record as of March 6, 2026, ensuring timely returns for investors and bolstering investor confidence.
  • Asset Scale: As of December 31, 2025, Commerce Bancshares reported total assets of $32.9 billion, and as a regional bank holding company, its robust asset base supports ongoing dividend payments.
  • Acquisition Expansion: The company completed its acquisition of FineMark Holdings, Inc. on January 1, 2026, enhancing its private banking and wealth management presence in Florida while adding wealth offices in Arizona and South Carolina, demonstrating its strategic intent to expand market reach.
Businesswire
8.0
02-06Businesswire
Commerce Bancshares Declares Quarterly Dividend Increase
  • Dividend Increase: Commerce Bancshares announced an increase in its quarterly dividend from $0.262 to $0.275 per share, representing a 5% rise and marking the 58th consecutive year of dividend growth, reflecting the company's strong profitability and commitment to shareholders.
  • Dividend Payment Date: The dividend is set to be paid on March 24, 2026, to shareholders of record as of March 6, 2026, ensuring timely returns for investors and enhancing their confidence in the company's financial stability.
  • Asset Size: With $32.9 billion in assets, Commerce Bancshares operates as a regional bank holding company, offering a comprehensive range of banking, payment solutions, and wealth management services, showcasing its robust position in the financial services sector.
  • Business Expansion: The acquisition of FineMark Holdings, Inc. enhances Commerce's private banking and wealth management presence in Florida while adding wealth offices in Arizona and South Carolina, further expanding its market reach and service capabilities.
NASDAQ.COM
9.5
01-22NASDAQ.COM
Commerce Bancshares (CBSH) Reports Q4 Net Income of $140.66 Million, Exceeding Expectations
  • Net Income Growth: Commerce Bancshares reported a net income of $140.66 million for Q4, translating to $1.01 per share, an increase from $136.11 million and $0.96 per share in the prior year, indicating sustained profitability improvements.
  • Interest Income Rise: Net interest income grew to $283.15 million from $266.65 million last year, reflecting enhanced profitability in an improving interest rate environment, which further solidifies the company's market position.
  • Total Revenue Increase: Total revenue for the quarter reached $449.36 million, up from $422.08 million year-over-year and exceeding the consensus estimate of $442.62 million, demonstrating the company's success in revenue diversification.
  • Credit Loss Provision: The provision for credit losses was $15.99 million, compared to $13.51 million in the same period last year, indicating the company's cautious approach towards potential credit risks aimed at maintaining financial stability.
seekingalpha
9.5
01-22seekingalpha
Commerce Bancshares Q4 EPS Beats Expectations with 6.5% Revenue Growth
  • Earnings Performance: Commerce Bancshares reported a Q4 GAAP EPS of $1.01, beating expectations by $0.02, indicating stable profitability despite cautious market sentiment regarding future growth.
  • Revenue Growth: The company achieved Q4 revenue of $449.36 million, reflecting a 6.5% year-over-year increase and surpassing market expectations by $6.74 million, demonstrating positive progress in revenue diversification.
  • Net Interest Income: Net interest income reached $283.2 million, a $3.7 million increase from the prior quarter, although the net yield on interest-earning assets decreased to 3.60%, highlighting the impact of the interest rate environment on revenue.
  • Return Metrics: The return on average assets for Q4 was 1.73%, with a return on average equity of 14.70% and an efficiency ratio of 56.2%, indicating effective resource allocation and cost control within the company.
seekingalpha
9.5
01-21seekingalpha
Commerce Bancshares (CBSH) to Announce Q4 Earnings on January 22 with EPS Estimate of $1.00
  • Earnings Announcement Schedule: Commerce Bancshares is set to announce its Q4 earnings on January 22 before market open, with a consensus EPS estimate of $1.00, reflecting a 1.0% year-over-year decline that may impact investor sentiment.
  • Revenue Expectations: The anticipated revenue for Q4 is $442.62 million, representing a 4.9% year-over-year increase, indicating the company's resilience in revenue growth despite economic challenges.
  • Performance Beat Record: Over the past year, Commerce Bancshares has beaten EPS estimates 75% of the time and revenue estimates 100% of the time, demonstrating stability in profitability and market confidence.
  • Estimate Revision Dynamics: In the last three months, EPS estimates have seen 2 upward revisions and 5 downward revisions, while revenue estimates have experienced 1 upward revision and 3 downward revisions, reflecting analysts' mixed and cautious outlook on the company's future performance.
Wall Street analysts forecast CBSH stock price to rise
6 Analyst Rating
Wall Street analysts forecast CBSH stock price to rise
0 Buy
6 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
55.00
Averages
61.83
High
71.00
Current: 0.000
sliders
Low
55.00
Averages
61.83
High
71.00
Morgan Stanley
Manan Gosalia
Equal Weight
downgrade
$67 -> $65
AI Analysis
2026-03-02
Reason
Morgan Stanley
Manan Gosalia
Price Target
$67 -> $65
AI Analysis
2026-03-02
downgrade
Equal Weight
Reason
Morgan Stanley analyst Manan Gosalia lowered the firm's price target on Commerce Bancshares to $65 from $67 and keeps an Equal Weight rating on the shares. The firm is increasing price targets by a median 8% across the midcap banks group. While noting that recent outperformance means "the bar is higher from here," the firm remains optimistic on the group, citing tailwinds from loan growth, net interest margin and capital return.
Piper Sandler
Nathan Race
Neutral
downgrade
$64 -> $62
2026-01-26
Reason
Piper Sandler
Nathan Race
Price Target
$64 -> $62
2026-01-26
downgrade
Neutral
Reason
Piper Sandler analyst Nathan Race lowered the firm's price target on Commerce Bancshares to $62 from $64 and keeps a Neutral rating on the shares. While shares' 24% underperformance vs. the KRE since year-end 2024 has resulted in a relatively attractive valuation compared to the past several years, the firm stays on the sidelines given limited visibility of catalysts to drive upside to its estimates and materially expand Commerce's current premium multiples.
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Valuation Metrics

The current forward P/E ratio for Commerce Bancshares Inc (CBSH.O) is 12.88, compared to its 5-year average forward P/E of 16.27. For a more detailed relative valuation and DCF analysis to assess Commerce Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.27
Current PE
12.88
Overvalued PE
18.52
Undervalued PE
14.01

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.97
Current PS
3.84
Overvalued PS
5.77
Undervalued PS
4.16

Financials

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Annual
Quarterly

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Whales Holding CBSH

N
NFJ Investment Group, LLC
Holding
CBSH
+3.64%
3M Return
M
Moneta Group Investment Advisors, LLC
Holding
CBSH
+3.59%
3M Return
B
Boston Trust Walden Company
Holding
CBSH
-1.96%
3M Return
C
Commerce Investment Advisors, Inc.
Holding
CBSH
-2.86%
3M Return
M
Mutual Advisors, LLC
Holding
CBSH
-2.89%
3M Return

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Frequently Asked Questions

What is Commerce Bancshares Inc (CBSH) stock price today?

The current price of CBSH is 47.49 USD — it has decreased -1.68

What is Commerce Bancshares Inc (CBSH)'s business?

Commerce Bancshares, Inc. is a regional bank holding company offering banking, payment solutions, wealth management and securities brokerage through its subsidiaries. The Company’s subsidiary, Commerce Bank (the Bank), operates full-service banking facilities across the Midwest, including the St. Louis and Kansas City metropolitan areas, Springfield, Central Missouri, Central Illinois, Wichita, Tulsa, Oklahoma City, and Denver. It also maintains commercial offices in Dallas, Houston, Cincinnati, Nashville, Des Moines, Indianapolis, and Grand Rapids and wealth offices in Dallas, Houston, Naples, Arizona and South Carolina. Its segments include Commercial, Consumer, and Wealth. The Commercial segment provides corporate lending, leasing, and international services, along with business and governmental deposit products and commercial cash management services. The Consumer segment consists of various consumer loan and deposit products offered through its retail branch networks.

What is the price predicton of CBSH Stock?

Wall Street analysts forecast CBSH stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CBSH is61.83 USD with a low forecast of 55.00 USD and a high forecast of 71.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Commerce Bancshares Inc (CBSH)'s revenue for the last quarter?

Commerce Bancshares Inc revenue for the last quarter amounts to 392.76M USD, increased 5.17

What is Commerce Bancshares Inc (CBSH)'s earnings per share (EPS) for the last quarter?

Commerce Bancshares Inc. EPS for the last quarter amounts to 1.01 USD, increased 5.21

How many employees does Commerce Bancshares Inc (CBSH). have?

Commerce Bancshares Inc (CBSH) has 4577 emplpoyees as of March 12 2026.

What is Commerce Bancshares Inc (CBSH) market cap?

Today CBSH has the market capitalization of 7.09B USD.