Historical Valuation
Commerce Bancshares Inc (CBSH) is now in the Undervalued zone, suggesting that its current forward PE ratio of 12.88 is considered Undervalued compared with the five-year average of 16.26. The fair price of Commerce Bancshares Inc (CBSH) is between 57.90 to 72.75 according to relative valuation methord. Compared to the current price of 53.85 USD , Commerce Bancshares Inc is Undervalued By 7%.
Relative Value
Fair Zone
57.90-72.75
Current Price：53.85
7%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Commerce Bancshares Inc (CBSH) has a current Price-to-Book (P/B) ratio of 1.94. Compared to its 3-year average P/B ratio of 2.44 , the current P/B ratio is approximately -20.53% higher. Relative to its 5-year average P/B ratio of 2.57, the current P/B ratio is about -24.73% higher. Commerce Bancshares Inc (CBSH) has a Forward Free Cash Flow (FCF) yield of approximately 2.60%. Compared to its 3-year average FCF yield of 5.72%, the current FCF yield is approximately -54.49% lower. Relative to its 5-year average FCF yield of 6.13% , the current FCF yield is about -57.55% lower.
P/B
Median3y
2.44
Median5y
2.57
FCF Yield
Median3y
5.72
Median5y
6.13
Competitors Valuation Multiple
AI Analysis for CBSH
The average P/S ratio for CBSH competitors is 3.50, providing a benchmark for relative valuation. Commerce Bancshares Inc Corp (CBSH.O) exhibits a P/S ratio of 3.84, which is 9.62% above the industry average. Given its robust revenue growth of 6.58%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for CBSH
1Y
3Y
5Y
Market capitalization of CBSH increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of CBSH in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is CBSH currently overvalued or undervalued?
Commerce Bancshares Inc (CBSH) is now in the Undervalued zone, suggesting that its current forward PE ratio of 12.88 is considered Undervalued compared with the five-year average of 16.26. The fair price of Commerce Bancshares Inc (CBSH) is between 57.90 to 72.75 according to relative valuation methord. Compared to the current price of 53.85 USD , Commerce Bancshares Inc is Undervalued By 7.00% .
What is Commerce Bancshares Inc (CBSH) fair value?
CBSH's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Commerce Bancshares Inc (CBSH) is between 57.90 to 72.75 according to relative valuation methord.
How does CBSH's valuation metrics compare to the industry average?
The average P/S ratio for CBSH's competitors is 3.50, providing a benchmark for relative valuation. Commerce Bancshares Inc Corp (CBSH) exhibits a P/S ratio of 3.84, which is 9.62% above the industry average. Given its robust revenue growth of 6.58%, this premium appears unsustainable.
What is the current P/B ratio for Commerce Bancshares Inc (CBSH) as of Jan 10 2026?
As of Jan 10 2026, Commerce Bancshares Inc (CBSH) has a P/B ratio of 1.94. This indicates that the market values CBSH at 1.94 times its book value.
What is the current FCF Yield for Commerce Bancshares Inc (CBSH) as of Jan 10 2026?
As of Jan 10 2026, Commerce Bancshares Inc (CBSH) has a FCF Yield of 2.60%. This means that for every dollar of Commerce Bancshares Inc’s market capitalization, the company generates 2.60 cents in free cash flow.
What is the current Forward P/E ratio for Commerce Bancshares Inc (CBSH) as of Jan 10 2026?
As of Jan 10 2026, Commerce Bancshares Inc (CBSH) has a Forward P/E ratio of 12.88. This means the market is willing to pay $12.88 for every dollar of Commerce Bancshares Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Commerce Bancshares Inc (CBSH) as of Jan 10 2026?
As of Jan 10 2026, Commerce Bancshares Inc (CBSH) has a Forward P/S ratio of 3.84. This means the market is valuing CBSH at $3.84 for every dollar of expected revenue over the next 12 months.