Historical Valuation
Zions Bancorporation NA (ZION) is now in the Fair zone, suggesting that its current forward PE ratio of 9.81 is considered Fairly compared with the five-year average of 9.75. The fair price of Zions Bancorporation NA (ZION) is between 54.54 to 73.21 according to relative valuation methord.
Relative Value
Fair Zone
54.54-73.21
Current Price：60.82
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Zions Bancorporation NA (ZION) has a current Price-to-Book (P/B) ratio of 1.29. Compared to its 3-year average P/B ratio of 1.19 , the current P/B ratio is approximately 7.70% higher. Relative to its 5-year average P/B ratio of 1.28, the current P/B ratio is about 0.29% higher. Zions Bancorporation NA (ZION) has a Forward Free Cash Flow (FCF) yield of approximately 10.99%. Compared to its 3-year average FCF yield of 15.09%, the current FCF yield is approximately -27.21% lower. Relative to its 5-year average FCF yield of 11.82% , the current FCF yield is about -7.06% lower.
P/B
Median3y
1.19
Median5y
1.28
FCF Yield
Median3y
15.09
Median5y
11.82
Competitors Valuation Multiple
AI Analysis for ZION
The average P/S ratio for ZION competitors is 3.15, providing a benchmark for relative valuation. Zions Bancorporation NA Corp (ZION.O) exhibits a P/S ratio of 2.52, which is -20.16% above the industry average. Given its robust revenue growth of 15.78%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for ZION
1Y
3Y
5Y
Market capitalization of ZION increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of ZION in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is ZION currently overvalued or undervalued?
Zions Bancorporation NA (ZION) is now in the Fair zone, suggesting that its current forward PE ratio of 9.81 is considered Fairly compared with the five-year average of 9.75. The fair price of Zions Bancorporation NA (ZION) is between 54.54 to 73.21 according to relative valuation methord.
What is Zions Bancorporation NA (ZION) fair value?
ZION's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Zions Bancorporation NA (ZION) is between 54.54 to 73.21 according to relative valuation methord.
How does ZION's valuation metrics compare to the industry average?
The average P/S ratio for ZION's competitors is 3.15, providing a benchmark for relative valuation. Zions Bancorporation NA Corp (ZION) exhibits a P/S ratio of 2.52, which is -20.16% above the industry average. Given its robust revenue growth of 15.78%, this premium appears unsustainable.
What is the current P/B ratio for Zions Bancorporation NA (ZION) as of Jan 09 2026?
As of Jan 09 2026, Zions Bancorporation NA (ZION) has a P/B ratio of 1.29. This indicates that the market values ZION at 1.29 times its book value.
What is the current FCF Yield for Zions Bancorporation NA (ZION) as of Jan 09 2026?
As of Jan 09 2026, Zions Bancorporation NA (ZION) has a FCF Yield of 10.99%. This means that for every dollar of Zions Bancorporation NA’s market capitalization, the company generates 10.99 cents in free cash flow.
What is the current Forward P/E ratio for Zions Bancorporation NA (ZION) as of Jan 09 2026?
As of Jan 09 2026, Zions Bancorporation NA (ZION) has a Forward P/E ratio of 9.81. This means the market is willing to pay $9.81 for every dollar of Zions Bancorporation NA’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Zions Bancorporation NA (ZION) as of Jan 09 2026?
As of Jan 09 2026, Zions Bancorporation NA (ZION) has a Forward P/S ratio of 2.52. This means the market is valuing ZION at $2.52 for every dollar of expected revenue over the next 12 months.