Should I Buy ZION? ZION 2026 Analysis

Should You Buy Zions Bancorporation NA (ZION) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

59.430

1 Day change

1.89%

52 Week Range

62.260

Analysis Updated At

2026/01/26

Zions Bancorporation (ZION) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance, positive revenue growth, and favorable analyst sentiment outweigh the minor technical and insider selling concerns. The stock's recent earnings beat, solid loan growth, and improving fundamentals make it a promising long-term investment.

Technical Analysis

The stock's technical indicators present mixed signals. While the moving averages are bullish (SMA_5 > SMA_20 > SMA_200), the MACD is negatively expanding (-0.164), and RSI is neutral at 42.506. The stock is trading near a key support level (S1: 58.353), which could provide a good entry point for long-term investors.

Options Data

Bearish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

The options data shows a higher open interest in puts compared to calls, indicating some bearish sentiment. However, the option volume put-call ratio of 0.38 suggests more call activity, which is a bullish signal.

Technical Summary

Sell

Buy

Positive Catalysts

Strong Q4 earnings beat with a 31% YoY net income increase and revenue growth of 8.9%.
Analyst price target increases, with most targets in the $63-$65 range, reflecting optimism about the stock's future.
Positive outlook for 2026, including solid loan growth, margin expansion, and improving fundamentals.

Neutral/Negative Catalysts

Insider selling has increased significantly (838.58% over the last month), which could indicate caution from company insiders.
The MACD is negatively expanding, which may suggest short-term bearish momentum.
Lack of recent Congress trading data or influential figure activity.

Financial Performance

Zions Bancorporation reported strong financial performance in Q4 2025, with revenue of $879 million (up 8.9% YoY) and net income of $262 million (up 31% YoY). EPS of $1.76 beat estimates by $0.19. Previous quarter (Q3 2025) also showed robust growth, with revenue up 15.78% YoY and net income up 7.92% YoY.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have raised price targets for ZION, with most targets in the $63-$65 range. While ratings are mostly Neutral or Hold, the positive sentiment around earnings growth, loan growth, and margin expansion suggests a favorable long-term outlook.

21 Analyst Rating

Wall Street analysts forecast ZION stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ZION is 64 USD with a low forecast of 58 USD and a high forecast of 70 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

16 Hold

1 Sell

Hold

Current: 58.330

Low

Averages

High

Current: 58.330

Low

Averages

High

Citi

Neutral

maintain

$62 -> $64

AI Analysis

2026-01-23

Reason

Citi

Price Target

$62 -> $64

AI Analysis

2026-01-23

maintain

Neutral

Reason

Citi raised the firm's price target on Zions Bancorp to $64 from $62 and keeps a Neutral rating on the shares.

Truist

David Smith

Hold

maintain

$61 -> $63

2026-01-22

Reason

Truist

David Smith

Price Target

$61 -> $63

2026-01-22

maintain

Hold

Reason

Truist analyst David Smith raised the firm's price target on Zions Bancorp to $63 from $61 and keeps a Hold rating on the shares as part of a broader research note updating the firm's model on Capital Markets / Regional Banks names reporting results. The firm is boosting its estimates for the company to reflect stronger fees, though this was slightly offset by lower net interest income, the analyst tells investors in a research note.

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ZION Should I Buy

ZION Should I Buy

Should You Buy Zions Bancorporation NA (ZION) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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