OZK Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

434.66M

+5.41%

1.551

-0.55%

424.33M

+3.69%

1.491

+1.44%

429.28M

+0.29%

1.507

-4.63%

Estimates Revision

The market is revising Downward the revenue expectations for Bank OZK (OZK) for FY2025, with the revenue forecasts being adjusted by -0.17% over the past three months. During the same period, the stock price has changed by -7.61%.

Revenue Estimates for FY2025

Revise Downward

-0.17%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-2.38%

In Past 3 Month

Stock Price

Go Down

-7.61%

In Past 3 Month

8 Analyst Rating

Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is 54.14 USD with a low forecast of 40.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

5 Hold

1 Sell

Hold

Current: 0.000

Low

40.00

Averages

54.14

High

67.00

Current: 0.000

Low

40.00

Averages

54.14

High

67.00

TD Cowen

Buy

downgrade

$61 -> $56

2026-01-07

New

Reason

TD Cowen

Price Target

$61 -> $56

2026-01-07

New

downgrade

Buy

Reason

TD Cowen lowered the firm's price target on Bank OZK to $56 from $61 and keeps a Buy rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.

Morgan Stanley

Manan Gosalia

Equal Weight

downgrade

$63 -> $59

2026-01-07

New

Reason

Morgan Stanley

Manan Gosalia

Price Target

$63 -> $59

2026-01-07

New

downgrade

Equal Weight

Reason

Morgan Stanley analyst Manan Gosalia lowered the firm's price target on Bank OZK to $59 from $63 and keeps an Equal Weight rating on the shares. The firm has noted a renewed investor focus on Bank OZK's life sciences exposure and while it doesn't expect any changes given OZK's prior comments that sponsors continue to support their properties, any negative developments on credit could impact the stock on earnings day, the analyst tells investors in an earnings preview for the midcap bank group.

UBS

Neutral

maintain

$50 -> $51

2026-01-06

New

Reason

UBS

Price Target

$50 -> $51

2026-01-06

New

maintain

Neutral

Reason

UBS raised the firm's price target on Bank OZK to $51 from $50 and keeps a Neutral rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. UBS sees this year being a year of "catch up" for the group versus the large banks. Bank merger activity is "robust," the yield curve is steepening, loan growth is improving, and credit is "largely in check," the analyst tells investors in a research note. UBS is "cautiously optimistic" on the mid-cap bank space in 2026.

Citi

Sell

maintain

$40

2026-01-05

New

Reason

Citi

Price Target

$40

2026-01-05

New

maintain

Sell

Reason

Citi placed a "downside 30-day catalyst watch" on shares of Bank OZK while keeping a Sell rating on the name with a $40 price target. Citi believes the bank will see increased credit pressure in 2026 due to limited occupancy and easing sponsor support.

UBS

Neutral

downgrade

$57 -> $50

2025-10-28

Reason

UBS

Price Target

$57 -> $50

2025-10-28

downgrade

Neutral

Reason

UBS lowered the firm's price target on Bank OZK to $50 from $57 and keeps a Neutral rating on the shares. Credit was mixed in the quarter for Bank OZK, and is likely the key factor weighing on the stock since Q3 results, though the ongoing diversification will come to the forefront over the next 15 months, which are shaping up as a meaningful transition period for the bank, the analyst tells investors in a research note.

TD Cowen

Janet Lee

Buy

downgrade

$67 -> $61

2025-10-21

Reason

TD Cowen

Janet Lee

Price Target

$67 -> $61

2025-10-21

downgrade

Buy

Reason

TD Cowen analyst Janet Lee lowered the firm's price target on Bank OZK to $61 from $67 and keeps a Buy rating on the shares. The firm said while 2026 RESG repayments are larger than expected, they are encouraged by continued strength of the CIB as the company advances its diversification strategy, which the market is likely to reward with a higher multiple. Despite some credit migration, overall trends are holding up.

Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK.O) is 7.71, compared to its 5-year average forward P/E of 8.44. For a more detailed relative valuation and DCF analysis to assess Bank Ozk 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.44

Current PE

7.71

Overvalued PE

10.23

Undervalued PE

6.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.64

Current PS

3.07

Overvalued PS

4.54

Undervalued PS

2.74

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 563.85% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

OZK News & Events

Events Timeline

No data

News

8.0

01-05NASDAQ.COM

PNC Declares $1.70 Quarterly Cash Dividend Payable February 2026

8.0

01-05Benzinga

Bank OZK Raises Quarterly Dividend to 46 Cents Per Share

8.0

01-02Globenewswire

Bank OZK Increases Quarterly Cash Dividend to $0.46 per Share for 62nd Consecutive Quarter

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Frequently Asked Questions

What is Bank Ozk (OZK) stock price today?

The current price of OZK is 48.07 USD — it has increased 2.36 % in the last trading day.

What is Bank Ozk (OZK)'s business?

Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.

What is the price predicton of OZK Stock?

What is Bank Ozk (OZK)'s revenue for the last quarter?

Bank Ozk revenue for the last quarter amounts to 437.41M USD, increased 6.79 % YoY.

What is Bank Ozk (OZK)'s earnings per share (EPS) for the last quarter?

Bank Ozk. EPS for the last quarter amounts to 1.59 USD, increased 2.58 % YoY.

What changes have occurred in the market's expectations for Bank Ozk (OZK)'s fundamentals?

How many employees does Bank Ozk (OZK). have?

Bank Ozk (OZK) has 3028 emplpoyees as of January 08 2026.

What is Bank Ozk (OZK) market cap?

Today OZK has the market capitalization of 5.29B USD.