Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
44.400
Open
43.600
VWAP
43.85
Vol
1.89M
Mkt Cap
5.00B
Low
43.020
Amount
82.87M
EV/EBITDA(TTM)
3.75
Total Shares
113.29M
EV
3.90B
EV/OCF(TTM)
0.88
P/S(TTM)
3.11
Bank OZK (the Bank) is a regional bank that provides a range of financial solutions. The Bank offers a range of products, including checking, savings, loans, mortgages, treasury management, merchant services, trust and estate services, wealth, and credit cards, among others. Its savings products include certificates of deposit, money market accounts, and individual retirement accounts. Its personal lending options include home equity lines of credit, personal lines of credit and auto loans. It offers both a fixed-rate mortgage and an adjustable-rate mortgage. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements and others. The Bank also provides individual consultation, financial planning, trust, and investment management services. The Bank conducts banking operations through approximately 240 offices in eight states, including Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q2
FY2026Q1
FY2025Q4
429.33M
+0.3%
1.506
-4.7%
424.36M
+3.7%
1.495
+1.71%
434.68M
+5.42%
1.550
-0.61%
Estimates Revision
The market is revising Downward the revenue expectations for Bank OZK (OZK) for FY2025, with the revenue forecasts being adjusted by -0.06% over the past three months. During the same period, the stock price has changed by -7.52%.
Revenue Estimates for FY2025
Revise Downward
-0.06%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+0.19%
In Past 3 Month
Stock Price
Go Down
-7.52%
In Past 3 Month
9 Analyst Rating
25.62% Upside
Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is 55.75 USD with a low forecast of 40.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
5 Hold
1 Sell
Hold
25.62% Upside
Current: 44.380
Low
40.00
Averages
55.75
High
67.00
25.62% Upside
Current: 44.380
Low
40.00
Averages
55.75
High
67.00
UBS
Neutral
downgrade
$57 -> $50
2025-10-28
Reason
UBS
Price Target
$57 -> $50
2025-10-28
downgrade
Neutral
Reason
UBS lowered the firm's price target on Bank OZK to $50 from $57 and keeps a Neutral rating on the shares. Credit was mixed in the quarter for Bank OZK, and is likely the key factor weighing on the stock since Q3 results, though the ongoing diversification will come to the forefront over the next 15 months, which are shaping up as a meaningful transition period for the bank, the analyst tells investors in a research note.
TD Cowen
Janet Lee
Buy
downgrade
$67 -> $61
2025-10-21
Reason
TD Cowen
Janet Lee
Price Target
$67 -> $61
2025-10-21
downgrade
Buy
Reason
TD Cowen analyst Janet Lee lowered the firm's price target on Bank OZK to $61 from $67 and keeps a Buy rating on the shares. The firm said while 2026 RESG repayments are larger than expected, they are encouraged by continued strength of the CIB as the company advances its diversification strategy, which the market is likely to reward with a higher multiple. Despite some credit migration, overall trends are holding up.
Keefe Bruyette
Market Perform
downgrade
$53 -> $50
2025-10-20
Reason
Keefe Bruyette
Price Target
$53 -> $50
2025-10-20
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on Bank OZK to $50 from $53 and keeps a Market Perform rating on the shares. The firm doesn't see a path for multiple expansion until Bank OZK's business model is further through this period of transition, the analyst tells investors in a research note.
Raymond James
Michael Rose
Outperform -> Market Perform
downgrade
2025-10-17
Reason
Raymond James
Michael Rose
Price Target
2025-10-17
downgrade
Outperform -> Market Perform
Reason
Raymond James analyst Michael Rose downgraded Bank OZK to Market Perform from Outperform without a price target. Following Q3 results and initial 2026 guidance, next year's EPS forecast was reduced by roughly 12% due to softer loan growth expectations, higher expenses, and lower net interest income, the analyst tells investors in a research note. Despite Bank OZK's discounted valuation and potential long-term upside from lending momentum, fee growth, and share repurchases, elevated credit concerns and near-term earnings headwinds lead to a more balanced risk-reward view pending further clarity from management, the firm says.
Wells Fargo
Timur Braziler
Equal Weight
maintain
$49 -> $50
2025-09-29
Reason
Wells Fargo
Timur Braziler
Price Target
$49 -> $50
2025-09-29
maintain
Equal Weight
Reason
Wells Fargo analyst Timur Braziler raised the firm's price target on Bank OZK to $50 from $49 and keeps an Equal Weight rating on the shares. The firm remains constructive on regional banks, and favors banks where improving fundamentals could drive valuation re-rating higher in the second half of 2025, especially those that also benefit from increased M&A activity.
Morgan Stanley
Equal Weight -> Attractive
upgrade
$55 -> $63
2025-09-29
Reason
Morgan Stanley
Price Target
$55 -> $63
2025-09-29
upgrade
Equal Weight -> Attractive
Reason
Morgan Stanley raised the firm's price target on Bank OZK to $63 from $55 and keeps an Equal Weight rating on the shares. A steepening yield curve with lower short end rates is "an ideal backdrop for Midcap Banks," says the analyst, who is upgrading the industry view to Attractive. The midcap banks group has underperformed year-to-date, setting up "a compelling buying opportunity," the analyst tells investors.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Bank Ozk (OZK.O) is 7.27, compared to its 5-year average forward P/E of 8.51. For a more detailed relative valuation and DCF analysis to assess Bank Ozk 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
8.51
Current PE
7.27
Overvalued PE
10.32
Undervalued PE
6.70
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Strongly Overvalued
5Y Average PS
3.95
Current PS
44.38
Overvalued PS
7.35
Undervalued PS
0.54
Financials
Annual
Quarterly
FY2025Q2
YoY :
+2.71%
418.64M
Total Revenue
FY2025Q2
YoY :
+4.32%
239.15M
Operating Profit
FY2025Q2
YoY :
+3.08%
183.00M
Net Income after Tax
FY2025Q2
YoY :
+3.95%
1.58
EPS - Diluted
FY2025Q2
YoY :
+156.23%
1.72B
Free Cash Flow
FY2025Q2
YoY :
-37.88%
266.06
FCF Margin - %
FY2025Q2
YoY :
+0.34%
43.71
Net Margin - %
FY2025Q2
YoY :
-3.79%
10.67
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 563.85% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
28.5K
Volume
3
0-12
Months
321.2K
Volume
4
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
3
897.9K
Volume
Months
0-12
2
135.3K
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
OZK News & Events
Events Timeline
2025-10-16 (ET)
2025-10-16
16:14:00
Bank OZK announces Q3 earnings per share of $1.59, below consensus estimate of $1.66.
2025-10-01 (ET)
2025-10-01
16:04:39
Bank OZK raises quarterly dividend by 2.27% to 45 cents per share.
2025-07-17 (ET)
2025-07-17
16:15:16
Bank OZK reports Q2 EPS $1.58, consensus $1.52
Sign Up For More Events
Sign Up For More Events
News
9.5
10-17NASDAQ.COMBank OZK Reports Q3 Earnings Below Expectations Despite Year-over-Year Revenue Increase
2.0
10-17CNBCMidday Stock Highlights: Notable Movements from Oracle, AST SpaceMobile, Revolution Medicines, and Others
2.0
10-17CNBCPremarket Stock Highlights: Jefferies, Oracle, Fifth Third, Micron, and Others Making Significant Moves
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FAQ
What is Bank Ozk (OZK) stock price today?
The current price of OZK is 44.38 USD — it has increased 1.35 % in the last trading day.
What is Bank Ozk (OZK)'s business?
What is the price predicton of OZK Stock?
What is Bank Ozk (OZK)'s revenue for the last quarter?
What is Bank Ozk (OZK)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Bank Ozk (OZK)'s fundamentals?
How many employees does Bank Ozk (OZK). have?