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OZK Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
45.595
Open
44.790
VWAP
44.75
Vol
1.74M
Mkt Cap
4.91B
Low
44.145
Amount
77.76M
EV/EBITDA(TTM)
2.87
Total Shares
110.38M
EV
3.03B
EV/OCF(TTM)
0.95
P/S(TTM)
3.01
Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.
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Events Timeline

(ET)
2026-01-20
19:30:00
Trump Proposes Tariffs on European Goods, Markets Rattle
select
2026-01-20
16:10:00
George Gleason Expects Record EPS of $6.18 for 2025
select

News

Fool
6.5
02-12Fool
Hodges Capital Increases Stake in Bank OZK
  • Share Acquisition: On February 11, Hodges Capital Management disclosed the purchase of 228,146 shares of Bank OZK, valued at approximately $10.67 million, indicating confidence in the bank's future performance.
  • Position Value Increase: By quarter-end, Hodges' total position in Bank OZK increased by $9.97 million, demonstrating a successful investment strategy aligned with market performance.
  • Financial Performance Review: Bank OZK reported a fourth-quarter net income of $171.9 million, down 3.5% year-over-year, yet full-year earnings remained stable, with loans and deposits growing by 7.8% and 7.5%, respectively, highlighting a solid business foundation.
  • Long-term Investment Outlook: Despite short-term stock fluctuations, Hodges Capital's increased stake suggests optimism about Bank OZK's potential in commercial real estate and regional growth, prompting long-term investors to monitor credit quality and loan mix changes.
NASDAQ.COM
2.0
01-22NASDAQ.COM
Bank OZK (OZK) Q4 2025 Earnings Call Transcript
NASDAQ.COM
2.0
01-22NASDAQ.COM
Bank OZK (OZK) Q1 2025 Earnings Call Transcript
seekingalpha
9.5
01-20seekingalpha
Bank OZK (OZK) Q4 Earnings Miss Estimates as Credit Loss Provisions Rise 36%
  • Earnings Miss: Bank OZK reported a Q4 GAAP EPS of $1.53, falling short of the analyst estimate of $1.58 and down from $1.59 in Q3, indicating a decline in profitability.
  • Rising Credit Loss Provisions: Provisions for credit losses increased to $50.6 million, up 4.7% from the previous quarter and 36% year-over-year, reflecting heightened credit risk that may pressure future earnings.
  • Net Interest Income Fluctuations: Q4 net interest income was $407 million, exceeding the Visible Alpha consensus of $397.1 million, although it decreased from $413.9 million in the prior quarter, highlighting income volatility.
  • Record Real Estate Loans: The real estate specialties group achieved loan originations of $1.61 billion, the best quarterly performance in two years, despite the full-year 2025 total of $5.03 billion being lower than 2024's $5.41 billion, indicating increasing market competition challenges.
seekingalpha
9.5
01-20seekingalpha
Bank OZK Reports Q4 EPS of $1.53, Revenue Up 6.9% Year-over-Year
  • Earnings Performance: Bank OZK's Q4 GAAP EPS of $1.53 misses expectations by $0.05, indicating pressure on profitability that may affect investor confidence.
  • Revenue Growth: The quarter's revenue reached $440.65 million, up 6.9% year-over-year, exceeding market expectations by $6.3 million, demonstrating the company's resilience in revenue generation.
  • Market Concerns: Despite the strong revenue performance, the company is still held back by familiar concerns, which could impact its future stock performance and investor sentiment.
  • Future Outlook: The market's focus on Bank OZK's Q4 2025 earnings preview raises interest, with analyst ratings and historical financial data becoming crucial references for investor decision-making.
seekingalpha
9.5
01-20seekingalpha
Major Earnings Reports After Bell: NFLX, UAL, IBKR, OZK, LYSCF
  • Netflix Earnings Anticipation: After the market closes on Tuesday, Netflix (NFLX) is set to release its earnings report, with market participants keenly watching user growth and revenue performance, which could directly impact its stock price.
  • United Airlines Report: United Airlines Holdings (UAL) will also announce its earnings on the same day, and investors will closely monitor its operational efficiency and flight recovery status to assess future profitability.
  • Interactive Brokers Earnings: Interactive Brokers Group (IBKR) is expected to report earnings as well, with analysts focusing on changes in trading volume and commission income to gauge market activity levels.
  • Other Earnings Releases: Additionally, Bank OZK (OZK), Lynas Rare Earths Limited (LYSCF), and several other companies are scheduled to release their earnings after Tuesday's close, collectively influencing market sentiment and investor confidence during this earnings season.
Wall Street analysts forecast OZK stock price to rise
8 Analyst Rating
Wall Street analysts forecast OZK stock price to rise
2 Buy
5 Hold
1 Sell
Hold
Current: 0.000
sliders
Low
40.00
Averages
53.00
High
67.00
Current: 0.000
sliders
Low
40.00
Averages
53.00
High
67.00
Morgan Stanley
Equal Weight
maintain
$57 -> $61
AI Analysis
2026-03-02
Reason
Morgan Stanley
Price Target
$57 -> $61
AI Analysis
2026-03-02
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on Bank OZK to $61 from $57 and keeps an Equal Weight rating on the shares. The firm is increasing price targets by a median 8% across the midcap banks group. While noting that recent outperformance means "the bar is higher from here," the firm remains optimistic on the group, citing tailwinds from loan growth, net interest margin and capital return.
Morgan Stanley
Manan Gosalia
Equal Weight
downgrade
$59 -> $57
2026-01-22
Reason
Morgan Stanley
Manan Gosalia
Price Target
$59 -> $57
2026-01-22
downgrade
Equal Weight
Reason
Morgan Stanley analyst Manan Gosalia lowered the firm's price target on Bank OZK to $57 from $59 and keeps an Equal Weight rating on the shares. Q4 EPS of $1.53 slightly missed the consensus estimate as better net interest income was more than offset by higher provision, notes the analyst, who decreased the firm's 2026 and 2027 EPS estimates 2% and 3%, respectively, on higher provision estimates.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OZK
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Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK.O) is 7.71, compared to its 5-year average forward P/E of 8.42. For a more detailed relative valuation and DCF analysis to assess Bank Ozk's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.42
Current PE
7.71
Overvalued PE
10.23
Undervalued PE
6.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.61
Current PS
3.07
Overvalued PS
4.50
Undervalued PS
2.72

Financials

AI Analysis
Annual
Quarterly

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Whales Holding OZK

Q
Quantbot Technologies, LP
Holding
OZK
+8.94%
3M Return
R
Rice Hall James & Associates, LLC
Holding
OZK
+7.23%
3M Return
F
Fairholme Capital Management, L.L.C.
Holding
OZK
+6.40%
3M Return
W
Wasatch Advisors LP
Holding
OZK
+5.36%
3M Return
N
Newport Trust Company
Holding
OZK
+3.33%
3M Return
V
Van Berkom and Associates Inc.
Holding
OZK
+2.65%
3M Return

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Frequently Asked Questions

What is Bank Ozk (OZK) stock price today?

The current price of OZK is 44.5 USD — it has decreased -0.58

What is Bank Ozk (OZK)'s business?

Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.

What is the price predicton of OZK Stock?

Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is53.00 USD with a low forecast of 40.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Bank Ozk (OZK)'s revenue for the last quarter?

Bank Ozk revenue for the last quarter amounts to 430.08M USD, increased 7.03

What is Bank Ozk (OZK)'s earnings per share (EPS) for the last quarter?

Bank Ozk. EPS for the last quarter amounts to 1.53 USD, decreased -1.92

How many employees does Bank Ozk (OZK). have?

Bank Ozk (OZK) has 3028 emplpoyees as of March 11 2026.

What is Bank Ozk (OZK) market cap?

Today OZK has the market capitalization of 4.91B USD.