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OZK Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
48.770
Open
48.580
VWAP
48.50
Vol
781.49K
Mkt Cap
5.35B
Low
48.225
Amount
37.90M
EV/EBITDA(TTM)
4.51
Total Shares
110.38M
EV
4.75B
EV/OCF(TTM)
1.80
P/S(TTM)
3.22
Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.
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Events Timeline

(ET)
2026-04-21
19:30:00
U.S. Indices Retreat as Energy Sector Gains
select
2026-04-21
16:20:00
George Gleason: Strong Q1 2026 Results
select
2026-04-01 (ET)
2026-04-01
16:10:00
Bank OZK Announces Quarterly Cash Dividend Increased to $0.47 per Share
select

News

Yahoo Finance
9.5
04-23Yahoo Finance
Bank OZK Reports Strong Growth in CIB Division
  • Significant CIB Growth: Bank OZK's Corporate & Institutional Banking (CIB) division has reported nearly two dozen new client relationships and upsized legacy ones, demonstrating the effectiveness of its diversified portfolio across 42 industry niches in mitigating risks and seizing market opportunities.
  • Yield Enhancement Strategy: By investing in municipal housing bonds and mortgage-backed securities, Bank OZK has successfully enhanced its yield, which is expected to positively impact net interest income and further solidify its position in a competitive market.
  • Optimistic Future Outlook: Bank OZK expresses optimism for 2027, anticipating that CIB will be the primary growth engine while expecting a reduction in headwinds from RESG repayments, thereby driving overall business growth.
  • Expense Growth Challenges: While the CIB division is expanding into new verticals and geographies, high expenses may persist, particularly in the face of increased competition in asset-based lending and fund finance, which could impact overall asset quality.
seekingalpha
9.5
04-21seekingalpha
Bank OZK Q1 Earnings Beat Expectations
  • Earnings Beat: Bank OZK reported Q1 GAAP EPS of $1.44, exceeding expectations by $0.01, indicating stable profitability and increased market confidence in the bank's performance.
  • Revenue Miss: The bank's revenue grew by 2.1% year-over-year to $418.01 million, yet fell short of expectations by $4.49 million, highlighting challenges in revenue growth amid a competitive regional banking landscape.
  • Upgraded Rating: Analysts have upgraded Bank OZK to a 'BUY' rating, citing its undervaluation within the regional banking sector, which reflects optimistic market sentiment regarding its future growth potential.
  • Historical Performance: Historical earnings data and dividend scorecards for Bank OZK demonstrate a solid track record of stable dividends and consistent profitability, reinforcing investor confidence in its long-term investment value.
seekingalpha
9.5
04-20seekingalpha
Bank OZK to Announce Q1 Earnings on April 21
  • Earnings Announcement: Bank OZK is set to release its Q1 2023 earnings on April 21 after market close, with consensus EPS estimated at $1.43, reflecting a 2.7% year-over-year decline, while revenue is projected at $422.5 million, indicating a 3.2% year-over-year increase, which could significantly influence investor sentiment regarding the company's future performance.
  • Historical Performance: Over the past two years, Bank OZK has exceeded EPS and revenue estimates 88% of the time, demonstrating a strong track record of profitability and revenue growth that may attract more investor interest in its stock.
  • Estimate Revision Trends: In the last three months, EPS estimates have seen two upward revisions and seven downward revisions, while revenue estimates have experienced three upward and three downward adjustments, indicating market uncertainty regarding the company's future performance, prompting investors to closely monitor the market reaction post-earnings release.
  • Analyst Rating Insights: Despite facing challenges, analysts maintain a “BUY” rating on Bank OZK, suggesting that its potential within the regional banking undervaluation remains underappreciated, indicating ongoing confidence in its long-term growth prospects.
Newsfilter
8.5
04-20Newsfilter
Austin Opens 100-Unit Affordable Housing Community
  • Funding Support: The Federal Home Loan Bank of Dallas provided a $2 million grant through member Bank OZK to support the opening of The Roz, a 100-unit affordable housing community in Austin aimed at providing stability for the homeless.
  • Project Scale: The Roz represents a total investment of $24.3 million, developed by Austin Housing Finance Corp. and SGI Ventures, serving residents earning between 30% and 60% of the area median income, addressing the urgent need for affordable housing.
  • Community Impact: This four-story apartment complex not only offers housing but also includes on-site case management services, designed to assist individuals transitioning out of homelessness, highlighting the importance of combining housing with support services for long-term success.
  • Strategic Collaboration: Bank OZK executives emphasized their partnership with Austin Housing Finance Corp. and FHLB Dallas, showcasing how thoughtful investment in affordable housing can create lasting stability for the homeless and advance housing solutions in Texas communities.
NASDAQ.COM
4.5
04-07NASDAQ.COM
Analysis of KRE Stock's 52-Week Highs and Lows
  • Price Fluctuation Analysis: KRE's stock has a 52-week low of $47.22 and a high of $74.08, with the latest trade at $66.68, indicating significant price movement within this range, reflecting market interest and investor sentiment changes.
  • Technical Analysis Tool: Comparing the recent stock price to the 200-day moving average provides valuable insights for investors, helping them assess market trends and potential buy or sell opportunities, thereby optimizing investment decisions.
  • ETF Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting the liquidity and market performance of the ETF.
  • Liquidity Monitoring: Weekly monitoring of changes in shares outstanding for ETFs highlights those experiencing notable inflows or outflows, where inflows necessitate purchasing underlying assets, while outflows involve selling them, potentially affecting individual components within the ETF.
NASDAQ.COM
8.0
04-02NASDAQ.COM
Trane Technologies Declares Quarterly Dividend of $1.05
  • Trane Technologies Dividend: Trane Technologies declared a quarterly dividend of $1.05 per share, annualizing to $4.20, payable on June 30, 2026, reflecting the company's commitment to shareholder returns since 1919, thereby boosting investor confidence.
  • PNC Financial Services Dividend: PNC Financial Services Group announced a quarterly cash dividend of $1.70 per share, payable on May 5, 2026, indicating the company's stable profitability and commitment to returning value to shareholders.
  • Bank OZK Dividend Increase: Bank OZK declared a quarterly cash dividend of $0.47 per share, up $0.01 or 2.17% from the previous quarter, demonstrating the company's strong track record of increasing dividends for 63 consecutive quarters, which enhances market confidence in its financial health.
  • CSW Industrials Dividend Boost: CSW Industrials announced a quarterly cash dividend of $0.30 per share, representing an increase of $0.03 or approximately 11% from the prior quarter, payable on May 8, 2026, indicating the company's commitment to enhancing shareholder returns based on sustained profitability.
Wall Street analysts forecast OZK stock price to rise
8 Analyst Rating
Wall Street analysts forecast OZK stock price to rise
2 Buy
5 Hold
1 Sell
Hold
Current: 0.000
sliders
Low
40.00
Averages
53.00
High
67.00
Current: 0.000
sliders
Low
40.00
Averages
53.00
High
67.00
UBS
Timur Braziler
Neutral
initiated
$51 -> $48
AI Analysis
2026-04-07
Reason
UBS
Timur Braziler
Price Target
$51 -> $48
AI Analysis
2026-04-07
initiated
Neutral
Reason
UBS analyst Timur Braziler assumed coverage of Bank OZK with a Neutral rating and price target of $48, down from $51. The firm sees downside risk to the bank's credit costs and loan growth through fiscal 2027. However, this is already priced into the shares, the analyst tells investors in a research note.
Morgan Stanley
Manan Gosalia
Equal Weight
downgrade
$61 -> $54
2026-03-31
Reason
Morgan Stanley
Manan Gosalia
Price Target
$61 -> $54
2026-03-31
downgrade
Equal Weight
Reason
Morgan Stanley analyst Manan Gosalia lowered the firm's price target on Bank OZK to $54 from $61 and keeps an Equal Weight rating on the shares. The median bank stock in the firm's coverage is down by 5% over the past 30 days amid concerns about the potential impact of the ongoing Middle East conflict on economic growth and inflation, as well as market concerns on private credit headlines, notes the analyst, who is reducing price targets across the group by 9% on average as the firm applies lower target valuation multiples to reflect higher risk in the environment.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OZK
Unlock Now

Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK.O) is 7.22, compared to its 5-year average forward P/E of 8.25. For a more detailed relative valuation and DCF analysis to assess Bank Ozk's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.25
Current PE
7.22
Overvalued PE
9.98
Undervalued PE
6.53

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.56
Current EV/EBITDA
3.74
Overvalued EV/EBITDA
2.69
Undervalued EV/EBITDA
-1.58

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.51
Current PS
2.84
Overvalued PS
4.36
Undervalued PS
2.65

Financials

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Whales Holding OZK

R
Rice Hall James & Associates, LLC
Holding
OZK
+5.07%
3M Return
Q
Quantbot Technologies, LP
Holding
OZK
+3.14%
3M Return
W
Wasatch Advisors LP
Holding
OZK
+1.22%
3M Return
K
Kennedy Capital Management LLC
Holding
OZK
-1.00%
3M Return
E
Edgestream Partners, L.P.
Holding
OZK
-2.34%
3M Return
V
Van Berkom and Associates Inc.
Holding
OZK
-3.68%
3M Return

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Frequently Asked Questions

What is Bank Ozk (OZK) stock price today?

The current price of OZK is 48.5 USD — it has increased 0.35

What is Bank Ozk (OZK)'s business?

Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.

What is the price predicton of OZK Stock?

Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is53.00 USD with a low forecast of 40.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Bank Ozk (OZK)'s revenue for the last quarter?

Bank Ozk revenue for the last quarter amounts to 408.49M USD, increased 3.02

What is Bank Ozk (OZK)'s earnings per share (EPS) for the last quarter?

Bank Ozk. EPS for the last quarter amounts to 1.44 USD, decreased -2.04

How many employees does Bank Ozk (OZK). have?

Bank Ozk (OZK) has 3028 emplpoyees as of May 11 2026.

What is Bank Ozk (OZK) market cap?

Today OZK has the market capitalization of 5.35B USD.