OZK Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

434.68M

+5.42%

1.550

-0.61%

424.36M

+3.7%

1.495

+1.71%

429.33M

+0.3%

1.506

-4.7%

Estimates Revision

The market is revising Downward the revenue expectations for Bank OZK (OZK) for FY2025, with the revenue forecasts being adjusted by -0.21% over the past three months. During the same period, the stock price has changed by -6.70%.

Revenue Estimates for FY2025

Revise Downward

-0.21%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-6.70%

In Past 3 Month

8 Analyst Rating

Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is 54.14 USD with a low forecast of 40.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

5 Hold

1 Sell

Hold

Current: 48.355

Low

40.00

Averages

54.14

High

67.00

Current: 48.355

Low

40.00

Averages

54.14

High

67.00

UBS

Neutral

downgrade

$57 -> $50

2025-10-28

Reason

UBS

Price Target

$57 -> $50

2025-10-28

downgrade

Neutral

Reason

UBS lowered the firm's price target on Bank OZK to $50 from $57 and keeps a Neutral rating on the shares. Credit was mixed in the quarter for Bank OZK, and is likely the key factor weighing on the stock since Q3 results, though the ongoing diversification will come to the forefront over the next 15 months, which are shaping up as a meaningful transition period for the bank, the analyst tells investors in a research note.

TD Cowen

Janet Lee

Buy

downgrade

$67 -> $61

2025-10-21

Reason

TD Cowen

Janet Lee

Price Target

$67 -> $61

2025-10-21

downgrade

Buy

Reason

TD Cowen analyst Janet Lee lowered the firm's price target on Bank OZK to $61 from $67 and keeps a Buy rating on the shares. The firm said while 2026 RESG repayments are larger than expected, they are encouraged by continued strength of the CIB as the company advances its diversification strategy, which the market is likely to reward with a higher multiple. Despite some credit migration, overall trends are holding up.

Keefe Bruyette

Market Perform

downgrade

$53 -> $50

2025-10-20

Reason

Keefe Bruyette

Price Target

$53 -> $50

2025-10-20

downgrade

Market Perform

Reason

Keefe Bruyette lowered the firm's price target on Bank OZK to $50 from $53 and keeps a Market Perform rating on the shares. The firm doesn't see a path for multiple expansion until Bank OZK's business model is further through this period of transition, the analyst tells investors in a research note.

Raymond James

Michael Rose

Outperform -> Market Perform

downgrade

2025-10-17

Reason

Raymond James

Michael Rose

Price Target

2025-10-17

downgrade

Outperform -> Market Perform

Reason

Raymond James analyst Michael Rose downgraded Bank OZK to Market Perform from Outperform without a price target. Following Q3 results and initial 2026 guidance, next year's EPS forecast was reduced by roughly 12% due to softer loan growth expectations, higher expenses, and lower net interest income, the analyst tells investors in a research note. Despite Bank OZK's discounted valuation and potential long-term upside from lending momentum, fee growth, and share repurchases, elevated credit concerns and near-term earnings headwinds lead to a more balanced risk-reward view pending further clarity from management, the firm says.

Wells Fargo

Timur Braziler

Equal Weight

maintain

$49 -> $50

2025-09-29

Reason

Wells Fargo

Timur Braziler

Price Target

$49 -> $50

2025-09-29

maintain

Equal Weight

Reason

Wells Fargo analyst Timur Braziler raised the firm's price target on Bank OZK to $50 from $49 and keeps an Equal Weight rating on the shares. The firm remains constructive on regional banks, and favors banks where improving fundamentals could drive valuation re-rating higher in the second half of 2025, especially those that also benefit from increased M&A activity.

Morgan Stanley

Equal Weight -> Attractive

upgrade

$55 -> $63

2025-09-29

Reason

Morgan Stanley

Price Target

$55 -> $63

2025-09-29

upgrade

Equal Weight -> Attractive

Reason

Morgan Stanley raised the firm's price target on Bank OZK to $63 from $55 and keeps an Equal Weight rating on the shares. A steepening yield curve with lower short end rates is "an ideal backdrop for Midcap Banks," says the analyst, who is upgrading the industry view to Attractive. The midcap banks group has underperformed year-to-date, setting up "a compelling buying opportunity," the analyst tells investors.

Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK.O) is 7.98, compared to its 5-year average forward P/E of 8.47. For a more detailed relative valuation and DCF analysis to assess Bank Ozk 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.47

Current PE

7.98

Overvalued PE

10.26

Undervalued PE

6.67

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.65

Current PS

3.17

Overvalued PS

4.55

Undervalued PS

2.76

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 563.85% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

OZK News & Events

Events Timeline

No data

News

5.0

12-09NASDAQ.COM

Reasons Behind a Fund's $74 Million Sell-Off of Bank OZK Stock Despite Record Earnings of $180.5 Million

8.0

12-02MarketWatch

17 Bargain Dividend Stocks Recommended by a Highly Successful Value Manager

4.0

12-02NASDAQ.COM

Daily Upgrade Report for Validea's John Neff Strategy - December 2, 2025

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Frequently Asked Questions

What is Bank Ozk (OZK) stock price today?

The current price of OZK is 48.355 USD — it has decreased -0.71 % in the last trading day.

What is Bank Ozk (OZK)'s business?

Bank OZK (the Bank) is a regional bank that provides a range of financial solutions. The Bank offers a range of products, including checking, savings, loans, mortgages, treasury management, merchant services, trust and estate services, wealth, and credit cards, among others. Its savings products include certificates of deposit, money market accounts, and individual retirement accounts. Its personal lending options include home equity lines of credit, personal lines of credit and auto loans. It offers both a fixed-rate mortgage and an adjustable-rate mortgage. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements and others. The Bank also provides individual consultation, financial planning, trust, and investment management services. The Bank conducts banking operations through approximately 240 offices in eight states, including Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi.

What is the price predicton of OZK Stock?

What is Bank Ozk (OZK)'s revenue for the last quarter?

Bank Ozk revenue for the last quarter amounts to 437.41M USD, increased 6.79 % YoY.

What is Bank Ozk (OZK)'s earnings per share (EPS) for the last quarter?

Bank Ozk. EPS for the last quarter amounts to 1.59 USD, increased 2.58 % YoY.

What changes have occurred in the market's expectations for Bank Ozk (OZK)'s fundamentals?

How many employees does Bank Ozk (OZK). have?

Bank Ozk (OZK) has 3028 emplpoyees as of December 15 2025.

What is Bank Ozk (OZK) market cap?

Today OZK has the market capitalization of 5.48B USD.