$
50.840
-0.66(-1.282%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
|
Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
51.600
Open
51.600
VWAP
--
Vol
300.69K
Mkt Cap
5.80B
Low
50.840
Amount
--
EV/EBITDA(TTM)
4.70
Total Shares
113.29M
EV
4.70B
EV/OCF(TTM)
--
P/S(TTM)
3.61
Bank OZK (the Bank) is a regional bank that provides a range of financial solutions. The Bank offers a range of products, including checking, savings, loans, mortgages, treasury management, merchant services, trust and estate services, wealth, and credit cards, among others. Its savings products include certificates of deposit, money market accounts, and individual retirement accounts. Its personal lending options include home equity lines of credit, personal lines of credit and auto loans. It offers both a fixed-rate mortgage and an adjustable-rate mortgage. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements and others. The Bank also provides individual consultation, financial planning, trust, and investment management services. The Bank conducts banking operations through approximately 240 offices in eight states, including Arkansas, Georgia, Florida, North Carolina, Texas, New York, California, and Mississippi.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
438.13M
+7.06%
1.583
+7.71%
448.99M
+8.89%
1.673
+7.21%
449.34M
+6.23%
1.692
+9.19%
Estimates Revision
The market is revising Upward the revenue expectations for Bank OZK (OZK) for FY2025, with the revenue forecasts being adjusted by 0.26% over the past three months. During the same period, the stock price has changed by 18.10%.
Revenue Estimates for FY2025
Revise Upward
up Image
+0.26%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+0.59%
In Past 3 Month
Stock Price
Go Up
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+18.10%
In Past 3 Month
7 Analyst Rating
up Image
7.06% Upside
Wall Street analysts forecast OZK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OZK is 54.43 USD with a low forecast of 48.00 USD and a high forecast of 64.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
5 Hold
0 Sell
Moderate Buy
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7.06% Upside
Current: 50.840
sliders
Low
48.00
Averages
54.43
High
64.00
Keefe Bruyette
Market Perform
maintain
$48 -> $53
2025-07-23
New
Reason
Keefe Bruyette raised the firm's price target on Bank OZK to $53 from $48 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Market Perform
maintain
$48 -> $53
2025-07-22
Reason
Keefe Bruyette raised the firm's price target on Bank OZK to $53 from $48 and keeps a Market Perform rating on the shares.
Wells Fargo
Timur Braziler
Equal Weight
maintain
$48 -> $49
2025-07-21
Reason
Wells Fargo analyst Timur Braziler raised the firm's price target on Bank OZK to $49 from $48 and keeps an Equal Weight rating on the shares. The firm says muted stock reaction following what was a very good operating result illustrates lingering perception of risk. Wells continues to expect shares to be range-bound between 100%-125% of TBV, meaning more downside risk given the current 120% valuation.
UBS
Neutral
maintain
$51 -> $54
2025-07-08
Reason
UBS raised the firm's price target on Bank OZK to $54 from $51 and keeps a Neutral rating on the shares as part of a broader research note previewing Q2 results for mid-cap banks. The firm started this year with caution optimism on the belief that capital-rich and higher growth peers are poised to take advantage of a commercial lending rebound, the analyst tells investors in a research note. The back half of the year is where these trends may start playing out, especially if lending outlooks follow through with back half growth, the firm added.
Raymond James
Market Perform -> Outperform
upgrade
$58
2025-07-08
Reason
Raymond James upgraded Bank OZK to Outperform from Market Perform with a $58 price target. The positive stance heading into Q2 earnings reflects the firm's increased confidence in Bank OZK's ability to meet or exceed its mid- to upper-digit loan growth outlook, the positive impact of maturing time deposits repricing lower in Q2, ongoing share repurchases, as well as the recently increased dividend, the analyst tells investors in a research note. Raymond James now sees a favorable risk-reward dynamic where the operating backdrop has improved since "Liberation Day" in early April and where recent regulatory efforts to accelerate bank deregulation and regulatory relief bode positively for the shares, the firm says.
Morgan Stanley
Equal Weight
maintain
$48 -> $55
2025-07-03
Reason
Morgan Stanley raised the firm's price target on Bank OZK to $55 from $48 and keeps an Equal Weight rating on the shares. Midcap banks are trading at their widest discount to the largest banks in over 10 years, and the setup is positive going into earnings with green shoots on loan acceleration, benign credit and ongoing benefits to net interest income, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for Bank Ozk (OZK.O) is 7.84, compared to its 5-year average forward P/E of 8.59. For a more detailed relative valuation and DCF analysis to assess Bank Ozk 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
8.59
Current PE
7.84
Overvalued PE
10.41
Undervalued PE
6.77

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
3.66
Current PS
3.29
Overvalued PS
4.56
Undervalued PS
2.77

Financials

Annual
Quarterly
FY2025Q2
YoY :
+2.71%
418.64M
Total Revenue
FY2025Q2
YoY :
+4.32%
239.15M
Operating Profit
FY2025Q2
YoY :
+3.08%
183.00M
Net Income after Tax
FY2025Q2
YoY :
+3.95%
1.58
EPS - Diluted
FY2025Q1
YoY :
-49.45%
1.12B
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q2
YoY :
+0.34%
43.71
Net Margin - %
FY2025Q2
YoY :
-3.79%
10.67
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 563.85% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
28.5K
Volume
3
6-9
Months
321.2K
Volume
4
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
3
897.9K
Volume
Months
6-9
2
135.3K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

OZK News & Events

Events Timeline

2025-07-17 (ET)
2025-07-17
16:15:16
Bank OZK reports Q2 EPS $1.58, consensus $1.52
select
2025-07-01 (ET)
2025-07-01
16:07:50
Bank OZK increases quarterly dividend 2.33% to 44c per share
select
2025-04-16 (ET)
2025-04-16
16:27:35
Bank OZK reports Q1 revenue $409.2M, consensus $402.8M
select
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News

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Sallie Mae Q2 Earnings Miss Estimates, Expenses & Provisions Rise Y/Y
9.5
07-18NASDAQ.COM
Compared to Estimates, Bank OZK (OZK) Q2 Earnings: A Look at Key Metrics
Sign Up For More News

FAQ

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What is Bank Ozk (OZK) stock price today?

The current price of OZK is 50.84 USD — it has decreased -1.28 % in the last trading day.

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