OZK Valuation

Bank Ozk

Add to Watchlist

Advanced Chart

52.220

+2.31(4.628%)1D

Overview
Forecast
Valuation
Earnings

OZK Relative Valuation

OZK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, OZK is overvalued; if below, it's undervalued.

Historical Valuation

Bank Ozk (OZK) is now in the Undervalued zone, suggesting that its current forward PE ratio of 7.69 is considered Undervalued compared with the five-year average of 8.55. The fair price of Bank Ozk (OZK) is between 54.00 to 73.66 according to relative valuation methord. Compared to the current price of 52.22 USD , Bank Ozk is Undervalued By 3.3%.

Relative Value

Fair Zone

54.00-73.66

Current Price：52.22

3.3%

Undervalued

7.69

Trailing

Forward

0.00

EV/EBITDA

Bank Ozk. (OZK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Bank Ozk. (OZK) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.16

Bank Ozk. (OZK) has a current PS of 3.16. The 5-year average PS is 3.66. The thresholds are as follows: Strongly Undervalued below 1.86, Undervalued between 1.86 and 2.76, Fairly Valued between 4.56 and 2.76, Overvalued between 4.56 and 5.46, and Strongly Overvalued above 5.46. The current Forward PS of 3.16 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Bank Ozk. (OZK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Bank Ozk. (OZK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Bank Ozk (OZK) has a current Price-to-Book (P/B) ratio of 1.01. Compared to its 3-year average P/B ratio of 1.02 , the current P/B ratio is approximately -1.78% higher. Relative to its 5-year average P/B ratio of 1.07, the current P/B ratio is about -5.91% higher. Bank Ozk (OZK) has a Forward Free Cash Flow (FCF) yield of approximately 13.29%. Compared to its 3-year average FCF yield of 14.77%, the current FCF yield is approximately -10.02% lower. Relative to its 5-year average FCF yield of 13.03% , the current FCF yield is about 2.00% lower.

1.01

P/B

Median3y

1.02

Median5y

1.07

13.29

FCF Yield

Median3y

14.77

Median5y

13.03

Competitors Valuation Multiple

The average P/S ratio for OZK's competitors is 3.75, providing a benchmark for relative valuation. Bank Ozk Corp (OZK) exhibits a P/S ratio of 3.16, which is -15.78% above the industry average. Given its robust revenue growth of 2.71%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

Columbia Banking System Inc

United Bankshares Inc

Performance Decomposition

Market capitalization of OZK increased by 20.46% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 6.90 to 8.10.

The secondary factor is the Revenue Growth, contributed 2.71%to the performance.

Overall, the performance of OZK in the past 1 year is driven by P/E Change. Which is more unsustainable.

2.71%

407.60M → 418.64M

Revenue Growth

0.34%

43.56 → 43.71

Margin Expansion

17.41%

6.90 → 8.10

P/E Change

20.46%