SLM Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

383.79M

+5.96%

0.898

+79.6%

391.72M

+4.47%

0.957

-31.62%

384.52M

+2.04%

0.793

+147.67%

Estimates Revision

The market is revising Downward the revenue expectations for SLM Corporation (SLM) for FY2025, with the revenue forecasts being adjusted by -1.31% over the past three months. During the same period, the stock price has changed by 7.60%.

Revenue Estimates for FY2025

Revise Downward

-1.31%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+5.86%

In Past 3 Month

Stock Price

Go Up

+7.60%

In Past 3 Month

9 Analyst Rating

Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is 33.44 USD with a low forecast of 29.00 USD and a high forecast of 39.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

7 Buy

2 Hold

0 Sell

Strong Buy

Current: 0.000

Low

29.00

Averages

33.44

High

39.00

Current: 0.000

Low

29.00

Averages

33.44

High

39.00

Morgan Stanley

Equal Weight

downgrade

$31 -> $30

2025-12-16

Reason

Morgan Stanley

Price Target

$31 -> $30

2025-12-16

downgrade

Equal Weight

Reason

Morgan Stanley lowered the firm's price target on SLM to $30 from $31 and keeps an Equal Weight rating on the shares. With lower delinquencies to drive lower defaults, a reacceleration in loan growth, and increased capital return, fundamentals remain supportive into 2026 for the consumer finance group, the analyst tells investors in a year-ahead note.

Wells Fargo

Overweight

downgrade

$35 -> $30

2025-12-11

Reason

Wells Fargo

Price Target

$35 -> $30

2025-12-11

downgrade

Overweight

Reason

Wells Fargo lowered the firm's price target on SLM to $30 from $35 and keeps an Overweight rating on the shares. The firm is also lowering its forward EPS estimates to reflect less gain-on-sale from loan sales and higher opex in front of the origination increase expected from Fed government regulatory changes.

Deutsche Bank

Buy

downgrade

$42 -> $37

2025-12-10

Reason

Deutsche Bank

Price Target

$42 -> $37

2025-12-10

downgrade

Buy

Reason

Deutsche Bank lowered the firm's price target on SLM to $37 from $42 and keeps a Buy rating on the shares. The firm updated the company's model post the investor forum.

Compass Point

Giuliano Bologna

Buy

Sell

downgrade

$35 -> $23

2025-12-09

Reason

Compass Point

Giuliano Bologna

Price Target

$35 -> $23

2025-12-09

downgrade

Buy

Sell

Reason

Compass Point analyst Giuliano Bologna downgraded SLM to Sell from Buy with a price target of $23, down from $35.

Compass Point

Buy -> Sell

downgrade

$35 -> $23

2025-12-09

Reason

Compass Point

Price Target

$35 -> $23

2025-12-09

downgrade

Buy -> Sell

Reason

As previously reported, Compass Point double downgraded SLM to Sell from Buy with a price target of $23, down from $35, after the company hosted an investor forum to present an updated medium-term outlook that reflects expected growth from the Grad PLUS opportunity and the impact of its recently launched strategic partnership loan-sale program. The forum update "signals a major reset," says the analyst, who adds that this reset is "a major surprise" given prior expectations for steady EPS improvement from the current FY25 outlook and notes that FY26 EPS is now projected to decline about 19% year-over-year.

TD Cowen

Moshe Orenbuch

Buy

downgrade

$40 -> $35

2025-12-09

Reason

TD Cowen

Moshe Orenbuch

Price Target

$40 -> $35

2025-12-09

downgrade

Buy

Reason

TD Cowen analyst Moshe Orenbuch lowered the firm's price target on SLM to $35 from $40 and keeps a Buy rating on the shares. The firm attended the company's webcast forum and said overall, meeting was underwhelming as management signaled slower EPS growth by prioritizing balance sheet growth over loan sale gains.

Valuation Metrics

The current forward P/E ratio for SLM Corp (SLM.O) is 9.05, compared to its 5-year average forward P/E of 7.33. For a more detailed relative valuation and DCF analysis to assess SLM Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.33

Current PE

9.05

Overvalued PE

9.28

Undervalued PE

5.38

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.38

Current PS

3.67

Overvalued PS

4.13

Undervalued PS

2.64

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 307.89% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 307.89% over the last month.

Sold

Bought

SLM News & Events

Events Timeline

No data

News

7.0

01:57 AMPRnewswire

SLM Corporation Securities Class Action Deadline Set for February 17, 2026

7.0

01-09Globenewswire

SLM Corporation Securities Class Action Reminder: Lead Plaintiff Deadline February 17, 2026

7.0

01-09PRnewswire

SLM Corporation Faces Securities Fraud Lawsuit; Investors Can Join by Feb 17, 2026

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Frequently Asked Questions

What is SLM Corp (SLM) stock price today?

The current price of SLM is 27.61 USD — it has decreased -1.15 % in the last trading day.

What is SLM Corp (SLM)'s business?

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

What is the price predicton of SLM Stock?

What is SLM Corp (SLM)'s revenue for the last quarter?

SLM Corp revenue for the last quarter amounts to 513.81M USD, increased 44.52 % YoY.

What is SLM Corp (SLM)'s earnings per share (EPS) for the last quarter?

SLM Corp. EPS for the last quarter amounts to 0.63 USD, decreased -373.91 % YoY.

What changes have occurred in the market's expectations for SLM Corp (SLM)'s fundamentals?

How many employees does SLM Corp (SLM). have?

SLM Corp (SLM) has 1710 emplpoyees as of January 10 2026.

What is SLM Corp (SLM) market cap?

Today SLM has the market capitalization of 5.61B USD.