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SLM Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
21.800
Open
20.910
VWAP
21.34
Vol
3.70M
Mkt Cap
4.09B
Low
20.820
Amount
79.03M
EV/EBITDA(TTM)
5.89
Total Shares
198.15M
EV
5.96B
EV/OCF(TTM)
--
P/S(TTM)
2.34
SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.
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Events Timeline

(ET)
2026-03-09
08:40:00
Sallie Mae Enters $200M Share Repurchase Agreement with Goldman Sachs
select
2026-02-02 (ET)
2026-02-02
14:10:00
SLM Corporation Appoints Steve Turner as Chief Technology Officer
select
2026-01-23 (ET)
2026-01-23
12:10:00
Tech Stocks Under Pressure as Intel's Weak Outlook Hits Market
select

News

CNBC
8.5
03-30CNBC
Student Loan SAVE Plan Set to End Soon
  • End of SAVE Plan: The Trump administration's announcement to terminate the SAVE plan affects approximately 7.5 million borrowers, who will receive guidance on enrolling in a new repayment plan, highlighting the legal challenges that led to the plan's blockage by a federal appeals court, impacting borrowers' repayment options and financial planning.
  • Borrower Deadline: Borrowers must select a new repayment plan by July 1, 2026, as communicated by the Department of Education, with those failing to do so automatically placed into the Standard Repayment Plan, which may result in higher monthly payments than under SAVE.
  • Interest Resumption Impact: With interest resuming for SAVE borrowers in August 2024, the average loan balance of $57,000 at a 6.7% interest rate means borrowers have seen their debt increase by over $2,500 since interest accrual resumed, exacerbating their financial burden.
  • Diverse Repayment Options: Borrowers can enroll in existing income-driven repayment plans or wait for the new Repayment Assistance Plan, which will set monthly payments between 1% and 10% of income, demonstrating the government's flexibility in adjusting student loan policies to meet borrower needs.
Yahoo Finance
9.5
03-26Yahoo Finance
Sallie Mae Reports Strong Earnings but Stock Declines
  • Earnings Performance: Sallie Mae reported revenues of $454.1 million, a 16.4% year-over-year increase, exceeding analysts' expectations by 1%, indicating strong performance in the education loan market; however, the stock has declined by 23.5%, currently trading at $20.43.
  • Industry Outlook: The consumer finance sector performed well overall, with 19 companies reporting revenues in line with analyst expectations, but next quarter's revenue guidance is 1% below expectations, reflecting challenges faced by the industry amid economic slowdowns.
  • Competitive Pressure: Despite Atlanticus Holdings reporting a remarkable 97.4% revenue growth to $609.2 million, surpassing expectations by 7.1%, Sallie Mae must contend with fierce competition from traditional banks and fintech firms, impacting its market share.
  • Market Sentiment: Consumer finance stocks are down an average of 11%, reflecting investor concerns about future economic conditions; although Sallie Mae's earnings report was strong, market confidence in its future growth is affected.
CNBC
8.5
03-24CNBC
End of SAVE Plan Leaves Borrowers Facing Growing Debt
  • Termination of SAVE Plan: A federal appeals court has ordered the end of the SAVE plan, leaving over 7.2 million borrowers facing increasing debt, as they have been in forbearance since July 2024 without progress towards loan forgiveness.
  • Debt Growth Risk: The average SAVE enrollee has a loan balance of approximately $57,000 with a 6.7% interest rate, and since interest resumed in August, their debt is projected to have increased by over $2,500, exacerbating financial strain on borrowers.
  • Challenges in Applying for New Plans: With the U.S. Department of Education's limited capacity to process applications, borrowers who wait until the end of the SAVE plan to apply for new income-driven repayment options may face longer wait times, increasing their financial risks.
  • Cost of Switching Repayment Plans: While the Income-Based Repayment (IBR) plan is viewed as a better option, borrowers switching from SAVE could see their monthly payments double, adding further financial burden to those already under stress.
CNBC
8.0
03-20CNBC
U.S. Treasury Takes Over Student Loan Collections
  • Treasury's New Role: The U.S. Treasury will take over the collection of nearly $1.7 trillion in federal student loans, providing 'operational support' for approximately 42 million borrowers, marking a significant reform by the Trump administration that may lead to further decentralization of education management.
  • Impact on Defaulted Borrowers: Currently, around 9 million borrowers are in default, and the Treasury's involvement may increase uncertainty for these borrowers, although experts note that the Treasury's collection efficiency may be lower than that of private companies, prompting borrowers to monitor their repayment history closely.
  • Policy Context: The Trump administration emphasizes that the Treasury has the unique experience and capability to manage this massive debt portfolio, aiming to clean up years of mismanagement; however, borrower reactions to this transition are marked by concern and anxiety.
  • Borrower Rights Protection: Despite the change in management, borrowers' rights remain protected, and experts advise borrowers to download their loan data to prevent information loss while also keeping an eye on future Treasury support measures for non-defaulted loans.
CNBC
8.0
03-17CNBC
Trump Signs Executive Orders on Higher Education Amid Loan Backlog
  • Loan Application Backlog: As of the end of February, over 576,000 federal student loan borrowers are still awaiting processing for income-driven repayment plan applications, indicating significant inefficiencies within the Department of Education that could exacerbate financial pressures on borrowers.
  • Public Service Loan Forgiveness: An additional 88,170 borrowers are pending responses on their Public Service Loan Forgiveness buyback applications, a program designed to cancel debt for non-profit and government workers, highlighting the complexities and delays in government student loan relief efforts.
  • Repayment Plan Changes: The Trump administration's policy shifts may impact existing repayment plans, particularly with the impending cancellation of the SAVE plan, which is expected to increase repayment burdens on borrowers and further strain their financial situations.
  • Rising Default Rates: By December 2025, approximately 9 million borrowers were in default, with 42% of federal student loan borrowers reporting that their monthly payments hinder their ability to meet basic needs, underscoring the severe challenges posed by the current economic climate for borrowers.
Newsfilter
8.5
03-17Newsfilter
New Loan Options Enhance Graduate Financing Access
  • Loan Options Expansion: Sallie Mae announces new loan options for medical and dental graduate students, supporting their transition from school to clinical practice by providing financing for up to 100% of certified costs, alleviating financial pressure during their education.
  • Flexible Repayment Plans: The new loan options include flexible in-school repayment plans that allow students to defer payments, make interest-only payments, or pay a fixed amount during their studies, helping ease financial burdens with an extended grace period of up to 96 months.
  • Increased Scholarship Opportunities: Sallie Mae offers various scholarship resources, including a $5,000 Grad School No Essay Scholarship awarded quarterly and the Bridging the Dream Scholarship in partnership with Thurgood Marshall College Fund, which has awarded $500,000 to graduate students since 2021.
  • Dedicated Support Teams: Sallie Mae has established dedicated graduate support teams providing nationwide loan servicing, ensuring students receive professional guidance from application through repayment, further solidifying its leadership in the private student lending market.
Wall Street analysts forecast SLM stock price to rise
11 Analyst Rating
Wall Street analysts forecast SLM stock price to rise
7 Buy
2 Hold
2 Sell
Moderate Buy
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
TD Cowen
Buy
to
Buy
downgrade
$35 -> $32
AI Analysis
2026-03-31
New
Reason
TD Cowen
Price Target
$35 -> $32
AI Analysis
2026-03-31
New
downgrade
Buy
to
Buy
Reason
TD Cowen lowered the firm's price target on SLM to $32 from $35 and keeps a Buy rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
Compass Point
Giuliano Bologna
Sell
to
Neutral
upgrade
$23 -> $22
2026-03-30
New
Reason
Compass Point
Giuliano Bologna
Price Target
$23 -> $22
2026-03-30
New
upgrade
Sell
to
Neutral
Reason
Compass Point analyst Giuliano Bologna last night upgraded SLM to Neutral from Sell with a price target of $22, down from $23. The firm says the the company \"remains an execution bet\" on its ability to capture the Grad Plus opportunity over the next few years. The selloff in SLM shares \"prices in a significant amount\" of risk, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SLM
Unlock Now

Valuation Metrics

The current forward P/E ratio for SLM Corp (SLM.O) is 9.05, compared to its 5-year average forward P/E of 7.47. For a more detailed relative valuation and DCF analysis to assess SLM Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.47
Current PE
9.05
Overvalued PE
9.36
Undervalued PE
5.58

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.35
Current PS
3.67
Overvalued PS
4.09
Undervalued PS
2.61

Financials

AI Analysis
Annual
Quarterly

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Whales Holding SLM

P
Pacific Investment Management Company LLC
Holding
SLM
+20.89%
3M Return
P
Polaris Capital Management, LLC
Holding
SLM
+9.51%
3M Return
B
Barrow, Hanley, Mewhinney & Strauss, LLC
Holding
SLM
+4.26%
3M Return
C
Cambria Investment Management, L.P.
Holding
SLM
-2.36%
3M Return
S
Systematic Alpha Investments, LLC
Holding
SLM
-8.52%
3M Return
B
Brave Warrior Advisors, LLC
Holding
SLM
-10.90%
3M Return

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Frequently Asked Questions

What is SLM Corp (SLM) stock price today?

The current price of SLM is 21.41 USD — it has increased 3.73

What is SLM Corp (SLM)'s business?

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

What is the price predicton of SLM Stock?

Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is31.09 USD with a low forecast of 23.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SLM Corp (SLM)'s revenue for the last quarter?

SLM Corp revenue for the last quarter amounts to 420.61M USD, increased 16.10

What is SLM Corp (SLM)'s earnings per share (EPS) for the last quarter?

SLM Corp. EPS for the last quarter amounts to 1.12 USD, increased 124.00

How many employees does SLM Corp (SLM). have?

SLM Corp (SLM) has 1788 emplpoyees as of April 01 2026.

What is SLM Corp (SLM) market cap?

Today SLM has the market capitalization of 4.09B USD.