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SLM Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
22.470
Open
21.910
VWAP
22.17
Vol
2.48M
Mkt Cap
4.17B
Low
21.910
Amount
55.05M
EV/EBITDA(TTM)
5.38
Total Shares
188.59M
EV
5.43B
EV/OCF(TTM)
46.85
P/S(TTM)
2.50
SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.
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Events Timeline

(ET)
2026-05-07
09:10:00
Sallie Mae Prices $500 Million Senior Notes Offering
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2026-04-27 (ET)
2026-04-27
16:30:00
Sallie Mae Appoints Peter Graham and Kerri Palmer as Co-Presidents
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2026-04-23 (ET)
2026-04-23
16:40:00
SLM Raises FY26 EPS Outlook to $3.10-$3.20
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link
2026-04-23
16:40:00
Q1 Private Education Loan Originations Reach $2.9B
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News

Newsfilter
9.0
05-29Newsfilter
PinnedSallie Mae CFO to Speak at 2026 Morgan Stanley Conference
  • Executive Speaking Engagement: Sallie Mae's Co-President and CFO Pete Graham is scheduled to speak at the 2026 Morgan Stanley US Financials Conference on June 10 at 7:30 a.m. ET, highlighting the company's leadership in education financing.
  • Investor Communication Channels: The conference will feature a live audio webcast and replay available at SallieMae.com/investors, enhancing investor engagement and transparency.
  • Mission in Education Financing: Sallie Mae is committed to supporting access to education and lifelong learning through private student lending, helping customers achieve success both during and after college.
  • Company Background Information: Commonly known as Sallie Mae, SLM Corporation and its subsidiaries are not sponsored by or agencies of the United States, emphasizing its independence and market positioning.
Yahoo Finance
2.0
05-21Yahoo Finance
Sallie Mae's Stock Performance Declines
  • Stock Price Decline: Sallie Mae's stock has dropped 20.1% over the past six months, now trading at $21.71 per share, prompting investors to reconsider their holdings in light of this significant decline.
  • Lackluster Revenue Growth: With $1.96 billion in revenue over the trailing 12 months, Sallie Mae's performance is stagnant compared to five years ago, indicating a failure to consistently increase demand and reflecting poor business quality.
  • Slow EPS Growth: The company's earnings per share (EPS) grew at a compounded annual growth rate of 3.1% over the last five years, which, while better than flat revenue, suggests management's response to weaker demand through cost structure adjustments.
  • Cautious Investment Advice: Although Sallie Mae's forward P/E ratio stands at 8.1, making it appear cheap, the shaky fundamentals indicate significant downside risk, leading analysts to recommend focusing on more attractive stock options.
Newsfilter
8.5
05-12Newsfilter
Sallie Mae Completes Cash Tender Offer for Senior Notes
  • Tender Offer Results: As of 5 p.m. on May 12, 2026, Sallie Mae received tenders for $448,412,000 of its 3.125% senior notes, representing 89.68% of the total outstanding amount, indicating strong market confidence in the company.
  • Purchase Price Set: The purchase price for each validly tendered note is $995.83 per $1,000 principal amount, plus accrued interest from the last payment date to the settlement date, ensuring reasonable returns for investors.
  • New Notes Offering Connection: The tender offer is linked to a contemporaneous offering of new debt securities, aimed at repurchasing existing notes through new financing, thereby optimizing the capital structure and reducing financing costs.
  • Future Repayment Plans: The company plans to use proceeds from the new notes offering to repay any notes not tendered, ensuring repayment capability at maturity and further enhancing market confidence in its financial stability.
Newsfilter
8.5
05-12Newsfilter
Sallie Mae Announces Cash Tender Offer Pricing
  • Tender Offer Details: Sallie Mae has announced a cash tender offer for its outstanding 3.125% senior notes, aiming to purchase up to $500 million in notes, with settlement expected on May 15, 2026, thereby optimizing its capital structure and reducing financing costs.
  • Purchase Price Setting: The purchase price for the notes is set at $995.83 each, which is 25 basis points above the current yield of 4.125% U.S. Treasury securities, a strategy designed to attract more investor participation and enhance market confidence.
  • Tender Timeline: The tender offer will expire on May 12, 2026, requiring investors to validly tender their notes before this deadline to ensure eligibility for the purchase consideration, thus improving liquidity and capital turnover efficiency.
  • New Debt Issuance Connection: This tender offer is linked to a contemporaneous offering of new notes, expected to provide funds for the repurchase, further solidifying the company's financial stability and laying the groundwork for future expansion.
NASDAQ.COM
6.5
05-10NASDAQ.COM
Act Two Investors Acquires Additional SLM Shares Worth $15.84 Million
  • Share Acquisition: Act Two Investors acquired an additional 670,063 shares of SLM in Q1 2026, with an estimated transaction value of $15.84 million, reflecting confidence in the education loan market.
  • Position Value Increase: The quarter-end value of SLM holdings rose by $14.13 million, indicating the dual impact of trading and price changes, suggesting optimistic expectations for the company's future performance.
  • Performance Improvement: In its Q1 report, SLM raised its diluted EPS from $1.40 to $1.54, with private education loan originations increasing by 5%, showcasing strong performance in the education finance sector.
  • Buyback Strategy: The company repurchased 12 million shares for $259 million during the quarter, continuing its aggressive capital return strategy, despite facing rising delinquency rates, demonstrating confidence in long-term growth.
Fool
8.5
05-10Fool
Act Two Investors Acquires Additional SLM Shares Worth $15.84 Million
  • Share Acquisition: Act Two Investors disclosed the purchase of 670,063 shares of SLM in Q1 2026, valued at approximately $15.84 million, reflecting confidence in SLM's future performance.
  • Increased Ownership: This acquisition raised SLM's share to 3.34% of Act Two Investors' reportable AUM, indicating its significance within the investment portfolio.
  • Strong Financial Performance: SLM reported a diluted EPS of $1.54 for Q1 2026, a 10% increase year-over-year, and raised its full-year earnings guidance, showcasing robust performance in the education loan market.
  • Risks and Opportunities: Although SLM's delinquency rate rose to 3.98%, the company maintained a 5.29% net interest margin, and if it can sustain double-digit loan growth, it may attract more long-term investors' interest.
Wall Street analysts forecast SLM stock price to rise
11 Analyst Rating
Wall Street analysts forecast SLM stock price to rise
7 Buy
2 Hold
2 Sell
Moderate Buy
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
Morgan Stanley
Equal Weight
maintain
$26 -> $27
AI Analysis
2026-04-24
Reason
Morgan Stanley
Price Target
$26 -> $27
AI Analysis
2026-04-24
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on SLM to $27 from $26 and keeps an Equal Weight rating on the shares. Post Q1 earnings, the firm is increasing its 2026 and 2027 EPS estimates by about 10% and 5%, respectively.
BofA
Buy
maintain
$28 -> $29
2026-04-24
Reason
BofA
Price Target
$28 -> $29
2026-04-24
maintain
Buy
Reason
BofA raised the firm's price target on SLM to $29 from $28 and keeps a Buy rating on the shares following a Q1 EPS beat and 2026 guidance raise. The firm updated its 2026 and 2027 diluted EPS estimates to account for Q1 results and updated expectations and management commentary.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SLM
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Valuation Metrics

The current forward P/E ratio for SLM Corp (SLM.O) is 6.89, compared to its 5-year average forward P/E of 7.57. For a more detailed relative valuation and DCF analysis to assess SLM Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.57
Current PE
6.89
Overvalued PE
9.48
Undervalued PE
5.66

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.45
Current EV/EBITDA
4.85
Overvalued EV/EBITDA
12.04
Undervalued EV/EBITDA
-3.15

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.27
Current PS
2.74
Overvalued PS
3.96
Undervalued PS
2.58

Financials

AI Analysis
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Quarterly

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Whales Holding SLM

P
Pacific Investment Management Company LLC
Holding
SLM
+11.51%
3M Return
S
Systematic Alpha Investments, LLC
Holding
SLM
+10.71%
3M Return
B
Brave Warrior Advisors, LLC
Holding
SLM
+9.02%
3M Return
P
Polaris Capital Management, LLC
Holding
SLM
+7.68%
3M Return
C
Cambria Investment Management, L.P.
Holding
SLM
+6.87%
3M Return
B
Barrow, Hanley, Mewhinney & Strauss, LLC
Holding
SLM
+4.05%
3M Return

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Frequently Asked Questions

What is SLM Corp (SLM) stock price today?

The current price of SLM is 22.12 USD — it has increased 1.1

What is SLM Corp (SLM)'s business?

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

What is the price predicton of SLM Stock?

Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is31.09 USD with a low forecast of 23.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SLM Corp (SLM)'s revenue for the last quarter?

SLM Corp revenue for the last quarter amounts to 519.33M USD, decreased -5.97

What is SLM Corp (SLM)'s earnings per share (EPS) for the last quarter?

SLM Corp. EPS for the last quarter amounts to 1.54 USD, increased 10.00

How many employees does SLM Corp (SLM). have?

SLM Corp (SLM) has 1788 emplpoyees as of June 01 2026.

What is SLM Corp (SLM) market cap?

Today SLM has the market capitalization of 4.17B USD.