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SLM Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
22.535
Open
22.420
VWAP
21.98
Vol
2.72M
Mkt Cap
4.10B
Low
21.650
Amount
59.72M
EV/EBITDA(TTM)
5.45
Total Shares
188.59M
EV
5.50B
EV/OCF(TTM)
47.42
P/S(TTM)
2.54
SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.
Show More

Events Timeline

(ET)
2026-05-07
09:10:00
Sallie Mae Prices $500 Million Senior Notes Offering
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2026-04-27 (ET)
2026-04-27
16:30:00
Sallie Mae Appoints Peter Graham and Kerri Palmer as Co-Presidents
select
2026-04-23 (ET)
2026-04-23
16:40:00
SLM Raises FY26 EPS Outlook to $3.10-$3.20
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link
2026-04-23
16:40:00
Q1 Private Education Loan Originations Reach $2.9B
select

News

Fool
8.5
05-10Fool
PinnedAct Two Investors Acquires Additional SLM Shares Worth $15.84 Million
  • Share Acquisition: Act Two Investors disclosed the purchase of 670,063 shares of SLM in Q1 2026, valued at approximately $15.84 million, reflecting confidence in SLM's future performance.
  • Increased Ownership: This acquisition raised SLM's share to 3.34% of Act Two Investors' reportable AUM, indicating its significance within the investment portfolio.
  • Strong Financial Performance: SLM reported a diluted EPS of $1.54 for Q1 2026, a 10% increase year-over-year, and raised its full-year earnings guidance, showcasing robust performance in the education loan market.
  • Risks and Opportunities: Although SLM's delinquency rate rose to 3.98%, the company maintained a 5.29% net interest margin, and if it can sustain double-digit loan growth, it may attract more long-term investors' interest.
NASDAQ.COM
6.5
05-10NASDAQ.COM
Act Two Investors Acquires Additional SLM Shares Worth $15.84 Million
  • Share Acquisition: Act Two Investors acquired an additional 670,063 shares of SLM in Q1 2026, with an estimated transaction value of $15.84 million, reflecting confidence in the education loan market.
  • Position Value Increase: The quarter-end value of SLM holdings rose by $14.13 million, indicating the dual impact of trading and price changes, suggesting optimistic expectations for the company's future performance.
  • Performance Improvement: In its Q1 report, SLM raised its diluted EPS from $1.40 to $1.54, with private education loan originations increasing by 5%, showcasing strong performance in the education finance sector.
  • Buyback Strategy: The company repurchased 12 million shares for $259 million during the quarter, continuing its aggressive capital return strategy, despite facing rising delinquency rates, demonstrating confidence in long-term growth.
Newsfilter
2.0
05-07Newsfilter
Sallie Mae Expands Graduate Loan Options Ahead of Federal Changes
  • Loan Condition Optimization: Sallie Mae's newly launched Graduate and Law School Loans offer competitive interest rates, no origination fees, and multiple repayment options during school, aimed at helping more students fill funding gaps after scholarships and federal aid, thereby enhancing its competitiveness in the graduate loan market.
  • Flexible Repayment Options: The new loan products allow students to enjoy up to 12 months of interest-only payments after graduation, easing financial pressure during their transition to careers, while also providing a cosigner release option that further enhances the appeal of the loans.
  • Dedicated Support Teams: Sallie Mae provides dedicated support teams for graduate and professional students, ensuring that advanced degree timelines and requirements are met, with 100% U.S.-based loan servicing offering comprehensive support from application through repayment, enhancing customer experience.
  • Scholarship Opportunities: In addition to loans, Sallie Mae offers various scholarship opportunities, such as the $5,000 Graduate School No Essay Scholarship awarded quarterly and the Bridging the Dream Scholarship, aimed at providing additional support for students throughout their higher education journey, further solidifying its leadership position in education financing.
Newsfilter
2.0
05-05Newsfilter
American Families Increasingly Plan and Save for College Education
  • Increased Confidence in Education Investment: The latest study reveals that 95% of high school students plan to pursue further education, with 90% of families viewing it as an investment in the student's future, and 82% believing the costs are justified, indicating a strong commitment to education.
  • Positive Financial Planning Trends: The survey indicates that 64% of families have developed a plan to finance higher education, up from 54% in 2020, and 60% have set aside savings, with an average of $42,307, reflecting a proactive approach to educational investment.
  • More Preparatory Actions Taken: 85% of families have taken steps to prepare for higher education, an increase from 77% in 2020; however, only 38% have discussed key outcomes like expected salaries, highlighting a gap in informed decision-making in education planning.
  • Lack of Awareness About Scholarships: Among families considering higher education, 48% believe scholarships are only for exceptional students, and 37% are aware that families often pay less than the advertised price, indicating a significant knowledge gap in funding education.
Yahoo Finance
2.0
05-03Yahoo Finance
Three Stocks to Watch Under $50
  • UCB's Growth Concerns: United Community Banks (UCB) has shown only 7.6% annual revenue growth over the past two years, which is below banking sector standards, indicating potential risks to profitability that could affect investor confidence.
  • SLM's Market Challenges: Sallie Mae (SLM) has experienced flat sales over the past two years, with an annual EPS growth of only 3.1%, significantly trailing the peer group average, reflecting a lack of competitiveness in its products and services during the current market cycle.
  • NRDS's Strong Performance: NerdWallet (NRDS) achieved an impressive 27.8% annual revenue growth over the past five years, and its stock buybacks propelled EPS growth to 252%, showcasing its robust competitive position and profitability in the market.
  • Investment Opportunity Analysis: In the current market environment, UCB and SLM present concerning performance metrics, while NRDS demonstrates strong growth potential, prompting investors to carefully assess the investment value of these stocks.
Newsfilter
2.0
05-01Newsfilter
Sallie Mae Offers Guidance for College Financing Decisions
  • College Selection Factors: Sallie Mae advises families to consider academic support, campus engagement, and career resources when choosing a college, alongside graduation rates and earnings by major, to facilitate smarter decision-making.
  • Understanding Full Costs: The true cost of college encompasses tuition, housing, meals, books, and everyday expenses, prompting families to carefully review financial aid offers to avoid future financial surprises.
  • Pursuing Free Money: Scholarships and grants can significantly reduce out-of-pocket costs, and Sallie Mae encourages students to apply early and often for various scholarships to lessen their borrowing needs.
  • Smart Borrowing Strategies: After securing scholarships and federal aid, families may still face funding gaps, and Sallie Mae recommends borrowing only what is necessary to ensure financial responsibility and future success.
Wall Street analysts forecast SLM stock price to rise
11 Analyst Rating
Wall Street analysts forecast SLM stock price to rise
7 Buy
2 Hold
2 Sell
Moderate Buy
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
Current: 0.000
sliders
Low
23.00
Averages
31.09
High
37.00
Morgan Stanley
Equal Weight
maintain
$26 -> $27
AI Analysis
2026-04-24
Reason
Morgan Stanley
Price Target
$26 -> $27
AI Analysis
2026-04-24
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on SLM to $27 from $26 and keeps an Equal Weight rating on the shares. Post Q1 earnings, the firm is increasing its 2026 and 2027 EPS estimates by about 10% and 5%, respectively.
BofA
Buy
maintain
$28 -> $29
2026-04-24
Reason
BofA
Price Target
$28 -> $29
2026-04-24
maintain
Buy
Reason
BofA raised the firm's price target on SLM to $29 from $28 and keeps a Buy rating on the shares following a Q1 EPS beat and 2026 guidance raise. The firm updated its 2026 and 2027 diluted EPS estimates to account for Q1 results and updated expectations and management commentary.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SLM
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Valuation Metrics

The current forward P/E ratio for SLM Corp (SLM.O) is 7.08, compared to its 5-year average forward P/E of 7.57. For a more detailed relative valuation and DCF analysis to assess SLM Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.57
Current PE
7.08
Overvalued PE
9.48
Undervalued PE
5.67

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.24
Current EV/EBITDA
4.96
Overvalued EV/EBITDA
11.90
Undervalued EV/EBITDA
-3.42

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.29
Current PS
2.81
Overvalued PS
3.99
Undervalued PS
2.59

Financials

AI Analysis
Annual
Quarterly

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Whales Holding SLM

P
Pacific Investment Management Company LLC
Holding
SLM
+11.89%
3M Return
P
Polaris Capital Management, LLC
Holding
SLM
+7.27%
3M Return
S
Systematic Alpha Investments, LLC
Holding
SLM
+6.35%
3M Return
C
Cambria Investment Management, L.P.
Holding
SLM
+3.39%
3M Return
B
Barrow, Hanley, Mewhinney & Strauss, LLC
Holding
SLM
+1.80%
3M Return
B
Brave Warrior Advisors, LLC
Holding
SLM
-3.22%
3M Return

Trading Trends

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Frequently Asked Questions

What is SLM Corp (SLM) stock price today?

The current price of SLM is 21.76 USD — it has decreased -3.16

What is SLM Corp (SLM)'s business?

SLM Corporation is a holding company, which operates through various subsidiaries and is a financial brand for higher education. The Company’s primary business is to originate and service loans it makes to students and their families to finance the cost of their education. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation. Its primary private education loan product is the Smart Option Student Loan, which emphasizes in-school payment features that can produce shorter terms and reduce customers’ total finance charges. The Smart Option Student Loan generally runs for six months after the borrower separates from school but can run for up to 36 months for a small subset of graduate loans. It also offers six loan products for specific graduate programs of study. These include the Sallie Mae Law School Loan, the Sallie Mae MBA Loan, the Sallie Mae Graduate School Loan for Health Professions, the Sallie Mae Medical School Loan, and others.

What is the price predicton of SLM Stock?

Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is31.09 USD with a low forecast of 23.00 USD and a high forecast of 37.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is SLM Corp (SLM)'s revenue for the last quarter?

SLM Corp revenue for the last quarter amounts to 519.33M USD, decreased -5.97

What is SLM Corp (SLM)'s earnings per share (EPS) for the last quarter?

SLM Corp. EPS for the last quarter amounts to 1.54 USD, increased 10.00

How many employees does SLM Corp (SLM). have?

SLM Corp (SLM) has 1788 emplpoyees as of May 12 2026.

What is SLM Corp (SLM) market cap?

Today SLM has the market capitalization of 4.10B USD.