SLM Relative Valuation
SLM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, SLM is overvalued; if below, it's undervalued.
Historical Valuation
SLM Corp (SLM) is now in the Fair zone, suggesting that its current forward PE ratio of 9.63 is considered Fairly compared with the five-year average of 7.07. The fair price of SLM Corp (SLM) is between 21.27 to 31.37 according to relative valuation methord.
Relative Value
Fair Zone
21.27-31.37
Current Price：31.23
Fair
9.63
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
SLM Corp. (SLM) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
SLM Corp. (SLM) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
4.05
PS
SLM Corp. (SLM) has a current PS of 4.05. The 5-year average PS is 3.27. The thresholds are as follows: Strongly Undervalued below 1.69, Undervalued between 1.69 and 2.48, Fairly Valued between 4.05 and 2.48, Overvalued between 4.05 and 4.84, and Strongly Overvalued above 4.84. The current Forward PS of 4.05 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
SLM Corp. (SLM) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
SLM Corp. (SLM) has a current P/FCF of 0.00. The 5-year average P/FCF is 1.92. The thresholds are as follows: Strongly Undervalued below -5.06, Undervalued between -5.06 and -1.57, Fairly Valued between 5.41 and -1.57, Overvalued between 5.41 and 8.91, and Strongly Overvalued above 8.91. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
SLM Corp (SLM) has a current Price-to-Book (P/B) ratio of 3.07. Compared to its 3-year average P/B ratio of 2.54 , the current P/B ratio is approximately 20.48% higher. Relative to its 5-year average P/B ratio of 2.55, the current P/B ratio is about 20.41% higher. SLM Corp (SLM) has a Forward Free Cash Flow (FCF) yield of approximately -6.05%. Compared to its 3-year average FCF yield of -3.01%, the current FCF yield is approximately 101.07% lower. Relative to its 5-year average FCF yield of -2.73% , the current FCF yield is about 121.41% lower.
3.07
P/B
Median3y
2.54
Median5y
2.55
-6.05
FCF Yield
Median3y
-3.01
Median5y
-2.73
Competitors Valuation Multiple
The average P/S ratio for SLM's competitors is 2.33, providing a benchmark for relative valuation. SLM Corp Corp (SLM) exhibits a P/S ratio of 4.05, which is 73.84% above the industry average. Given its robust revenue growth of -23.04%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of SLM increased by 43.00% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 6.91 to 15.85.
The secondary factor is the Revenue Growth, contributed -23.04%to the performance.
Overall, the performance of SLM in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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