Should You Buy SLM Corp (SLM) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/26
SLM Corp is not a strong buy for a beginner investor with a long-term strategy at this moment. Despite strong Q4 financial performance, the stock faces significant headwinds, including insider selling, class action lawsuits, and bearish technical indicators. The options data also reflects a bearish sentiment. It would be prudent to monitor the stock for a more favorable entry point.
Technical Analysis
The technical indicators are bearish. The MACD is below 0 and negatively contracting, RSI is neutral at 63.977, and moving averages are bearish (SMA_200 > SMA_20 > SMA_5). Key support levels are at 25.966 and 25.126, with resistance at 28.686 and 29.526. The pre-market price is $27.49, down 0.47%.
Analyst Ratings and Price Target Trends
Analysts are mixed. Deutsche Bank and Wells Fargo raised price targets to $40 and $32, respectively, citing improved long-term earnings growth. However, Compass Point downgraded the stock to Sell with a $23 price target, citing slower EPS growth and strategic resets. The overall sentiment is cautious, with some optimism for long-term growth.
Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is 31.09 USD with a low forecast of 23 USD and a high forecast of 37 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast SLM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SLM is 31.09 USD with a low forecast of 23 USD and a high forecast of 37 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 26.920
Current: 26.920
