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AII Overview

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Intellectia

Loading chart...

High
18.825
Open
18.250
VWAP
17.44
Vol
224.51K
Mkt Cap
383.79M
Low
16.680
Amount
3.92M
EV/EBITDA(TTM)
1.52
Total Shares
19.58M
EV
184.23M
EV/OCF(TTM)
1.33
P/S(TTM)
1.35
American Integrity Insurance Group, Inc. is an insurance group. The Company, through its subsidiary American Integrity Insurance Company of Florida, Inc. (AIICFL), provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. Its subsidiaries include American Integrity MGA, LLC, operates as a managing general agency to produce, underwrite, negotiate, bind and administer policies. American Integrity Claims Services, LLC, manages all non-catastrophe claims for AIICFL and, on an as-needed basis, contracts with third-party claims services providers to manage and oversee catastrophe claims. Pinnacle Analytics, LLC, operates ongoing reinsurance-related analytical and modeling work for the benefit of AIICFL. Pinnacle Insurance Consultants, LLC, acts as the agent of the record of policies that are assumed by citizens and are not already affiliated with an independent insurance agent.
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Events Timeline

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News

seekingalpha
9.5
05-13seekingalpha
American Integrity Insurance Group Q1 2026 Earnings Call Insights
  • Management Transition: American Integrity Insurance Group welcomes Brian Foley as the new CFO, succeeding Benjamin Lurie, marking a strategic shift in the executive team aimed at enhancing financial management capabilities to support future growth.
  • Significant Policy Growth: The company wrote 120 new policies per business day in Q1, a substantial increase from just 6 policies per day in the same period last year, indicating strong demand in the middle-aged home and Tri-County segments, which is expected to further boost market share.
  • Robust Financial Performance: The net income available for common shareholders reached $19.9 million, translating to $1.02 per diluted share, with gross premiums written totaling $220 million and net premiums earned increasing by 25.7%, reflecting the company's enhanced competitiveness and profitability.
  • Reinsurance Market Improvement: Management anticipates substantial rate softening in the June 1 renewals, although no specific percentage range was provided, emphasizing that improvements in the reinsurance market will support the company's future financial performance.
seekingalpha
9.5
05-12seekingalpha
American Integrity Insurance Group Q1 2026 Financial Highlights
  • Earnings Beat: American Integrity Insurance Group reported a Q1 2026 non-GAAP EPS of $1.03, exceeding expectations by $0.03, indicating a robust profitability trend that is likely to positively influence stock performance.
  • Significant Revenue Growth: The company achieved revenues of $90.9 million in Q1, surpassing estimates by $0.11 million, reflecting strong market performance and increased customer demand compared to the previous year.
  • Policy Count Increase: As of March 31, 2026, the number of policies in force reached 437,308, a 14.1% increase from the same period in 2025, demonstrating steady expansion in customer base and market share.
  • Improved Combined Ratio: The combined ratio for Q1 2026 was 75.0%, an improvement from 42.9% in Q1 2025, showcasing effective risk management and profitability strategies that enhance the company's financial health.
seekingalpha
5.0
04-06seekingalpha
American Integrity Insurance Group Appoints New CFO
  • Executive Appointment: American Integrity Insurance Group has appointed Brian Foley as CFO, effective April 6, 2026, bringing his investment banking experience from Keefe, Bruyette & Woods, where he advised insurance firms on capital raising and strategic transactions, which is expected to enhance the company's financial management capabilities.
  • Succession Plan: Foley succeeds Ben Lurie, who will transition to a consulting role while remaining on the board of the insurance subsidiary and co-chairing the investment committee, ensuring continuity in leadership and alignment in strategic direction.
  • Strategic Expansion: The company projects continued organic growth and aims to increase average premiums amid strategic expansion, indicating a pursuit of higher profitability and market share in a competitive landscape.
  • Historical Performance: Historical earnings data suggest that with the new CFO's leadership, there is potential for improved financial performance, bolstering investor confidence and supporting future business development.
Newsfilter
5.0
04-06Newsfilter
American Integrity Insurance Appoints New CFO Amid Growth
  • Executive Appointment: American Integrity Insurance Group has appointed Brian Foley as Chief Financial Officer effective April 6, 2026, marking a pivotal moment for the company as it continues to expand its market presence following a successful public listing.
  • Transition of Former CFO: Former CFO Ben Lurie will transition to a consulting role while remaining on the board of the company's insurance subsidiary, ensuring continuity and stability during this leadership change.
  • Extensive Industry Experience: Foley brings over a decade of experience at the intersection of capital markets and the insurance industry, having served as an investment banker at Keefe, Bruyette & Woods, where he was involved in numerous capital raising and strategic transactions, highlighting his strong industry background.
  • Future Strategic Goals: CEO Robert Ritchie emphasized that Foley's addition will strengthen the company's financial strategy, deepen investor engagement, and drive sustained shareholder value, reflecting the company's confidence and commitment to future growth.
seekingalpha
9.5
02-25seekingalpha
American Integrity Insurance Group Q4 2025 Earnings Highlights
  • Successful IPO: American Integrity Insurance Group completed a successful initial public offering last year, raising $100 million, which lays a solid foundation for future business expansion and demonstrates market confidence in its growth potential.
  • Significant Premium Growth: In Q4 2025, the company reported gross premiums earned increased by $29.3 million year-over-year to $229.1 million, reflecting strong growth in customer base and market share, further solidifying its market leadership position.
  • Increased Shareholder Returns: The company announced a special cash dividend of $1.02 per share, totaling $20 million, indicating a commitment to returning capital to shareholders while enhancing investor confidence alongside improved profitability.
  • Optimistic Future Outlook: Management anticipates continued organic growth with the re-entry into Florida's Tri-County region and the launch of new products, projecting that the reduction in non-cat quota share will drive additional revenue and reduce costs, further enhancing profitability.
NASDAQ.COM
9.5
02-25NASDAQ.COM
American Integrity Insurance Reports Q4 2025 Earnings
  • Stable Revenue: American Integrity Insurance (AII) reported revenue of $68.05 million for Q4 2025, unchanged from the same period last year, indicating the company's stability in the market despite no year-over-year growth.
  • Earnings Growth: The earnings per share (EPS) came in at $1.11, a significant increase from $0 in the year-ago quarter, reflecting an improvement in the company's profitability that may attract more investor interest.
  • Surpassing Expectations: The reported revenue exceeded the Zacks consensus estimate of $61.71 million by 10.28%, while the EPS surpassed the consensus estimate of $0.79 by 40.95%, showcasing the company's strong financial performance.
  • Investor Focus: Despite flat revenue, investors are closely monitoring key metrics of the company's financial health to better project stock price performance, reflecting market confidence in the company's future growth.
Wall Street analysts forecast AII stock price to rise
5 Analyst Rating
Wall Street analysts forecast AII stock price to rise
4 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
27.00
Averages
28.00
High
29.00
Current: 0.000
sliders
Low
27.00
Averages
28.00
High
29.00
Citizens
Matthew Carletti
Outperform
maintain
$28 -> $25
AI Analysis
2026-05-13
New
Reason
Citizens
Matthew Carletti
Price Target
$28 -> $25
AI Analysis
2026-05-13
New
maintain
Outperform
Reason
Citizens analyst Matthew Carletti lowered the firm's price target on American Integrity Insurance to $25 from $28 and keeps an Outperform rating on the shares. American Integrity is well positioned to take advantage of the growing Florida residential property insurance market following the Q1 earnings report, the analyst tells investors in a research note.
Keefe Bruyette
Tommy McJoynt
Outperform
downgrade
$28 -> $27
2026-04-07
Reason
Keefe Bruyette
Tommy McJoynt
Price Target
$28 -> $27
2026-04-07
downgrade
Outperform
Reason
Keefe Bruyette analyst Tommy McJoynt lowered the firm's price target on American Integrity Insurance to $27 from $28 and keeps an Outperform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for AII
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Valuation Metrics

The current forward P/E ratio for American Integrity Insurance Group Inc (AII.N) is 7.34, compared to its 5-year average forward P/E of 7.22. For a more detailed relative valuation and DCF analysis to assess American Integrity Insurance Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.22
Current PE
7.34
Overvalued PE
8.62
Undervalued PE
5.82

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.33
Current EV/EBITDA
0.97
Overvalued EV/EBITDA
0.77
Undervalued EV/EBITDA
-0.11

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.16
Current PS
0.88
Overvalued PS
1.40
Undervalued PS
0.91

Financials

AI Analysis
Annual
Quarterly

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Whales Holding AII

E
Encompass Capital Advisors LLC
Holding
AII
+26.56%
3M Return
N
Next Century Growth Investors LLC
Holding
AII
+13.27%
3M Return
C
Cooper Creek Partners Management LLC
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AII
+4.13%
3M Return
D
Duquesne Family Office LLC
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+3.13%
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Frequently Asked Questions

What is American Integrity Insurance Group Inc (AII) stock price today?

The current price of AII is 16.81 USD — it has decreased -14.23

What is American Integrity Insurance Group Inc (AII)'s business?

American Integrity Insurance Group, Inc. is an insurance group. The Company, through its subsidiary American Integrity Insurance Company of Florida, Inc. (AIICFL), provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. Its subsidiaries include American Integrity MGA, LLC, operates as a managing general agency to produce, underwrite, negotiate, bind and administer policies. American Integrity Claims Services, LLC, manages all non-catastrophe claims for AIICFL and, on an as-needed basis, contracts with third-party claims services providers to manage and oversee catastrophe claims. Pinnacle Analytics, LLC, operates ongoing reinsurance-related analytical and modeling work for the benefit of AIICFL. Pinnacle Insurance Consultants, LLC, acts as the agent of the record of policies that are assumed by citizens and are not already affiliated with an independent insurance agent.

What is the price predicton of AII Stock?

Wall Street analysts forecast AII stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AII is28.00 USD with a low forecast of 27.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is American Integrity Insurance Group Inc (AII)'s revenue for the last quarter?

American Integrity Insurance Group Inc revenue for the last quarter amounts to 403.91M USD, increased 461.88

What is American Integrity Insurance Group Inc (AII)'s earnings per share (EPS) for the last quarter?

American Integrity Insurance Group Inc. EPS for the last quarter amounts to 1.02 USD, decreased -44.26

How many employees does American Integrity Insurance Group Inc (AII). have?

American Integrity Insurance Group Inc (AII) has 313 emplpoyees as of May 14 2026.

What is American Integrity Insurance Group Inc (AII) market cap?

Today AII has the market capitalization of 383.79M USD.