AII

American Integrity Insurance Group Inc

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Advanced Chart

19.990

+0.49(2.513%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

20.320

Open

19.440

VWAP

19.99

Vol

104.38K

Mkt Cap

391.24M

Low

19.370

Amount

2.09M

EV/EBITDA(TTM)

Total Shares

19.57M

122.87M

EV/OCF(TTM)

P/S(TTM)

American Integrity Insurance Group, Inc. is an insurance group. The Company, through its subsidiary American Integrity Insurance Company of Florida, Inc. (AIICFL), provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. Its subsidiaries include American Integrity MGA, LLC, operates as a managing general agency to produce, underwrite, negotiate, bind and administer policies. American Integrity Claims Services, LLC, manages all non-catastrophe claims for AIICFL and, on an as-needed basis, contracts with third-party claims services providers to manage and oversee catastrophe claims. Pinnacle Analytics, LLC, operates ongoing reinsurance-related analytical and modeling work for the benefit of AIICFL. Pinnacle Insurance Consultants, LLC, acts as the agent of the record of policies that are assumed by citizens and are not already affiliated with an independent insurance agent.

7 Analyst Rating

Wall Street analysts forecast AII stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AII is 21.80 USD with a low forecast of 20.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

6 Buy

1 Hold

0 Sell

Strong Buy

Current: 19.990

Low

20.00

Averages

21.80

High

23.00

Current: 19.990

Low

20.00

Averages

21.80

High

23.00

Raymond James

C. Gregory Peters

Outperform

maintain

$20 -> $22

2025-08-18

Reason

Raymond James

C. Gregory Peters

Price Target

$20 -> $22

2025-08-18

maintain

Outperform

Reason

Raymond James analyst C. Gregory Peters raised the firm's price target on American Integrity Insurance to $22 from $20 and keeps an Outperform rating on the shares. American Integrity Insurance could be favorably positioned during hurricane season due to superior risk selection, substantial reinsurance limits, and inexpensive valuation, the analyst tells investors in a research note.

Piper Sandler

Overweight

maintain

$20 -> $22

2025-08-14

Reason

Piper Sandler

Price Target

$20 -> $22

2025-08-14

maintain

Overweight

Reason

Piper Sandler raised the firm's price target on American Integrity Insurance to $22 from $20 and keeps an Overweight rating on the shares following quarterly results. The firm acknowledges that there was some noise related to reporting location of one-time IPO expenses that affected the combined ratio, but it thinks the underlying results were still strong and note that the company beat on an absolute bottom line dollar basis versus expectations.

William Blair

Adam Klauber

Outperform

initiated

2025-06-06

Reason

William Blair

Adam Klauber

Price Target

2025-06-06

initiated

Outperform

Reason

William Blair analyst Adam Klauber initiated coverage of American Integrity Insurance with an Outperform rating. American Integrity is a fast-growing, technology-enabled homeowners insurer that focuses on the "increasingly attractive" Florida market, the analyst tells investors in a research note. The firm believes the company can compound earnings growth in the mid-teens range through 2027. The stock's current valuation does not reflect American Integrity's "strong compounding ability," contends William Blair.

JMP

Matthew Carletti

Outperform

initiated

$23

2025-06-02

Reason

JMP

Matthew Carletti

Price Target

$23

2025-06-02

initiated

Outperform

Reason

Citizens JMP analyst Matthew Carletti initiated coverage of American Integrity Insurance with an Outperform rating and $23 price target. Founded in 2006 on dislocation in the Florida residential property insurance market following the 2004 and 2005 hurricane seasons and producing an "enviable" track record, American Integrity is well positioned to take full advantage of the growing Florida insurance market, which is benefiting from recent highly successful legislative reforms, the analyst tells investors in a research note. The firm finds the shares attractively valued.

Piper Sandler

Overweight

initiated

$20

2025-06-02

Reason

Piper Sandler

Price Target

$20

2025-06-02

initiated

Overweight

Reason

Piper Sandler initiated coverage of American Integrity Insurance with an Overweight rating and $20 price target. American Integrity is a profitable and growing Florida insurer operating in an environment that has become incrementally more favorable and is expanding through Citizens takeouts, the analyst tells investors in a research note. The firm says meaningful tort reform in the state of Florida should reduce claims costs related to litigation.

Oppenheimer

Perform

initiated

2025-06-02

Reason

Oppenheimer

Price Target

2025-06-02

initiated

Perform

Reason

Oppenheimer initiated coverage of American Integrity Insurance with a Perform rating. The firm says that while it has the utmost respect for the company's long-term margin performance, it thinks the current fundamentals will challenge near-term EPS growth. Following recent legislative changes, Florida homeowners' market has gone from being one of the most challenging to being one of the best. But with this has come an intensified competitive environment, underpinning Oppenheimer's view that organic growth opportunities will be difficult and current margins are likely to represent peak levels. While shares of recent IPO trade at a discount to peers, the firm believes peer-group-rich multiples fully reflect Florida's turnaround, and expect multiple compression, especially in light of the group's typical underperformance during hurricane season.

See All Ratings

Valuation Metrics

The current forward P/E ratio for American Integrity Insurance Group Inc (AII.N) is 8.10, compared to its 5-year average forward P/E of 6.01. For a more detailed relative valuation and DCF analysis to assess American Integrity Insurance Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Overvalued

5Y Average PE

6.01

Current PE

8.10

Overvalued PE

7.40

Undervalued PE

4.62

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

1.28

Current PS

1.33

Overvalued PS

1.34

Undervalued PS

1.21