AII Relative Valuation
AII's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, AII is overvalued; if below, it's undervalued.
Historical Valuation
American Integrity Insurance Group Inc (AII) is now in the Fair zone, suggesting that its current forward PE ratio of 7.96 is considered Fairly compared with the five-year average of 7.29. The fair price of American Integrity Insurance Group Inc (AII) is between 14.97 to 22.22 according to relative valuation methord.
Relative Value
Fair Zone
14.97-22.22
Current Price：20.27
Fair
7.97
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
American Integrity Insurance Group Inc. (AII) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
American Integrity Insurance Group Inc. (AII) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 165.43. The thresholds are as follows: Strongly Undervalued below -949.27, Undervalued between -949.27 and -391.92, Fairly Valued between 722.79 and -391.92, Overvalued between 722.79 and 1280.14, and Strongly Overvalued above 1280.14. The current Forward EV/EBIT of 0.00 falls within the Historic Trend Line -Fairly Valued range.
1.24
PS
American Integrity Insurance Group Inc. (AII) has a current PS of 1.24. The 5-year average PS is 1.33. The thresholds are as follows: Strongly Undervalued below 1.13, Undervalued between 1.13 and 1.23, Fairly Valued between 1.43 and 1.23, Overvalued between 1.43 and 1.54, and Strongly Overvalued above 1.54. The current Forward PS of 1.24 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
American Integrity Insurance Group Inc. (AII) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
16.81
P/FCF
American Integrity Insurance Group Inc. (AII) has a current P/FCF of 16.81. The 5-year average P/FCF is 12.39. The thresholds are as follows: Strongly Undervalued below 0.62, Undervalued between 0.62 and 6.51, Fairly Valued between 18.28 and 6.51, Overvalued between 18.28 and 24.16, and Strongly Overvalued above 24.16. The current Forward P/FCF of 16.81 falls within the Historic Trend Line -Fairly Valued range.
American Integrity Insurance Group Inc (AII) has a current Price-to-Book (P/B) ratio of 1.25. Compared to its 3-year average P/B ratio of 1.18 , the current P/B ratio is approximately 5.97% higher. Relative to its 5-year average P/B ratio of 1.18, the current P/B ratio is about 5.97% higher. American Integrity Insurance Group Inc (AII) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 55.66%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 55.66% , the current FCF yield is about -100.00% lower.
1.25
P/B
Median3y
1.18
Median5y
1.18
59.37
FCF Yield
Median3y
55.66
Median5y
55.66
Competitors Valuation Multiple
The average P/S ratio for AII's competitors is 0.00, providing a benchmark for relative valuation. American Integrity Insurance Group Inc Corp (AII) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 33.27%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of AII increased by 22.21% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 9.70 to 21.22.
The secondary factor is the Revenue Growth, contributed 33.27%to the performance.
Overall, the performance of AII in the past 1 year is driven by Margin Expansion. Which is more sustainable.
People Also Watch
FAQ
Is American Integrity Insurance Group Inc (AII) currently overvalued or undervalued?
What is American Integrity Insurance Group Inc (AII) fair value?
How does AII's valuation metrics compare to the industry average?
What is the current P/B ratio for American Integrity Insurance Group Inc (AII) as of Dec 13 2025?
What is the current FCF Yield for American Integrity Insurance Group Inc (AII) as of Dec 13 2025?
What is the current Forward P/E ratio for American Integrity Insurance Group Inc (AII) as of Dec 13 2025?