World Liberty Financial Launches $3.4B DeFi Lending Platform Backed by Trump Family
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 12 2026
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Source: Benzinga
- DeFi Platform Launch: World Liberty Markets has launched a DeFi lending platform supporting its $3.4 billion USD1 stablecoin, allowing users to lend and borrow against collateral such as Ethereum and USDC, thereby enhancing digital asset liquidity.
- Dynamic Interest Rates: Users can borrow USD1 at an interest rate of approximately 0.83% and lend it out at 0.08%, with expectations that these rates will shift as more capital flows into the platform, impacting its attractiveness and user engagement.
- Trump Family Earnings: With Trump and his sons listed as co-founders, the family earned over $800 million from WLFI and related token sales in 2025, raising significant concerns about conflicts of interest, particularly during Trump's presidency.
- Bank Charter Application: World Liberty has recently applied for a national bank charter, which, if approved, would allow USD1 to be issued and held under federal supervision, potentially strengthening its market position while inviting further regulatory scrutiny.
Analyst Views on CRCL
Wall Street analysts forecast CRCL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CRCL is 143.07 USD with a low forecast of 65.00 USD and a high forecast of 280.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
17 Analyst Rating
10 Buy
4 Hold
3 Sell
Moderate Buy
Current: 72.640
Low
65.00
Averages
143.07
High
280.00
Current: 72.640
Low
65.00
Averages
143.07
High
280.00
About CRCL
Circle Internet Group, Inc. is a global financial technology company. It operates as a platform, network, and market infrastructure for stablecoin and blockchain applications and the issuer of a United States dollar-denominated stablecoin, USDC and a euro-denominated stablecoin, EURC (collectively Circle stablecoins). It provides a stablecoin network and a range of blockchain-specific software infrastructure. Its product offerings include Stablecoins, Developer Services, Integration Services, and Tokenized Funds. Developer Services develops an array of developer-ready and enterprise-grade infrastructure services that developers can plug into their own applications. It connects and integrates products, such as USDC across blockchain networks. Its Tokenized Funds are regulated yield-bearing investments for collateral use in capital markets. It also offers liquidity services, which provides institutional minting, reserving, redemption, and foreign exchange services for Circle stablecoins.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
