VTI ETF Daily Report — November 21, 2025
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 21 2025
0mins
Should l Buy AAPL?
Source: TipRanks
VTI Overview: The Vanguard Total Stock Market ETF (VTI) provides extensive exposure to the U.S. equity market with a low expense ratio of 0.03%, making it a cost-effective investment option.
Recent Performance: VTI has experienced a 4.86% decline over the past week but is up 13.3% year-to-date, with notable declines in the Nasdaq Composite and S&P 500 due to market uncertainties.
Top Holdings: The ETF's leading holdings include Nvidia (6.69%), Microsoft (5.98%), and Apple (5.87%), with a three-month average trading volume of 4.02 million shares.
Analyst Consensus: VTI is rated as a Moderate Buy by analysts, with a price target suggesting a potential upside of 25%, while its Smart Score indicates it is likely to perform in line with the broader market.
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Analyst Views on AAPL
Wall Street analysts forecast AAPL stock price to rise
27 Analyst Rating
17 Buy
9 Hold
1 Sell
Moderate Buy
Current: 263.880
Low
239.00
Averages
306.89
High
350.00
Current: 263.880
Low
239.00
Averages
306.89
High
350.00
About AAPL
Apple Inc. designs, manufactures and markets smartphones, personal computers, tablets, wearables and accessories, and sells a variety of related services. Its product categories include iPhone, Mac, iPad, and Wearables, Home and Accessories. Its software platforms include iOS, iPadOS, macOS, watchOS, visionOS, and tvOS. Its services include advertising, AppleCare, cloud services, digital content and payment services. The Company operates various platforms, including the App Store, that allow customers to discover and download applications and digital content, such as books, music, video, games and podcasts. It also offers digital content through subscription-based services, including Apple Arcade, Apple Fitness+, Apple Music, Apple News+, and Apple TV+. Its products include iPhone 16 Pro, iPhone 16, iPhone 15, iPhone 14, iPhone SE, MacBook Air, MacBook Pro, iMac, Mac mini, Mac Studio, Mac Pro, iPad Pro, iPad Air, AirPods, AirPods Pro, AirPods Max, Apple TV, Apple Vision Pro and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Apple Reports Strong Q1 Growth Amid Challenges
- Significant Revenue Growth: Apple reported a 15.7% year-over-year revenue increase in Q1 2026 (ending December 27), primarily driven by robust demand for the iPhone 17 lineup, showcasing its sustained leadership in the smartphone market.
- iPhone Sales Surge: iPhone sales rose 23.4% year-over-year, further solidifying Apple's market dominance in hardware, indicating strong consumer preference and brand loyalty.
- Exceptional Profit Margins: The company's net income margin reached 29.3% in the last fiscal quarter, reflecting its outstanding profitability and pricing power, despite facing regulatory scrutiny and delays in Siri updates.
- Cautious Market Outlook: While Apple's P/E ratio stands at 33.1, indicating a premium valuation, investor concerns about its cautious approach in the AI race may lead to underperformance compared to the broader market over the next five years.
See More
Apple Releases iOS 26.4 Beta and Announces Product Showcase
- New System Release: Apple launched the iOS 26.4 beta on Monday, introducing features like video podcasts and an Apple Music playlist tool, but lacking enhancements for Siri, indicating slow progress in AI that could impact user experience and market competitiveness.
- Product Showcase Announcement: Apple is set to host a 'special Apple Experience' on March 4 in New York, London, and Shanghai; while details remain undisclosed, the 3D Apple logo's colors have sparked speculation about a new low-cost MacBook, potentially drawing media and consumer interest.
- Increased Stock Pressure: Apple's stock fell 8% last week, marking its largest weekly decline since April last year, despite reporting record iPhone revenue in the latest quarter, indicating strong demand but overshadowed by a broader tech sell-off affecting its stock performance.
- Market Sentiment Shift: Retail sentiment for AAPL has remained in the 'bearish' zone over the past week, reflecting investor concerns about future performance, particularly ahead of new product launches, which may affect short-term market confidence.
See More
AR Glasses Market Set for Explosive Growth
- Surge in Shipments: AR glasses shipments are projected to grow over 50% this year, indicating a strong market recovery as smart glasses shed their previous 'science project' image and gain consumer interest.
- Technological Advancements: With Apple reportedly planning AI-focused wearables, including smart glasses, consumer expectations for next-gen features and lighter designs are rising, potentially making these devices must-haves by 2026.
- Market Excitement: At CES, nearly every booth showcased AR glasses, signaling that the technology is on the cusp of widespread adoption, and they are expected to be the top holiday product this year, further driving market growth.
- Changing Competitive Landscape: As major players like Apple and Meta intensify their focus on AR glasses, competition will increase, accelerating technological advancements and driving consumer demand for new features.
See More
Analysis of Concentration in U.S. Market Indices
- Market Concentration: The CRSP U.S. Total Market Index includes 3,498 companies, with the top 65 accounting for 70% of the total market value, indicating extreme wealth concentration that may increase market volatility risks.
- Strong Performance of Giants: The top four holdings in the CRSP U.S. Mega Cap Growth Index—Nvidia, Apple, Microsoft, and Alphabet—have a combined value of $14.9 trillion, driving consistent strong returns and reflecting the dominance of the tech sector.
- ETF Investment Advantages: The Vanguard Mega Cap Growth ETF has delivered a compound annual return of 13.6% since its inception in 2007, with an even faster 18.8% annual return over the last decade, showcasing its potential in tech and AI investments, making it suitable for diversified portfolios.
- Balancing Risk and Reward: Despite the ETF's strong performance, its high concentration warrants caution; investors should avoid allocating all funds to it and consider it as part of a diversified portfolio to mitigate potential volatility risks.
See More
Garmin Reports 17% Revenue Growth in Q4 Driven by Fitness Segment
- Significant Revenue Growth: Garmin's Q4 revenue reached $2.12 billion, a 17% increase year-over-year, surpassing the market expectation of $2.02 billion, primarily driven by strong performance in fitness products, particularly the newly launched Venu 4 and Bounce 2 smartwatches, which boosted segment revenue by 42% to $765.8 million.
- Earnings Beat Expectations: Adjusted earnings per share came in at $2.79, exceeding analyst expectations of $2.40, demonstrating effective management in cost control and market demand, which further bolstered investor confidence.
- Optimistic 2026 Outlook: Garmin anticipates total revenue of $7.9 billion for 2026, above analysts' expectations of $7.63 billion, with projected earnings per share of $9.35, significantly higher than the consensus forecast of $8.70, reflecting strong confidence in future growth.
- Dividend Increase: The company announced a 17% increase in quarterly dividends to $1.05, showcasing its robust cash flow and commitment to shareholder returns, which further enhances market sentiment towards Garmin's stock.
See More
India Joins U.S.-Led Pax Silica Initiative
- Strategic Entry of India: India's formal entry into the U.S.-led Pax Silica initiative marks a significant victory for Washington in the global semiconductor and AI infrastructure supply chain competition, expected to enhance U.S. influence in the technology market.
- Multinational Cooperation Framework: The Pax Silica initiative includes core members such as Japan, South Korea, Singapore, the Netherlands, Israel, the UK, Australia, Qatar, and the UAE, with India's participation further solidifying this multinational cooperation framework to promote technology sharing and supply chain security.
- Diplomacy Meets Business: The U.S. State Department's launch of the AI chip
See More
Apple Reports Strong Q1 Growth Amid Challenges
- Significant Revenue Growth: Apple reported a 15.7% year-over-year revenue increase in Q1 2026 (ending December 27), primarily driven by robust demand for the iPhone 17 lineup, showcasing its sustained leadership in the smartphone market.
- iPhone Sales Surge: iPhone sales rose 23.4% year-over-year, further solidifying Apple's market dominance in hardware, indicating strong consumer preference and brand loyalty.
- Exceptional Profit Margins: The company's net income margin reached 29.3% in the last fiscal quarter, reflecting its outstanding profitability and pricing power, despite facing regulatory scrutiny and delays in Siri updates.
- Cautious Market Outlook: While Apple's P/E ratio stands at 33.1, indicating a premium valuation, investor concerns about its cautious approach in the AI race may lead to underperformance compared to the broader market over the next five years.
See More
Apple Releases iOS 26.4 Beta and Announces Product Showcase
- New System Release: Apple launched the iOS 26.4 beta on Monday, introducing features like video podcasts and an Apple Music playlist tool, but lacking enhancements for Siri, indicating slow progress in AI that could impact user experience and market competitiveness.
- Product Showcase Announcement: Apple is set to host a 'special Apple Experience' on March 4 in New York, London, and Shanghai; while details remain undisclosed, the 3D Apple logo's colors have sparked speculation about a new low-cost MacBook, potentially drawing media and consumer interest.
- Increased Stock Pressure: Apple's stock fell 8% last week, marking its largest weekly decline since April last year, despite reporting record iPhone revenue in the latest quarter, indicating strong demand but overshadowed by a broader tech sell-off affecting its stock performance.
- Market Sentiment Shift: Retail sentiment for AAPL has remained in the 'bearish' zone over the past week, reflecting investor concerns about future performance, particularly ahead of new product launches, which may affect short-term market confidence.
See More
AR Glasses Market Set for Explosive Growth
- Surge in Shipments: AR glasses shipments are projected to grow over 50% this year, indicating a strong market recovery as smart glasses shed their previous 'science project' image and gain consumer interest.
- Technological Advancements: With Apple reportedly planning AI-focused wearables, including smart glasses, consumer expectations for next-gen features and lighter designs are rising, potentially making these devices must-haves by 2026.
- Market Excitement: At CES, nearly every booth showcased AR glasses, signaling that the technology is on the cusp of widespread adoption, and they are expected to be the top holiday product this year, further driving market growth.
- Changing Competitive Landscape: As major players like Apple and Meta intensify their focus on AR glasses, competition will increase, accelerating technological advancements and driving consumer demand for new features.
See More
Analysis of Concentration in U.S. Market Indices
- Market Concentration: The CRSP U.S. Total Market Index includes 3,498 companies, with the top 65 accounting for 70% of the total market value, indicating extreme wealth concentration that may increase market volatility risks.
- Strong Performance of Giants: The top four holdings in the CRSP U.S. Mega Cap Growth Index—Nvidia, Apple, Microsoft, and Alphabet—have a combined value of $14.9 trillion, driving consistent strong returns and reflecting the dominance of the tech sector.
- ETF Investment Advantages: The Vanguard Mega Cap Growth ETF has delivered a compound annual return of 13.6% since its inception in 2007, with an even faster 18.8% annual return over the last decade, showcasing its potential in tech and AI investments, making it suitable for diversified portfolios.
- Balancing Risk and Reward: Despite the ETF's strong performance, its high concentration warrants caution; investors should avoid allocating all funds to it and consider it as part of a diversified portfolio to mitigate potential volatility risks.
See More
Garmin Reports 17% Revenue Growth in Q4 Driven by Fitness Segment
- Significant Revenue Growth: Garmin's Q4 revenue reached $2.12 billion, a 17% increase year-over-year, surpassing the market expectation of $2.02 billion, primarily driven by strong performance in fitness products, particularly the newly launched Venu 4 and Bounce 2 smartwatches, which boosted segment revenue by 42% to $765.8 million.
- Earnings Beat Expectations: Adjusted earnings per share came in at $2.79, exceeding analyst expectations of $2.40, demonstrating effective management in cost control and market demand, which further bolstered investor confidence.
- Optimistic 2026 Outlook: Garmin anticipates total revenue of $7.9 billion for 2026, above analysts' expectations of $7.63 billion, with projected earnings per share of $9.35, significantly higher than the consensus forecast of $8.70, reflecting strong confidence in future growth.
- Dividend Increase: The company announced a 17% increase in quarterly dividends to $1.05, showcasing its robust cash flow and commitment to shareholder returns, which further enhances market sentiment towards Garmin's stock.
See More
India Joins U.S.-Led Pax Silica Initiative
- Strategic Entry of India: India's formal entry into the U.S.-led Pax Silica initiative marks a significant victory for Washington in the global semiconductor and AI infrastructure supply chain competition, expected to enhance U.S. influence in the technology market.
- Multinational Cooperation Framework: The Pax Silica initiative includes core members such as Japan, South Korea, Singapore, the Netherlands, Israel, the UK, Australia, Qatar, and the UAE, with India's participation further solidifying this multinational cooperation framework to promote technology sharing and supply chain security.
- Diplomacy Meets Business: The U.S. State Department's launch of the AI chip
See More
