Positive Outlook for Wells Fargo (WFC) May Shift After Lifting of Asset Cap and Legal Settlement Developments
Written by Emily J. Thompson, Senior Investment Analyst
Source: Yahoo Finance
Updated: 3 day ago0mins
Wells Fargo Settlement: In December 2025, Wells Fargo agreed to a $33 million global settlement to resolve lawsuits over misleading subscription schemes, while denying any wrongdoing and continuing to address legacy legal issues.
Impact of Asset Cap Removal: The Federal Reserve's removal of Wells Fargo's $1.95 trillion asset cap may influence the bank's growth strategy, as it seeks to translate this change into profitable growth while managing reputational and regulatory risks.
Revenue and Earnings Projections: Wells Fargo projects $90.6 billion in revenue and $22.1 billion in earnings by 2028, requiring consistent revenue growth and an increase in earnings, with varying fair value estimates reflecting differing investor perspectives.
Investment Analysis: The article emphasizes the importance of independent analysis and understanding the risks associated with Wells Fargo, providing a comprehensive report that highlights key rewards and warning signs for potential investors.
WFC.N
$0.0000%Past 6 months
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
No Data
Powered By
Intellectia
Analyst Views on WFC
Wall Street analysts forecast WFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WFC is 94.23 USD with a low forecast of 86.50 USD and a high forecast of 110.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
11 Buy
5 Hold
0 Sell
Moderate Buy
Current: 90.060
Low
86.50
Averages
94.23
High
110.00
Current: 90.060
Low
86.50
Averages
94.23
High
110.00
Barclays
Overweight
maintain
$87 -> $94
2025-10-15
Reason
Barclays
Price Target
$87 -> $94
2025-10-15
maintain
Overweight
Reason
Barclays raised the firm's price target on Wells Fargo to $94 from $87 and keeps an Overweight rating on the shares. The company reported a Q3 earnings beat as its fees and provision were better than expected, the analyst tells investors in a research note.
Morgan Stanley
Equal Weight
maintain
$95 -> $97
2025-10-15
Reason
Morgan Stanley
Price Target
$95 -> $97
2025-10-15
maintain
Equal Weight
Reason
Morgan Stanley raised the firm's price target on Wells Fargo to $97 from $95 and keeps an Equal Weight rating on the shares. A 12% EPS beat was largely driven by lower provision and higher fees, notes the analyst, who also points out that Wells raised the medium-term ROTCE target to 17-18% from 15% and "left the door open for further improvement."
Keefe Bruyette
Market Perform
maintain
$85 -> $92
2025-10-15
Reason
Keefe Bruyette
Price Target
$85 -> $92
2025-10-15
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Wells Fargo to $92 from $85 and keeps a Market Perform rating on the shares. Wells Fargo stole the show on the first day of bank earnings, unveiling a 17%-18% medium-term ROTCE target, the analyst tells investors in a research note.
Truist
Buy
upgrade
$88 -> $90
2025-10-15
Reason
Truist
Price Target
$88 -> $90
2025-10-15
upgrade
Buy
Reason
Truist raised the firm's price target on Wells Fargo to $90 from $88 and keeps a Buy rating on the shares. The firm is raising its net interest income estimate, incorporating higher buybacks and better fees, partially offset by an increase to its expense estimate, the analyst tells investors in a research note.
See All Ratings
About WFC
Wells Fargo & Company is a financial services company. The Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, to individuals, businesses and institutions. The Company operates through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. The Company provides consumer financial products and services, including checking and savings accounts, credit and debit cards, and auto, residential mortgage, and small business lending. In addition, the Company offers financial planning, private banking, investment management, and fiduciary services. It also provides financial solutions to businesses through products and services including traditional commercial loans and lines of credit, letters of credit, asset-based lending and leasing, trade financing, treasury management, and investment banking services.
About the author
Preview
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Sigh Up to Get Intellectia Insights
What factors contributed to Wells Fargo recruiting Hingham Street Partners from UBS?
How does Wells Fargo's recruitment of Hingham Street Partners impact its Boston office?
Will Wells Fargo's earnings report meet analysts' expectations for EPS and revenue growth?
Can Amazon maintain its projected growth in apparel sales beyond 2025?