Heritage Insurance Set to Expand Policies Following Strategic Repositioning?
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Sep 03 2025
0mins
Should l Buy KNSL?
Source: NASDAQ.COM
Heritage Insurance Holdings (HRTG) Strategy: HRTG has focused on profitability by exiting less profitable personal lines in high-risk areas and shifting towards higher-margin commercial and residential segments, resulting in a slight decrease in policies in force but a significant increase in in-force premiums.
Growth Projections and Market Position: HRTG anticipates a gradual increase in personal lines policies in force through 2025, with expectations for accelerated growth in 2026, supported by strategic initiatives and data-driven analytics to enhance competitive edge and premium volumes.
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Analyst Views on KNSL
Wall Street analysts forecast KNSL stock price to rise
11 Analyst Rating
3 Buy
8 Hold
0 Sell
Moderate Buy
Current: 380.760
Low
415.00
Averages
465.89
High
510.00
Current: 380.760
Low
415.00
Averages
465.89
High
510.00
About KNSL
Kinsale Capital Group, Inc. is a specialty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. It writes E&S insurance on a non-admitted basis through its insurance subsidiary, Kinsale Insurance Company, which is authorized to write business in 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands. It also markets certain products through its subsidiary, Aspera Insurance Services, Inc., an insurance broker. Its core client focus is small- to medium-sized accounts. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, and all other commercial lines. Its personal lines offerings include high value homeowners and personal insurance.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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